INF Standard X Travel Insurance

ideal for travelers looking for affordable fixed-benefit coverage, especially senior visitors to the U.S.
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Destination

Including USA, Canada, Mexico

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📌 What Is INF Standard Travel Insurance?

Ideal for international travelers visiting the U.S., Canada, or Mexico, Starting at just $1.66/day

INF Standard travel insurance is a fixed-benefit plan for visitors to the USA, Canada, and Mexico. It covers new illnesses, injuries, doctor visits, and emergencies ideal for parents, seniors, and tourists without pre-existing conditions.

Key Features:
  • Great savings with United Healthcare PPO network
  • Access to ID card and documents online after purchase
  • 24/7 customer service and support available

After buying the plan, travelers can get all the plan documents and id card through INF Standard X login. At American Visitor Insurance, US Travelers can contact the INF Standard X customer service to get help on the plan details, quotes and other queries. Our licensed agents will be glad to help you!

⭐ INF Standard X Insurance Reviews

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Insurance provider
INF
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Rating
AM Rating: A
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Period of Coverage
30 days to 364 days.
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Underwriter
Crum & Forster SPC
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PPO network
Part of United Healthcare network United Healthcare Provider Network
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Best for
  • Non-US Citizens and Residents
  • Elderly Visitors
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Maximum limits
Age 0-69 years: $50,000, $100,000 and $150,000
Age 70 to 99 years: $50,000
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Deductible options
Age 0 – 69 : $50, $100, $250, $500, $1,000, $2,500 and $5,000.
Age 70 - 99 : $100, $250, $500, $1,000, $2,500, or $5,000
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Compare INF Travel plans
Compare INF travel insurance plans

🧾 How Much Maximum Coverage Does INF Standard X Insurance Provide?

The policy maximum amount of coverage is the total dollar amount of benefits available under the INF Standard X plan. Once the maximum is reached, no additional benefits will be paid.

  • Ages 0–69: Available coverage options are $100,000, $150,000, $250,000, $300,000.
  • Ages 70–99: Coverage is limited to $75,000.

📉 What Is a Deductible in INF Standard X Insurance?

The deductible is the amount the insured must pay before INF Standard X insurance starts to cover expenses.

INF Standard X insurance has deductible options of :
Age 0 – 69 : $50, $100, $250, $500, $1,000, $2,500 and $5,000
Age 70 - 99 : $100 to $5,000

💰 What Is Coinsurance in INF Standard X Insurance?

Coinsurance is the percentage of eligible expenses that the insurance pays after the deductible is met. INF Standard X insurance pays:

  • PPO Network: Up to 100% usual and customary charges

❓ Why Choose INF Standard Insurance?

INF Standard is a fixed-benefit visitor insurance plan designed specifically for non-U.S. residents traveling to the United States. This plan offers affordable travel medical coverage, making it ideal for short-term visitors seeking basic protection without high premiums.

  • Fixed benefit plan: Offers set benefit limits for each covered medical service, helping manage costs while still providing essential coverage for common health needs.
  • Great savings with UHC PPO discounts: Access the UnitedHealthcare PPO network, one of the largest and most trusted provider networks in the U.S., with negotiated rates and direct billing for covered services.
  • Emergency medical support : Covers emergency medical evacuation, repatriation of remains, ambulance services, and accidental death & dismemberment, giving families peace of mind.
  • Urgent care benefit: Only $25 in-network copay for urgent care visits, keeping minor injury or illness treatment affordable.
  • Cashless and direct billing: Hassle-free billing through INF-Robin Assist and the UHC PPO network, avoiding large upfront payments.
  • Worldwide coverage including the USA: Protection both in the U.S. and while traveling internationally.
  • Telehealth & specialist access: Remote consultations via Doctor Please and direct billing for specialist visits for convenient, easy access to care.

👤 Who Is Eligible to Buy INF Standard Travel Insurance?

  • Eligible for Non-U.S. residents visiting the United States Canada, or anywhere outside their home country
  • Travelers aged 14 days to 99 years
  • Coverage from 30 days to 364 days
  • Eligible for Green Card holders as long as they reside outside the US.
  • If a Green Card holder is already in the US, they need to obtain prior health insurance information, if applicable

❤️ Does INF Standard Insurance Covers Pre-Existing Condition?

INF Standard Travel Insurance does NOT cover pre-existing conditions. This INF medical insurance plan only protects against new illnesses or injuries that happen during your trip. If you need coverage for pre-existing medical conditions, consider upgrading to other INF plans such as the INF Premier or INF Elite plans, which offer broader protection.

💰 How Much Does INF Standard X Insurance Cost Per Month?

The cost of Standard X insurance starts from $50 and can go up to $415 this is dependent on the age of the traveler, the plan maximum and the deductible:

  • Traveler’s age
  • Selected policy maximum
  • Deductible amount

Older travelers have higher premiums due to increased medical risk. Choosing a higher maximum increases the premium, while a higher deductible lowers it.

  • Ages 0–69: $50,000, $100,000, $150,000
  • Ages 70-99: $50,000 or $100,000

Example: Below is the monthly cost of INF Standard X insurance of coverage with a $250 deductible, provided by American Visitor Insurance.

Age of traveler Medical Maximum
$50,000 $100,000 $150,000
18 – 29 years $50 $66 $77
30 – 39 years $54 $72 $84
40 – 49 years $58 $77 $91
50 – 59 years $70 $94 $112
60 – 69 years $77 $105 $125
70 – 79 years $269 $333
80 – 89 years $335 $415
🧳 Find The Cheapest INF Visitors Insurance Plans For The USA

✅ What Are The Plan Benefits of INF Standard Insurance?

  • Total Maximum Benefit
    $50,000 $100,000 $150,000
    Hospital room (Average Semi-Private), Board, & Miscellaneous help
    Charges up to $1,300 a day maximum Up to 30 days Charges up to $1,750 a day maximum ​Up to 30 days Charges up to $1,900 a day maximum ​Up to 30 days
    Hospital Intensive Care Unit help
    Charges up to $525 maximum additional a day | Up to 8 Days Charges up to $750 maximum additional a day | Up to 8 Days Charges up to $850 maximum additional a day | Up to 8 Days
    Surgeon
    Up to $3,000 maximum Up to $5,000 maximum Up to $6,000 maximum
    Anesthetics
    Up to $750 maximum Up to $1,250 maximum Up to $1,250 maximum
    Surgical Room and Supply Expenses
    Up to $1,000 maximum Up to $1,100 maximum Up to $1,200 maximum
    Doctor’s Non-Surgical Visits
    Up to $60 a visit maximum | 1 visit a day Up to 10 visits Up to $100 a visit maximum | 1 visit a day Up to 10 visits Up to $125 a visit maximum | 1 visit a day Up to 10 visits
    Diagnostic X-rays & Lab Services
    Up to $400 maximum Up to $650 maximum Up to $750 maximum
    CAT Scan, PET Scan, or MRI
    ​Up to $400 additional Up to $650 additional Up to $1,000 additional
    Assistance Surgeon
    Up to $750 maximum Up to $1,250 maximum Up to $1,500 maximum
    Doctor’s Non-Surgical Visits
    Up to $60 maximum a visit, 1 visit a day, to 30 visits Up to $100 maximum a visit, 1 visit a day, to 30 visits Up to $125 maximum a visit, 1 visit a day, to 30 visits
    Consultant Doctor, when requested by attending Doctor
    Up to $400 maximum Up to $450 maximum Up to $500 maximum
    Pre-Admission Tests within 14 days before hospital admission
    Up to $1,000 maximum Up to $1,100 maximum Up to $1,200 maximum
  • Total Maximum Benefit
    $50,000 $100,000 $150,000
    Hospital emergency room
    Up to $350 Up to $500 Up to $750
    Emergency Medical Evacuation Benefit
    Up to $15,000 Up to $20,000 Up to $25,000
  • Total Maximum Benefit
    $50,000 $100,000 $150,000
    Ambulance Services
    Up to $400 maximum Up to $450 maximum Up to $500 maximum
    Rehabilitative braces or appliances:
    Up to $1,000 Up to $1,100 Up to $1,200
    Dental Treatment injury to Sound, Natural teeth (Due to Accident)
    Up to $450. There are no benefits for dental services for immediate relief of pain Up to $500. There are no benefits for dental services for immediate relief of pain Up to $550. There are no benefits for dental services for immediate relief of pain
    Chemotherapy and/or Radiation Therapy
    Up to $1,000 maximum Up to $1,150 maximum Up to $1,250 maximum
    Physical & Occupational Therapy
    Up to $35 a visit max, 1 Visit a day to 12 visits Up to $45 a visit max, 1 Visit a day to 12 visits Up to $50 a visit max, 1 Visit a day to 12 visits
    Private Duty Nurse
    Up to $400 maximum Up to $500 maximum Up to $550 maximum
    Pregnancy & Childbirth (Conception must Occur After Policy Effective Date)
    Up to $4,500 maximum Up to $5,000 maximum Up to $5,500 maximum
    Accidental Death & Dismemberment
    $25,000 Principal Sum $25,000 Principal Sum $25,000 Principal Sum

🏥 What Is the INF Standard X Insurance PPO Network?

A Preferred Provider Organization (PPO) is a network of highly qualified doctors, well-recognized hospitals, medical providers/facilities who are contracted by INF to offer services to insureds. This will help reduce the insured’s out-of-pocket costs.

United Healthcare Provider Network

INF maintains when inside the U.S., the UnitedHealthCare options network which is a longstanding reputable tier one network that gives you more access to more doctors and services.

To find a network doctor, hospital, lab, or healthcare provider in your area, start by searching for those who are part of our network. These healthcare providers have agreed to charge lower prices, which can help reduce your overall healthcare costs. By selecting a provider within our network, you ensure that you’re taking advantage of the cost savings associated with your health plan. Be sure to confirm that the provider is covered under your specific plan to maximize your benefits and minimize out-of-pocket expenses.

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❓Do You Have Questions?

Our support team is ready to assist you.

🔔 Why Should I Buy INF insurance on American Visitor Insurance?

American Visitor Insurance has developed comparison tools to help travelers compare prices and benefits of different INF plans and to make an informed decision of the best INF travel insurance plan for your specific requirements. American Visitor Insurance's licensed customer support staff help customers by providing answers to any queries while buying INF travel insurance. The customer support staff are available at all times to help you with the online application process and to extend the travel insurance or even cancel the plan if travel plans change. American Visitor Insurance’s staff can also help customers while filing for any insurance claims if needed

❓ INF Standard X Plan Insurance - FAQ's

1. What is the advantage of buying INF Standard Plan Insurance?

INF Standard Plan Insurance offers affordable travel medical coverage for non-U.S. residents, including benefits for acute onset of pre-existing conditions. It’s ideal for visitors to the USA looking for essential protection during short stays, with access to a wide medical network and 24/7 support.

2. Does INF Standard Plan Insurance cover covid illness?

INF Covid19 travel insurance by Standard Plan travel insurance for coronavirus coverage will cover eligible medical expenses resulting from covid19/SARS-CoV-2. Eligible medical expenses are medically necessary expenses that are not subject to another plan exclusion.

3. Does INF covers medical tourism?

INF insurance will not cover visitors to US if they are already sick, if a traveller is already in the hospital, expecting to use the insurance, if travelers have scheduled medical procedures, or if travelers are seeking on-going treatment. If a visitor proceeds to do any of the preceding, it may result in the cancellation of coverage, full refund of the amount paid, and all claims denied.

INF has a 5 day waiting period for new sickness / pre-existing coverage if the traveler has already arrived in the United States.

4. Can seniors over 70 get INF insurance?

Yes! INF Standard is ideal for seniors, including those over 80, with coverage options tailored to their needs.

5. Why buy INF plans?

Healthcare in the USA is expensive—even a short hospital stay can cost thousands of dollars. INF Visitor insurance plans provides peace of mind, financial protection, and access to quality care during your trip.

6. Can I cancel INF Standard insurance after the policy starts?

Yes, you can cancel policy after the policy start date, but it's important to understand the refund policy and potential implications.

  • No refunds are available once the policy has begun.
  • The premium is considered fully earned, regardless of whether claims were made
  • The insured must acknowledge that INF is not liable for any medical expenses following cancellation while in the United States
7. Why should i purchase the INF Standard travel insurance plan?

The INF Standard Travel Insurance Plan is a reliable and affordable option for visitors to the U.S., especially for seniors or those seeking essential medical coverage without high premiums.It covers doctor visits, hospitalization, emergency services, urgent care, prescription drugs, and even COVID-19 treatment like any other illness.

The plan also provides access to a large PPO network through United Healthcare, making it easier to find in-network doctors and hospitals for cashless claims. Telemedicine services are included, allowing travelers to consult with a doctor virtually for non-emergency concerns. The INF Standard plan can be purchased even after arriving in the U.S. (subject to waiting periods) and is available for travelers up to age 99.

8. Why should I buy INF Standard X insurance on American Visitor Insurance

American Visitor Insurance has developed comparison tools to help travelers compare prices and benefits of different INF Standard X plans easily and make an informed decision of the best INF Standard X travel insurance plan for your specific requirements. American Visitor Insurance's licensed customer support staff help customers by providing answers to any queries or concerns while buying INF Standard X travel insurance.

The customer support staff are available at all times to help you with the online application process as well as to help customers while filing for Standard X insurance claims should you need to use the insurance coverage while in the USA.

📝 How do I file a claim with INF Standard Insurance?

To file a claim with Standard X, follow these steps:

📄

Download Form
Get claim form online

📞

Call Support
888-207-1694

✉️

Submit Documents
Robin Assist, P.O. Box 211879, Dallas, TX 75211.

📧

Email Help
claims@robinassist.com

🚫 What are the Limitations of INF Standard Travel Insurance?

While INF Standard Insurance offers valuable coverage for visitors, it's important to note a few limitations:

  • No coverage for pre-existing conditions
  • Fixed benefits: Pays set amounts for eligible treatments and services
  • $15 application fee
  • No refunds after policy start date
  • Limited coverage for high-risk activities

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🧾 Summary for INF Standard X Insurance

INF Standard X Insurance is an affordable fixed-benefit travel medical plan for non-U.S. residents visiting the USA or traveling worldwide:

  • INF Standard X insurance cost starting at just $39 per month With American Visitor Insurance (premium varies by age and coverage length)
  • Designed for international visitors, including parents, relatives, and short term travelers
  • Fixed-benefit coverage with simple, pre-defined payouts for each covered service
  • Coinsurance the plan pays 100% up to usual and customary charges
  • Great savings with UnitedHealthcare PPO network discounts
  • Cashless treatment arranged via INF-Robin Assist
  • $25 in-network urgent care copay
  • Worldwide coverage, including the USA, available for ages 0 to 99 years
  • Coverage from 30 days to 364 days
  • Specialist visits with direct billing through INF-Robin Assist
  • Telehealth access worldwide via Doctor Please
  • COVID-19 coverage included
  • 24/7 concierge assistance for appointments and care coordination
  • Available for a wide range of ages (non-U.S. residents only
  • Underwritten by Crum & Forster and administered by INF

Disclaimer

American Visitor Insurance works continually and to the best of our ability to ensure that the visitors insurance information is accurate and up-to-date. However despite our efforts this information does change regularly and we cannot guarantee 100% accuracy. Please review the specific travel insurance plan brochure for latest plan benefits.

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