Maternity Insurance Coverage

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Maternity insurance frequently asked questions

What if I become pregnant or acquire a sexually transmitted disease while traveling?
Most visitor insurance plans do not cover pregnancy-related medical services or costs for treatment of sexually transmitted diseases.
Yes. Global Medical Platinum is one of the best global options that can be considered for maternity coverage.
  • The Platinum plan offers coverage for maternity as any illness with additional $1,000 deductible, $50,000 lifetime maximum, $200 child wellness benefit for first 12 months, coverage for new born care and congenital disorders up to a maximum of $250,000 for first 31 days.
  • Maternity is an optional rider for Silver, Gold and Gold plus options. For these plans Waiting period is 10 months. The rider includes a lifetime maximum of $50,000, maximum of $5,000 for normal delivery, $7,500 for c-section, $200 child wellness benefit for first 12 months, coverage for new born care and congenital disorders up to a maximum of $250,000 for first 31 days.
No. Pregnancy and maternity resulting from the fertility treatment is NOT covered by Global Medical Platinum.
There is no insurance plan that will cover an existing pregnancy. Although we have a plan called "Atlas America" which covers only pregnancy complications up to 26 weeks of pregnancy for the visitor visiting US.
If you need just the insurance for F2 Visa holder and not F1 Visa holder then we have plan called Patriot Exchange but this does not cover pregnancy. If you need cover for pregnancy and you are not an enrolled student, there is a fixed plan called Inbound Immigrant. We have global options that provide best maternity coverage. Please click on "Global Plans".
Our insurance plans do not provide coverage for existing pregnancy and maternity, but you can still get coverage for any new sickness or injury that might occur during the stay of your visitor here in US. For pregnancy coverage you can consider domestic options if you have a choice.
There are no insurance policies that will cover an existing pregnancy. Since your husband is a Green Card holder you could be eligible to domestic insurance plans if he is already having one. You could still buy our plans for any unexpected sickness and injury but they will not cover pregnancy and maternity.

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AmericanVisitorInsurance and/or its associates have tried to answer these frequently asked questions to the best of our knowledge. However we make no guarantee regarding the accuracy of our answers. The exact answers for some of the questions can change periodically as insurance companies change their plans/policies. AmericanVisitorInsurance is not liable for any problem resulting from the content on this FAQ. If you do not agree with the terms of this disclaimer, please do not use any information in this FAQ.

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