Travel Medical USA Visitor Insurance from Seven Corners

Are you planning a visit to the United States? The US is one of the more popular destinations among international travelers, international students and expatriates. The reason for your travel may vary from visiting relatives, going on a vacation, part of your education or on a business meeting. The United States sees a large number of international travelers throughout the year. While outside one's home country travelers need to ensure that they have all necessary travel documents to have a hassle free visit.

One finds that quite often visitors in the US are unaware of certain rules and the way the US system works, particularly with reference to healthcare. It can be a nightmare if the traveler is caught in an unforeseen situation and is unprepared for it. The US health care cost for visitors to USA is one such factor. While outside his/her home country the traveler is exposed to different environment which can cause health related issues and may need immediate medical treatment.

The medical care system in USA is very sophisticated but the cost of treating a medical emergency is also very expensive. Being a foreign visitor and getting treated in an US hospital can cripple a vacation because of the unfamiliarity to the US health care system. While outside one's home country, the domestic insurance usually will not cover medical expenses incurred in an international country. It is therefore strongly recommended that one buys Visitor medical insurance before leaving for the United States to be secure in the event of a medical emergency and a financially catastrophic situation.

Visitor Insurance plans are available and can be purchased online for people traveling outside their home country. They are broadly classified as Fixed and Comprehensive! Here is a detail description of the difference between Fixed and Comprehensive plans. It is important to understand the difference in order to choose the right plan for the specific situation. However,, comprehensive plans are highly recommended for customers for their flexible benefits.

Seven Corners have released their new version of Inbound USA plan that comes in 3 variants namely Travel Medical USA Visitor Basic, Travel Medical USA Visitor Choice. These are fixed plans but they are popular for their benefits and affordability. Inbound plan is the cheapest visitor insurance plan and is economical for visitors who want to buy an inexpensive plan.

This plan is the cheapest of the among the 3 variants of Inbound USA plan. This is a Fixed plan and covers acute onset of pre existing conditions up to the age of 79. Non US citizens coming to the US are eligible to buy this plan. This plan is available for the spouse and their dependents. This plan provides a policy maximum starting from $50,000 and goes up to $150,000 with a range of options in between these policy maximum with a difference of $25,000 for people up to age 69. For people of age range 70~99, this plan provides policy maximum options of $50,000, $75,000 and $100,000.

This insurance will refund the amount paid for the plan if the plan gets cancelled before the effective date of the plan. If the cancellation occurs after the effective start date of the plan, then unused portion of the paid amount will be refunded deducting the cancellation fee in case there are no claims filed. The Travel Medical USA Visitor Basic brochure can be reviewed for more plan details and benefits information. This plan provides $50,000 for people up to age 69 for acute onset of pre existing coverage and provides $25,000 for people above 70 up to 79.

• This is a fixed benefit insurance plan that provides a policy maximum of up to $150,000 for people below 70 years and for people above 70 years up to the age of 99 years this policy can provide a policy maximum of up to $100,000
• This plan is for Non US citizens coming to the US.
• Some of the expenses for the benefits like chemotherapy, radiation therapy...need pre certification
• Acute onset of pre-existing conditions is covered up to the age of 79 years. People below 70 years get $50,000 coverage and people above 70 years get $25,000 coverage for this benefit
• Mental and nervous disorder and substance abuse is covered like any other illness

• This is another variant of the Basic plan that provides a policy maximum of up to $150,000 for people below 70 years and for people above 70 years up to the age of 99 years this policy can provide a policy maximum of up to $100,000
• This plan is also for Non US citizens coming to the US.
• Some of the expenses for the benefits like chemotherapy, radiation therapy, including diagnostic procedures...need pre certification
• Acute onset of pre-existing conditions is covered up to the age of 79 years. People below 70 years get $75,000 coverage and people above 70 years get $25,000 coverage for this benefit.
• Mental and nervous disorder and substance abuse is covered like any other illness.

• What if the traveller pays for a healthcare service and needs reimbursement?

  Refer the ID cards provided by Seven Corners Insurance at the time of Travel Medical USA Visitor enrolment which will have all the necessary information for reimbursement.

  ---

  How to use Travel Medical USA Visitor Basic while receiving treatment?

  When you visit a medical provider, explain to them that you have Travel Medical USA Visitor Basic insurance. Show them your ID card and ask them to call Seven Corners Assist if they wish to verify benefits and eligibility. Some providers may agree to bill Seven Corners directly, but they are not required to do so.

  ---

  What is the meaning of acute onset of pre-existing conditions?

  According to Seven Corners policy brochures, The sudden and unexpected outbreak or recurrence of a Pre-Existing Condition(s) that occurs spontaneously and without advanced warning either in the form of Physician recommendations or symptoms and requires urgent care. The Acute Onset of a Pre-Existing Condition(s) must occur after the Effective Date of Coverage and prior to the age shown in the Schedule of Benefits. Treatment must be obtained within twenty-four (24) hours of the sudden and unexpected outbreak or recurrence. A Pre-Existing Condition that is Congenital or that gradually becomes worse over time is not an Acute Onset of a Pre-Existing Condition. A Pre-Existing Condition will not be considered an Acute Onset of a Pre-Existing Condition(s) if, during the thirty (30) days prior to the acute event, You had a change in prescription or Treatment for a diagnosis related to the acute event. This benefit does not include coverage for known, scheduled, required, or expected medical care, drugs, or Treatments existent or necessary prior to arrival in the United States and prior to the Effective Date of Coverage.

  ---

  Does Travel Medical USA Visitor Basic insurance cover acute onset of pre-existing conditions?

  Travel Medical USA Visitor Basic offers coverage for acute onset of pre-existing conditions. Visitors to USA aged less than 70 years can avail coverage up to $50,000 and visitors aged between 70 and 79 years are covered for $25,000. No coverage for visitors above 80 years for pre-existing conditions.

  ---

  What is the meaning of “Travel Medical USA Visitor Basic insurance is a fixed benefit plan”?

  Travel Medical USA Visitor Basic insurance is an affordable US visitor insurance having specific benefit limits for different covered medical expenses. These benefit limits are not the same as the plan medical maximum. You can visit any hospital or doctor, since there will be no discounted rates, the plan will only pay up to the clearly defined limits for different expenses.

  ---

  Which is the best visitor insurance in USA?

  The best US visitor insurance will vary from traveler to traveler depending on their unique needs. While some international visitors will look for the cheapest travel insurance plan (sometimes for Visa purposes), others will look for the most comprehensive visitor travel insurance coverage. The cost will be higher if you need health insurance for international travelers with pre-existing conditions. We provide resources such as a compare visitor insurance tool, answers to frequently asked questions, resourceful blogs and answers to specific customer queries. We can get you a tourist medical insurance in USA ideal for you. We offer Travel Medical USA Visitor Basic insurance by Seven Corners which is one of the most popular fixed benefit visitor insurance plans for USA that can cover you in the United States.

  ---

  I wish to extend my stay in the US, is it possible to renew Travel Medical USA Visitor Basic Insurance?

  Yes Travel Medical USA Visitor Basic insurance is available up to a maximum of 364 days. Visitors to USA can renew Travel Medical USA Visitor Basic insurance online to extend their coverage

  ---

  How can one use Travel Medical USA Visitor Basic visitor medical insurance in case of emergency in the United states?

  Travelers can review this article on how to use Travel Medical USA Visitor Basic visitor medical insurance in case of emergency in the United States.
• What if the traveller pays for a healthcare service and needs reimbursement?

  Refer the Travel Medical USA Visitor ID card provided by Seven Corners insurance at the time of enrolment. This has all the necessary information for reimbursement.

  ---

  How to use Travel Medical USA Visitor Choice while receiving treatment?

  When you visit a medical provider, explain to them that you have Travel Medical USA Visitor Choice insurance. Show them your Travel Medical USA Visitor Choice ID card and ask them to call Seven Corners Assist if they wish to verify benefits and eligibility. Some providers may agree to bill Seven Corners directly, but they are not required to do so.

  ---

  What is the meaning of acute onset of pre-existing conditions?

  Sudden and unexpected outbreak or recurrence of a Pre-Existing Condition(s) that occurs spontaneously and without advanced warning either in the form of Physician recommendations or symptoms and requires urgent care. The Acute Onset of a Pre-Existing Condition(s) must occur after the Effective Date of Coverage and prior to the age shown in the Schedule of Benefits. Treatment must be obtained within twenty-four (24) hours of the sudden and unexpected outbreak or recurrence. A Pre-Existing Condition that is Congenital or that gradually becomes worse over time is not an Acute Onset of a Pre-Existing Condition.

  A Pre-Existing Condition will not be considered an Acute Onset of a Pre-Existing Condition(s) if, during the thirty (30) days prior to the acute event, You had a change in prescription or Treatment for a diagnosis related to the acute event. This benefit does not include coverage for known, scheduled, required, or expected medical care, drugs, or Treatments existent or necessary prior to arrival in the United States and prior to the Effective Date of Coverage.

  ---

  Does Travel Medical USA Visitor Choice insurance cover acute onset of pre-existing conditions?

  Travel Medical USA Visitor Choice offers coverage for acute onset of pre-existing conditions. Visitors to USA aged less than 70 years can avail coverage up to $75,000 and visitors aged between 70 and 79 years are covered for $25,000. No coverage for visitors above 80 years for pre-existing conditions.

  ---

  What is the meaning of “Travel Medical USA Visitor Choice insurance is a fixed benefit plan”?

  Travel Medical USA Visitor Choice insurance is an affordable US visitor insurance having specific benefit limits for different covered medical expenses. These benefit limits are not the same as the plan medical maximum. You can visit any hospital or doctor, since there will be no discounted rates, the plan will only pay up to the clearly defined limits for different expenses.

  ---

  Which is the best visitor insurance in USA?

  The best visitor insurance will depend on the visitors’ requirements. Some visitors to US look for affordable travel insurance plan (sometimes for Visa purposes), others will look for the most comprehensive coverage that would exclusively cover medical expense.

  We have some resources such as a compare visitor insurance tool, answers to commonly asked questions, resourceful blogs and answers to specific customer queries. We can get you the best visitor medical insurance in USA. We offer Travel Medical USA Visitor Choice insurance by Seven Corners which is one of the most popular fixed benefit visitor insurance plans for USA that can cover you in the United States.

  ---

  How can one use Travel Medical USA Visitor Choice visitor medical insurance in case of emergency in the United states?

  Travelers can review this article on how to use Travel Medical USA Visitor Choice visitor medical insurance in case of emergency in the United States.

  ---

  How does Travel Medical USA Visitor Choice insurance offer coverage for medical expenses?

  Travel Medical USA Visitor Choice insurance offers fixed benefit coverage. After the deductible amount, Travel Medical USA Visitor Choice pays fixed amounts based on the schedule of benefits and you have to pay the remaining balance. For detailed working example of how it works, you can review Travel Medical USA Visitor Choice insurance working example