Seven Corners insurance for Indian parents visiting USA

Travel Medical USA Basic is a budget-friendly comprehensive travel insurance plan, making it a great choice for Indian parents especially those visiting for a few weeks or months. It offers:

• Coinsurance: In-network: 100% up to the medical maximum; out-of-network: 80% of the first $10,000, then 100% thereafter.
• Direct Billing: United health care.
• Acute on set of pre-existing condition: Ages 14 days to 69 years: $25,000, Ages 70 to 79 years: $2,500 maximum
• Urgent Care: Up to 30 co-pay.
• Trip Interruption: Up to $2,500.
• Emergency medical evacuation : Covered up to $250,000.
• Return of mortal remains : Covered up to $25,000.

Travel Medical Choice is a higher-tier comprehensive plan, ideal for Indian parents seeking broader protection during their visit to the USA. It offers enhanced benefits, higher policy maximums, and stronger coverage for the acute onset of pre-existing conditions making it well-suited for older travelers or those with known health concerns.

• Coinsurance: In-network: 100% up to the medical maximum; out-of-network: 90% of the first $10,000, then 100% thereafter
• Direct Billing: United health care.
• Acute onset of pre-existing condition: $75,000 for non-cardiac and $50,000 for cardiac conditions for ages 14 days to 69 years; $7,500 for non-cardiac and $5,000 for cardiac conditions for ages 70 to 79 years.
• Urgent care clinic:Up to 20 co-pay.
• Trip Interruption: Up to $5,000.
• Emergency medical evacuation: Covered up to $500,000.
• Return of mortal remains: Covered up to $50,000.

Travel Medical USA Visitor Basic is a fixed-benefit plan that offers essential medical coverage at a lower cost, making it a practical choice for Indian parents, especially those who are healthy and visiting the U.S. for a short stay. It provides scheduled benefits for doctor visits, hospitalization, emergency care, and acute onset of pre-existing conditions helping to manage medical expenses while staying within budget.

• Coinsurance: After the deductible, the plan pays fixed amounts listed in the benefit schedule.
• Direct billing: No PPO network.
• Acute on set of pre-existing conditions: Ages 14 days to 69 years: $50,000, Ages 70 to 79 years: $25,000
• Urgent care clinic: 75 per visit, 1 per day, 30 visits maximum.
• Emergency medical evacuation: Covered up to $100,000.
• Return of mortal remains: Covered up to $20,000.

Travel Medical USA Visitor Choice is a fixed-benefit plan with higher limits, ideal for Indian parents seeking affordable yet stronger protection than basic plans. It covers doctor visits, hospitalization, emergency care, and acute onset of pre-existing conditions, with higher per-incident benefits—making it suitable for seniors needing more than minimal coverage. The plan is also renewable for up to 3 years, offering extended flexibility for longer stays.

• Coinsurance: After the deductible, the plan pays fixed amounts listed in the benefit schedule.
• Direct Billing: No PPO network.
• Acute on set of pre-existing conditions: Ages 14 days to 69 years: $75,000, Ages 70 to 79 years: $25,000
• Urgent care clinic: 100 per visit, 1 per day, 30 visits maximum.
• Emergency medical evacuation: Covered up to $100,000.
• Return of mortal remains : Covered up to $25,000.