There are several travel health insurance plans available for the visitors traveling outside their home country. These plans usually cover unexpected travel and medical emergencies. They cover sickness and injury as well as have benefits for repatriation and evacuation, luggage loss and delay and trip interruption.
However, one of the most important benefit that most travelers, in particular older travelers need is the coverage for pre-existing medical conditions. While there are several comprehensive travel insurance plans that provide coverage for acute onset of pre-existing conditions, there are many restrictions for older age groups.
INF travel insurance plans offer the most comprehensive coverage for acute onset of pre-existing conditions and accident and sickness for travelers visiting their families in the US and Canada. This relieves the stress of choosing insurance plans with pre-existing coverage and gives the travelers confidence to travel outside their home country. These plans serve many people who are visitors and who specifically need coverage for pre-existing conditions.
Some plans cover even the routine checkup associated with the pre-existing conditions. This pre-existing condition coverage makes INF plans unique when compared to other travel insurance options. INF plans are therefore ideal for US citizens going outside of the US and other foreign nationals traveling to the US or Canada.
Health care expenses"I recently visited your website for the first time to buy insurance for travel to US. I found the information very good. Your customer support was fantastic and awesome. You were so dedicated to take care of my inquiries. I would rate your service 100/100."
"Thank you for such helpful information. You've impressed me as I have contacted other companies and haven't gotten half of the information from them that you have sent me. I will take what you've said into consideration and hope to be in touch soon......."
"I am pleased to say that your company is very professional in the field of Insurance.
The customer is happy to get easily connected and then you very patiently explain the difference between various plans to suit each customer's need. "
This is a fixed plan that is available for US citizens traveling outside of the US and foreign nationals coming to the US. This plan is available with a policy maximum of $150,000, $250,000 and $300,000 and the deductible options of $75 to $5000 and for age 70-99 covers policy maximum of $100,000 and the deductible options of $250 to $5000. This plan covers pre existing conditions which includes coverage for blood test, lab work, hospital stay...apart from other benefits for unexpected medical incidents.
People up to age 99 receive coverage for pre existing conditions. People in the age range of 0-69 receive pre existing benefit in the range of $20,000/$30,000/$40,000/$50,000/$60,000/$100,000 subjected to the deductible of $1000 and $5000. For people above the age of 70, coverage is available for $15,000/$25,000 subjected to deductible of $1000/$5000.
This plan provides a policy maximum of $150,000 for people in the age range of 0-69 and maximum of $50,000 and $100,000 is available for people from 70-99. No coverage for pre existing conditions is available with this plan.
The following are the comprehensive INF plan options:
This is a comprehensive plan that is available for US citizens traveling outside of the US and foreign nationals coming to the US. This plan is available with a policy maximum of $150,000, $250,000 and $300,000 and the deductible options of $50 to $5000 and for age 70-99 covers policy maximum of $75,000 and the deductible options of $250 to $5000. This plan covers pre existing conditions which includes coverage for blood test, lab work, hospital stay...apart from other benefits for unexpected medical incidents.
Elite plan with policy maximum $150,000 covers pre-existing condition coverage up to $25,000 maximum with deductible $1,500 for age 0 to 69 years and for policy maximum $75,000 covers pre-existing condition coverage up to $20,000 maximum with deductible $1,500 for age 70 to 99 years.
This is a comprehensive plan that is available for US citizens traveling outside of the US and foreign nationals coming to the US. This plan is available with a policy maximum of $150,000, $250,000 and $300,000 and the deductible options of $100 to $5000 and for age 70-99 covers policy maximum of $75,000 and the deductible options of $100 to $5000. This plan covers Preventive & maintenance care,TDAP, Flu, etc Vaccines and coverage for full body physicals .
Elite Plus plan with policy maximum $150,000 covers pre-existing condition coverage up to $25,000 maximum with deductible $1,500 for age 0 to 69 years and for policy maximum $75,000 covers pre-existing condition coverage up to $20,000 maximum with deductible $1,500 for age 70 to 99 years.
This is a comprehensive plan that is available for US citizens traveling outside of the US and foreign nationals coming to the US. This plan is available with a policy maximum of $150,000, $250,000 and $300,000 and the deductible options of $50 to $5000 and for age 70-99 covers policy maximum of $75,000 and the deductible options of $250 to $5000. This plan covers sickness & accident plan with 90% in network coinsurance .This includes non-insurance dental, vision, hearing & prescription discount card included for INF members
No coverage for pre existing conditions is available with this plan.
This is a comprehensive plan that is available for US citizens traveling outside of the US and foreign nationals coming to the US. This plan is available with a policy maximum of $150,000, $250,000 and $300,000 and the deductible options of $50 to $5000 and for age 70-99 covers policy maximum of $75,000 and the deductible options of $250 to $5000. This plan covers 90% of eligible medical expenses .This includes doctor appointments, blood tests and lab, specialist care, urgent care visits and hospital stays are covered for pre existing conditions.
Elite 90 plan with policy maximum $150,000 covers pre-existing condition coverage up to $25,000 maximum with deductible $1,500 for age 0 to 69 years and for policy maximum $75,000 covers pre-existing condition coverage up to $20,000 maximum with deductible $1,500 for age 70 to 99 years.
This is a comprehensive plan that is available for US citizens traveling outside of the US and foreign nationals coming to the US. This plan is available with a policy maximum of $150,000, $250,000 and $300,000 and the deductible options of $50 to $5000 and for age 70-99 covers policy maximum of $75,000 and the deductible options of $250 to $5000. This plan covers sickness & accident plan with 80% in network coinsurance .This includes non-insurance dental, vision, hearing & prescription discount card included for INF members
No coverage for pre existing conditions is available with this plan.
INF-BMI travel assist provides travel & medical assistance for international trips with no deductible or copayments and provides medical assistance for pre-existing conditions, acute onset of pre-existing conditions, and COVID-19 as per the limits in the Plan.
INF strongly recommends enrolling in the Ultra Plus, VIP, VIP Plus- which provides comprehensive coverage for full pre-existing, acute onset of pre-existing conditions, and COVID-19
If the Asthma condition has been stable for 12 months, it is NOT pre-existing in INF Elite or Premier. If it has been unstable (treatment required) in past 12 months- it IS pre-existing, and covered as a pre-existing condition.
Yes – INF travel insurance will cover the worsening of the condition, but not maintenance or preventive care.
No.
If the Arthritis condition has been stable for 12 months, it is NOT pre-existing in INF Elite or Premier. If it has been unstable (treatment required) in past 12 months- it IS pre-existing, and covered as a pre-existing condition.
No.
Yes – INF US travel insurance will cover the worsening of the condition, but not maintenance or preventive care.
If the Diabetes has been stable for 12 months (no change in Medication / sickness related to diabetes), it is NOT pre-existing in INF Elite or Premier. If it has been unstable (treatment required) in past 12 months- it IS pre-existing, and covered as a pre-existing condition.
Yes - INF US visitor insurance will cover the worsening of the condition, but not maintenance or preventive care.
No.
Yes- INF travel insurance for USA will cover a heart attack either as a new sickness or pre-existing condition, depending on how stable to insured’s condition was in the past 12 months.
Yes - INF visitors insurance for USA will cover the worsening of the condition, but not maintenance or preventive care.
INF Premier insurance and INF Elite insurance covers COVID19 as any new sickness only if the person did not have the sickness before purchasing the insurance.
Visitors travel insurance for medical emergency outside your home country.
Explore »
Important factors while deciding on the best travel insurance for USA.
Explore »
Understanding different types of travel health insurance plans.
Explore »
Travel insurance online claims process for getting medical care in a hospital.
Explore »While travelling in the midst of a coronavirus pandemic and given the increased number of cases due to the Delta and Omicron variant, one must ensure that they have the right travel health insurance with proper Covid19 coverage. At America visitor insurance travelers can get visitors insurance for Covid19 illness.
We offer a range of options for visitors where they can compare using our Visitors insurance for Covid19 comparison tool based on the factors like the travelers age, duration of travel, the maximum coverage required, deductible and the need for pre-existing conditions or for covid coverage.
Travelers can narrow down their search further by applying the “filter” option for Covid19 available in the tool. Please know we are here to help you make the best, informed decision to get coverage even for Covid19! Let us know how we can assist you. Feel free to contact us by email or phone at any time.
Covid travel insurance - Know more
