Visitor Insurance FAQ for preexisting conditions

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Age & Citizenship
Start date
End date

What does visitor travel insurance cover?

medical expensesHealth care expenses
Covers hospital expenses for sickness or accidents.
doctor visitDoctor visit
Insures Doctor visits for sudden injury or sickness.
pharmacy drugsPharmacy drugs
Doctor prescribed eligible pharmacy drugs expenses.
pre-ex conditionPre-existing conditions
Some plans insure acute onset of pre-existing conditions.
medical evacuation Medical evacuation
Medical evacuation expenses to nearest facility included.
repatriation of remains Repat of remains
Repatriation of remains to home country included.

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Get answers to all your questions?

What are pre-existing conditions?

Pre-existing conditions are medical ailments for which a person has been diagnosed, is being treated for or has before the start of the insurance policy. Pregnancy, AIDS, high-blood pressure and stroke are all forms of pre-existing conditions. Different insurance carriers have their own policies for pre-existing conditions.

Some insurance providers offer coverage after a certain waiting period while others totally exclude certain conditions. Having a pre-existing condition obviously puts you at a higher risk for compensation than people without pre-existing conditions and is therefore more difficult to get insurance cover for that condition. We have a page detailing coverage available for pre-existing conditions.

What is the difference between Urgent Care and Emergency Services?

Getting an appointment for any ailment is a time consuming process, hence every hospital provides urgent care and emergency care services. These are the quick medical care services provided by almost all medical centers.

Emergency services are those services required as a result of unforeseen injuries or acute illness, for which a delay in treatment would result in a permanent physical impairment, or loss of life. Such conditions should be taken to the emergency room: heart attacks, strokes, poisonings, sudden inability to breathe, broken bones, etc.

Urgent care includes less serious medical conditions which require attention. Conditions such as very high fever (especially in elderly or children), any cuts which require immediate attention, pain during urination, sudden illness that may require a prescription.

Be assured that if you go to Urgent Care and the problem is more serious than anticipated, the patient will be forwarded to the appropriate level of care.

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What are the short term visitor insurance options for US citizens living outside USA while visiting USA?

The following are some of the visitor insurance options for US citizens living outside USA for visiting the USA

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What are the insurance options available for older travelers?

The maximum coverage available for older travelers is less than for younger travelers. You can review the older traveler insurance options
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Can I buy the Global Platinum plan from IMG if my Green Card is in progress?

Global Medical Platinum plan is available for all nationalities. You are definitely eligible to buy this plan provided you are not already in US for more than 6 months.

What is the difference between Global Gold Plus and Global Medical Platinum?

The Global Medical Platinum has higher benefit coverage available in terms of Lifetime Maximum, Evacuation etc compared to Global Gold Plus. Global Medical Platinum has maternity coverage available like any other illness where as it is an optional rider in case of Global Medical Gold Plus. Please click on the button to compare various plans
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Insurance FAQ Disclaimer

AmericanVisitorInsurance and/or its associates have tried to answer these frequently asked questions to the best of our knowledge. However we make no guarantee regarding the accuracy of our answers. The exact answers for some of the questions can change periodically as insurance companies change their plans/policies. AmericanVisitorInsurance is not liable for any problem resulting from the content on this FAQ. If you do not agree with the terms of this disclaimer, please do not use any information in this FAQ..
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US visitors insurance providers

You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Global Underwriters, Travel Insure, GeoBlue, HTH Worldwide and INF insurance.

US visitors insurance providers

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