Is California a good cruise destination for travelers?
California is one of the top US cruise destination which offers amazing coastal surroundings and world class attractions and diverse itineraries for travelers looking for adventures and relaxation. It has major cruise ports like Los Angeles which is home to the bustling ports of long beach and san Pedro which also provides access to attractions like Disneyland, Hollywood and Venice beach. San Diego is known for its mild weather all year and is a gateway to cruises bound for the Mexican Riviera and the South Pacific. It also has attractions like the San Diego Zoo and historic Old Town.
San Francisco is a top cruise port with the iconic waterfront and travelers can explore the stunning views of the golden gate bridge and travelers can cruise from here to experience the coastlines of Alaska and California as well as cruise to Hawaii. California offers amazing cruise options for everyone. You can choose a short trip along the Pacific coast to visit West coast towns and choose longer journey to see the glaciers in Alaska and the beautiful Hawaiian islands.
There are major airports near to cruise lines which makes it easy for travelers to reach the ports. There are many cruise options both for luxury cruises as well as affordable family friendly cruises. Whether you are planning for a weekend cruise or a longer adventure in the Sea, California cruises give you stunning views and cultural experiences along with amazing entertainment.
What are the top cruise destinations in California?
Los Angeles
Los Angeles is a top cruise destination in California with its busy cruise ports in Long Beach and San Pedro. These are among the most popular gateways on the coast for cruise lovers. Travelers can explore famous attractions like Hollywood, Disneyland, Universal Studios, the lively Santa Monica Pier, and the picturesque Venice Beach, either before or after their cruise.
San Francisco
The amazing views of the iconic Golden Gate Bridge and the historic Alcatraz Island makes San Francisco one of the top cruise destination in California. It has the lively waterfront with many attractions like busting Fisherman's Wharf where visitors can enjoy the fresh seafood with stunning bay views. There is one of the oldest and most culturally rich Chinatowns in the US. Travelers can explore the city’s famous cable cars and popular landmarks like Union Square and Lombard Street. San Francisco is a major departing point for cruises to Alaska, Mexico and the Pacific coast which makes it ideal stop for travelers to experience the excitement of the city while enjoying the scenic ocean voyages.
San Diego
San Diego is one of the popular cruise destination in California. It is a relaxing sea side destination with pleasant weather all year. The city is must visit port for travelers because of its popular culture, history and outdoor attractions. Visitors can explore the world famous San Diego zoo and the scenic and historic Balboa Park and can enjoy the nightlife and dining scenes at the vibrant Gaslamp Quarter. San Diego is a major departing point for cruises to Mexico, Hawaii and the South pacific. Whether you are looking for relaxation on the beach and adventurous on ocean voyages San Diego is perfect cruise destination before or after the cruise journey.
Santa Barbara
Santa Barbara is popular location for Pacific Coastal cruises and is famous for its Mediterranean style buildings, beautiful beaches and top notch wine country. This city is favorite for travelers to relax. Here travelers can explore the Stearns Wharf California's oldest wooden piers and can visit the historic Santa Barbara Mission. Tourists will also enjoy scenic trips to the vineyards and wineries with its coastline, cultural attractions and lively food Santa Barbara is a perfect cruise stop for travelers.
What are the Top cruise destinations from California?
Mexican Riviera
The Mexican Riviera is a popular cruise destination from California due to its beautiful sunny beaches, rich culture and exciting adventures. Cruises departing from either Los Angeles, San Diego or San Francisco. These cruises are easily accessible and a convenient gateway to this region with stunning beaches such as Cabo San Lucas, Puerto Vallarta and Mazatlan. Cruisers here can enjoy water activities, sunbathe and simply unwind. Cabo San Lucas is popular for its El Arco rock formation and fun water activities. Puerto Vallarta has gorgeous beaches, historic streets and a lively nightlife. Mazatlan with its colonial style and golden beaches, and Ensenada is known for its fresh seafood and the impressive La Bufadora blowhole. With warm weather all year and a variety of itineraries a Mexican Riviera is perfect for cruise vacation from California.
Alaska
An Alaska cruise from California is once in a lifetime experience with stunning sceneries, amazing wildlife and exciting activities. These cruises explore remote and beautiful spots in North America. Most Cruises stop at popular locations like Juneau which has the incredible Mendenhall Glacier and offers whale-watching tours. Ketchikan it is known for Native culture and lush forests, and Skagway it is famous for its Gold Rush history and mountain train rides. Glacier Bay National Park is a must see location which has featuring huge glaciers, dramatic fjords, and wildlife. These Cruises depart from Los Angeles, San Francisco or San Diego and offer an unforgettable adventure through breathtaking wilderness.
Hawaii
A Hawaii cruise from California is the perfect way to experience a tropical vacation with scenic and relaxing journey across the pacific. These cruises have stops at Hawaii’s different islands with each stop having its own unique scenery. Honolulu is famous for its rich history and stunning scenery and has popular destinations like Waikiki Beach, Pearl Harbor, and Diamond Head. Maui is popular for the Hana, Haleakala Crater and beautiful beaches. Kauai is known as the Garden Isle which is filled with green forests, cliff faces and waterfalls that are ideal for nature lovers. Hilo is known for its black sand beaches, volcanic craters and waterfalls. These cruises which start from Los Angeles, San Francisco or San Diego offer a great combination of relaxation, adventure, and allow you to experience the islands beauty.
Panama Canal & Central America
The Panama Canal is the popular cruise destination from California. In this journey you will find the incredible engineering wonders that connects the Pacific and Atlantic Oceans. These longer cruises stops at different locations which are rich in history, different culture and filled with natural beauty. While Puerto Quetzal is famous for its ancient Mayan ruins and volcanic landscapes, Puntarenas is known for its rainforests, wildlife, zip-lining and jungle tours, Cartagena in Colombia is popular for its colorful buildings, historic forts and vibrant cultural life. These cruises starts from cities like Los Angeles, San Diego and San Francisco. In these cruise journeys you can explore the stunning oceans views and exciting experiences that are perfect for both relaxation and exploration.
Do I need travel insurance for a cruise to California?
While travel insurance is not mandatory for a cruise to California, it is highly recommended for financial and medical protection. Cruise insurance covers trip cancellations, delays, missed connections, baggage loss, and medical emergencies—including costly onboard treatments and emergency evacuations.
Given California’s hurricane season and the potential for unexpected disruptions, having insurance ensures peace of mind. Given the relatively low cost of cruise insurance compared to the coverage benefits provided, Cruise health insurance provides peace of mind and can make all the difference in making in one’s cruise vacation memorable.
What does trip cancellation insurance cover for cruise travel?
Trip cancellation insurance not only offers coverage for trip investment expenses, but also covers medical expenses while on a cruise trip. In case a traveler missed a cruise because a flight was delayed, or had to cancel a cruise vacation because he/she fell sick or for any other reason, the Trip Cancellation insurance will cover non-refundable trip investment expenses. It will also cover medical expenses while the traveler is on the cruise, such as falling sick and needing medical assistance.
Some cruises have medical treatment facilities to treat minor injuries, however if the injury or sickness is severe the traveler may be asked to get off the ship at the nearest port to get immediate medical care. If adequate healthcare treatment is not available at the place you got off the cruise, then you may have to get transported or evacuated to the nearest hospital, the trip protection insurance would cover these expenses.
Why do I need best cruise travel medical and trip protection insurance?
When families travel overseas, it is important to buy proper travel medical insurance. Since the family is traveling outside familiar territory which can involve long air and road travel, acclimatising to different weather patterns and eating unfamiliar food there is an element of risk involved and vulnerability to falling sick or even having an accident.
Furthermore, injuries or illnesses may happen before your trip and cause the whole trip to be cancelled. In that case, some cruise travel insurance insure the value of your trip allowing you to get your money back and rebook the trip another time. Trip insurance can be purchased for the whole travel group, so if Grandma breaks her leg and everyone decides to cancel, you can do so; even unrelated people can go on one policy for school reunions or company gatherings.
How much does California cruise travel insurance cost?
How much does cheap cruise insurance cost?
The Cheapest cruise insurance cost ranges from $39 to $1,278 for a 15 days trip. This cruise insurance cost may varies based on travlers age, cruise destination, cruise duration.
For example here we are showing cost for 55 year old traveler with 15 days duration of trip.
| Plan name | Trip cost $1,000 | Trip cost $5,000 | Trip cost $10,000 | Trip cost $20,000 |
|---|---|---|---|---|
| Safe Travels Protect | $39 | $161 | $349 | Not Available |
| Safe Travels Explorer | $45 | $186 | $455 | $879 |
| Itravelinsured Lite | $53 | $267 | $569 | $1,178 |
| iTravelInsured choice | $57 | $175 | $382 | Not Available |
| Cruise Travel Insurance | $88 | $275 | $520 | $1,028 |
Source: American Visitor Insurance®
How much does Luxury cruise insurance cost?
The Luxury cruise insurance cost ranges from $1,097 to $24,167 for a 15 days trip. This cruise insurance cost may varies based on travlers age, cruise destination, cruise duration.
For example here we are showing cost for 55 year old traveler with 15 days duration of trip
| Plan name | Trip cost $30,000 | Trip cost $50,000 | Trip cost $100,000 | Trip cost $150,000 |
|---|---|---|---|---|
| Itarvelinsured SE | $1,097 | $3,177 | $6,352 | $9,527 |
| Safe Travels Armor | $1,445 | $2,430 | $4,940 | Not Available |
| Safe Travels Voyager | $1,728 | $2,821 | $5,553 | Not Available |
| Travel insurance Select Elite | $3,213 | $5,355 | $10,710 | $16,065 |
| ITravelinsured LX | $4,835 | $8,057 | $16,112 | $24,167 |
Source: American Visitor Insurance®
How does cruise travel insurance compare to other insurances?
Cruise medical insurance and cruise travel insurance are related but serve different purposes. Here's a comparison to clarify the differences:
| Plan Type | Cruise Travel Insurance | Travel medical insurance |
|---|---|---|
| Purpose | Covers cruise trips like trip cancellation, medical emergencies on cruise, evacuation, baggage, delays. | Medical coverage for visitors to the USA or abroad for illness/injury. |
| Medical Coverage | Includes evacuation coverage as in cruise medical insurance. Typically $50,000 to $1,000,000+; covers onboard treatment, emergency evacuation. | Medical expenses during the cruise (e.g., doctor visits, hospital stays, medications). $25,000 up to $2,000,000 depending on plan. |
| Trip Cancellation/Interruption | Expenses due to canceling or cutting short a cruise due to illness, injury, or other covered reasons (e.g., family emergency), this coverage helps recover prepaid costs. Up to 150% trip cost; includes Cancel For Any Reason (CFAR) options (time-sensitive). | Usually not included or limited; focus is on medical coverage. |
| Trip Delay / Missed Connection | Covered; e.g., $500 missed connection, travel delay benefits | Rarely covered; focus on medical |
| Baggage Loss/Delay | Reimburses for lost, stolen, or delayed luggage. Covered up to $2,500 with item limits. | Not typically covered |
| Pre-Existing Condition Coverage | Some plans offer acute onset coverage; CFAR add-ons available | Some plans cover acute onset pre-existing conditions (e.g., Diplomat America) |
| Coverage Area | Worldwide, focused on cruise itinerary | USA and international travel depending on plan |
| Deductible Options | Varies by plan, often $0 to $250 | $0 to $500 deductible options available |
| Typical Cost Range | From a few hundred to several thousand dollars depending on trip cost, age, coverage. | Monthly premiums from $20 (basic) to $300+ (high coverage) |
| Additional Benefits | Emergency evacuation, repatriation, travel assistance, CFAR waiver, itinerary change | Telehealth, COVID-19 coverage, acute pre-existing condition, repatriation. |
| Ideal For | Travelers who want more than just medical coverage, especially those who are concerned about loss due to trip cancellations, delays, or other unexpected disruptions. | Primarily for health-related coverage, especially those who have health conditions or are concerned about limited healthcare access during the cruise. |
Which Cruise insurance to Choose?
- If you're primarily concerned about health risks, cruise medical insurance may suffice.
- If you want protection for your entire trip (e.g., medical, trip disruptions, luggage issues), cruise travel insurance is more comprehensive.
Both types of cruise insurance can often be bundled, so it's worth comparing plans to get the best mix of coverage based on your needs.
What factors should I consider while buying cruise insurance?
There are several factors to consider when choosing an insurance to cover your cruise. Firstly, you may be offered insurance by the cruise line. BEFORE you accept it, consider if you would rather insure the whole trip (including air travel to and from the ports or your travel by vehicle to the port of disembarkation) AND whether you would like to also have health insurance while you are on your cruise and for all the stops along the way.
If you think you might want a more complete plan, consider checking options on American Visitor Insurance to compare prices and opt out of the cruise company option. If you’ve decided on a more inclusive plan, then the main thing that limits your choices will be how much you want to insure the trip for (it should include all non-refundable portions of your trip cost) and how much medical expense coverage you think you will need. Remember that if something happens while at sea, you may need emergency medical evacuation from the ship which is covered by all our trip cancellation policies and may NOT be included in the policy offered by the cruise line.
For example, the iTravelInsure insurance from IMG can cover trips from $10,000 or less per person up to $150,000 per person and offer medical coverage from $100,000 maximum to $500,000 maximums. If you have questions or concerns about plans we offer, please feel free to give us a call and chat with us today!
What if I need to be airlifted off of the cruise?
The plans offer a benefit called emergency medical evacuation. This benefit can move you from your cruise ship to the closest hospital that can attend you. It can also move you between hospitals if your current hospital cannot accommodate your needs. Also, it can move you to a hospital close to your home if a physician deems it necessary.
Which is the best California cruise insurance with medical evacuation?
Traveling to California is an extraordinary adventure and a thrilling experience, but it requires thorough preparation due to its extreme environment and isolation. Natural disasters or severe weather conditions can lead to serious illnesses or injuries which may require treatment beyond the capabilities of local facilities. Evacuation from California involves specialized procedures which can be extremely expensive.
Evacuations often involve multiple stages, including transport to a research station and then airlift to a hospital with better medical facilities. Sometimes helicopters are used for short-distance evacuations to nearby research stations or ships or fixed-wing aircraft is used for long-distance evacuations, often requiring specially equipped planes for ice landings and take-offs.
Following are some of the best California Cruise medical evacuation insurance:
- iTravelInsured Travel Choice Insurance: iTravelInsured Travel Choice provides coverage for medical evacuation up to $500,000, with the option to increase coverage to $1,000,000. This plan offers trip cost up to $10,000. The iTravelInsured Travel Choice cost for a 50-year-old traveller is $382, based on a trip cost of $10,000 and a trip duration of 15 days.
- Seven Corners Cruise Insurance: Emergency medical evacuation covered up to $500,000. This plan is ideal for cruises and offers trip cost up to $30,000. The cost of Cruise travel insurance for a 50-year-old traveler is $520 based on a trip cost of $10,000 and a trip duration of 15 days.
- Safe Travels Journey Insurance: Safe Travels Journey provides coverage for medical evacuation and repatriation of remains up to $500,000. This plan offers trip cost up to $50,000. The Safe Travels Journey cost for a 50-year-old traveler is $532, based on a trip cost of $10,000 and a trip duration of 15 days.
- Safe Travels Voyager Insurance: Emergency medical evacuation covered up to $1,000,000. This plan is ideal for first class cruises and offers trip cost up to $100,000. The Safe Travels Voyager cost for a 50-year-old traveler is $620, based on a trip cost of $10,000 and a trip duration of 15 days.
- Trip Protection Choice Insurance: Trip Protection Choice Insurance offers coverage for Emergency medical evacuation up to $1,000,000. This plan is ideal for first class cruises and offers trip cost up to $100,000. The Trip Protection Choice cost for a 50-year-old traveler is $707, based on a trip cost of $10,000 and a trip duration of 15 days.
- ITravelinusred Travel LX Insurance: iTravelInsured Travel LX provides coverage for medical evacuation up to $1,000,000. Ideal for elite luxury cruises and offers trip cost up to $150,000. The iTravelInsured Travel LX cost for a 50-year-old traveller is $1,101, based on a trip cost of $10,000 and a trip duration of 15 days.
What does cruise travel insurance cover?
1. Accidental and Medical expenses
One might believe that the regular health insurance covers your health while on a cruise and might question the need for cruise medical insurance. However one might be rudely shocked as many US health insurance plans do not cover you outside the US borders (including Medicare). The travel insurance for cruise trip pays for the medical treatment for any sickness or accident that one can encounter during the trip. The cruise health insurance coverage varies on the cruise insurance chosen, but can provide coverage up to $500k.
2. Trip cancellation and inability to go on the cruise
Given the uncertainties involved in planning vacations very early, it is likely that one cannot go on a cruise as planned. The best cruise insurance coverage pay a complete refund for valid reasons like the accidental death or injury of the traveler or a non-traveling family member. The Cancel for any reason travel insurance benefit in a cruise cancellation insurance gives further flexibility and provides 75% refund of the non-refundable expenses for not taking the cruise for any reason.
3. Trip interruption
The trip interruption benefit of a travel insurance for cruise trip can pay up to 150% of the trip cost in the event that the traveler has to cut short his/her cruise vacation and return home in an emergency. This benefit takes in to consideration the high costs that one can incur for flight tickets should they need to buy tickets in an emergency. This benefit provides peace of mind to the vacationer during the cruise holiday.
4. Medical Evacuation
The best travel insurance for cruise trip also provides coverage for medical evacuation up to $1M if the vacationer has to be evacated to get access to proper medical treatment in the event of a medical emergency. Some cruise insurance plans also offer up to $50K for non medical evacuation.
5. Missed connection
The missed connection benefit provides up to $500 additional transportation costs to join the cruise or tour for any delay of the stipulated time of travel.
6. Repatriation of remains
The repatriation of remains benefit pays for the repatriation expenses in the event of death of the traveler for any reason. The best cruise insurance offers up to $1M as part of this benefit. There is also another repatriation benefit in the event of an accident during the vacation. These benefits are for the death, loss of sight or loss of limbs due to an accident that occurs during the cruise holiday.
7. Baggage loss and baggage delay
This baggage loss benefit by the best insurance for cruises offers up to $2,500 with a $250 maximum per item for baggage loss and $500 after initial delay of 12 hours. Given all these benefits, it is important that cruise vacationers buy the best cruise travel insurance given the relative low cost of cruise insurance.
The cruise insurance protection offered by cruise lines provides very little benefits given their cost, this is particularly important for Seniors cruise vacationers who are most vulnerable and likely to need the benefits offered by the best cruise travel insurance plans.
Cruise travel insurance protection timelines
Going on a cruise vacation can be an expensive and a simple delay or missing a flight can spoil the entire vacation. Given the constant changes in the weather conditions, delays with airline and airport chaos, factors like covid pandemic in famous cruise destinations, travelers should have good Cruise travel insurance to protect the money spent on the cruise.
Cruise travel insurance provides coverage well before the start of the cruise, continues with the coverage during the cruise at Sea till the Cruise journey is completed. Given below are the coverage details at different stages of the Cruise.
1. Cruise insurance protection before the commencement of the Cruise
Cruise insurance offers protection against the traveler’s monetary investment on the cruise from the time the cruise travel insurance has been purchased and the initial booking for the Cruise has been made. The cruise insurance will reimburse the trip expenses if anything goes wrong before the start of the trip. If the travelers are unable to reach their cruise or got delayed for some covered reason like illness or bad weather then the trip expenses can be reimbursed.
Cruise insurance will reimburse all of the trip expenses under the Trip Cancellation cover if the cruiser is not able to reach the cruise in time for any covered reason. Covered reasons like bad weather, illness, injury, or death can be insured. If the insurance includes Cancel for any reason, then the traveler can simply decide not to take the cruise and still get reimbursed up to 75% of the non-refundable cruise expenses.
2. Cruise insurance coverage during the journey
Many cruisers are not aware of the high healthcare cost on a cruise ship. The basic diagnosis and treatment of regular health conditions can cost thousands of dollars on board a cruise ship. In case the passenger has to be evacuated to the nearest port the cost of evacuation can be astronomical. Cruise insurance offers travelers medical insurance coverage for unanticipated illness or injury during the cruise.
Most policies offer benefits for on-board medical treatment, as well as additional coverage for an evacuation in case of an emergency. Cruisers whose primary domestic health insurance does not offer coverage outside of the US borders or to any inaccessible locations should choose comprehensive cruise insurance.
Vacationers who are concerned about the medical emergency that can arise while on the cruise should choose to buy a comprehensive cruise insurance policy that covers Emergency Medical treatment and Medical Evacuation. There are also a few Cruise travel insurance plans that offer coverage for acute onset of Pre-existing conditions.
3. Cruise insurance for bad weather conditions like a hurricane
Most of the vacationers plan for a cruise trip during the summer which ironically is the hurricane season. This makes cruising risky as it is exposed to cancellations due to bad weather conditions. Cruise travel insurance offers coverage for Hurricane & adverse weather, where cruisers can reimburse the cost of the trip in case the trip gets cancelled due to extreme weather, a storm at their destination or any delays due to weather.
How cruise travel insurance offers coverage for illness and evacuation?
The travellers on cruises are not aware of the expensive healthcare cost while on a cruise ship. The basic diagnosis and treatment of regular health conditions can cost thousands of dollars on board a cruise ship. In case the passenger has to be evacuated to the nearest port the cost of evacuation can be astronomical.
Cruise insurance offers travelers medical insurance coverage for unanticipated illness or injury during the cruise. Most policies offer benefits for on-board medical treatment, as well as additional coverage for an evacuation in case of an emergency.
Cruisers whose primary domestic health insurance does not offer coverage outside of the US borders or to any inaccessible locations should choose comprehensive cruise insurance. There are also a few Cruise travel insurance plans that offer coverage for acute onset of Pre-existing conditions.
How to buy insurance for a cruise?
At AmericanVisitorInsurance, you can find several trip insurance plans or cruise insurance plans and almost all cover 100% and more than 100% for trip cancellation and trip interruption respectively. Make sure you know what you require and look carefully that satisfies your requirements. Go through the exclusions to know what is not covered as well. Here is a step by step guide to buy the insurance:
- Visit our cruise page and scroll to see the available plans for your criteria.
- Click on the link provided for each plan and view the benefits.
- Once you decide on the plan, please click on the Buy link provided and fill the form and complete the application online.
- Make the premium payment to the plan online by paying through your credit card.
- Once the transaction is completed successfully, you will receive a confirmation email to your email address.
Make sure to save the confirmation email safely as this will have your policy details and also the Certificate number of the plan which is very useful for all the future conversations with the insurance company.
What affects the cost of California cruise travel insurance?
There are various factors that affect the cost of the cheap cruise travel insurance. A standard policy with Trip Cancellation coverage will cost between 5% and 10% of a traveler’s total trip cost.
- Age of the traveler: The cost of travel insurance is directly proportional to the age of the traveler. The older traveler usually pay higher premiums due to increased health risks
- Type of travel insurance: Comprehensive travel insurance policies for California cruises which provide exhaustive coverage are more expensive than fixed benefit travel insurance.
- Medical maximum coverage and deductible options: Higher medical coverage limits lead to higher premiums, while selecting a higher deductible can lower costs.
- Destination: Best cruise travel insurance for California trips may cost more due to factors like hurricane risks and potential medical evacuations.
- Trip duration: Longer cruises generally result in higher insurance costs due to extended coverage needs.
- Additional Benefits: Add-ons like Cancel for Any Reason (CFAR), coverage for adventure activities in California cruise insurance, or higher baggage limits can increase costs.
Travelers can check with the cruise if they will provide a refund or voucher if you cancel. If yes, then travelers do not need to insure the cost of the cruise to make the travel insurance policy a little cheaper.
What to look for in cruise health insurance for California cruises?
Look for the following while looking for cruise insurance:
- Ensure that the plan provides good coverage for Emergency Medical Evacuation, Repatriation, Accidental Death and Dismemberment in case of any unforeseen emergencies.
- Make sure that the cruise insurance covers trip cancellation, trip interruption, loss of luggage, personal property, travel delay and baggage delay. This makes it easier to recover the trip cost or the cost of personal property or damage in case the trip gets cancelled or delayed respectively.
- Check to see what the age of the traveler is. If the traveler is a senior traveler, look if they need coverage for any existing conditions. Our senior cruise travel insurance page has plans suitable for senior travelers going on a cruise.
- Look for a plan that provides higher policy maximum limits, in case of any unexpected medical emergencies.
- Ensure that the plan provides flexible and comprehensive coverage in order to have sufficient coverage while outside the country.
- See if you can find a plan with Cancel for any reason insurance benefit, in case you are unsure of any possibility of cancelling the trip due to any kind of emergency situation back home.
Which is the cheapest cruise insurance for trips to California?
Finding affordable travel insurance for California cruises involves comparing various plans to identify one that balances cost with adequate coverage. Here are some options to consider:
ITravelinsured Choicefrom IMG
- Most popular Cruise cancellation insurance for U.S. residents covers trip costs up to $10,000.
- Medical evacuation and repatriation of remains are covered up to $500,000, with the option to enhance coverage up to $1,000,000.
- This plan provides accident and Sickness medical expense covered up to $100,000, with the option to enhance coverage up to $250,000.
- Missed cruise connection covered up to $500 .
- Optional cancel for any reason benefit covered up to $75% of non-refundable trip cost.
For more coverage details on baggage delay, trip delay, and other benefits, please refer to the brochure for the full schedule of benefits.
Safe Travels Protect from Trawick International
- Cheapest Cruise cancellation insurance from Trawick International offers trip cost up to $14,000.
- This plan provides a maximum of $25000 for emergency accident and sickness medical expense.
- Emergency Evacuation coverage is covered up to $250,000 and $350,000 for Repatriation of remains.
- Missed Cruise connection covered up to $250 for delays of 12 hours or more.
For more details on missed connection coverage, trip cancellation, and other benefits, please refer to the brochure for the full schedule of benefits.
Cruise Travel Insurance from Seven corners
- Specifically designed for cruise travelers, offers trip cost up to $30,000.
- Medical evacuation and repatriation of remains are covered up to $500,000.
- This plan provides accident and Sickness medical expense covered up to $250,000.
- Missed cruise connection covered to $250 per day up to $1,500.
- Optional cancel for any reason benefit covered up to $75% of non-refundable trip cost.
For more details on this plan, including coverage for baggage delay, trip cancellation, and Cancel for Any Reason, please refer to the brochure for a complete list of benefits.
Safe Travels Explorer from Trawick International
- Affordable Cruise insurance for domestic and international leisure or business trips, trip cost up to $30,000
- Medical evacuation and repatriation of remains are covered up to $200,000.
- This plan provides accident and Sickness medical expense covered up to $250,000.
- Missed cruise connection covered to $500.
For more details on this plan, including coverage for baggage delay, trip cancellation, and Cancel for Any Reason, please refer to the brochure for a complete list of benefits.
Can I insure a luxury cruise vacation to California?
Yes. There are now insurance plans available that will allow travelers to insure up to $150,000!
Safe Travels Voyager from Trawick International
- Best for cruise travelers looking for higher benefit limits, with trip cost coverage up to $100,000.
- Emergency medical evacuation and repatriation is covered for $10,00,000.
- Emergency accident and sickness medical expense is covered for $250,000.
- Missed cruise connection is covered for up to $1,000.
- Optional cancel for any reason benefit covered up to $75% of non-refundable trip cost
To learn more about iTravelInsured LX, refer to the plan brochure for the full schedule of benefits.
ITravelinsured Travel SE from IMG
- Ideal for luxury travelers taking lavish vacations to both domestic and international destinations, offers trip cost up to $150,000
- Medical evacuation and Repatriation of Remains covered up to $500,000.
- Accident and Sickness medical expense covered up to $250,000.
- Pet kennel benefit covered up to $100 per day with $300 maximum per pet.
- Missed cruise connection covered up to $500 per person.
To learn more about iTravelInsured SE, refer to the plan brochure for the full schedule of benefits.
Trip Protection Choice from Seven Corners
- Ideal for first class travellers taking expensive vacations, offers trip cost up to $100,000.
- Medical evacuation and Repatriation of Remains covered up to $1,000,000.
- Accident and Sickness medical expense covered up to $500,000.
- Missed cruise connection covered up to $250 per day up to $1,500 (3 hours)
- Optional Sports Equipment Rental covered up to $2,500 per item up to $5,000
- Optional cancel for any reason benefit covered up to $75% of non-refundable trip cost.
To learn more about iTravelInsured Choice, refer to the plan brochure for the full schedule of benefits.
ITravelinsured Travel LX from IMG
- Ideal for elite luxury travelers taking expensive vacations to both domestic and international destinations, offers trip cost up to $150,000.
- Medical evacuation and Repatriation of Remains covered up to $1,000,000.
- Accident and Sickness medical expense covered up to $500,000.
- Pet kennel benefit covered up to $100 per day with $500 maximum per pet.
- Missed cruise connection covered up to $500 per person
- Optional cancel for any reason benefit covered up to $75% of non-refundable trip cost.
- Search and rescue benefit covered up to $10,000 per person
To learn more about iTravelInsured Choice, refer to the plan brochure for the full schedule of benefits.
Best Luxury cruise travel insurance
Can I get coverage for pre-existing conditions on a California cruise?
Yes, several travel insurance plans, including Seven Corners Cruise Insurance, Safe Travels Voyager, iTravelInsured Travel Plans, and Trip Protection Choice, offer coverage for pre-existing medical conditions on a California cruise. However, coverage is subject to specific conditions. Many plans provide a waiver for pre-existing conditions if the policy is purchased within a certain time frame after booking the trip.
This waiver ensures that unexpected medical issues related to pre-existing conditions, including emergency treatment and medical evacuations, are covered. Without it, coverage may be limited, and related expenses could be excluded. Always review the policy details and eligibility criteria before purchasing.
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Do seniors with Medicare need travel insurance for international trips?
US pensioners and older travelers with Medicare need good international travel insurance given that Medicare offers little coverage outside USA. Any travel overseas involves risks especially for older travelers and the costs of medical evacuation and health care outside the US is expensive.
In this context buying Medicare Supplemental international travel insurance coverage for US senior citizen travelers is strongly recommended.
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Best Cruise insurance for Seniors
Compare and Buy Cruises Travel Insurance with cancel for any reason for senior citizens.
Click here to read more »California Cruises insurance - FAQ's
1. Do I need travel insurance for a cruise?
Yes, Travel insurance can help you from lot of unexpected events like trip cancellations, medical emergencies, or lost luggage. It's especially useful for cruises due to the unique risks involved, such as itinerary changes or onboard medical needs.
2. Is travel insurance mandatory for a California cruise?
Cruise travel insurance is strongly recommended for a California cruise. A typical cruise insurance policy available in American Visitor Insurance costs between around 6% of the total cruise vacation cost. This additional cruise insurance cost is easily worth it given the value and peace of mind it adds to your Cruise vacation.
While it may not be mandatory, it provides essential protection against unexpected events. Best cruise travel insurance for California trips cover trip cancellations or interruptions due to illness, weather disruptions, or other emergencies. It also ensures coverage for medical expenses, which can be costly, especially for onboard treatment or medical care in a foreign port.
3. What if I need to cancel my cruise?
Many travelers want to know if their policy covers cancellations due to illness, severe weather, or other unforeseen circumstances.no need to worry lot of plans in American visitor insurance will cover this type of coverages.
4. Is cruise insurance the same as travel insurance?
Travel insurance typically focuses on the health of the traveler and when the insured is traveling by air or land. Trip cancellation insurance which can be used as Cruise insurance offers insurance coverage for the cost of the cruise, as well as possible delay or cancellation of the trip resulting in financial losses. This insurance also provides good medical evacuation coverage and is very useful while the insured is on a cruise.
5. Does travel insurance cover medical emergencies while on a cruise in California?
Yes, lot of cruise related plans in American Visitor Insurance will cover the medical emergencies on cruise in California
6. Is It cheaper to buy Insurance through the Cruise Line or independently on American Visitor Insurance?
It is generally cheaper and more beneficial to buy Cruise travel insurance independently on American Visitor Insurance rather than through the cruise line. While cruise line insurance may seem convenient, it often comes with limited coverage and higher premiums compared to private insurance. Independent policies typically offer more comprehensive protection, including coverage for flights, hotels, and excursions that are not booked through the cruise line. On American Visitor Insurance, you can compare the different Cruise insurance options offered by top US insurance providers and buy the Cruise travel insurance that best fits your needs and budget.
Private insurance also provides better medical coverage, including emergency evacuation, which can be crucial if you need medical attention while at sea or abroad. Additionally, independent policies usually cover "cancel for any reason" (CFAR) options and allow for customized coverage, whereas cruise line insurance often lacks flexibility. Moreover, Cruise insurance offered on American Visitor Insurance gives you the freedom to choose the level of coverage that suits your needs, instead of a one-size-fits-all package from the cruise line. You can also compare multiple providers to get the best deal, which can save you money in the long run. Considering these advantages, it’s a smarter and more cost-effective choice to purchase travel insurance independently.
7. When is the best time to purchase travel insurance for my cruise?
It is best to buy the cruise insurance as soon as you make the first payment for the trip. The Cruise cancellation insurance benefit starts as soon as you buy the insurance well before the actual cruise start date.
It is possible that you cancel the trip for valid reasons well before the journey and if you have cruise insurance, you are eligible to get the benefit of this coverage. Some benefits such as the ‘Cancel for any reason’ is also time sensitive and usually needs to be bought within 21 days of the first payment.
However travelers can buy cruise insurance later as well and can be bought just before the cruise starts. Some plans are even available post-departure of the cruise that includes domestic travel.
8. My cruise will go to several countries/ islands, how can I enter my destination if I only get to put one entry?
Don't worry! Your coverage will be worldwide, so you don't have to enter each and every port of call on your itinerary. If one of your stops will be in the US (besides the start or end of the cruise), then you should enter the United States as your destination so that you get a vacation travel insurance Otherwise, you can enter your first port of call and you will be covered for your entire cruise!
9. Does travel insurance cover missed cruise departures?
Yes, many policies in American Visitor Insurance offer Missed Connection Coverage, which helps cover additional expenses if you miss your cruise departure due to reasons like flight delays or cancellations. There is a plans which help you to cover any missed flights and ships.
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