Visitors travel insurance – FAQ - Seven Corners

Seven Corners medical Covid19 travel insurance has designed Travel Medical Plus travel insurance with coronavirus coverage which will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2.

Seven Corners Covid19 Annual travel insurance has designed Travel Medical Annual Multi-Trip Insurance insurance with coronavirus coverage for business and frequent travelers which will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2.

Following are the list of plans that satisfy Schengen visa requirements:

To download the Schengen visa letter for the European consulate for the Travel Medical Choice insurance, please refer the payment confirmation email that provides you a link "View Coverage Letter" under Summary of Benefits.

Travel Medical Basic-Inside the United States

• IN PPO NETWORK: The plan pays 80% of the first $5,000, then 100% to the medical maximum.
• OUT OF PPO NETWORK: The plan pays 70% of the first $5,000, then 100% to the medical maximum

Travel Medical Choice-Inside the United States

• IN PPO NETWORK: The plan pays 90% of the first $5,000, then 100% to the medical maximum.
• OUT OF PPO NETWORK: The plan pays 80% of the first $5,000, then 100% to the medical maximum.

The plan pays 100% for above three plans.
Outside the United States: The plan pays 100% for above three plans.

You can compare popular Travel Medical insurance, review their benefits and select the best plan satisfying your needs.

When Traveling Inside the United States:

Seven Corners maintains a wide network of health care providers and networks like Seven Corners United Healthcare. In the US there are 2 options: United health care Multiplan and PHCS Out of Area Network.
You need to check your insurance card to find any one of the below 2 logos:

    
While calling your provider network, you need to say "my coverage uses United healthcare or Multiplan PPO network or PHCS Out of Area Network and I found your name on the registry".
Do not say “I have Seven Corners Insurance” or “I use Seven Corners Network” or "I have Travel Medical Choice plan or I use seven corners plan". The provider will not identify your coverage and may say that you are not covered.

When Traveling Ouside the United States:
You need to visit Wellabroad.com to find healthcare provider or doctor nearest you outside the US. The member can view a directory which has a list of providers’ services and payment options for receiving the treatment. Only some health care providers will bill directly with Seven Corners. Please review the providers’ service and payment to know better on how the healthcare can be accessed.

You can contact 1-800-335-0611 (toll free inside the U.S.) or 1-317-818-2809 (collect outside the U.S.) to find out more about the network providers

Find Provider Network

Travel Medical Choice is renewable if you initially buy less than 364 days of coverage, you may buy additional time, to a total of 364 days. Your original effective date is used to calculate your deductible and coinsurance and to determine pre-existing conditions. $5 administrative fee is charged for each renewal.

You will have to pay the deductible first. Then the plan will pay the expenses based on the option chosen by you.
In ppo network: 90% coinsurance. The plan pays 90% of the first $5,000, then 100% to the medical maximum.
Out of ppo network: 80% coinsurance. The plan pays 80% of the first $5,000, then 100% to the medical maximum
This will apply if you have visited a doctor or hospital within the Seven Corners provider network.
If you visit a doctor or hospital outside the provider network, you will have to pay the expenses and submit the claims form for refund/reimbursement.

The following are the main eligibility criteria to buy visitor insurance for non US citizens visiting the United States:

• The Travel Medical USA Visitor Basic insurance plan can be purchased up to 12 months
• The Travel Medical USA Visitor Choice insurance plan can be purchased up to 12 months, renew up to 3 years

The Travel Medical USA Visitor Choice insurance plan is ideal for non-U.S. citizens up to the age of 99 years immigrating to the USA and offers medical protection up to 3 years.

To know the differences please compare Travel Medical USA Plans

To know the differences please compare Trip Protection Basic vs Choice

State Restrictions: The plan will not accept a mailing address in Maryland, Washington, New York, South Dakota, and Colorado.
Country Restrictions: The plan will not accept an address in Cuba, Islamic Republic of Iran, Syrian Arab Republic, U.S. Virgin Islands, Gambia, Ghana, Nigeria, and Sierra Leone, and Democratic People’s Republic of (North Korea).
Destination Restrictions: The plan will not cover trips to to Antarctica, Islamic Republic of Iran, Syrian Arab Republic Cuba, and Democratic People’s Republic of Korea (North Korea).

Find the Seven Corners claims information below:
Seven Corners Claims Information
Submit all of the documents to Seven Corners using one of these methods:
Email: claims@sevencorners.com
Fax: (+1) 317-575-2256
Mail: Seven Corners address
Attn: Claims
PO Box 211760
Eagan, MN 55121

The ID cards provided at the time of enrollment will have all the necessary information for reimbursement.

Seven Corners makes the payment in foreign currency as required by the providers. This ensures faster and reliable settlement of claims.

Definitely. The Travel Medical Choice plan is available for anyone traveling outside their home country.

Seven corners Inc. has been offering travel insurance products since 1997. Seven corners travel insurance is based out of Carmel, Indiana has over 200 employees and offers both domestic and international travel insurance plans . With their Travel Medical insurance and Inbound USA insurance products Seven corners insurance provides travelers with health coverage ,safety and security for travelers away from home country and with the US.

It caters to different types of travelers coming to the United States such as on B1 visa, students on F1 visa and professionals on the H1B visa. They also offer travel insurance coverage for US travelers who want trip cancellation insurance for travel insurance.

Yes, Seven corners insurance offers Cancel for any reason cover as an add-on cover that can be included in their Round trip insurance plans.