Will the travel/trip insurance plan cover Baggage Loss and Trip Cancellation?
Yes most of our policies include Baggage loss, Trip Cancellation, and Emergency Repatriation.
Does this travel insurance cover cancellation of a trip due to the death of a close family member - even if the family member is not part of this trip?
Yes, most of our package policies provide coverage for trip cancellation due to a non-traveling family member's death or illness requiring you to stay home.
I am interested in travel insurance plans that cover cancellation for any reason?
Trip cancellation provides coverage for "named peril" policies, meaning they will only cover you for a specific covered reason named in the policy. None of them provide coverage for "any reason" such as for a person's inability to get time off from work. Generally they cover cancellations due to health, weather, airline or cruise line bankruptcy, etc.
Which policies protect me if my trip is cancelled because of terrorist activity?
Many of our plans will offer coverage for "Terrorism". Trip cancellation coverage is generally considered to be a "named peril" type policy, meaning that only those perils that are named in the policy are covered. This includes terrorism. Each company however includes their own definition of terrorism.
I am in the military. What if I am called to duty or denied leave which prevents my travel?
If your leave is denied because of declared or undeclared war, all policies will exclude that reason. There are several companies that address military leave or being called to duty in one form or another: Access America, Travel Guard - Cruise, Tour & Travel plan, Travel Insured, TravelSafe and Travelex all have "perils" that touch on this.
AmericanVisitorInsurance and/or its associates have tried to answer these frequently asked questions to the best of our knowledge. However we make no guarantee regarding the accuracy of our answers. The exact answers for some of the questions can change periodically as insurance companies change their plans/policies. AmericanVisitorInsurance is not liable for any problem resulting from the content on this FAQ. If you do not agree with the terms of this disclaimer, please do not use any information in this FAQ..
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