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Seven Corners Travel Insurance plans

Compare and buy international travel insurance plans offered by Seven Corners

Fixed Benefits plans have specific benefit limits for different covered medical expenses. These benefit limits are not the same as the plan medical maximum.

BROCHURE DETAILS

Eligibility
Non US citizen traveling to the U.S. and also provides coverage for their Spouse, Traveling Companions, and Child(ren).

Key Features

This is a cheap and affordable visitor medical insurance.
It covers acute onset of pre existing condition up to the age of 79.
This medical insurance can be purchased by tourists even over the age of 70 years, the policy maximum options available are $50,000, $75,000,$100,000.

Plan Options

Select Traveler's Age
Maximum Coverage
Deductible Amount

$39.06 PER MONTH BUY

BROCHURE DETAILS

Eligibility
Non US citizen traveling to the U.S. and also provides coverage for their Spouse, Traveling Companions, and Child(ren).

Key Features

It is an affordable visitor travel insurance option for international travelers visiting the USA.
The price is affordable even for longer trips and is extendable up to 1,092 days.
Offers coverage for acute onset of pre-existing condition up to 79 years.

Plan Options

Select Traveler's Age
Maximum Coverage
Deductible Amount

$35.03 PER MONTH BUY

BROCHURE DETAILS

Eligibility
Non US citizen traveling to the U.S. and also provides coverage for their Spouse, Traveling Companions, and Child(ren).

Key Features

This travel health insurance is the highest fixed benefit visitor insurance coverage option.
It covers acute onset of pre existing condition up to $1,00,000 for age up to 69 years.
Plan can be extended up to 3 years

Plan Options

Select Traveler's Age
Maximum Coverage
Deductible Amount

$37.24 PER MONTH BUY

Comprehensive plans do not have benefit limits based on the type of medical expense. Benefits for covered medical expenses go all the way up to the plan maximum

BROCHURE DETAILS

Eligibility
Individuals and families including unmarried dependent child(ren) traveling outside of their Home Country.

Key Features

It is a well-known plan for travelers going abroad and is ideal for tourists and parents to the US. Plan can be purchased for 364 days or less only
This provides coverage for individuals and families (including unmarried dependent and child over 14 days and under 19 years of age) while traveling to a foreign country.

Plan Options

Select Traveler's Age
Policy Coverage
Deductible Amount

$137.83 PER MONTH BUY

BROCHURE DETAILS

Eligibility
Individuals and families including unmarried dependent child(ren) traveling outside of their Home Country.

Key Features

Liaison Travel Elite Insurance plan is a travel health insurance protection plan for travelers outside their home country
It is an excellent visitor medical insurance for parents and tourists visiting the United States.

Plan Options

Select Traveler's Age
Policy Coverage
Deductible Amount

$361.77 PER MONTH BUY

BROCHURE DETAILS

Eligibility
Individuals and families including unmarried dependent child(ren) traveling outside of their Home Country.

Key Features

It provides protection to citizens of any nation when traveling outside their home country.
This is an an affordable travel medical insurance for travelers while traveling outside their home country.

Plan Options

Select Traveler's Age
Policy Coverage
Deductible Amount

$132.59 PER MONTH BUY

About Seven Corners travel insurance

Seven Corners, Inc established in 1993, offers several travel insurance plans focusing on international travel health insurance. It is self-owned company employing 165 people and has 25 years of excellent experience in international and benefit management. There are 9 department managers each having 11 years of insurance industry experience. Approximately 800 ID cards are issued per day and 4000 transactions happen per week at Seven Corners, Inc.

Seven Corners protects the well being of the international travelers worldwide by providing services namely Travel Medical Assistance Services, Trip Management Assistance Services, Travel Intelligence Services, 24 Hour Customer Assist Services, Multilingual Team - 11 Languages, Worldwide Provider Network Access, Wellabroad Access to all Insured, Myplan Access to all Major Medical and Group Members.

Seven Corners Travel Insurance - FAQ's

1. Which visitor insurance covers Covid19?

Seven Corners Covid19 travel insurance has designed Liaison Travel Plus travel insurance with coronavirus coverage which will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2.

Liaison Travel Plus Insurance:
BUY ONLINE PLAN DETAILS EXAMPLE

2. Which plan satisfies Schengen visa requirements and provides the Schengen visa letter?

Following are the list of plans that satisfy Schengen visa requirements:

Liaison Travel Choice Insurance
BUY ONLINE PLAN DETAILS EXAMPLE
Liaison Travel Elite Insurance
BUY ONLINE PLAN DETAILS EXAMPLE

3. How do I get the Schengen visa letter?

To download the Schengen visa letter for the European consulate for the Liaison Travel Choice insurance, please refer the payment confirmation email that provides you a link "View Coverage Letter" under Summary of Benefits.

4. Can you please explain the concept of Coinsurance for Liaison plans?

Liaison Travel Economy - Inside the United States

IN PPO NETWORK: The plan pays 80% of the first $5,000, then 100% to the medical maximum.
OUT OF PPO NETWORK: The plan pays 70% of the first $5,000, then 100% to the medical maximum

Liaison Travel Choice - Inside the United States

IN PPO NETWORK: The plan pays 90% of the first $5,000, then 100% to the medical maximum.
OUT OF PPO NETWORK: The plan pays 80% of the first $5,000, then 100% to the medical maximum.

Liaison Travel Elite - Inside the United States

IN PPO NETWORK: The plan pays 100%.
OUT OF PPO NETWORK: The plan pays 90% of the first $5,000, then 100% to the medical maximum.

Outside the United States: The plan pays 100% for above three plans.

5. Can you compare and explain the differences between the different Liaison Plans offered by Seven Corners?

You can compare popular Liaison Travel insurance, review their benefits and select the best plan satisfying your needs.

6. Which hospital or doctor can I go to and how to my Seven Corners travel medical insurance in case of an emergency?

When Traveling Inside the United States:
Seven Corners maintains a wide network of health care providers. In the US there are 2 options: United health care and Multiplan.
You need to check your insurance card to find any one of the below 2 logos:

While calling your provider network, you need to say "my coverage uses United healthcare or Multiplan PPO network and I found your name on the registry".
Do not say “I have Seven Corners Insurance” or “I use Seven Corners Network” or "I have Liaison Travel Choice plan or I use seven corners plan". The provider will not identify your coverage and may say that you are not covered.

When Traveling Ouside the United States:
You need to visit Wellabroad.com to find healthcare provider or doctor nearest you outside the US. The member can view a directory which has a list of providers’ services and payment options for receiving the treatment. Only some health care providers will bill directly with Seven Corners. Please review the providers’ service and payment to know better on how the healthcare can be accessed.

You can contact 1-800-690-6295 (toll free inside the U.S.) or 317-818-2808 (collect outside the U.S.) to find out more about the network providers

Find Provider Network

7. I want to buy Liaison Travel Choice for a year. How can I purchase it?

Liaison Travel Choice is renewable if you initially buy less than 364 days of coverage, you may buy additional time, to a total of 364 days. Your original effective date is used to calculate your deductible and coinsurance and to determine pre-existing conditions. $5 administrative fee is charged for each renewal.
If you want continuous coverage, you can buy the Liaison Travel Elite plan, if you initially buy less than 364 days of coverage, you may buy additional time, to a total of 1,092 days. A new deductible and coinsurance applies beginning the 365th day and again the 729th day, but your original effective date is used to calculate your deductible and coinsurance and to determine pre-existing conditions. $5 administrative fee is charged for each renewal.

8. The Liaison Travel Choice will pay the hospital directly or I have to pay and then they will refund me?

You will have to pay the deductible first. Then the plan will pay the expenses based on the option chosen by you.
In ppo network: 90% coinsurance. The plan pays 90% of the first $5,000, then 100% to the medical maximum.
Out of ppo network: 80% coinsurance. The plan pays 80% of the first $5,000, then 100% to the medical maximum
This will apply if you have visited a doctor or hospital within the Seven Corners provider network.
If you visit a doctor or hospital outside the provider network, you will have to pay the expenses and submit the claims form for refund/reimbursement.

9. What is the eligibility criteria to buy visitor insurance for non US citizens visiting the USA?

The following are the main eligibility criteria to buy visitor insurance for non US citizens visiting the United States:

The Inbound USA Basic insurance plan can be purchased up to 12 months
The Inbound USA Choice insurance plan can be purchased up to 12 months, renew up to 3 years
The Inbound USA Elite insurance plan can be purchased up to 12 months, renew up to 3 years

10. Which are the medical plans ideal for US immigrants and green card holders?

The Inbound USA Choice insurance plan is ideal for non-U.S. citizens up to the age of 99 years immigrating to the USA and offers medical protection up to 3 years.

11. What are the main differences between Liaison Travel Elite and Liaison Travel Economy?

To know the differences please compare Liaison Travel Elite vs Liaison Travel Economy

12. What are the main differences between Liaison Travel Elite and Liaison Travel Choice?

To know the differences please compare Liaison Travel Elite vs Liaison Travel Choice

13. What are the main differences between Liaison Travel Choice vs Liaison Travel Economy?

To know the differences please compare Liaison Travel Choice vs Liaison Travel Economy

14. Can you compare and explain the differences between the different Inbound Plans offered by Seven Corners?

To know the differences please compare Inbound USA Plans

15. Which are the geographic restrictions for travel plans?

State Restrictions: The plan will not accept a mailing address in Maryland, Washington, New York, South Dakota, and Colorado.
Country Restrictions: The plan will not accept an address in Islamic Republic of Iran, Syrian Arab Republic, U.S. Virgin Islands, Gambia, Ghana, Nigeria, and Sierra Leone.
Destination Restrictions: The plan will not cover trips to Islamic Republic of Iran and Syrian Arab Republic for Liaison travel plans. The plan will not cover trips to to Antarctica, Islamic Republic of Iran, Syrian Arab Republic, and Cuba for Inbound USA travel plans.

16. How are claims settled?

Find the Seven Corners claims information below:
Seven Corners Claims Information
Submit all of the documents to Seven Corners using one of these methods:
Email: claims@sevencorners.com
Fax: (+01) 317-575-2256
Mail:
Seven Corners, Inc.
Attn: Claims
303 Congressional Boulevard
Carmel, IN 46032 USA

17. What if the insured pays for a healthcare service and need reimbursement?

The ID cards provided at the time of enrollment will have all the necessary information for reimbursement.

18. How are foreign claims settled?

Seven Corners makes the payment in foreign currency as required by the providers. This ensures faster and reliable settlement of claims.

19. Is the Liaison Travel Choice plan available for Non US citizens visiting the US?

Definitely. The Liaison Travel Choice plan is available for anyone traveling outside their home country.

Frequently asked questions about Seven corners international travel insurance coverage for Coronavirus

Will International travel insurance policies cover COVID-19 if they stay in one country or if they travel or not at all?

International travel insurance will cover all expenses from Covid-19.

Many travelers are currently stuck in countries with their other policies running out and non-renewable. Can they purchase a International travel insurance policy?

Yes they can purchase a International travel insurance plan that will offer them coverage for Covid-19.

Will International travel insurance policies cover any other illness, injury or accident as long as the person does not travel?

Yes, International travel insurance offers coverage for other illness, injury or accident as long as the person does not travel.

Can they travel (say from US to Canada and back)?

If the US government allows them to travel then yes!

Seven corners travel medical insurance coverage for Coronavirus (Covid 19)

If you become ill with Coronavirus and see a doctor and/or go to the hospital during a trip, your medical expenses can be covered.
If you require an emergency medical evacuation and repatriation* due to Coronavirus, this can be covered.
If you reside in New York, Colorado, Maryland, or South Dakota, benefits on your plan may include coverage for a Missed Connection related to COVID-19.
- To trigger this coverage, you must miss a cruise or tour departure due to a delay for the required time length (stated in the plan document) if the delay is caused by a covered reason.
- Covered reasons that could apply for COVID-19 include:
  - Any delay of a common carrier (the delay must be certified by the common carrier)
  - Quarantine

*Note: The ability for Seven Corners to execute an emergency medical evacuation and/or repatriation may be limited due to travel and other restrictions. Some emergency evacuation providers and airlines have restricted and eliminated their services in specific areas.

Seven Corners travel insurance coverage for Coronavirus (Covid 19)

Seven corners Liaison travel plus insurance offers coverage for overseas medical expenses arising from Covid19 infection while the travellers are outside their home country. The Covid19 treatment benefit is available for COVID-19 (the disease); SARS-Cov-2 (the virus); and Any mutation or variation of SARS-CoV-2.

Factors determining the cost of Seven Corners travel insurance

Traveler’s Age

Travelers of all ages can buy travel insurance. However the price and coverage will vary depending on the age of the traveler. The travel insurance will cost more for older travelers when compared to younger travelers. Some of the coverage benefits might be also be reduced for older travelers.

The length of travel insurance coverage

The cost of the travel insurance is directly dependant on the length of coverage required. The longer the visitor insurance coverage, the higher will be the cost .

Destination of traveler

The cost of the coverage depends on the destination of the traveler. The cost of coverage is higher in the United States when compared to countries outside the United States, this is because of the high cost of healthcare in the US.

Medical maximum coverage required

The higher the medical maximum coverage required, the higher will be the cost of US travel insurance.

Deductible and Co-insurance

The higher the deductible on the travel insurance plan, the lower will be the policy cost. Choosing a plan with a low deductible increases the cost of coverage. A higher co-insurance will also reduce the cost of the policy when compared to lower co-insurance.