Compare Seven Corners Travel Insurance Plans - Benefits, Coverage & Prices
Review quotes and coverage benefits for your needs to get the best protection for your next trip - fast and easy.
Affordable short-term medical insurance for non-US residents visiting the United States - coverage from just $74/month.
Looking for the best visitor medical insurance for the USA? Compare Seven Corners Travel Medical Basic and Travel Medical Choice> side-by-side and pick the right plan in seconds.
The United States has one of the most expensive healthcare systems in the world. A simple visit to the emergency room can cost thousands of dollars, and a hospital stay can run into tens of thousands sometimes even more. For international visitors, these costs can come as a complete shock, especially without any insurance coverage in place.
Unlike many other countries, the United States does not have a universal healthcare system that covers foreign visitors. Government programs like Medicare and Medicaid are only available to US citizens and eligible residents not to international visitors or tourists. This means that if you fall sick or get injured during your visit, you will be responsible for 100% of your medical bills unless you have visitor medical insurance.
Seven Corners is one of the most trusted travel insurance providers in the United States, offering reliable visitor medical insurance for international travelers visiting the USA since 1993. With an AM Best rating of A (Excellent), Seven Corners provides comprehensive coverage backed by Crum & Forster SPC a highly rated insurance underwriter.
Seven Corners visitor medical insurance for the USA is specifically designed for non-US residents traveling to the United States. It covers unexpected medical emergencies, hospitalization, emergency evacuation, and more giving you and your family peace of mind during your entire stay in the USA.
Seven Corners offers two comprehensive visitor medical insurance plans for non-US residents visiting the United States :
Travel Medical Basic is a cheap US visitor insurance plan from Seven Corners, designed for non-US residents visiting the United States. It provides essential medical coverage for unexpected illness and injury during your stay in the USA, including emergency hospitalization, doctor visits, prescription medications, and emergency evacuation all at an affordable monthly premium.
Key Features of Travel Medical BasicTravel Medical Basic is ideal for budget-conscious visitors insurance USA who want reliable core medical coverage at an affordable price. It is particularly well suited for younger visitors, short-term tourists, and families visiting the USA who need solid emergency medical protection without paying for premium add-ons.
Travel Medical Choice is the premium visitor medical insurance plan from Seven Corners for non-US residents visiting the United States. It offers significantly higher coverage limits and additional benefits compared to the Basic plan, including higher pre-existing condition coverage with cardiac condition coverage, higher emergency evacuation limits, enhanced trip interruption benefits, and more making it the best choice for visitors who want the most comprehensive protection available.
Key Features of Travel Medical ChoiceTravel Medical Choice is ideal for visitors to the USA who want the highest level of medical protection available. It is particularly well suited for senior visitors, travelers with known health conditions, adventure seekers, and families who want comprehensive coverage with higher limits for emergency evacuation, pre-existing conditions including cardiac coverage, and additional travel benefits.
The cost of Seven Corners visitor medical insurance for the USA starts at $74 per month, the cost may varies depends on your age, trip duration, selected coverage limit, and deductible. Both plans offer flexible pricing options to suit different budgets and coverage needs. Here is a complete monthly cost breakdown for both plans with a $250 deductible
| Age of Traveler | Medical Maximum | |||
|---|---|---|---|---|
| $50,000 | $100,000 | $500,000 | $1,000,000 | |
| 19 - 29 years | $74 | $93 | $117 | $132 |
| 30 - 39 years | $74 | $94 | $119 | $134 |
| 40 - 49 years | $80 | $98 | $123 | $138 |
| 50 - 59 years | $121 | $146 | $194 | $207 |
| 60 - 64 years | $168 | $215 | Not available | Not available |
| 65 - 69 years | $173 | $223 | Not available | Not available |
| 70 - 74 years | $252 | $337 | Not available | Not available |
| 75 - 79 years | $388 | $528 | Not available | Not available |
| Age of traveler | Medical maximum | |||
|---|---|---|---|---|
| $50,000 | $100,000 | $500,000 | $1,000,000 | |
| 19 - 29 years | $94 | $119 | $149 | $166 |
| 30 - 39 years | $101 | $128 | $160 | $179 |
| 40 - 49 years | $108 | $137 | $176 | $199 |
| 50 - 59 years | $192 | $241 | $306 | $344 |
| 60 - 64 years | $275 | $351 | $480 | $514 |
| 65 - 69 years | $340 | $434 | $594 | $634 |
| 70 - 74 years | $493 | $668 | Not available | Not available |
| 75 - 79 years | $760 | $1,033 | Not available | Not available |
Both plans offer solid travel medical Insurance for trips Including the USA, but they differ significantly in the level of benefits and protection. Here is a detailed side-by-side comparison:
| Feature | Travel Medical Basic | Travel Medical Choice |
|---|---|---|
| Starting Cost (Per Month) | $74 | $94 |
| Policy Maximum | Up to $1,000,000 | Up to $1,000,000 |
| Deductible Options | $0 - $5,000 | $0 - $2,500 |
| Coinsurance | In PPO Network: 100% Out of PPO Network: 80% of first $10,000, then 100% | In PPO Network: 100% Out of PPO Network: 90% of first $10,000, then 100% |
| Acute Onset of Pre-Ex (Non-Cardiac, Under 70) | $25,000 | $75,000 |
| Acute Onset of Pre-Ex (Cardiac, Under 70) | Not Covered | $50,000 |
| Acute Onset of Pre-Ex (Non-Cardiac, 70–79) | $2,500 | $7,500 |
| Acute Onset of Pre-Ex (Cardiac, 70–79) | Not Covered | $5,000 |
| Emergency Medical Evacuation | $250,000 | $500,000 |
| Emergency Reunion | $25,000 | $50,000 |
| Return of Mortal Remains | $25,000 | $50,000 |
| Trip Interruption | $2,500 | $5,000 |
| Age Eligibility | Up to 99 | Up to 99 |
| Coverage Duration | 5 - 364 days | 5 - 364 days |
| PPO Network | UnitedHealthcare | UnitedHealthcare |
Both Travel Medical Basic and Travel Medical Choice plans are excellent options for visitors to the USA, offering comprehensive medical coverage, access to a PPO network, and flexible policy durations. The right plan depends on your budget and coverage needs.
International visitors to the United States include a wide range of travelers such as:
Parents and grandparents Visiting their children or grandchildren living in the USA
Tourists and vacationers Traveling to the USA for leisure
Relatives attending special occasions Attending weddings, graduations, or family gatherings
Business visitors Traveling to the USA for meetings or conferences
New immigrants Waiting for their employer or government health coverage to begin
International students family members Visiting during academic terms
Regardless of the reason for your visit, having visitor medical insurance ensures you are financially protected against unexpected medical emergencies during your stay in the USA.
Both plans cover the acute onset of pre-existing conditions meaning a sudden and unexpected flare-up of a known condition that requires immediate medical treatment. Travel Medical Basic covers up to $25,000 for travelers under 70 for ages 70 to 79 covers up to $2,500. Travel Medical Choice plan covers acute onset of pre-existing conditions up to $50,000 for cardiac conditions (ages 14 days to 69) and $5,000 (ages 70-79), and up to $75,000 for non-cardiac conditions (ages 14 days to 69) and $7,500 (ages 70-79); coverage is not available for ages 80 and above.
Yes. Travel Medical Choice specifically includes coverage for cardiac conditions and stroke under its acute onset of pre-existing condition benefit up to $50,000 for travelers under 70 and $5,000 for travelers aged 70-79. Travel Medical Basic does not separately specify cardiac coverage and has a combined limit of $25,000 for all acute onset conditions.
Seven Corners medical insurance for visitors to USA starts from $74/month, costs increase with age and higher coverage limits.
Yes. Both Travel Medical Basic and Travel Medical Choice are available for travelers up to age 99. For travelers aged 70 - 79, coverage options are limited to $50,000 or $100,000. For travelers aged 80 - 99, a maximum coverage of $10,000 is available.
Yes. Both plans can be extended up to a total of 364 days if you initially purchased less than 364 days of coverage. A $5 administrative fee applies for each renewal. Your original effective date is used to calculate deductibles and pre-existing condition determinations.
Yes. Both plans can be purchased after arriving in the USA. However, a waiting period may apply for new sickness coverage after the purchase date. It is always recommended to purchase your plan before or on the day you arrive in the USA for immediate coverage.
Yes. Seven Corners visitor medical insurance USA is valid for all non-US residents visiting the United States, including those on B1/B2 tourist and visitor visas. It provides the medical coverage required for a safe and protected stay in the USA.
Travel Medical Basic from Seven Corners is one of the most affordable travel health insurance USA, starting from just $74/month for younger travelers. It provides essential medical coverage including emergency hospitalization, doctor visits, and acute onset of pre-existing conditions at a budget friendly premium.
Yes. Travel Medical Choice specifically includes coverage for cardiac conditions and stroke under its acute onset of pre-existing condition benefit up to $50,000 for travelers under 70 and $5,000 for travelers aged 70-79. This makes it one of the best visitor insurance options for travelers with known heart conditions visiting the USA. Travel Medical Basic covers cardiac emergencies under its general acute onset benefit up to $25,000.
Seven Corners offers two excellent visitor insurance options for parents visiting the USA:
Travel Medical Basic Best for parents who are relatively healthy and want affordable core medical coverage with acute onset of pre-existing condition coverage up to $25,000. Starting from $74/month.
Travel Medical Choice Best for parents with known health conditions including heart disease or diabetes, offering higher pre-existing condition coverage up to $75,000, specific cardiac condition coverage up to $50,000, and double the emergency evacuation benefit. Starting from $94/month.
Yes. Both Travel Medical Basic and Travel Medical Choice offer optional adventure activity riders. Travel Medical Choice provides up to $50,000 for covered adventure activities including bungee jumping, scuba diving, skiing, paragliding, zip lining and more making it ideal for visitors who plan to participate in adventure sports during their USA visit.
Travel Medical Choice is the most recommended visitor insurance for elderly parents visiting the USA. It offers higher pre-existing condition limits up to $75,000, specific cardiac condition coverage up to $50,000, $500,000 emergency evacuation, and access to the UnitedHealthcare PPO providing comprehensive protection for senior visitors with existing health conditions.
Yes. Both Travel Medical Basic and Travel Medical Choice cover travelers up to age 99 including those over 80. For travelers aged 80-99, a maximum coverage of $10,000 is available starting from $418/month for Basic and $814/month for Choice with a $250 deductible.
You can buy Seven Corners visitor insurance for the USA through American Visitor Insurance, a trusted online marketplace with over 20 years of experience helping travelers. They offer convenient online quotes, multiple plan options, and coverage tailored for parents and seniors visiting the USA.
Review quotes and coverage benefits for your needs to get the best protection for your next trip - fast and easy.