Inbound USA insurance with pre-existing condition coverage

Inbound USA Insurance is an affordable visitor insurance coverage option for parents and international travelers visiting the USA. Citizens of India, China and other countries with large immigrants communities in the USA like Inbound USA insurance to get coverage for parents, in-laws and family members visiting the US. Inbound USA Seven Corners provides Fixed Benefit coverage at affordable prices for parents and tourists visiting the USA.

Inbound USA Plan benefits for travelers aged 14 days to 99 years

Age
Age 2
Start Date
End Date
Coverage
Citizenship
Inbound USA Plan A
Maximum
$50,000
Deductible
Inbound USA Plan B
Maximum
$75,000
Deductible
Inbound USA Plan C
Maximum
$100,000
Deductible
Inbound USA Plan D
Maximum
$130,000
Deductible
Inbound USA Plan J
Maximum
$50,000
Deductible
Inbound USA Plan K
Maximum
$70,000
Deductible
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Inpatient
Hospital Room & Board
Up to $1,400/day, 30 day max Up to $1,725/day, 30 day max Up to $2,000/day, 30 day max Up to $2,585/day, 30 day max Up to $1,050/day, 30 day max Up to $1,470/day, 30 day max
Hospital Intensive Care Unit
Additional $660/day, 8 day max Additional $755/day, 8 day max Additional $850/day, 8 day max Additional $1,105/day, 8 day max Additional $460/day, 8 day max Additional $640/day, 8 day max
Anesthetist
Up to $825 Up to $1,100 Up to $1,375 Up to $1,775 Up to $685 Up to $960
Assistant Surgeon
Up to $825 Up to $1,100 Up to $1,375 Up to $1,775 Up to $685 Up to $960
Surgical Treatment
Up to $3,300 Up to $4,400 Up to $5,500 Up to $7,150 Up to $2,750 Up to $3,850
Physician’s Non-Surgical Visits
Up to $60/visit, 1/day, 30 visits max Up to $75/visit,1/day, 30 visits max Up to $85/visit, 1/day, 30 visits max Up to $115/visit, 1/day, 30 visits max Up to $55/visit, 1/day, 30 visits max Up to $75/visit, 1/day, 30 visits max
A Consulting Physician, when requested by attending Physician
Up to $450 Up to $475 Up to $500 Up to $650 Up to $400 Up to $560
Pre-Admission Tests w/in 7 days before Hospital admission
Up to $1,100 Up to $1,100 Up to $1,100 Up to $1,450 Up to $775 Up to $1,085
Outpatient
Surgical
Up to $3,300 Up to $4,400 Up to $5,500 Up to $7,150 Up to $2,750 Up to $3,850
Physician’s Non-Surgical /Urgent Care Visits
Up to $60/visit, 1/day, 10 visits max Up to $75/visit, 1/day, 10 visits max Up to $85/visit, 1/day, 10 visits max Up to $115/visit, 1/day, 10 visits max Up to $55/visit, 1/day, 10 visits max Up to $75/visit, 1/day, 10 visits max
Diagnostic X-rays & Lab Services
Up to $450 - Additional $250 - One CAT scan, PET scan or MRI Up to $475 – additional $375 - One CAT scan, PET scan or MRI Up to $500 - Additional $500 - One CAT scan, PET scan or MRI Up to $650 - Additional $600 - One CAT scan, PET scan or MRI Up to $400 - Additional $250 - One CAT scan, PET scan or MRI Up to $560 – additional $300 - One CAT scan, PET scan or MRI
Hospital Emergency Room(all expenses incurred therein)
Up to $330 Up to $465 Up to $550 Up to $750 Up to $250 Up to $350
Prescription Drugs
Up to $250 Per Coverage Period Up to $250 Per Coverage Period Up to $250 Per Coverage Period Up to $250 Per Coverage Period Up to $200 Per Coverage Period Up to $250 Per Coverage Period
Outpatient Surgical Facility
Up to $1,000 Up to $1,050 Up to $1,100 Up to $1,400 Up to $850 Up to $1,190
Other
Acute Onset of a Pre-existing Condition
$50,000 for Medical Expense Benefits (subject to the sublimits for each benefit shown above) & $25,000 for Emergency Medical Evacuation. $75,000 for Medical Expense Benefits (subject to the sublimits for each benefit shown above) & $25,000 for Emergency Medical Evacuation. $100,000 for Medical Expense Benefits (subject to the sublimits for each benefit shown above) & $25,000 for Emergency Medical Evacuation. $130,000 for Medical Expense Benefits (subject to the sublimits for each benefit shown above) & $25,000 for Emergency Medical Evacuation. Not Available Not Available
Ambulance Services
Up to $450 Up to $475 Up to $475 Up to $475 Up to $450 Up to $450
Dental treatment for injury to sound, natural teeth
Up to $550 Up to $550 Up to $550 Up to $550 Up to $550 Up to $550
Initial Orthopedic Prosthesis/ brace
Up to $1,100 Up to $1,200 Up to $1,300 Up to $1,700 Up to $850 Up to $1,190
Durable Medical Equipment
Up to $1,100 Up to $1,200 Up to $1,300 Up to $1,700 Up to 1,000 Up to 1,000
Chemotherapy and/or Radiation Therapy
Up to $1,100 Up to $1,225 Up to $1,350 Up to $1,750 Up to $850 Up to $1,190
Physiotherapy
Up to $40/visit, 1/day, 12 visits max Up to $40/visit, 1/day, 12 visits max Up to $40/visit, 1/day, 12 visits max Up to $40/visit, 1/day, 12 visits max Up to $40/visit, 1/day, 12 visits max Up to $40/visit, 1/day, 12 visits max
Emergency Evacuation
$50,000 $50,000 $50,000 $50,000 $50,000 $50,000
Return of Mortal Remains
$25,000, for local cremation or burial $5,000 $25,000, for local cremation or burial $5,000 $25,000, for local cremation or burial $5,000 $25,000, for local cremation or burial $5,000 $25,000, for local cremation or burial $5,000 $25,000, for local cremation or burial $5,000
International Travel Coverage
30 days 30 days 30 days 30 days 30 days 30 days
Common Carrier Accidental death and dismemberment
Up to $25,000 Up to $25,000 Up to $25,000 Up to $25,000 Up to $25,000 Up to $25,000
Insurance Provider
Insurance Provider
Seven Corners
Plan Life
Plan Life
5 days to 364 days
underwriters
Underwriter
Underwritten by Certain Underwriters at Lloyd's of London.
Best Rating
Rating
“A” (Excellent) by A.M. Best and “A+” (Strong) by Standard & Poor’s.

Seven Corners Inbound USA plan summary

 Eligibility Eligibility
  • Non US citizen traveling to the U.S. for business, pleasure, or to study
  • Travelers 14 days of age through 69 years are considered one class of insured person, and persons age 70 and over are considered another class of insured person.
  • Policy must become effective within 12 months of arrival in US

Renewal Renewability
  • Policy can be purchased initially for 364 days max and can be renewed. $5 fee applies for each renewal.

reviews Inbound USA visitor insurance reviews
  • Seven Corners Inbound USA Insurance Reviews. Click here
AVI customer service

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  • Advantages
  • Disadvantages
  • Restrictions
  • Exclusions
  • Claims
adv-icon Advantages
  • Very affordable plan for short term travel cover.
  • Acute onset of pre-existing conditions are covered up to 70 years at no additional cost.
  • $50,000 & $70,000 coverage offered for travelers more than 70 years.
  • Benefits per Injury or Sickness and not the entire policy period.
  • Cancellation and refund of full premium provided before the policy start date.
  • Plan is available for purchase within 12 months of arrival in the US ( no age restrictions).
  • Covers expenses incurred from mental & nervous disorder and substance abuse like any other illness.
disad-icon Disadvantages
  • Deductible is per injury/per sickness ( instead of per policy period), making it costly for customer.
  • Fixed or Scheduled Benefits Plan and hence has limits for different cover.
  • Maximum coverage for certain situations can be inadequate.
  • Coverage available only in the US, does not offer coverage outside the US.
  • No PPO network, but with provision to visit any doctor or hospital.
  • The maximum duration of the policy including renewals cannot exceed 12 months.
  • High deductible of $200 per Injury / Sickness for 70+ travelers.
  • Coverage for "acute onset of pre-existing" condition is not available for people over 70.
special-coverage Restrictions
  • State Restrictions: The plan will not accept a mailing address in Maryland, Washington, New York, South Dakota, and Colorado.
  • Country Restrictions: The plan will not accept an address in Australia, Canada, Islamic Republic of Iran, Switzerland, Syrian Arab Republic, the U.S. Virgin Islands, Gambia, Ghana, Nigeria, Sierra Leone.
exclusion-icon Exclusions
  1. Pre-existing Conditions. If you are a non-U.S. citizen under age 70, this exclusion is waived for an Acute Onset of a Pre-existing Condition (defined above) as shown in the schedule of benefits for your plan (A, B, C, or D). Benefits will be provided for expenses incurred in the U.S., minus your deductible and subject to the scheduled limits. All other exclusions apply;
  2. Travel solely for medical treatment; travel against a Physician’s advice;
  3. Expenses which are not medically necessary;
  4. Expenses incurred in your home country or country of regular domicile;
  5. Routine physicals, inoculations, well-baby care & nursery, new-born baby care; related Physician charges;
  6. Eye exams & treatment of visual defects; glasses; contact lenses;
  7. Hearing exams, hearing aids; treatment for hearing defects;
  8. Dental treatment, unless due to injury to sound, natural teeth;
  9. Services or supplies provided by a family member or anyone living with you;
  10. Weak, strained or flat feet, corns, calluses, or toenails;
  11. Cosmetic surgery, treatment for congenital anomalies (except as specifically provided), except reconstructive surgery due to a covered injury or sickness;
  12. Elective surgery & elective treatment;
  13. Treatment to promote conception or prevent conception & childbirth;
  14. Injury while participating in professional, sponsored &/or organized amateur or interscholastic athletics;
  15. Organ transplants;
  16. Any consequence, whether directly or indirectly, proximately or remotely occasioned by, contributed to by, or traceable to, or arising in connection with war, invasion, act of foreign enemy hostilities, warlike operations (whether war be declared or not), or civil war; terrorist activity; nuclear, chemical or biological weapons; (details in program summary);
  17. Participation in a riot or civil disorder, commission of or attempt to commit a felony;
  18. Suicide or attempted suicide (including drug overdose) while sane or insane; intentionally self-inflicted Injury;
  19. Expenses of an institution, health service, or infirmary which does not require payment in the absence of insurance;
  20. Treatment of nervous or mental disorders, except as stated in the schedule of benefits; treatment of alcoholism or drug abuse, except as provided for treatment of mental/nervous disorders, according to the schedule of benefits;
  21. Loss from riding in any aircraft, other than as a passenger in an aircraft licensed for the transportation of passengers;
  22. Treatment, services, or supplies in a hospital owned/operated by: a) The Veteran’s Administration; or b) A national government or its agencies. (This exclusion does not apply to treatment you are required by law to pay);
  23. Duplicate services of a certified nurse-midwife and Physician;
  24. A hospital emergency room visit not of an emergency nature;
  25. Outpatient treatment for the detection or correction by manual or mechanical means of structural imbalance, distortion or sublimation in the human body for purposes of removing nerve interference & the effects thereof, where such interference is the result of or related to distortion, misalignment or subluxation of or in the vertebral column;
  26. Injury while taking part in mountaineering where ropes or guides are normally used, hang gliding, parachuting, bungee jumping, racing by horse or motor vehicle or motorcycle, motorcycle/motor scooter riding, scuba diving involving underwater breathing apparatus (unless PADI or NAUI certified), water skiing, snow skiing, snow boarding and snowmobiling.
  27. Treatment paid for or furnished under any other individual, government, or group policy; previous policy; Worker’s Compensation or Occupational Disease Law or Act; charges provided at no cost to you;
  28. Expense incurred after your expiration date except as may be specifically provided;
  29. Treatment for alcohol & drug addiction; use of drugs or narcotic agents; injury/ sickness due to the effects of intoxicating liquor or drugs, unless prescribed by a physician;
  30. Sexually transmitted diseases;
  31. Pregnancy expenses or sickness resulting from pregnancy, childbirth, or miscarriage; or for miscarriage resulting from injury; or voluntary or elective abortion;
  32. Custodial care, educational or rehabilitative care & nursing services in a long term facility, spa, hydroclinic, weight loss clinic, sanatorium, nursing home or similar facilities;
  33. Speech therapy, occupational therapy, vocational rehabilitation;
  34. Treatment if you are HIV Positive at the time of application for this insurance, whether or not you were asymptomatic or symptomatic or had knowledge of your HIV status on your effective date or any associated diagnostic tests or charges for HIV infection, seropositivity to the AIDS virus, AIDS related Illnesses, ARC Syndrome, AIDS, & all diseases caused by &/or related to HIV;
  35. Treatment for HIV, the AIDS virus, AIDS related illnesses, ARC Syndrome, AIDS, & all diseases & illnesses caused by &/or related to HIV or complications from these conditions, including the cost of testing for these conditions &/or charges for treatment.
claims-icon Claims
Please visit: : Seven Corners Claims Forms
Toll Free Number: 1.800.335.0477
Claims Department:
Email: claims@sevencorners.com
Fax: (+1) 317-575-2256
Seven Corners, Inc
. Attn: Claims
303 Congressional Boulevard
Carmel, IN 46032 USA

Provider network and how to find hospital or doctor?
You may use our network provider search to find a physician or hospital in your area. However, because there is not a PPO network for these plans, network pricing will not apply.

You need to be prepared to pay for medical services and prescription medications when you receive them. Some providers may agree to bill Seven Corners directly, but they are not required to do so.

When you visit a medical provider, explain to them that you have insurance. Show them your card and ask them to call Seven Corners Assist if they wish to verify benefits and eligibility.

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