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Inbound USA insurance with pre-existing condition coverage

Inbound USA travel insurance by Seven Corners is the most affordable, cheapest visitor medical insurance option for international travelers visiting the USA. The Inbound USA visitor insurance plan provides fixed or scheduled benefit insurance. Inbound USA visitor health insurance also covers acute onset of pre-existing condition up to 79 years. Compare the different Inbound insurance plans and select the best plan suitable for you.

How much does visitor health insurance USA cost?

Inbound USA Basic vs Inbound USA Choice visitor insurance cost comparison

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Age
Spouse
Start Date
End Date
Coverage
Citizenship
Compare Travel Plans
Inbound USA Basic
versus
  Inbound USA Choice 
Inbound USA Basic
Plan Maximum
Deductible
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Inbound USA Choice
Plan Maximum
Deductible
  Buy Now   
Covid19 coverage Not Available Not Available
Ideal for Non US citizen traveling to the U.S. Non US citizen traveling to the U.S.
Period of Coverage 5 days up to a maximum of 364 days:
Total period of coverage cannot exceed 364 days
5 days up to a maximum of 364 days:
Total period of coverage can be extended upto1,092 days
 Medical Benefits
Hospital room and board Up to $1,000/day,30 day maximum Up to $2,000/day Up to $2,000/day,30 day maximum Up to $2,000/day
Surgery Up to $3,000 Up to $5,000
Intensive care unit Additional $500/day, 8 day maximum Additional $750/day, 8 day maximum
Physician visits $50 per visit, 1 per day 30 visits maximum $75 per visit, 1 per day 30 visits maximum
Chemotherapy and/or Radiation Therapy $1,500 $2,000
Assistant Surgeon Up to $500 Up to $1,000
Prescription Drugs and Medications Up to $150 Per Period of Coverage Up to $200 Per Period of Coverage
Outpatient Surgical Facility Up to $750 Up to $1,000
 Emergency Services
Emergency local ambulance Up to $250 Up to $500
Hospital emergency room $250 $500
 Dental
Emergency dental treatment Up to $500 Up to $750
 Evacuation
Emergency medical evacuation Up to $100,000 Up to $100,000
Emergency reunion $100,000 maximum limit. Not subject to deductible $100,000 maximum limit. Not subject to deductible
Return of mortal remains or cremation/burial Up to $20,000, and $5,000 maximum limit for cremation or local burial at the place of death. Not subject to deductible Up to $25,000, and $5,000 maximum limit for cremation or local burial at the place of death. Not subject to deductible
Return of minor children $100,000 maximum limit. Not subject to deductible $100,000 maximum limit. Not subject to deductible
Terrorism Up to $25,000 Up to $50,000
 Acute Onset of Pre-Existing Condition
Acute Onset of Pre-Existing Conditions Age 14 days to 69 years: Up to $50,000
Age 70 to 79 years: Up to $25,000
Age 14 days to 69 years: Up to $75,000
Age 70 to 79 years: Up to $25,000
 Life
Common carrier AD&D Up to $25,000 per Insured Person(aggregate limit of $125,000 per any one Accident) Up to $25,000 per Insured Person(aggregate limit of $125,000 per any one Accident)
 Travel Insurance
Underwriter Inbound USA Basic Insurance Underwriter
Certain Underwriters at Lloyd's of London
Inbound USA Choice Insurance Underwriter
Certain Underwriters at Lloyd's of London
Rating Inbound USA Basic Insurance Rating
AM Best Rating: "A" (Excellent)
Inbound USA Choice Insurance Rating
AM Best Rating: "A" (Excellent)
Brochure and Details

Inbound USA Basic Insurance Review

Inbound USA Basic
Insurance provider
Seven Corners
Plan life
5 days to 364 days
Policy maximum?
Ages 14 Days to 69 years: $50,000; $100,000; $150,000
Ages 70 to 99 years: $50,000; $100,000
Deductible options?
Ages 14 Days to 69 years: $0; $50; $100
Ages 70 to 99 years: $100; $200

Inbound USA Basic Links

What are the factors to consider while comparing Inbound Insurance Plans?

Following are some of the insurance aspects that an international tourist needs to focus on while comparing among Inbound USA Choice, Inbound USA Basic:
  • Contrast the travel health Insurance renewability options for Inbound insurance:
    Inbound USA Basic can be purchased from 5 days to 364 days while and Inbound USA Choice can be purchased from 5 days to 364 days (extend up to 1,092 days).
  • Compare visitor medical insurance maximum coverage between Inbound USA insurance:
    All the three plans offers maximum coverage $50,000; $100,000; $150,000 upto 69 years and Inbound USA Basic and inbound USA choice offers coverage upto 99 years.
  • Compare visitors health insurance deductible options between Inbound visitor insurance:
    All the three plans offers Deductible options $0; $50; $100 upto 69 years, Inbound USA Basic and inbound USA choice had range of deductible options $100; $200 upto 99 years.
  • Compare travel medical insurance provider network for Inbound visitor medical insurance:
    It is a network of health care providers. Insurance companies form these in order to control the costs of health care. An insurance plan would pay 100% of the eligible expenses if the insured is admitted to hospital or health care center within the provider network.
  • Compare eligibility options of US visitors travel insurance for Inbound USA insurance :
    It provides coverage for Non US citizen traveling to the U.S.This plan also provides coverage for their Spouse, Traveling Companions, and Child(ren).
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Covid19 Seven Corners travel insurance coverage for Coronavirus

Seven Corners visitors insurance coverage for sickness arising from Coronavirus is like any other sickness with the exclusions as in the policy details. One of the main exclusions is not to travel to a level 4 country as noted by the US Department of State. Travel to a level 4 country will void the policy from that point forward meaning that no benefits will be paid for any condition or claim. Additionally, the Political Evacuation or Political Repatriation must be arranged by Seven Corners Assist. Failure to utilize Seven Corners Assist will result in the denial of benefits.

Inbound USA Basic vs Inbound USA Choice- FAQs

  • What if the traveller pays for a healthcare service and needs reimbursement?
    Refer the ID cards provided by Seven Corners Insurance at the time of Inbound USA enrolment which will have all the necessary information for reimbursement.

    How to use Inbound USA Basic while receiving treatment?
    When you visit a medical provider, explain to them that you have Inbound USA Basic insurance. Show them your ID card and ask them to call Seven Corners Assist if they wish to verify benefits and eligibility. Some providers may agree to bill Seven Corners directly, but they are not required to do so.

    Does Patriot America Plus insurance cover Covid ? Does Patriot America Plus insurance cover Coronavirus?
    Patriot America Plus covid insurance coverage is available for plans purchased after September 1st, 2020. Patriot America plus insurance Coronavirus coverage includes eligible medical expenses resulting from COVID-19 up to the medical maximum.

    What is the meaning of acute onset of pre-existing conditions?
    According to Seven Corners policy brochures, The sudden and unexpected outbreak or recurrence of a Pre-Existing Condition(s) that occurs spontaneously and without advanced warning either in the form of Physician recommendations or symptoms and requires urgent care. The Acute Onset of a Pre-Existing Condition(s) must occur after the Effective Date of Coverage and prior to the age shown in the Schedule of Benefits. Treatment must be obtained within twenty-four (24) hours of the sudden and unexpected outbreak or recurrence. A Pre-Existing Condition that is Congenital or that gradually becomes worse over time is not an Acute Onset of a Pre-Existing Condition. A Pre-Existing Condition will not be considered an Acute Onset of a Pre-Existing Condition(s) if, during the thirty (30) days prior to the acute event, You had a change in prescription or Treatment for a diagnosis related to the acute event. This benefit does not include coverage for known, scheduled, required, or expected medical care, drugs, or Treatments existent or necessary prior to arrival in the United States and prior to the Effective Date of Coverage.

    Does Inbound USA Basic insurance cover acute onset of pre-existing conditions?
    Inbound USA Basic offers coverage for acute onset of pre-existing conditions. Visitors to USA aged less than 70 years can avail coverage up to $50,000 and visitors aged between 70 and 79 years are covered for $25,000. No coverage for visitors above 80 years for pre-existing conditions.

    What is the meaning of “Inbound USA Basic insurance is a fixed benefit plan”?
    Inbound USA Basic insurance is an affordable US visitor insurance having specific benefit limits for different covered medical expenses. These benefit limits are not the same as the plan medical maximum. You can visit any hospital or doctor, since there will be no discounted rates, the plan will only pay up to the clearly defined limits for different expenses.

    Which is the best visitor insurance in USA?
    The best US visitor insurance will vary from traveler to traveler depending on their unique needs. While some international visitors will look for the cheapest travel insurance plan (sometimes for Visa purposes), others will look for the most comprehensive visitor travel insurance coverage. The cost will be higher if you need health insurance for international travelers with pre-existing conditions. We provide resources such as a compare visitor insurance tool, answers to frequently asked questions, resourceful blogs and answers to specific customer queries. We can get you a tourist medical insurance in USA ideal for you. We offer Inbound USA Basic insurance by Seven Corners which is one of the most popular fixed benefit visitor insurance plans for USA that can cover you in the United States.

    I wish to extend my stay in the US, is it possible to renew Inbound USA Basic Insurance?
    Yes Inbound USA Basic insurance is available up to a maximum of 364 days. Visitors to USA can renew Inbound USA Basic insurance online to extend their coverage

    How can one use Inbound USA Basic visitor medical insurance in case of emergency in the United states?
    Travelers can review this article on how to use Inbound USA Basic visitor medical insurance in case of emergency in the United States.
  • What if the traveller pays for a healthcare service and needs reimbursement?
    Refer the Inbound USA ID card provided by Seven Corners insurance at the time of enrolment. This has all the necessary information for reimbursement.

    How to use Inbound USA Choice while receiving treatment?
    When you visit a medical provider, explain to them that you have Inbound USA Choice insurance. Show them your Inbound USA Choice ID card and ask them to call Seven Corners Assist if they wish to verify benefits and eligibility. Some providers may agree to bill Seven Corners directly, but they are not required to do so.

    What is the meaning of acute onset of pre-existing conditions?

    Sudden and unexpected outbreak or recurrence of a Pre-Existing Condition(s) that occurs spontaneously and without advanced warning either in the form of Physician recommendations or symptoms and requires urgent care. The Acute Onset of a Pre-Existing Condition(s) must occur after the Effective Date of Coverage and prior to the age shown in the Schedule of Benefits. Treatment must be obtained within twenty-four (24) hours of the sudden and unexpected outbreak or recurrence. A Pre-Existing Condition that is Congenital or that gradually becomes worse over time is not an Acute Onset of a Pre-Existing Condition.

    A Pre-Existing Condition will not be considered an Acute Onset of a Pre-Existing Condition(s) if, during the thirty (30) days prior to the acute event, You had a change in prescription or Treatment for a diagnosis related to the acute event. This benefit does not include coverage for known, scheduled, required, or expected medical care, drugs, or Treatments existent or necessary prior to arrival in the United States and prior to the Effective Date of Coverage.


    Does Inbound USA Choice insurance cover acute onset of pre-existing conditions?
    Inbound USA Choice offers coverage for acute onset of pre-existing conditions. Visitors to USA aged less than 70 years can avail coverage up to $75,000 and visitors aged between 70 and 79 years are covered for $25,000. No coverage for visitors above 80 years for pre-existing conditions.

    What is the meaning of “Inbound USA Choice insurance is a fixed benefit plan”?
    Inbound USA Choice insurance is an affordable US visitor insurance having specific benefit limits for different covered medical expenses. These benefit limits are not the same as the plan medical maximum. You can visit any hospital or doctor, since there will be no discounted rates, the plan will only pay up to the clearly defined limits for different expenses.

    Which is the best visitor insurance in USA?

    The best visitor insurance will depend on the visitors’ requirements. Some visitors to US look for affordable travel insurance plan (sometimes for Visa purposes), others will look for the most comprehensive coverage that would exclusively cover medical expense.

    We have some resources such as a compare visitor insurance tool, answers to commonly asked questions, resourceful blogs and answers to specific customer queries. We can get you the best visitor medical insurance in USA. We offer Inbound USA Choice insurance by Seven Corners which is one of the most popular fixed benefit visitor insurance plans for USA that can cover you in the United States.


    How can one use Inbound USA Choice visitor medical insurance in case of emergency in the United states?
    Travelers can review this article on how to use Inbound USA Choice visitor medical insurance in case of emergency in the United States.

    How does Inbound USA Choice insurance offer coverage for medical expenses?
    Inbound USA Choice insurance offers fixed benefit coverage. After the deductible amount, Inbound USA Choice pays fixed amounts based on the schedule of benefits and you have to pay the remaining balance. For detailed working example of how it works, you can review Inbound USA Choice insurance working example

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