|Expense||Amount billed||Amount Insurance Pays||Amount Insured Owes|
|Hospital Room & Board including
X-rays, Prescription Medical and other miscellaneous
|$2,000/day for 3 days||Up to $1,000/day, 3 day maximum||$3,000|
|Diagnostic X-rays & Lab Services||$1,400||$500||$900|
Refer the ID cards provided by SevenCorners Insurance at the time of Inbound USA enrolment which will have all the necessary information for reimbursement.
When you visit a medical provider, explain to them that you have Inbound USA Basic insurance. Show them your ID card and ask them to call Seven Corners Assist if they wish to verify benefits and eligibility. Some providers may agree to bill Seven Corners directly, but they are not required to do so.
Yes Inbound USA Basic insurance is available up to a maximum of 364 days. Visitors to USA can renew Inbound USA Basic insurance online to extend their coverage.
If your travel plan is changed and want to cancel Inbound USA Basic insurance, you have to submit a written request to firstname.lastname@example.org for cancellation and refund of your premium. The subject of the email must contain the first name and last name of the policy holder. While the body of the email must contain the name of the policy holder, birth date, certificate number and date of cancellation. If you have filed claims for reimbursement, your premium is non refundable.
Following are the cancellation policy terms and conditions:
Cancellation before effective date:
Inbound USA Basic offers coverage for acute onset of pre-existing conditions. Visitors to USA aged less than 70 years can avail coverage up to $50,000 and visitors aged between 70 and 79 years are covered for $25,000. No coverage for visitors above 80 years for pre-existing conditions.
Travelers can review this article on how to use Inbound USA Basic visitor medical insurance in case of emergency in the United States.
Inbound USA Basic insurance is an affordable US visitor insurance having specific benefit limits for different covered medical expenses. These benefit limits are not the same as the plan medical maximum. You can visit any hospital or doctor, since there will be no discounted rates, the plan will only pay up to the clearly defined limits for different expenses.
Inbound USA Basic insurance offers fixed benefit coverage. After the deductible amount, Inbound USA Basic pays fixed amounts based on the schedule of benefits and you have to pay the remaining balance. For detailed working example of how it works, you can review Inbound USA Basic insurance working example
International travel insurance will cover all expenses from Covid-19.
Yes they can purchase a International travel insurance plan that will offer them coverage for Covid-19.
Yes, International travel insurance offers coverage for other illness, injury or accident as long as the person does not travel.
If the US government allows them to travel then yes!
*Note: The ability for Seven Corners to execute an emergency medical evacuation and/or repatriation may be limited due to travel and other restrictions. Some emergency evacuation providers and airlines have restricted and eliminated their services in specific areas.