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Inbound USA Elite Insurance

Inbound USA Elite Insurance Cost

Inbound USA Elite
Insurance provider
Seven Corners
Plan life
5 days to 364 days(extend up to 1,092 days)
Inbound USA Elite Insurance can be renewed online up to 1,092 days.
Deductible options?
Ages 14 Days to 69 years:$0; $50; $100
Ages 70 to 99 years:Not Available
Policy maximum?
Ages 14 Days to 69 years:$50,000; $75,000; $100,000; $125,000; $150,000
Ages 70 to 99 years:Not Available

Inbound USA Elite Links

  • Brochure
  • Claims
  • Reviews
  • Advantages
  • Disadvantages
  • Provider Network
  • Inbound plans description

Inbound USA Elite Insurance - Key Highlights

  • This is a fixed benefit insurance plan that provides a policy maximum of up to $150,000 for people of age 70 years and below and does not cover people above age 70 years
  • Non US citizens coming to the US can buy this plan.
  • Acute onset of pre-existing conditions is available up to the age of 70 years only for up to $100,000
  • Mental and nervous disorder and substance abuse is covered like any other illness.

Inbound USA Elite Insurance

Inbound USA Elite travel health insurance is the highest fixed benefit visitor insurance coverage option for non US citizens visiting the United States by SevenCorners. Inbound USA Elite plan can be extended up to 1,092 days and covers travellers up to 69 years only with coverage for acute onset of pre-existing condition also.

Seven Corners Inbound USA Elite Insurance Summary

Inbound USA Elite Underwriter
Inbound USA Elite Rating
AM Best Rating: "A" (Excellent)

What is the eligibility to buy Inbound USA Elite Insurance?
Inbound USA Elite Eligibility
  • It provides coverage for Non US citizen traveling to the U.S.
  • This plan also provides coverage for their Spouse, Traveling Companions, and Child(ren).

Refund Inbound USA Elite Insurance Refund
  • Seven Corners will provide a refund of your plan cost if they receive a written request from you prior to your coverage start date. If they receive your written request after your coverage start date, the unused portion of your plan cost may be refunded minus a cancellation fee if you have not submitted any claims.
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  • Plan Benefits
  • Claims
  • Exclusions
  • Restrictions
  • Pre-Certification
Benefits Coverage
Medical Maximum Options Age 14 days to 69 years:$50,000; $75,000; $100,000; $125,000; $150,000
Age 70 to 99 years:Not Available
Hospital Room & Board, including Laboratory Tests, X-Rays, Prescription Medication, Extended Care Facility and other Hospital Miscellaneous Expenses Up to $3,000/day, 30 day maximum
Hospital Intensive Care Unit Additional $1,000/day, 8 day maximum
Surgery(Inpatient & Outpatient) Up to $7,500
Anesthetist(Inpatient & Outpatient) Up to $1,500
Assistant Surgeon(Inpatient & Outpatient) Up to $1,500
Physician Non-Surgical Visits, including Urgent Care(Inpatient & Outpatient) Up to $100/visit, 1/day, 30 visits maximum
Consulting Physician when requested by attending Physician Up to $750
Private Duty Nursing Up to $800
Pre-Admission Tests within 7 days of Hospital admission Up to $1,500
Diagnostic Basic(X-ray & Laboratory Tests) Up to $1,000
Diagnostic Comprehensive (PET, CAT, MRI) Up to $1,750
Hospital Emergency Room Up to $750
Prescription Drugs Up to $250 Per Period of Coverage
Outpatient Surgical Facility Up to $1,500
Acute Onset of Pre-Existing Conditions Age 14 days to 69 years:Up to $100,000
Age 70 to 99 years:Not Available
Ambulance Services Up to $750
Initial Orthopedic Prosthesis/Brace Up to $1,500
Durable Medical Equipment Up to $1,700
Chemotherapy and/or Radiation Therapy Up to $2,500
Dental Emergency - Accident Coverage Up to $1,000
Benefit period 180 days
Dental Emergency - Sudden Relief of Pain Up to $1,000
Mental & Nervous Disorder & Substance Abuse Same as any Illness
Physiotherapy(Inpatient & Outpatient) Up to $50/visit, 1/day, 12 visits maximum
Emergency Medical Evacuation $100,000
Return of Mortal Remains $30,000
Local Cremation / Burial $5,000
Terrorism $50,000
Incidental trips to Home Country $50,000
Common Carrier AD&D $25,000 per Insured Person
(aggregate limit of $125,000 per any one Accident)
International Travel Coverage Up to Medical Maximum
claims-icon Inbound USA Elite Insurance Claims
Please visit: : Seven Corners Claims Forms
Toll Free Number: 1.800.335.0477
Claims Department:
Email: claims@sevencorners.com
Fax: (+1) 317-575-2256
Seven Corners, Inc
. Attn: Claims
303 Congressional Boulevard
Carmel, IN 46032 USA

exclusion-icon Inbound USA Elite Insurance Exclusions
  1. Pre-Existing Condition(s) except as waived under Acute Onset of Pre-Existing Condition(s); Return of Mortal Remains and Local Burial or Cremation in the plan document.
  2. Claims not received by the Company or Administrator within ninety (90) days of the date of service;
  3. Treatment that is Investigational, Experimental, or for research purposes;
  4. Treatment, services, or supplies that are not administered by or under the supervision of a Physician or Surgeon and products that can be purchased without a Physician’s or Surgeon’s prescription;
  5. Routine physicals, inoculations, or other examinations or tests conducted when there is no objective indications or impairments in normal health;
  6. Chiropractic care or acupuncture;
  7. Services, supplies, medications, testing, or Treatment prescribed, performed, or provided by a Relative or Immediate Family Member;
  8. False teeth, dentures, dental appliances, dental expenses, normal ear or hearing tests, hearing aids, hearing implants, eye refractions, eye examinations for prescribing corrective lenses or eye-glasses unless caused by Accidental Injury, eyeglasses, contact lenses, or eye surgery when the primary purpose is to correct nearsightedness, farsightedness, or astigmatism;
  9. Replacement of artificial limbs, eyes, larynx, and orthotic appliances;
  10. Custodial Care, Educational or Rehabilitative Care, or any Treatment in any establishment for the care of the aged;
  11. Vocational, occupational, sleep, speech, recreational, art, or music therapy;
  12. Pregnancy, Illness or complications from Pregnancy, childbirth, abortion, miscarriage including that resulting from an Accident, postnatal care, preventing conception or childbirth, artificial insemination, infertility, impotency, sexual dysfunction, or sterilization or reversal thereof;
  13. Sleep apnea or other sleep disorders;
  14. Mental and Nervous Disorders unless specifically covered herein, Rest Cures, learning disabilities, attitudinal disorders, or disciplinary problems;
  15. Congenital abnormalities and conditions arising out of or resulting therefrom.
  16. Temporomandibular joint;
  17. Occupational Diseases;
  18. Exposure to non-medical nuclear radiation or radioactive materials;
  19. Sexually transmitted diseases, venereal diseases, and conditions and any consequences thereof;
  20. Acquired Immune Deficiency Syndrome (AIDS), AIDS-Related Complex (ARC), or the Human Immunodeficiency Virus (HIV);
  21. Human organ or tissue transplants
  22. Exercise programs whether prescribed or recommended by a Physician or therapist;
  23. Weight reduction programs or the surgical Treatment of obesity including, but not limited to, wiring of the teeth and all forms of intestinal bypass Surgery;
  24. Cosmetic or plastic Surgery including deviated nasal septum; modifications of Your physical body intended to improve Your psychological, mental, or emotional well-being including, but not limited to, sex-change Surgery;
  25. Acne, moles, skin tags, disease of sebaceous glands, seborrhea, sebaceous cyst, unspecified disease of the sebaceous glands, hypertrophic and atrophic conditions of skin, nevus;
  26. Hazardous Activities;
  27. Injuries sustained while participating in professional Athletics, amateur Athletics, or interscholastic Athletics including, but not limited to, events, games, matches, practice, training camps, sport camps, conditioning, and any other activity related thereto and excluding non-competitive, recreational, or intramural activities;
  28. Abuse, misuse, illegal use, overuse, or being under the influence of alcohol, drugs, chemicals, or narcotic agents unless administered under the advice of a Physician and taken in accordance with the proper dosing as directed by the Physician;
  29. Terrorist Activity except as provided in the plan document; War, Hostilities, or War-Like Operations;
  30. Commission of a criminal offense or any other criminal or illegal activity as defined by the local governing body;
  31. You unreasonably fail or refuse to depart a country or location following the date a warning to leave that country or location is issued by the United States government or similar warnings issued by other appropriate authorities of either Your Host Country or Your Home Country;
  32. Service in the military, naval, coast guard, or air service of any country or while on duty as a member of a police force or unit;
  33. Treatment paid for or furnished under any other individual, government, or group policy or Expenses incurred at no cost to You;
  34. You while in Your Home Country unless covered under Incidental Trips to Home Country in the plan document;
  35. Conditions for which travel was undertaken to seek Treatment after Your Physician has limited or restricted travel;
  36. Travel accommodations;
  37. Injury sustained while You are riding as a pilot, student pilot, operator, or crew member, in or on, boarding or alighting, from any type of aircraft;
  38. Injury sustained while You are riding as a passenger in any aircraft (i) not having a current and valid Airworthy Certificate and (ii) not piloted by a person who holds a valid and current certificate of competency for piloting such aircraft;
  39. Flying in any aircraft being used for acrobatic or stunt flying, racing, endurance tests, rocket-propelled aircraft, crop dusting or seeding or spraying, firefighting, exploration, pipe or power line inspection, any form of hunting or herding, aerial photography, banner towing, or any experimental purpose;
  40. Participating in contests of speed or riding or driving in any type of competition; and
  41. Charges incurred for treatment or surgeries which are Experimental/Investigational, or for research purposes; expenses which are non-medical in nature, expenses for Custodial Care, vocational, speech, recreational or music therapy.
special-coverage Inbound USA Elite Insurance Restrictions
  • State Restrictions: The plan will not accept a mailing address in Maryland, Washington, New York, South Dakota, and Colorado.
  • Country Restrictions: The plan will not accept an address iin Cuba, Islamic Republic of Iran, Syrian Arab Republic, United States Virgin Islands, Gambia, Ghana, Nigeria, and Sierra Leone.
  • Destination Restrictions: The plan will not cover trips to to Antarctica, Islamic Republic of Iran, Syrian Arab Republic, and Cuba.
special-coverage What is pre-certification requirements for Inbound USA Elite insurance?
Inbound USA Elite Insurance Pre-Certification
The following expenses must always be pre-certified in the U.S. only:
  1. Outpatient surgeries or procedures;
  2. Inpatient surgeries, procedures, or stays including those for rehabilitation;
  3. Diagnostic procedures including MRI, MRA, CT, and PET Scans;
  4. Chemotherapy;
  5. Radiation therapy;
  6. Physiotherapy (must include physician’s recommendation and treatment plan); and
  7. Extended Care Facility.
To comply with the pre-certification requirements, you must:
  1. Contact Seven Corners Assist before the expense is incurred;
  2. Comply with Seven Corners Assist’s instructions;
  3. Notify all medical providers of the pre-certification requirements and ask them to cooperate with Seven Corners Assist.
Once we pre-certify your expenses, we will review them to determine if they are covered by the plan. If you do not comply with the pre-certification requirements:
  1. Covered expenses will be reduced by $500; and
  2. The deductible will be subtracted from the remaining benefit amount.
Pre-certification does not guarantee coverage, payment, or reimbursement. Eligibility, coverage, and payment or reimbursement is subject to the terms, conditions, provisions, and exclusions in the plan document.

Inbound USA Elite visitor insurance – frequently asked questions

What if the traveller pays for a healthcare service and needs reimbursement?

Refer the ID cards provided at the time of enrolment which will have all the necessary information for reimbursement.

When you visit a medical provider, explain to them that you have Inbound USA Elite insurance. Show them your ID card and ask them to call Seven Corners Assist if they wish to verify benefits and eligibility. Some providers may agree to bill Seven Corners directly, but they are not required to do so.

Yes Inbound USA Elite insurance is available up to a maximum of 3 years. Visitors and Immigrants to USA can renew Inbound USA Elite insurance online to extend their coverage.

If your travel plan is changed and want to cancel Inbound USA Elite insurance, you have to submit a written request to cancel@sevencorners.com for cancellation and refund of your premium. The subject of the email must contain the first name and last name of the policy holder. While the body of the email must contain the name of the policy holder, birth date, certificate number and date of cancellation. If you have filed claims for reimbursement, your premium is non refundable.
Following are the cancellation policy terms and conditions:
Cancellation before effective date:

  • Full refund of premium.
Cancellation after effective date:
  • A cancellation fee will be charged will be charged by the insurance company.
  • Unused portion of the plan cost will be refunded.

Sudden and unexpected outbreak or recurrence of a Pre-Existing Condition(s) that occurs spontaneously and without advanced warning either in the form of Physician recommendations or symptoms and requires urgent care. The Acute Onset of a Pre-Existing Condition(s) must occur after the Effective Date of Coverage and prior to the age shown in the Schedule of Benefits. Treatment must be obtained within twenty-four (24) hours of the sudden and unexpected outbreak or recurrence. A Pre-Existing Condition that is Congenital or that gradually becomes worse over time is not an Acute Onset of a Pre-Existing Condition. A Pre-Existing Condition will not be considered an Acute Onset of a Pre-Existing Condition(s) if, during the thirty (30) days prior to the acute event, You had a change in prescription or Treatment for a diagnosis related to the acute event. This benefit does not include coverage for known, scheduled, required, or expected medical care, drugs, or Treatments existent or necessary prior to arrival in the United States and prior to the Effective Date of Coverage.

Inbound USA Elite offers coverage for acute onset of pre-existing conditions. Visitors to USA aged less than 70 years can avail coverage up to $100,000. No coverage for visitors above 70 years for pre-existing conditions.

Visitors to USA can review this article on how to use Inbound USA Elite visitor medical insurance in case of emergency in the United States.

Inbound USA Elite insurance is an affordable US visitor insurance having specific benefit limits for different covered medical expenses. These benefit limits are not the same as the plan medical maximum. You can visit any hospital or doctor, since there will be no discounted rates, the plan will only pay up to the clearly defined limits for different expenses.

Inbound USA Elite insurance offers fixed benefit coverage. After the deductible amount, Inbound USA Elite pays fixed amounts based on the schedule of benefits and you have to pay the remaining balance. For detailed working example of how it works, you can review Inbound USA Elite insurance working example

Frequently asked questions about Seven corners international travel insurance coverage for Coronavirus

Will International travel insurance policies cover COVID-19 if they stay in one country or if they travel or not at all?

International travel insurance will cover all expenses from Covid-19.

Yes they can purchase a International travel insurance plan that will offer them coverage for Covid-19.

Yes, International travel insurance offers coverage for other illness, injury or accident as long as the person does not travel.

If the US government allows them to travel then yes!

Seven corners travel medical insurance coverage for Coronavirus (Covid 19)

  • If you become ill with Coronavirus and see a doctor and/or go to the hospital during a trip, your medical expenses can be covered.
  • If you require an emergency medical evacuation and repatriation* due to Coronavirus, this can be covered.
  • If you reside in New York, Colorado, Maryland, or South Dakota, benefits on your plan may include coverage for a Missed Connection related to COVID-19.
    • To trigger this coverage, you must miss a cruise or tour departure due to a delay for the required time length (stated in the plan document) if the delay is caused by a covered reason.
    • Covered reasons that could apply for COVID-19 include:
      • Any delay of a common carrier (the delay must be certified by the common carrier)
      • Quarantine

*Note: The ability for Seven Corners to execute an emergency medical evacuation and/or repatriation may be limited due to travel and other restrictions. Some emergency evacuation providers and airlines have restricted and eliminated their services in specific areas.

Provider network and how to find hospital or doctor?

You may use our network provider search to find a physician or hospital in your area. However, because there is not a PPO network for these plans, network pricing will not apply.

You need to be prepared to pay for medical services and prescription medications when you receive them. Some providers may agree to bill Seven Corners directly, but they are not required to do so.

When you visit a medical provider, explain to them that you have insurance. Show them your card and ask them to call Seven Corners Assist if they wish to verify benefits and eligibility.

Seven Corners resourceful travel insurance links

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