Do Seven Corners Inbound USA Basic/Choice/Elite plans cover acute onset of pre-existing conditions?
Acute Onset of Pre-existing conditions covered by Inbound program
Yes, Seven Corners Inbound USA Basic/Choice plans covers insureds aged below 80 years and Inbound USA Elite plan covers up to 70 years.
Inbound USA Basic/Choice/Elite Plans offer a per injury/per sickness benefit to the insureds. The acute onset benefit will be the same amount as your client's chosen policy maximum, however, unlike the policy maximum, the acute onset is paid on a per period of policy basis. This means if multiple acute onsets of a pre-existing condition occur, regardless of whether or not they are a different condition, we will only pay to the cumulative per maximum period of policy.
This waiver applies for eligible medical expenses for the first acute onset of a pre-existing condition during your coverage period if you are a non-United States resident.
Examples are as follows:
- Flu 01/01/2020 - $75,000 per illness, payable to the scheduled amounts.
- Rash 02/01/2020 - $75,000 per illness, payable to the scheduled amounts.
- Heart attack 03/01/2020 - (determined to be an acute onset of a pre-existing condition) $75,000 per period of policy, payable to the scheduled amounts - total paid is $50,000.
- Diabetes 04/01/2020 - (determined to be an acute onset of a pre-existing condition) $50,000 is available for the acute onset benefit, payable to the scheduled amounts.