Travel Medical USA Visitor Basic Insurance

Cheap visitor insurance designed for Non US residents coming to the US,from less than $2/day
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📌 What Is Travel Medical USA Visitor Basic Insurance?

Seven Corners has designed Travel Medical USA Visitor Basic Insurance as a cheap and affordable US visitor medical insurance plan. Travel Medical USA Visitor Basic Insurance is specially created for non-US residents who need low-cost medical coverage while visiting the United States.

  • Coverage from 5 days to 364 days.
  • Ideal for parents visiting the USA and older travelers traveling to the United States.
  • This affordable US visitor medical insurance plan offers coverage for the acute onset of pre-existing conditions for visitors under 80 years of age.
  • Access to ID card and documents online after purchase.
  • 24/7 customer service and support available.

After buying the plan, Traveler can get all the plan document by using Travel Medical USA Visitor Basic insurance login. At American Visitor Insurance, USA Travelers can contact the Travel Medical USA Visitor Basic insurance customer service to get help on the plan details, quotes and other queries. Our licensed agents will be glad to help you!

⭐ Travel Medical USA Visitor Basic Insurance Reviews

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Insurance provider
Seven Corners
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Rating
A (Excellent) by AM Best 2026
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Period of Coverage
5 days to 364 days
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Underwriter
Crum & Forster SPC
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Deductible options
$0, $50, $100, $200
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Maximum limits
$50,000, $100,000, $150,000
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Best for
  • Cheaper visitor insurance
  • Acute on set of pre-existing conditions

🧾What Are the Maximum Coverage Limits of Travel Medical Basic Insurance?

The policy maximum amount of coverage is the cumulative total dollar benefit available under Travel Medical USA Visitor Basic Insurance, an affordable US visitor medical insurance plan. Once the selected policy maximum is reached, there is no additional benefits will be payable under this US tourist health insurance coverage. Travel Medical USA Visitor Basic Insurance offers flexible policy maximum options to suit different budgets and short-term travel medical insurance needs.

Travel Medical Basic policy maximum by age:
  • Ages 14 days–69: Choose from $50,000, $100,000, and $150,000 maximum medical coverage for visitors to USA.
  • Ages 70–99: Coverage limited to $50,000 and $100,000 policy maximums.

📉 What Is The Deductible For Travel Medical USA Visitor Basic Insurance?

The deductible is the amount travelers pay before Travel Medical USA Visitor Basic Insurance starts covering expenses. This affordable US -visitor medical insurance plan offers deductible options of $0, $50, $100, and $200 for flexible and budget-friendly coverage.

❓Why Should I Buy Travel Medical USA Visitor Basic Insurance?

Travel Medical USA Visitor Basic Insurance budget-friendly travel medical insurance for USA visitors offers flexible coverage options, making it ideal for parents visiting the USA, elderly travelers, and short-term tourists seeking low-cost health insurance for foreigners in the USA. It provides financial protection and peace of mind during your stay in the United States.

Top reasons to choose the Travel Medical USA Visitor Basic plan include:
  • Affordable US Visitor Medical Insurance - Travel Medical USA Visitor Basic is a cheap and budget friendly US visitor medical insurance plan designed to help travelers manage high healthcare costs in the United States.
  • Acute Onset of Pre-existing Conditions Coverage - Covers sudden, unexpected, and acute flare-ups of pre-existing conditions for visitors under 80 years old.
  • Ideal for Parents and International Travelers - Travel Medical USA Visitor Basic plan is perfect for parents visiting the USA, elderly travelers, and non-US residents who need reliable US tourist health insurance coverage during their stay.
  • High Medical Expenses - Medical treatment in the U.S. can be very expensive. This travel medical insurance for USA visitors helps reduce financial risk from unexpected illnesses or emergencies.
  • Flexible Coverage Duration - Purchase coverage for as little as 5 days up to a maximum of 364 days.
  • Trip Interruption & Unexpected Expenses - Includes coverage for travel-related mishaps, such as returning home unexpectedly.

👤 Who Is Eligible For Travel Medical USA Visitor Basic Insurance Plan?

  • Available to non-US residents visiting the United States.
  • This plan also provides coverage for their Spouse, Traveling Companions, and Child(ren).
  • Ideal for international tourists, parents visiting the USA, and business travelers.
  • Suitable for travelers seeking affordable US visitor medical insurance coverage.

🔄 Will I Get A Refund From Travel Medical USA Visitor Basic If I’m Not Satisfied With The Plan?

Seven Corners will provide a refund of your plan cost if they receive a written request from you prior to your coverage start date. If they receive your written request after your coverage start date, the unused portion of your plan cost may be refunded minus a cancellation fee if you have not submitted any claims. Sometime the travel plans may change and a US visitor may be required to extend their period of stay.

♻️ Can The Travel Medical USA Visitor Basic Insurance Be Extended Or Renewed?

  • The Seven Corners Travel Medical USA Visitor Basic plan allows visitors to extend or renew their health insurance coverage for a total period of up to 364 days.
  • You can initially purchase up to 364 days of coverage, with a renewal reminder email sent before expiration.
  • A $5 renewal or extension fee applies each time you extend your USA visitor insurance plan.
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💰 How Much Does Travel Medical USA Visitor Basic Insurance Cost Per Month in 2026?

The Travel Medical USA Visitor Basic insurance cost per month ranges between $35 to $634. The cost of travel insurance is determined by factors such as

  • Traveler’s age
  • Trip Duration

Understandably, the cost of Travel Medical USA Visitor Basic is higher for older travellers as they are more likely to need healthcare while traveling. Also, the higher the plan limit, the higher will be the premium, while the higher the deductible the lower will be the premium. Travelers up to age of 69 years can choose maximum limits of $50,000, $100,000, $150,000. Travelers aged 70 to 99 years can choose $50,000 or $100,000 coverage is available.

Here we are showing Travel Medical USA Visitor Basic travel insurance cost per month with a deductible of $100.

Age of Traveler Medical Maximum $50,000 Medical Maximum $100,000 Medical Maximum $150,000
19 - 29 years $35 $38 $42
30 – 39 years $40 $44 $49
40 – 49 years $42 $47 $51
50 - 59 years $58 $63 $70
60 - 69 years $78 $85 $94
70 - 74 years $173 $191
75 - 79 years $184 $203
80 – 84 years $357 $394
85 – 89 years $462 $510
90 – 94 years $501 $552
95 – 99 years $575 $634

✅ What Are The Benefits Of Travel Medical USA Visitor Basic Insurance?

  • Lifetime Plan Maximum
    (The maximum amount payable for the total period of coverage.)
    $1,000,000
    Medical Maximum Options
    (Worldwide Excluding the United States)
    Ages 14 days to 69 years: $50,000; $100,000; $150,000
    Ages 70 to 99 years: $50,000; $100,000
    Deductible Options
    (Worldwide Excluding the United States)
    Ages 14 days to 69 years: $0; $50; $100
    Ages 70 to 99 years: $100; $200
  • Hospital room and board help $1,100 per day, 30-day limit
    Intensive care unit help Additional $500 per day, 8-day limit
    Surgery help $3,000
    Anesthetist help $500
    Assistant Surgeon help $500
    Emergency Room Services help $350
    Physician Office Visits including Urgent Care Visits and Telehealth Consultations or Care help $75 per visit, 1 visit per day, 30 visits maximum
    Consulting Physician $250
    Inpatient Miscellaneous Expenses $500
    Diagnostics (Inpatient and Outpatient) (pre-admission tests, x-rays, labs, scans) Up to $2,000
    Prescription Drugs and Medications help $200 per Period of Coverage
    Outpatient Surgical Facility and Day Surgery Miscellaneous help $750
    Medical Equipment Rental $1,250
    Physiotherapy $40 per visit, 1 visit per day, 12 visits maximum
    Incidental Trips to Home Country $25,000. Available only with a minimum purchase of 30 days of coverage.
    Emergency local ambulance help $300
    Dental Accident help $500
  • Emergency medical evacuation help $100,000 (separate from Medical Maximum)
    Return of mortal remains or cremation/burial help Up to $20,000
  • Acute Onset of Pre-Existing Conditions** help Ages 14 days to 69 years: $50,000
    Ages 70 to 79 years: $25,000
    ** A pre-existing condition is any illness or injury that existed within 36 months before your coverage start date. This includes cases where:
    • You were diagnosed
    • You received treatment
    • Treatment was recommended
    • A doctor can reasonably confirm the condition existed, even if undiagnosed or not disclosed
    It also covers chronic issues, ongoing symptoms, complications, or recurring problems related to that condition.
  • Terrorist Activity Up to $25,000
    Common carrier accidental death help $25,000 per Insured Person
    $125,000 Aggregate Limit per any one (1) Accident
    24/7 Travel Assistance Services Included
    International Travel Coverage Up to Medical Maximum

Excess Insurance: All coverages except Accidental Death & Dismemberment are in excess of other insurance or similar benefit programs and apply only when such benefits are exhausted. This plan is secondary coverage to other insurance. Such other insurance or similar benefit programs may include, but are not limited to, membership benefits; workers’ compensation benefits or programs; government programs; group or blanket coverage; prepayment coverage; union, labor, or employee plans; socialized insurance programs or program otherwise required by law or statute; automobile insurance; or third-party liability insurance.

❤️ What Is Covered Under Acute Onset In Visitor Basic Insurance?

Travel Medical USA Visitor Basic Insurance provides limited emergency coverage for the acute onset of pre-existing conditions, meaning a sudden and unexpected flare-up that requires immediate medical treatment during your U.S. visit.

Coverage Limits
  • Ages 14 days to 69 years: Up to $50,000
  • Ages 70 to 79 years: Up to $25,000

A pre-existing condition is any illness or injury that existed within 36 months before your coverage start date. This includes cases where:

  • You were diagnosed
  • You received treatment
  • Treatment was recommended
  • A doctor can reasonably confirm the condition existed, even if undiagnosed or not disclosed

It also covers chronic issues, ongoing symptoms, complications, or recurring problems related to that condition.

🏥 Travel Medical USA Visitor Basic Insurance – PPO Network

Provider network and how to find hospital or doctor?

You may use our network provider search to find a physician or hospital in your area. However, because there is not a PPO network for these plans, network pricing will not apply.

You need to be prepared to pay for medical services and prescription medications when you receive them. Some providers may agree to bill Seven Corners directly, but they are not required to do so.

When you visit a medical provider, explain to them that you have insurance. Show them your card and ask them to call Seven Corners Assist if they wish to verify benefits and eligibility.

🔔 Why Should I Buy Travel Medical USA Visitor Basic Insurance Plans on American Visitor Insurance?

Buying Seven Corners insurance through American Visitor Insurance is a smart choice for visitors to the United States. It provides reliable travel medical insurance for USA visitors, covering unexpected illness, and emergency medical expenses where healthcare costs are high.

  • Trusted Provider - Buy Seven Corners travel insurance through American Visitor Insurance, a licensed agency specializing in visitor medical insurance for USA travelers.
  • Easy Plan Comparison - you can quickly compare Seven Corners plans, coverage limits, and deductibles to choose the best USA visitor insurance plan for your trip.
  • Affordable Pricing - Seven Corners offers budget-friendly travel medical insurance with competitive rates based on age, trip duration, and coverage amount.
  • Quick Online Purchase - Buy online in minutes with instant confirmation, immediate coverage options, and a free look period.
  • Expert Support - Get professional assistance from American Visitor Insurance to help with plan selection, coverage questions, and claims guidance.

In short, buying Seven Corners travel insurance through American Visitor Insurance ensures you get reliable coverage, competitive rates, and personalized support for safe and worry-free travel.

Need Assistance Choosing The Right Plan?

Need help understanding your policy?

Our Customer Service team is available 24x7, putting your needs first every step of the way.

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❓Travel Medical USA Visitor Basic Insurance - FAQ's

1. What is the coverage area of Travel Medical USA Visitor Basic travel insurance?

Travel Medical USA Visitor Basic insurance is short term travel health insurance offers coverage for non-U.S. Residents while traveling outside of Your Home Country. Individuals and families including unmarried dependent child(ren) traveling outside of their Home Country.

2. How do I purchase Travel Medical USA Visitor Basic Insurance?

You can purchase Travel Medical USA Insurance on American Visitor Insurance at buy Travel Medical USA Visitor Basic . You can also call them at (877)-340-7910 to get more information on how to apply for Travel Medical USA Visitor Basic travel health insurance from licensed insurance agents.

3. What are the requirements for applying for Travel Medical USA Visitor Basic Insurance?

The main requirements for applying for Travel Medical USA Visitor Basic insurance is the travelers passport details and the travel dates. You can apply for Travel Medical USA Visitor Basic insurance online on American Visitor Insurance or call (877)-340-7910 to get help while applying.

4. What if the traveller pays for a healthcare service and needs reimbursement?

Refer the ID cards provided by SevenCorners Insurance at the time of Travel Medical USA enrolment which will have all the necessary information for reimbursement.

5. How to use Travel Medical USA Visitor Basic while receiving treatment?

When you visit a medical provider, explain to them that you have Travel Medical USA Visitor Basic insurance. Show them your ID card and ask them to call Seven Corners Assist if they wish to verify benefits and eligibility. Some providers may agree to bill Seven Corners directly, but they are not required to do so.

6. I wish to extend my stay in the US, is it possible to renew Travel Medical USA Visitor Basic Insurance?

Yes, Travel Medical USA Visitor Basic insurance is available up to a total of 364 days. Travelers who had initially bought for less than 364 days and wish to extend their coverage can renew Travel Medical USA Visitor Basic insurance online to extend their coverage..

7. How can I cancel Travel Medical USA Visitor Basic insurance?

If your travel plan is changed and want to cancel Travel Medical USA Visitor Basic insurance, you have to submit a written request to cancel@sevencorners.com for cancellation and refund of your premium. The subject of the email must contain the first name and last name of the policy holder. While the body of the email must contain the name of the policy holder, birth date, certificate number and date of cancellation. If you have filed claims for reimbursement, your premium is non refundable.
Following are the cancellation policy terms and conditions:
Cancellation before effective date:

Full refund of premium.

Cancellation after effective date:

  • A cancellation fee will be charged will be charged by the insurance company.
  • Unused portion of the plan cost will be refunded.
8. How can one use Travel Medical USA Visitor Basic visitor medical insurance in case of emergency in the United states?

Visitors to USA can review this article on how to use Travel Medical USA Visitor Basic visitor medical insurance in case of emergency in the United States.

9. What is the meaning of “ Travel Medical USA Visitor Basic insurance is a fixed benefit plan”?

Travel Medical USA Visitor Basic insurance is an affordable US visitor insurance having specific benefit limits for different covered medical expenses. These benefit limits are not the same as the plan medical maximum. You can visit any hospital or doctor, since there will be no discounted rates, the plan will only pay up to the clearly defined limits for different expenses.

10. Which is the best visitor insurance in USA?

The best US visitor insurance will vary from traveler to traveler depending on their unique needs. While some international visitors will look for the cheapest travel insurance plan (sometimes for Visa purposes), others will look for the most comprehensive visitor travel insurance coverage. The cost will be higher if you need health insurance for international travelers with pre-existing conditions.

We provide resources such as a compare visitor insurance tool, answers to frequently asked questions, resourceful blogs and answers to specific customer queries. We can get you a tourist medical insurance in USA ideal for you. We offer Travel Medical USA Visitor Basic insurance by Seven Corners which is one of the most popular fixed benefit visitor insurance plans for USA that can cover you in the United States.

11. Where can I buy Travel Medical USA Visitor Basic plan

You can purchase the Travel Medical USA Visitor Basic plan from American Visitor Insurance. The plan can be bought online by entering your travel dates and personal details, and coverage documents are issued immediately after purchase.

📝 How Do I File a Claim With Travel Medical USA Visitor Basic Insurance?

To file a claim with Travel Medical USA Visitor Basic Insurance, follow these steps:

📄

Download Form
Get claim form online

📞

Call Support
1-888-492-4473

✉️

Submit Documents
Mail to Seven Corners, Inc.Attn: Claims PO Box 211760 Eagan, MN 55121.

🚫What Are the Restrictions of Travel Medical USA Visitor Basic Insurance?

The geographic restrictions for Travel Medical USA Visitor Basic Insurance

  • State Restrictions: The plan will not accept a mailing address in Maryland, Washington, New York, South Dakota, and Colorado.
  • Residence Country Restrictions: The plan will not accept an address in United States, Australia, Cuba, Gambia, Ghana, Iran, Nigeria, North Korea, Sierra Leone, Syria, U.S. Virgin Islands.
  • Destination Restrictions: All countries except United States

❌ Travel Medical USA Visitor Basic Insurance – Exclusions Summary

  • Pre-Existing Condition(s) except as waived under Acute Onset of Pre-Existing Condition(s); Return of Mortal Remains and Local Burial or Cremation in the plan document.
  • Claims not received by the Company or Administrator within ninety (90) days of the date of service;
  • Pregnancy, Illness or complications from Pregnancy, childbirth, abortion, miscarriage including that resulting from an Accident, postnatal care, preventing conception or childbirth, artificial insemination, infertility, impotency, sexual dysfunction, or sterilization or reversal thereof;
  • Sleep apnea or other sleep disorders;
  • Mental and Nervous Disorders unless specifically covered herein, Rest Cures, learning disabilities, attitudinal disorders, or disciplinary problems;
  • Exposure to non-medical nuclear radiation or radioactive materials;
  • Acquired Immune Deficiency Syndrome (AIDS), AIDS-Related Complex (ARC), or the Human Immunodeficiency Virus (HIV);
  • Weight reduction programs or the surgical Treatment of obesity including, but not limited to, wiring of the teeth and all forms of intestinal bypass Surgery;
  • Commission of a criminal offense or any other criminal or illegal activity as defined by the local governing body;
  • You unreasonably fail or refuse to depart a country or location following the date a warning to leave that country or location is issued by the United States government or similar warnings issued by other appropriate authorities of either Your Host Country or Your Home Country;
  • Service in the military, naval, coast guard, or air service of any country or while on duty as a member of a police force or unit;
  • Treatment paid for or furnished under any other individual, government, or group policy or Expenses incurred at no cost to You;
  • You while in Your Home Country unless covered under Incidental Trips to Home Country in the plan document;
  • Conditions for which travel was undertaken to seek Treatment after Your Physician has limited or restricted travel;
  • Charges incurred for treatment or surgeries which are Experimental/Investigational, or for research purposes; expenses which are non-medical in nature, expenses for Custodial Care, vocational, speech, recreational or music therapy.

🛡️Travel Medical USA Visitor Basic Insurance Related Coverage

Travel Medical Choice insurance

Travellers with higher coverageAcute on set of pre-existing conditions

  • The plan is available for Non US residents traveling to the US.
  • Offers coverage for cardiac conditions.
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