A working example of using Trekker Essential (Offered by Geoblue) *
Insurance coverage is $500,000
Deductible is $200 per certificate period
Your claims for medical expenses is $18,200
Below is a simple calculation showing how much the plan/insurance company pays you:
Subtract the deductible from claims amount - $18,200 minus $50 equals $18,000. Insured bears $200
Trekker Essential Insurance
Expense
Amount billed
Amount Insurance Pays
Amount Insured Owes
Deductible
$200
$0
$200
Surgery
$16,500
$16,500
$0
X Ray
$1,500
$1,500
$0
Total
$18,200
$18,000
$200
What are some insurance terms important in Trekker Essential Insurance reviews?
Plan Maximum coverage of Trekker Essential travel insurance:
This the maximum coverage that the plan would offer for the medical expenses. Trekker Essential insurance offers lifetime maximum limit option is $500,000., For Individuals aged 70-95 up to $100,000.
What is a deductible in Trekker Essential visitors insurance?
This is the initial amount the traveler needs to pay before the insurance actually start paying. Remember higher deductible have less premium than a plan with lower deductible.Trekker Essential insurance has deductible option is $200.
What is a provider network of Trekker Essential Medical Insurance?
It is a network of health care providers. Insurance companies form these in order to control the costs of health care. An insurance plan would pay 100% of the eligible expenses if the insured is admitted to hospital or health care center within the provider network.
Renewability of Trekker Essential Travel health insurance
Trekker Essential Insurance can be renewed upto 12 months.
Eligibility to buy Trekker Essential Insurance Online
It is eligible for applicant's home country must be the US, applicant's age must be under 95 years and travelers enrolled in a primary plan are eligible.
Trekker Essential Insurance underwritter and rating.
Underwritten by 4 Ever Life and rating AM Best Rating: "A-" (Excellent).
GeoBlue Trekker Essential Insurance Reviews - Common Questions
Who can buy Trekker Essential plan?
Trekker Essential multitrip international medical insurance is popular among:
Leisure traveler
Business traveler
Early retiree/Medicare
Employers, Chamber of Commerce, retirement communities
Financial consultants
What are the key highlights of Trekker Essential insurance?
Following are some of the key benefits of buying Trekker Annual multitrip travel health insurance
Up to $250,000 international medical limit
Illness and accident
Emergency medical transportation
Supplemental coverage
An annual plan for multiple trips
How GeoBlue Trekker Essential insurance plan works?
Customer signs up online, at least 1 day prior to departure.
Sale is tracked to you when the customer uses your unique web link or brochure.
Welcome information is sent electronically or via mail. Member has instant access to their electronic ID card, claim forms and more.
Members are invited to register on the website, mobile site or app.
Buy once, travel all year. Travelers receive a renewal notice each year.
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