Compare GeoBlue Trekker Choice and Trekker Essential Insurance

Americans traveling overseas multiple times annually can compare and buy GeoBlue Multi trip travel medical insurance - GeoBlue Trekker Choice vs Trekker Essential.

Compare Trekker Choice and Trekker Essential Insurance Plans

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Start Date
End Date
Coverage
Citizenship
Compare Travel Insurance Plans
  Trekker Choice  
versus
Trekker Essential
GeoBlue Trekker Choice
Plan Maximum
Deductible
Covers covid19 illness
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GeoBlue Trekker Essential
Plan Maximum
Deductible
Minimum Enrollment is 3 Months
Length of Coverage Upto 12 months Upto 12 months
Renewability No No
 Medical Benefits
Surgery, anesthesia, in-hospital doctor visits, diagnostic X-ray and lab Up to 100% Up to 100%
including X-rays and lab work billed by the attending physician Up to 100% Up to 100%
Surgery, X-rays, In-hospital doctor visits Up to 100% Up to 100%
In-patient medical emergency Up to 100% Up to 100%
Outside the U.S. Outpatient prescription drugs 100% of Reasonable Charges up to $5000 100% of Reasonable Charges up to $2500
 Emergency Services
Ambulatory Surgical Center Up to 100% Up to 100%
Ambulance Service (non-Medical Evacuation) 100% up to $1000 100% up to $1000
Emergency Medical Transportation Up to $500,000 Not Available
 Dental
Dental Care required due to an Injury 100% of Reasonable Charges with a maximum benefit of $500 per Trip Period 100% of Covered Expenses up to $300 maximum per Trip Period and $200 per tooth
Dental Care for Relief of Pain 100% of Reasonable Charges with a maximum benefit of $250 per Trip Period 100% of Reasonable Charges up to $200 per Trip Period.
 Pre-Existing Condition
Pre-Existing Conditions Covered Covered
 Travel
Physical and Occupational Therapy 6 visits per Period of Insurance. $100 Maximum payment per visit 6 visits per Period of Insurance. $100 Maximum payment per visit
Repatriation Of Remains Up to $25,000 Up to $15,000
Accidental Death and Dismemberment Up to $50,000 Covered
Emergency Medical Transportation Up to $500,000 Up to $250,000
Unique Advantages
  • Up to $250,000 international medical limit
  • Unlimited trips in a 12 month period
  • Covers pre-existing conditions
  • Up to $250,000 international medical limit
  • Unlimited trips in a 12 month period
  • Covers pre-existing conditions
 Travel Insurance
Underwriter 4 Ever Life 4 Ever Life
Rating "A-" (Excellent) "A-" (Excellent)
Brochure and Details

Advantages of buying Annual travel insurance - Comprehensive while affordable

  • Annual multi-trip travel insurance provides the best travel insurance value for money for regular US travelers. This is most useful for regular corporate travelers or holiday travelers who make frequent short international trips. It also works well for US residents close to the Canadian or Mexican borders and who travel across the US border often. Annual travel insurance is designed mostly to cover the health of the travelers and are not the best as trip cancellation insurance.
  • Annual travel insurance plans are relatively cheaper since the coverage for trip cancellation is usually not included (some plans offer optional trip cancellation coverage on a per-trip basis for an extra fee). Even though the age of the traveler is considered, most annual multi-trip travel insurance plans are only a couple of hundred dollars annually for a traveler.

Ideal US travelers for Annual travel insurance

  • Frequent travelers such as corporate employees of multinational companies and business owners.
  • Journalists and academics who travel overseas often for research or teaching.
  • Retired pensioners who enjoy traveling to different locations
Given that these groups travel overseas often, it is cumbersome to buy travel insurance each time, it is more convenient to buy an annual multi-trip travel insurance plan.
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GeoBlue Annual multi trip Travel Insurance, Best yearly travel insurance – FAQs

  • Trekker Choice Insurance - FAQ's

    Are Geoblue Travel insurers a reliable insurance company?

    GeoBlue is the trade name for the international health insurance programs of Worldwide Insurance Services, an independent licensee of the Blue Cross Blue Shield Association.Geoblue travel insurance for more than 20 years have assisted globally in the complications of international healthcare and provide confidence for its members to travel safe and peacefully.

    The travel insurance solutions provided by Geoblue provide excellent coverage for US citizens traveling overseas, travelers on work, study, Expats who live and travel internationally often.


    Is there coverage for Covid-19 illness in Geoblue travel insurance?

    GeoBlue Voyager plan covers COVID-19 as a covered illness up to age 95.The essential treatment is covered however there may be policy deductible applicable.


    Is Geoblue Travel insurers a good company?

    Trawick international insurance is short term travel medical insurance designed for anyone, as long as they are outside their home country.


    How much does Trawick international travel insurance cost?

    GeoBlue is the trade name for the international health insurance programs of Worldwide Insurance Services, an independent licensee of the Blue Cross Blue Shield Association.GeoBlue provides easy access and peace of mind to travelers and expats living around the globe.

    Their elite network of providers, innovative online tools, telemedicine tools and exceptional customer service set completely different standards for a full, reliable, suitable protection of your health and safety in the global community.


    What cover does a Geoblue Travel insurer offer in Covid travel insurance? Does it have Quarantine coverage for US travelers?

    Geoblue provides coverage for Covid-19 as a new sickness in their Covid travel insurance covers. They have various travel insurance plans for Short-term travelers, multi trip travelers, student plans and long term insurance plans with coronavirus coverage. No, coverage for quarantine is not available with the Geoblue travel insurance plans.


    Why should I buy travel insurance from Geoblue Travel insurers?

    GeoBlue is a self-governing licensee of the Blue Cross Blue Shield Association who offer borderless access with a premium quality healthcare system with high-tech service for all travelers to feel secure while traveling around the world. Travelers can be rest assured that their travel requirements will be covered for a safe trip.


    Who can buy Trekker Choice plan?
    • Leisure traveler
    • Business traveler
    • Early retiree/Medicare
    • Employers, Chamber of Commerce, retirement communities
    • Financial consultants

    What are the key highlights of Trekker Choice insurance?

    Following are some of the key benefits of buying Trekker Choice short term travel health insurance

    • Up to $250,000 international medical limit
    • Illness and accident
    • Emergency medical transportation
    • Supplemental coverage
    • An annual plan for multiple trips

    How GeoBlue Trekker Choice insurance plan works?
    • Customer signs up online, at least 1 day prior to departure.
    • Sale is tracked to you when the customer uses your unique web link or brochure.
    • Welcome information is sent electronically or via mail. Member has instant access to their electronic ID card, claim forms and more.
    • Members are invited to register on the website, mobile site or app.
    • Buy once, travel all year. Travelers receive a renewal notice each year.

    What are the advantages of Annual multi trip travel insurance?
    1. These plans provided coverage for unlimited international trips in a 12 month period
    2. The maximum trip duration can range from 30 days to 70 days (GeoBlue Trekker)
    3. These are ideal for businessmen and for work related frequent overseas travel
    4. Some plans require a primary health plan, but cover pre-existing conditions and medical evacuation

    How long does annual travel insurance last? How long does annual trip insurance last?

    The annual multi-trip policies we sell will last for one year starting from the start date. So, if you purchase a plan starting April 1, 2019, it will be in force until March 31, 2020.


    How does annual travel insurance policy work? How does yearly travel insurance work? How does annual medical travel insurance policy work?

    Annual medical travel insurance is a great way for frequent travelers to get coverage while they are away from home and/or traveling internationally. It is convenient since you make a one time payment for a year's coverage. Most policies have a maximum number of days you can be covered consecutively. Note there is not a limit on the total number of days, just the number of consecutive days of coverage. This number varies by policy, but can be 30, 45, or 90 days.


    Which insurance companies offer the best annual travel insurance plans for frequent travelers?

    There are several companies that offer annual insurance for frequent travelers. The costs are very economical and the benefits are limited to mostly medical emergencies. The companies only cover US citizens or residents if they have their own private insurance. Most companies only cover you while traveling outside your home country. One policy will cover you while you are at least 100 miles away from your home, so can also be used for domestic trips (say, out of state) and can boost your own domestic coverage in some situations.


    Why is annual travel insurance cheaper than single trip travel insurance? Why is oneyear travel insurance cheaper than single trip travel insurance?

    Regular international travelers should buy the annual travel insurance as it is cheaper than single trip travel insurance over the course of the year. With a one year travel insurance one can make several trips without any additional expenses for the entire year as long as each trip is within the trip period of the plan.

  • Trekker Essential Insurance - FAQ's

    Are Geoblue Travel insurers a reliable insurance company?

    GeoBlue is the trade name for the international health insurance programs of Worldwide Insurance Services, an independent licensee of the Blue Cross Blue Shield Association.Geoblue travel insurance for more than 20 years have assisted globally in the complications of international healthcare and provide confidence for its members to travel safe and peacefully.

    The travel insurance solutions provided by Geoblue provide excellent coverage for US citizens traveling overseas, travelers on work, study, Expats who live and travel internationally often.


    Is there coverage for Covid-19 illness in Geoblue travel insurance?

    GeoBlue Voyager plan covers COVID-19 as a covered illness up to age 95.The essential treatment is covered however there may be policy deductible applicable.


    Is Geoblue Travel insurers a good company?

    Trawick international insurance is short term travel medical insurance designed for anyone, as long as they are outside their home country.


    How much does Trawick international travel insurance cost?

    GeoBlue is the trade name for the international health insurance programs of Worldwide Insurance Services, an independent licensee of the Blue Cross Blue Shield Association.GeoBlue provides easy access and peace of mind to travelers and expats living around the globe.

    Their elite network of providers, innovative online tools, telemedicine tools and exceptional customer service set completely different standards for a full, reliable, suitable protection of your health and safety in the global community.


    What cover does a Geoblue Travel insurer offer in Covid travel insurance? Does it have Quarantine coverage for US travelers?

    Geoblue provides coverage for Covid-19 as a new sickness in their Covid travel insurance covers. They have various travel insurance plans for Short-term travelers, multi trip travelers, student plans and long term insurance plans with coronavirus coverage. No, coverage for quarantine is not available with the Geoblue travel insurance plans.


    Why should I buy travel insurance from Geoblue Travel insurers?

    GeoBlue is a self-governing licensee of the Blue Cross Blue Shield Association who offer borderless access with a premium quality healthcare system with high-tech service for all travelers to feel secure while traveling around the world. Travelers can be rest assured that their travel requirements will be covered for a safe trip.


    Who can buy Trekker Essential plan?
    • Leisure traveler
    • Business traveler
    • Early retiree/Medicare
    • Employers, Chamber of Commerce, retirement communities
    • Financial consultants

    What are the key highlights of Trekker Essential insurance?

    Following are some of the key benefits of buying Trekker Choice short term travel health insurance

    • Up to $250,000 international medical limit
    • Illness and accident
    • Emergency medical transportation
    • Supplemental coverage
    • An annual plan for multiple trips

    How GeoBlue Trekker Essential insurance plan works?
    • Customer signs up online, at least 1 day prior to departure.
    • Sale is tracked to you when the customer uses your unique web link or brochure.
    • Welcome information is sent electronically or via mail. Member has instant access to their electronic ID card, claim forms and more.
    • Members are invited to register on the website, mobile site or app.
    • Buy once, travel all year. Travelers receive a renewal notice each year.
annual multi trip insurance

Annual travel insurance plans

Annual travel insurance is ideal for
  • Corporate and business travelers who make short trips but travel overseas often.
  • The annual travel insurance is designed for insuring the health of the traveler and not on the expense of the trip
  • It also works for leisure travelers who make many short vacations overseas.
  • It is ideal for residents close to the international border and who travel overseas often.
Annual travel insurance does not work well for:
  • Travelers who make one or two international trips in an year
  • Travelers who need to insure the trip expense where trip cancellation insurance is important and not just on insuring the health of the travelers.
  • Travelers who are overseas for extended period of time, exceeding the annual travel plan period for each trip (usually 60 to 90 days)

Expertise in offering travel insurance
20+ years!

Customers from
All U.S. states!

Customers from over
180 countries!