INF HOP! Advantage Travel Insurance

Fixed-benefit travel medical & assistance plan offering worldwide coverage.

What is INF HOP! Advantage insurance?

INF HOP! Advantage is a budget-friendly fixed benefit travel medical insurance plan for international travelers visiting the USA. It provides defined coverage for a broad range of medical needs, including full pre-existing condition coverage and acute onset treatment. The plan also includes valuable non-medical benefits such as quarantine lodging, trip cancellation, and baggage loss protection.

Available for travelers aged 0 to 89, the plan provides worldwide coverage (excluding USA, UK, EU, Iran, North Korea, Syria, and Cuba) and must be purchased before arriving in the destination country. HOP! Advantage supports direct billing with in-network providers, includes 24/7 emergency and claims support, and covers trips from 1 to 364 days. It ensures peace of mind by combining both medical and travel assistance services in one plan.

After purchasing the INF plans, travelers can easily access their INF HOP! Advantage ID card and plan documents through the INF insurance login portal. At American Visitor Insurance, U.S. travelers can reach out to INF HOP! Advantage travel insurance for help with plan details, quotes, and policy questions. Our licensed agents are ready to assist you in selecting the right INF plans for your needs.

INF HOP Advantage insurance reviews

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Insurance provider
INF
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Rating
AM Rating: A Excellent
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Period of Coverage
5 days to 364 days
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Underwriter
SiruisPoint International Insurance
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Best for
  • Non-US Citizens and Residents
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PPO network
Part of United Healthcare network United Healthcare Provider Network
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Maximum limits
$25,000, $50,000, $75,000
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Deductible options
Deductible options from
$0, $100, $250, $500, $1,000, $2,500, or $5,000

Why should I buy INF Hop Advantage insurance?

  • Low cost comprehensive plan with fixed benefits for different travel medial expenses.
  • Specific limits apply to pre-existing conditions and the acute onset of conditions.
  • Worldwide coverage for medical, travel, and personal assistance.
  • 24/7 claims and emergency assistance with direct billing to in-network providers.
  • Must be purchased before trip start date and before arrival in the destination country.

Who is eligible for INF Hop Advantage insurance plan?

  • Available only for non-U.S. citizens.
  • For ages 15 days to 89 years.
  • Coverage available from 5 to 364 days.
  • Not for residents of Syria, Iran, Russia, North Korea, Cuba, the USA, the United Kingdom, Gibraltar, and the European Union.

What are the plan benefits of INF Hop Advantage insurance?

  • Total Maximum Benefit
    $25,000 $50,000 $75,000
    Hospital Room & Board help
    $2,700 $3,900 $4,750
    Hospital Intensive Care Unit help
    $2,100 in addition the Hospital Room & Board $2,650 in addition the Hospital Room & Board $3,300 in addition the Hospital Room & Board
    Doctor Surgical Expenses
    $2,000 $3,000 $4,000
    Anesthetics
    $500 $1,500 $2,500
    Assistant Surgeon Expenses
    $1,250 $1,500 $2,500
    Surgical Room and Supply Expenses
    $1,250 $1,000 $1,050
    Emergency Doctor Visits (Outpatient Only)
    $40 per visit, 1 visit per day, a maximum of 5 visits ($200) $60 per visit, 1 visit per day, a maximum of 5 visits ($300) $80 per visit, 1 visit per day, a maximum of 5 visits ($400)
    Urgent Care
    $25 Co-pay per visit $25 Co-pay per visit $25 Co-pay per visit
    X-rays, laboratory procedures
    $275 $400 $525
    CAT Scan, PET Scan or MRI
    $275 $400 $525
    Hospital Emergency Room
    $275 $350 $425
    Prescription Drug Expenses
    $75 $100 $125
    Ambulance Expenses
    $375 $400 $425
    Rehabilitative braces or appliances
    $500 $550 $600
    Dental Treatment (Injury Only)
    $500 $550 $550
  • Pre-existing Conditions
    $1,750 $2,500 $4,500
    Acute Onset of Pre-existing Conditions
    $25,000 $50,000 $75,000
  • Total Maximum Benefit
    $25,000 $50,000 $75,000
    Trip Cancellation
    $1,250 $1,500 $1,750
    Lost Passport
    $75 $100 $125
    Return due to death or Serious Illness of an Immediate Family Member of the Insured Person
    Economy Ticket Rebooking up to $1,250 Economy Ticket Rebooking up to $1,500 Economy Ticket Rebooking up to $1,750
    Early return due to serious disaster at home
    Economy Ticket Rebooking up to $1,250 Economy Ticket Rebooking up to $1,500 Economy Ticket Rebooking up to $1,750
    Cancellation of a cruise before beginning
    $1,000 $1,500 $2,000
    Cancellation due to COVID
    $1,000 $1,250 $1,500
    Lost Baggage
    $300 $400 $500
    Delayed Luggage
    $300 $400 $500
    Accidental Death & Principal Sum
    $5,000 per Insured $7,500 per Insured $10,000 per Insured
    Emergency Medical Evacuation
    $10,000, Maximum limit per period of coverage. Must be approved in advance and coordinated by the claims administrator.
    Hotel Expenses for COVID Quarantine, per Policy
    $500
    Repatriation of Mortal Remains
    $15,000 Maximum Limit for return of the Insured Person's Mortal Remains or ashes to Country of Residence or $2,000 Maximum Limit per Insured Person for preparation, local burial or cremation of the Insured Person’s Mortal Remains at the place of death.

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INF HOP! Advantage travel insurance – FAQ’s

1. What is INF HOP! Advantage insurance?

HOP! Advantage is a budget-friendly travel medical insurance policy that provides fixed, schedule-of-benefit payments for covered charges for medical and travel-related expenses, as well as pre-existing and acute onset coverages.

2. What is meant by a schedule-of-benefits plan?

It means the plan pays a fixed amount or pre-set amount for each covered service, regardless of the actual medical bill.

3. How is HOP! Advantage different from travel medical insurance?

Comprehensive plan pay for the cost of medical charges (within policy limits), while HOP! Advantage pays a fixed benefit amount for each covered occurrence.

4. Can I extend my coverage after purchasing?

Yes, as long as you request an extension prior to your end date of coverage and are eligible.

5. Does HOP Advantage insurance cover pre-existing conditions?

Yes, HOP Advantage has set levels of benefits for pre-existing and acute onset conditions.

6. Is COVID-19 covered under this plan?

Yes, COVID-19 is covered just like any other illness under policy conditions.

7. What are the circumstances excluded under HOP! Advantage?

Routine check-ups, elective surgery, experimental surgery, and travel to embargoed countries are a few exceptions. The policy encompasses all of them.

8. When does my coverage begin and end?

It becomes effective at 12:01 AM EST on the effective date and ends at 11:59 PM EST on the policy end date.

What is the INF HOP! Advantage insurance PPO network?

A Preferred Provider Organization (PPO) is a network of highly qualified doctors, well-recognized hospitals, medical providers/facilities who are contracted by INF to offer services to insureds. This will help reduce the insured’s out-of-pocket costs.

United Healthcare Provider Network

INF maintains when inside the U.S., the UnitedHealthCare options network which is a longstanding reputable tier one network that gives you more access to more doctors and services.

To find a network doctor, hospital, lab, or healthcare provider in your area, start by searching for those who are part of our network. These healthcare providers have agreed to charge lower prices, which can help reduce your overall healthcare costs. By selecting a provider within our network, you ensure that you’re taking advantage of the cost savings associated with your health plan. Be sure to confirm that the provider is covered under your specific plan to maximize your benefits and minimize out-of-pocket expenses.

local_hospital INF HOP Advantage plan PPO network »

How do I file a claim with INF HOP! Advantage Insurance?

To file a claim with INF INF HOP! Advantage Insurance, follow these steps:

  1. Download the Claims Form: Access the INF HOP Advantage insurance claims form online.
  2. Contact Customer Support: For guidance or assistance, call the toll-free number 888-207-1694 or contact us via WhatsApp at 380-234-2040 (available 24/7 worldwide).
  3. Complete and Submit Documents: Fill out the claims form and send it, along with any required supporting documents, to the Claims Department:
    • Mailing Address: Robin Assist, P.O. Box 211879, Dallas, TX 75211.
  4. Email Assistance: For additional help or inquiries, email claims@robinassist.com.
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What are the restrictions of INF HOP Advantage plan?

INF HOP Advantage is not offering coverage for residents of Syria, Iran, Russia, North Korea, Cuba, the USA, the United Kingdom, Gibraltar, and the European Union.