Travel Insurance Services Covid19 student health insurance

Key Highlights of Study USA Insurance

• Study USA health insurance provides affordable student medical insurance to foreign students studying in the US and outside of the US students studying abroad.
• There are 3 variations of this plan namely Basic, Standard and Preferred.
• The overall policy maximum option that the Basic and Standard plans provide are $200,000 and the Preferred plan provides $600,000.
• The maximum limit for injury and sickness option with the Basic and Standard plan is $100,000 and the Preferred plan provides $300,000.
• The pre existing condition waiting period applies for the Standard and the Preferred plans. The Standard plan has a 12 months waiting period and $500 max per Certificate period. The Preferred plan has a 6 months waiting period.
• The deductible options for the Basic plan is $250 for in network and $500 for out of network and for the Standard plan it is $100 in network and $250 out of network and for the Preferred plan it is $50 in network and $150 out of network.
• The emergency room deductible for Basic plan is $500 per incident,$350 per incident for the Standard plan and for the Preferred plan it is $250 per incident.
• Coinsurance for claims incurred outside the US is covered 100% after deductible up to maximum limit.
• Coinsurance for claims incurred inside the US, for in network 80% after the deductible up to maximum limit and for out of network payment, URC charges are applicable. For the Preferred plan, for in network 80% after the deductible up to $25000 and 100% after deductible up to maximum limit.
• There is one wellness routine exam covered for 100% per member with the Standard and Preferred plan.
• Emergency Medical Evacuation is covered for $50,000 lifetime maximum with the Basic plan, $250,000 lifetime maximum with the Standard plan and $500,000 lifetime maximum with the Preferred plan.