Visit USA Healthcare travel insurance for international visitors

Visit USA Insurance is an excellent medical insurance for tourists and holiday travelers, parents of students studying in the United States, new immigrants and visiting scholars in the USA. The insured can get coverage for eventualities like Accident and Sickness Medical, Emergency Medical Evacuation and Assistance coverage in the United States. Visit USA offers 3 plans to satify your requirements and budget.
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Visit USA travel insurance for visitors aged between 14 days and 99 years traveling to the USA

Age
Age 2
Start Date
End Date
Coverage
Citizenship
Visit USA Budget 
Maximum
Deductible
 BUY NOW
*Fixed Plan
Visit USA Standard 
Maximum
Deductible
 BUY NOW *Comprehensive Plan
Visit USA Superior Plan A
Maximum
Deductible
 BUY NOW *Comprehensive Plan
Maximum per injury / illness
Plan A: Up to age 79 years: $50,000; For 80 years and above: $20,000
Plan B: Up to age 69 years: $150,000
Plan A: Up to age 79 years: $75,000; For 80 years and above: $20,000
Plan B: Up to age 69 years: $200,000
Up to age 79 years: $250,000; For 80 years and above: $20,000
Deductibles
Plan A: Up to age 69 years: $0, $50, $100, or $250 per injury or illness; Ages 70 years and above: $100 or $250 per injury or illness
Plan B: Up to age 69 years: $0, $50, $100, or $250 per injury or illness
Plan A & Plan B: $0, $250, $500, or $1,000 per certificate period $0, $250, $500, or $1,000 per certificate period
Coinsurance – Claims incurred outside U.S.
Not Applicable Plan pays 100% of eligible expenses after the deductible up to the overall maximum limit. Plan pays 100% of eligible expenses after the deductible up to the overall maximum limit.
Coinsurance – Claims incurred in U.S.
Not Applicable In-Network: Plan pays 100% of eligible expenses, after the deductible, to the overall maximum limit.
Out-of-Network: Usual, reasonable, and customary. You may be responsible for any charges exceeding the payable amount.
In-Network: Plan pays 100% of eligible expenses, after the deductible, to the overall maximum limit.
Out-of-Network: Usual, reasonable, and customary. You may be responsible for any charges exceeding the payable amount.
Hospital room and board
Plan A: $1,500 per day, 30 days max
Plan B: $2,750 per day, 30 days max
(including miscellaneous unless specified)
Average semi-private room rate, including nursing services Average semi-private room rate, including nursing services
Intensive care unit
Plan A: $2,500 per day, 8 days max
Plan B: $4,000 per day, 8 days max
(including miscellaneous unless specified)
Up to the overall maximum limit Up to the overall maximum limit
Emergency medical evacuation
Up to $100,000 Lifetime Maximum, except as provided under Acute onset of pre-existing condition. Up to $250,000 lifetime maximum (not subject to deductible, coinsurance, or overall maximum limit) Up to $500,000 lifetime maximum (not subject to deductible, coinsurance, or overall maximum limit)
Accidental death and dismemberment
Not Applicable Members under age 18: Up to $5,000 lifetime max.
Members age 18-69: Up to $50,000 lifetime max.
Members age 70-74: Up to $20,000 lifetime max.
Members 75 and older: Up to $10,000 lifetime max.
$250,000 maximum benefit any one family or group.
Members under age 18: Up to $5,000 lifetime max.
Members age 18-69: Up to $50,000 lifetime max.
Members age 70-74: Up to $20,000 lifetime max.
Members 75 and older: Up to $10,000 lifetime max.
$250,000 maximum benefit any one family or group.
Repatriation of Remains
Up to $25,000 Up to $50,000 Up to the overall maximum limit
Local Burial & Cremation
$5,000 Up to $5,000 Up to $5,000
Return of minor children
Not Applicable Up to $25,000 Up to $50,000
Acute Onset of Pre-existing Conditions
Ages 65 and above: $2,500; All others: $20,000 Ages 65 and above: $2,500; All others: $20,000 (excludes chronic and congenital conditions) Ages 65 and above: $2,500; All others: $25,000 (excludes chronic and congenital conditions)
Terrorism
Up to $25,000, eligible medical expenses only Up to $50,000 lifetime maximum, eligible medical expenses only Up to $50,000 lifetime maximum, eligible medical expenses only
Emergency Reunion
Up to $15,000, maximum 15 days (not subject to deductible or coinsurance) Up to $15,000, maximum 15 days (not subject to deductible or coinsurance) Up to $15,000, maximum 15 days (not subject to deductible or coinsurance)
Urgent care
Plan A: Office visits, including urgent care - $75 per visit, 10 visits maximum (outpatient treatment)
Plan B: Office visits, including urgent care - $150 per visit, 10 visits maximum (outpatient treatment)
Co-payment:
Claims incurred outside the U.S. No co-payment
Claims incurred in U.S. $50 co-payment, after which coinsurance will apply
Co-payment:
Claims incurred outside the U.S. No co-payment
Claims incurred in U.S. $50 co-payment, after which coinsurance will apply
Emergency Room
Plan A: $375 for an outpatient treatment
Plan B: $785 for an outpatient treatment
Co-payment:
Claims incurred outside the U.S.: No co-payment
Claims incurred in U.S.: $250 co-payment for each use of emergency room for an illness unless you are admitted to the hospital. There will be no co-payment for emergency room treatment of an injury.
Co-payment:
Claims incurred outside the U.S.: No co-payment
Claims incurred in U.S.: $200 co-payment for each use of emergency room for an illness unless you are admitted to the hospital. There will be no co-payment for emergency room treatment of an injury.
Physical Therapy
$50 per visit, 1 visit per day, maximum 12 visits Usual, reasonable and customary charges. Must be ordered in advance by a physician. Usual, reasonable and customary charges. Must be ordered in advance by a physician.
Emergency dental
Not Applicable Up to $1,000 due to accident / Up to $100 for acute onset of pain Up to $1,000 due to accident / Up to $100 for acute onset of pain
Local Ambulance
Plan A: Up to $500
Plan B: Up to $500
Usual, reasonable and customary charges, when covered illness or injury results in hospitalization as inpatient. Usual, reasonable and customary charges, when covered illness or injury results in hospitalization as inpatient.
Political Evacuation
Not Applicable Up to $25,000 lifetime maximum Up to $50,000 lifetime maximum
Trip interruption
Not Applicable Up to $2,500 Up to $5,000
OTHER BENEFITS
Optional accidental death and dismemberment coverage
Not Applicable Up to $50,000 (only available to members age 18 through age 69) Up to $50,000 (only available to members age 18 through age 69)
Optional intercollegiate or interscholastic sports rider
Not Applicable Not Applicable Up to $20,000
Optional hazardous activities rider
Not Applicable Not Applicable Up to the overall maximum limit
Crisis Response - Ransom, Personal Belongings, and Crisis Response Fees and Expenses
Not Applicable Not Applicable Up to $10,000
Mental Health Disorders
Not Applicable Not Applicable Up to $5,000
Bedside Visit
Not Applicable Not Applicable Up to $1,500
Pet Return
Not Applicable Not Applicable Up to $1,000
Lost Checked Luggage
Not Applicable Not Applicable Up to $500
Travel Delay
Not Applicable Not Applicable Up to $100 a day after a 12-hour, maximum of 2 days
Lost or Stolen Passport/Travel Visa
Not Applicable Not Applicable Up to $100
Natural Disaster - Replacement Accommodations
Not Applicable Not Applicable Up to $100 a day for 5 days
Anesthesiologist / Assistant surgeon
Plan A: $825; Plan B: $1,775 Not Applicable Not Applicable
Durable medical equipment
Plan A: $1,100; Plan B: $1,700 - -
Inpatient Treatment
  • Surgery - Plan A: $4,000 per session; Plan B: $8,000 per session
  • Consultant physician - Plan A: $450; Plan B: $650
  • Private duty nurse - Plan A: $550 ; Plan B: $700
  • Physician visits - Plan A: $75 per visit, 30 visits max; Plan B: $125 per visit, 30 visits max
Not Applicable Not Applicable
Outpatient Treatment
  • Surgery - Plan A: $3,300 per session; Plan B: $7,150 per session
  • Outpatient surgical facility - Plan A: $1,100; Plan B: $1,500
  • Pre-admission yesting - Plan A: $1,100; Plan B: $1,450
  • Diagnostic X-ray and Labs - Plan A: $500, plus $400 for one CAT Scan, MRI or PET; Plan B: $750, plus $650 for one CAT Scan, MRI or PET
  • Observation room services - Plan A: $355; Plan B: $750
  • Outpatient prescription drugs - Plan A: $150; Plan B: $300
Not Applicable Not Applicable
Compare liaison plans    Fixed vs Comprehensive plans*
Insurance Provider
Insurance Provider
Travel Insurance Services
Plan Life
Plan Life
5 days to 364 days
Policy Maximum
Policy Maximum?
$50,000, $75,000, $150,000, $200,000, $250,000
Deductible Options
Deductible Options?
$0, $50, $100, $250, $500, $1000
Underwriters
Underwriter
Lloyd's of London - Syndicate 4141
Best Rating
Rating
  • AM Best Rating: "A" (Excellent)
Eligibility
Eligibility
  • Visit USA HealthCare is available to Non-U.S. residents while visiting the U.S.
  • Coverage is available for the main insured party and spouse, unmarried adult dependent children, or for children traveling alone.

Visit USA Health Care Insurance Blog

Visit USA Health Care plan is a Comprehensive plan offered by the USI Travel Insurance Services provider and is available for Non US citizens visiting the US. This plan has a maximum lifetime of 364 days. This is available for your spouse and the dependent. The visit USA brochure of the plan details all the benefits and eligibility information. Pre-existing condition coverage is available for $10,000 for people under 65 years while the benefits come down to $2500 for travellers over 65 years. Here is an example of how Visit USA insurance plan works


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