Wander Frequent Traveler Insurance, Annual Multi trip travel Insurance Coverage for Business Travelers

Wander Frequent Traveler Insurance offers annual medical insurance protecting you when traveling outside of your home country. Annual multi trip travel insurance ideal for business and corporate travelers taking multiple trips worldwide. It is recommended to buy Wander Frequent Traveler for frequent flyers as it is cheaper and easier than buying regular travel insurance.

Brochure
Benefits
Advantages
COMPARATIVE ADVANTAGES
This is a comprehensive benefit plan.

This plan can be purchased for travelers traveling outside of their Home Country.

Full refund if cancellation of policy request is received before the policy start date. If the request for cancellation is received after the policy start date the unused portion of the plan cost may be refunded minus a cancellation fee.

Optional coverage for hazardous sports.

Deductible per person per policy period.

Coinsurance: inside the united states and Canada: After you pay the deductible, the program pays 90% of the next $5,000 of eligible expenses, then 100% to the selected Medical Maximum.

Coinsurance: outside the united states and Canada: After you pay the deductible, the program pays 100% to the selected Medical Maximum.

Coverage under this plan also include coma benefit, felonious assault, terrorism, political evacuation and repatriation, hospital indemnity, emergency reunion, return of minor children and follow me home coverage.

Up to $20,000 waiver of pre-existing conditions for U.S. citizens traveling outside the United States & Canada. For foreign nationals visiting the United States, waiver of pre-existing conditions up to $200 per day for each night spent in the hospital after being admitted for either a heart attack or stroke. Max. Benefit of $3,000.
Disadvantages
DISADVANTAGES
Coverage is not available for residents of the following states; Idaho, Washington.

To buy this plan, the traveler should have primary insurance.
Comprehensive
COMPREHENSIVE PLAN
Comprehensive plan provides exhaustive coverage when compared to fixed or scheduled benefit plans. The plan pays for all expenses after the deductible and co-insurance component. The plan is recommended given the high costs of health care arouond the world. The plan is worth every penny of premium paid in the event of catastrophic medical emergencies.
These plans do not have benefit limits based on the type of medical expense.
Benefits for covered medical expenses go all the way up to the plan maximum (less deductible and co-insurance)
Claims
Renewal
Provider Network

Plan Summary

Underwriter

Certain Underwriters at Lloyd’s of London and Tramont Insurance Company Limited
Your residence address determines which one provides your coverage

Rating

AM Best Rating: "A" (Excellent)

Eligibility

The applicant must be aged between 14 years and 75 years at the time of applying.

Plan Options

Plan Life: 364 days
Medical Maximum^?: $1,000,000 per period of coverage.
Age 65 to 75 traveling inside the United States: are limited to $50,000.
Age 70 to 75 traveling outside the United States: are limited to $100,000.
Deductible^?: $250 per person per covered trip
Coinsurance^?:
Inside of the United States: After you pay the deductible, we pay 90% of the next $5,000 of eligible expenses, then 100% to your medical maximum.
Outside of the United States: After you pay the deductible, the program pays 100% to the selected Medical Maximum.

Attention
Certain Underwriters at Lloyd’s of London operates as an approved surplus lines market in the United States. The premiums shown include a trust fee.

State Restrictions: We cannot accept an address in Maryland, Washington, New York, South Dakota, and Colorado.
Country Restrictions: We cannot accept an address in Islamic Republic of Iran, Syrian Arab Republic, U.S. Virgin Islands, Gambia, Ghana, Nigeria, and Sierra Leone.
Destination Restrictions: We cannot cover travel to Islamic Republic of Iran and Syrian Arab Republic.
Important: U.S. citizens living abroad cannot buy this plan for travel to the USA.

Plan Benefits of Wander Frequent Traveler insurance

Benefits	Coverage
Inpatient & outpatient medical expenses	Usual, reasonable and customary to your medical maximum
Dental treatment - due to sudden relief of pain	$250
Dental treatment - due to accident	$500
Emergency medical evacuation & repatriation	$1,000,000 (in addition to the Medical Maximum)
Emergency medical reunion	$50,000
Return of minor children	$50,000
Return of mortal remains	$50,000
Political Evacuation & Repatriation	$50,000
Terrorism	Usual, reasonable and customary to $50,00
Hospital indemnity (outside the United States & Canada)	$100/night for a maximum of 30 days per occurrence.
Local ambulance	$5,000
Checked baggage loss	$500 per occurrence
Trip interruption	$5,000
Acute onset of pre-existing conditions coverage	US Citizens: Age 0-64: $20,000, Age 65+: $2,500; Non-U.S. Citizens: $200 Per Day/$3,000 Max for Heart Attack & Stroke
Benefit period	90 days
Accidental Death and Dismemberment	$25,000 for the primary insured or insured spouse, $5,000 for dependent children; $250,000 maximum per family
Common Carrier Accidental Death	$50,000 for insured or insured spouse, $25,000 per child under 19 years; $250,000 maximum per family
Waiver of Pre-existing Condition	$20,000 for U.S. citizens when traveling outside the United States and Canada. This benefit is limited to $2,500 for age 65 and over.

Wander Frequent Traveler Insurance for regular international travel

Quotes for:

Plan Highlights

Plan Benefits of Wander Frequent Traveler insurance

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