Compare Travel Medical Insurance by Seven Corners

Compare travel insurance benefits offered by Travel Medical Basic Insurance and Travel Medical Choice Insurance plans. These US travel insurance plans are comprehensive benefit visitor insurance plans for international travel which offer coverage for acute onset of pre-existing conditions. Compare price and benefits to find the best US travel medical insurance plan for your needs.

How much does visitor health insurance USA cost?

Compare Travel Medical Insurance plans visitor insurance cost comparison

Email results
Age
Spouse
Start Date
End Date
Coverage
Citizenship
Compare Travel Plans
 Basic 
versus
Choice 
Travel Medical Basic
Plan Maximum
Deductible
  Buy Now
Travel Medical Choice
Plan Maximum
Deductible
Travel Medical Choice
Plan Maximum
Deductible
Coinsurance Plan pays 100% of eligible expenses after the deductible up to the overall maximum limit. In-network: The plan pays 100%.
Out-of-network: We pay 90% of the first $5k,then 100% to the medical maximum.
Deductible Options Worldwide including US
$0; $100; $250: $500; $1k, $500

Worldwide excluding US
Ages 14 days to 64 years: $0; $100; $250: $500; $1k; $5k
Ages 65 to 79 years: $0; $250; $500; $1k; $5k
80 years and older: $0; $500; $1k; $5k
Worldwide including US
$0; $100; $250: $500; $1k, $500

Worldwide excluding US
Ages 14 days to 64 years: $0; $100; $250: $500; $1k; $5k
Ages 65 to 79 years: $0; $250; $500; $1k; $5k
80 years and older: $0; $500; $1k; $5k
 Medical Benefits
Hospital room and board URC up to medical maximum URC up to medical maximum
Intensive care unit URC up to medical maximum URC up to medical maximum
Hospital indemnity Not Covered Including USA :Not Covered
Excluding USA : $150 per overnight inpatient confinement, maximum limit of 30 overnights. Not subject to deductible
Urgent Care Clinic Including USA: URC up to medical maximum , $30 copay [in addition to deductible]
Excluding USA : URC up to medical maximum
Including USA:URC up to medical maximum , $20 copay [in addition to deductible]
Excluding USA : URC up to medical maximum
Prescription Drugs URC up to medical maximum URC up to medical maximum
 Emergency Services
Emergency local ambulance Including USA: $5k
Excluding USA: Up to medical maximum
Including USA: $10k
Excluding USA: Up to medical maximum
Hospital emergency room Including USA: Up to $100 co-payment for each use of emergency room for an illness unless you are admitted to the hospital. (no co-payment for emergency room treatment of an injury)
Excluding USA: Up to the maximum limit
Including USA: Up to $100 co-payment for each use of emergency room for an illness unless you are admitted to the hospital. (no co-payment for emergency room treatment of an injury)
Excluding USA: Up to the maximum limit
 Dental
Emergency dental treatment $250 maximum limit due to accident and $100 for sudden relief of pain $500 maximum limit due to accident and $200 for sudden relief of pain
Emergency Eye Exam Not Covered Including USA: Not Covered
Excluding USA: $100 per occurrence
 Acute Onset of Pre-Existing Condition
Acute Onset of Pre-Existing Conditions
Worldwide Including the United States(168 hour [7 day] waiting period):
  • Ages 14 days to 69 years: $25k
  • Ages 70 to 79 years :$2.5k
  • Ages 80 years over :Not Covered
Worldwide Excluding the United States(72 hour [3 day] waiting period):
  • Ages 14 days to 64 years: $25k
  • Ages 65 to 79 years :$5k
  • Ages 80 years over :Not Covered
Worldwide Including the United States(Cardiac Condition and/or Stroke):
Ages 14 days to 69 years: $50,000
Ages 70 to 79 years: $5,000
Worldwide Including the United States(Other than Cardiac Condition and/or Stroke):
Ages 14 days to 69 years: $75,000
Ages 70 to 79 years: $7,500
Worldwide Excluding the United States:
Ages 14 days to 64 years: $50,000
Ages 65 to 79 years: $10,000
 Life
AD&D Members under age 18: Up to $2.5k principal sum
Members age 19-80: $10k principal sum
$250k aggregate limit per total insureds on plan
Members under age 18: Up to $5k principal sum
Members age 19-80: $25k principal sum
$250k aggregate limit per total insureds on plan
Common carrier AD&D Members under age 18: Up to $5k principal sum
Members age 19-80: $20k principal sum
$250k aggregate limit per total insureds on plan
Members under age 18: Up to $10k principal sum
Members age 19-80: $50k principal sum
$250k aggregate limit per total insureds on plan
 Evacuation
Emergency medical evacuation Up to $250k Up to $500k
Emergency reunion $200 per day / 10 day and $25k maximum $200 per day, 10-day limit $50k maximum
Return of mortal remains or cremation/burial $25k $50k
Return of minor children $25k $50k
Political evacuation and repatriation $10k $10k
Natural disaster evacuation $25k $25k
Natural Disaster Daily Benefit $50 per day / 5 day maximum $100 per day / 5 day maximum
Bedside Visit $1,000 $1,000
Trip interruption $2.5k maximum limit. Not subject to deductible $5k maximum limit. Not subject to deductible
Terrorism $10k $25k
Adventure Activities (Optional) Up to medical maximum Up to medical maximum
Unique Advantages
  • Very affordable plan for short term travel cover.
  • Coverage for non-U.S. Residents and non-U.S. Citizens while traveling outside of Your Home Country.
  • Covers Acute Onset of a Pre-existing Condition are covered up to 79 years.
  • Deductible per policy period.
  • The Benefit period is 180 days to receive treatment from the date of an injury or illness. Initial treatment must occur within 30 days.
  • Cancellation and refund of full premium provided before the policy start date.
  • Covers Acute Onset of a Pre-existing Condition are covered up to 79 years.
  • Covers cardiac condition and/or stroke under acute onset of a pre-existing conditions.
  • Deductible per policy period.
  • Cancellation and refund of full premium provided before the policy start date.
  • Covid will be treated same as any Illness.
  • With minimum $50k coverage and $0 deductible, this plan satisfies Schengen visa up to the age of 79 years.
 Travel Insurance
Underwriter Underwritten by Crum & Forster SPC Underwritten by Crum & Forster SPC
Rating AM Best Rating: A++ (Superior)
Standard & Poor’s Rating: AA-
AM Best Rating: "A" (Excellent
Brochure and Details
Best ways to travel abroad

Compare Seven Corners Travel Medical Insurance

As the domestic health insurance will not offer coverage outside international borders, a medical bill can be traumatic when you get hospitalized due to sudden sickness or accidental injuries. In some countries the health care treatment facility would want the travelers to pay the bills prior to receiving the treatment. Buying a good visitors medical insurance can save you from these shocking financial crisis while you are abroad. Seven Corners offers Travel Medical Insurance which is quote popular among international tourists outside their home country.

Seven Corners, Inc established in 1993, has been offering 20 retails plans focusing on domestic and international health insurance programs. It is self-owned company employing 165 people and has 19 years of excellent experience in international and benefit management. The Travel Medical Insurance comes in three variants, Travel Medical Choice and Travel Medical Basic Insurance. It is important to compare Travel Medical Choice Insurance and Travel Medical Basic Insurance benefits and coverage to select the best international visitor medical insurance.

Factors to consider while comparing Travel Medical Insurance Plans

Following are some of the insurance aspects that an international tourist needs to focus on while comparing among Travel Medical Choice and Travel Medical Basic Insurance:

Contrast the travel health Insurance renewability options for Travel Medical insurance:

Travel Medical Basic and Travel Medical Choice are available for 364 days.

Compare visitor medical insurance maximum coverage between Travel Medical Insurance:

This the maximum coverage that the plan would offer for the medical expenses. Travel Medical Basic and Travel Medical Choice offers coverage in both Worldwide Including the United States and Worldwide Excluding the United States. In Worldwide Including the United States these plans offers up to $1M and in Worldwide Excluding the United States up to $5M.

Compare visitors health insurance deductible options between Travel Medical visitor insurance:

This is the initial amount the traveler needs to pay before the insurance actually start paying. Remember higher deductible have less premium than a plan with lower deductible. Travel Medical Insurance plans have a deductible range starting from $0 up to $5k.

Compare travel medical insurance provider network for Travel Medical visitor medical insurance:

It is a network of health care providers. Insurance companies form these in order to control the costs of health care. An insurance plan would pay 100% of the eligible expenses if the insured is admitted to hospital or health care center within the provider network.

Compare travel insurance coinsurance options for Travel Medical visitor health insurance:

This is a percentage of the bill that the travel has to pay. All the 3 Travel Medical Insurance plans have 100% coinsurance for coverage outside USA.
  • For coverage inside USA:
  • Travel Medical Basic pays
    • IN PPO NETWORK
      80% of the first $5k, then 100% to the medical maximum.
    • OUT OF PPO NETWORK
      70% of the first $5k, then 100% to the medical maximum.
    Travel Medical Choice pays
    • IN PPO NETWORK
      The plan pays 100%.
    • OUT OF PPO NETWORK
      90% of the first $5k, then 100% to the medical maximum.

    Compare eligibility options of US visitors travel insurance for Travel Medical insurance:

    Both these US visitor insurance plans offer comprehensive medical coverage to Non US citizens visiting US for a short period. Compare Schengen Visa or Schengen visa letter coverage for Travel Medical Insurance:
    Travel Medical Basic Insurance is not available for travellers visiting the Schengen countries. Travel Medical Choice insurance is the most popular Schengen visa insurance plan and satisfies the Schengen visa requirements as mandated by the consulates.

    Compare visitors insurance Pre-existing conditions coverage for Travel Medical visitor medical insurance:

    Travel Medical Insurance offers coverage for acute onset of pre-existing conditions
    Travel Medical Basic offers
    • Worldwide Including the United States
      Ages 14 days to 69 years: $25k, Ages 70 to 79 years: $2.5k, 80 years and older: Not Available offers.
    • Worldwide Excluding the United States
      Ages 14 days to 64 years: $25k, Ages 65 to 79 years: $5k, 80 years and older: Not Available offers.
    Travel Medical Choice
    • Worldwide Including the United States(Cardiac Condition and/or Stroke):
      Ages 14 days to 69 years: $50,000
      Ages 70 to 79 years: $5,000
      Worldwide Including the United States(Other than Cardiac Condition and/or Stroke):
      Ages 14 days to 69 years: $75,000
      Ages 70 to 79 years: $7,500
    • Worldwide Excluding the United States:
      Ages 14 days to 64 years: $50,000
      Ages 65 to 79 years: $10,000.
    • FEATURES
    • Eligible Plan for USA Coverage
    • Parents Eligible to be insured
    • Acute on set of Pre-existing Cover
    • Renewable and Cancellable
    • Deductible Choice
    • A.M. Best Rating
    • Covid coverage
    • Underwriter
    • Provider
    • Buy now
    NEED HELP?

    Contact our customer service team, we are here to help you!

    Seven Corners Travel Medical Insurance - FAQ's

    • Travel Medical Basic Insurance - FAQ's

      worldtrips logo
      Is Seven Corners a real insurance company? Is Seven Corners Legit ? Is Seven Corners a good insurance company?

      Seven Corners Inc. has been offering travel insurance products since 1997. Seven Corners travel insurance is based out of Carmel, Indiana has over 200 employees and offers both domestic and international travel insurance plans . With their Travel Medical Basic insurance and Inbound USA insurance products Seven Corners insurance provides travelers with health coverage ,safety and security for travelers away from home country and with the US.

      It caters to different types of travelers coming to the United States such as on B1 visa, students on F1 visa and professionals on the H1B visa. They also offer travel insurance coverage for US travelers who want trip cancellation insurance for travel insurance.


      What are the benefits of Travel Medical USA travel insurance?

      Travel Medical USA insurance is short term travel health insurance designed for anyone visiting the United States. Travel Medical USA Insurance provides coverage for those who are traveling on vacation. It offers core travel insurance benefits, with coverage from as little as Five days. The benefits offered on the Travel Medical USA Insurance plan provide a range of high quality travel insurance benefits to cover you in the event of an unexpected accident or injury when you are abroad. This includes coverage for medical expenses, evacuation, repatriation, emergency reunion and other related benefits.


      What is the coverage area of Travel Medical Basic travel insurance?

      Travel Medical Basic insurance is short term travel health insurance offers coverage for non-U.S. Residents and non-U.S. Citizens while traveling outside of Your Home Country. Individuals and families including unmarried dependent child(ren) traveling outside of their Home Country.


      Does Travel Medical Basic Insurance covers pre-existing conditions?

      Yes, Travel Medical Basic offers coverage for Acute onset of pre-existing conditions are covered up to $25K for age under 69 years and a coverage of $2.5K for age of 70-79 for Including USA. For Excluding USA it offers Acute onset of pre-existing conditions are covered up to $25K for age under 64 years and a coverage of $5K for age of 65-79.


      How much does Travel Medical Basic travel insurance cost?

      The cost of the Travel Medical Basic travel insurance will vary depending on the age of the traveler, the type of coverage, the travel destination and the duration of travel. Typically, visitors travel insurance policies cost can start even as low as $1 per day, but will be much higher for older travelers.


      Does Seven Corners offer Cancel for Any Reason Insurance?

      Yes, Seven Corners insurance offers Cancel for any reason cover as an add-on cover that can be included in their Round trip insurance plans.


      What if the traveller pays for a healthcare service and needs reimbursement?

      Please refer to the Travel Medical Basic Insurance ID cards provided by SevenCorners which will have all the necessary information for reimbursement.


      How to use Travel Medical Basic Insurance while receiving treatment?

      When you visit a medical provider, explain to them that you have Travel Medical Basic Insurance. Show them your ID card and ask them to call Seven Corners Assist if they wish to verify benefits and eligibility. Some providers may agree to bill Seven Corners directly, but they are not required to do so.


      I wish to extend my stay in the US, is it possible to renew Travel Medical Basic Insurance?

      Yes, Travel Medical Basic Insurance is available up to a total of 364 days. Travelers who had initially bought for less than 364 days and wish to extend their coverage can renew Travel Medical Basic Insurance online up to 364 days.


      How can one use Travel Medical Basic Insurance visitor medical insurance in case of emergency in the United states?

      Visitors to USA can review this article on how to use Travel Medical Basic Insurance visitor medical insurance in case of emergency in the United States.


      How does Travel Medical Basic Insurance offer coverage for medical expenses?

      Travel Medical Basic Insurance offers comprehensive coverage. After the deductible amount. If the US visitor or traveler seeks treatment with the provider network namely “UnitedHealthcare PPO, Multiplan, PHCS out of Area”. When Traveling Outside the United States, you need to visit Wellabroad.com to find healthcare provider or doctor nearest you outside the US. In the US, after the deductible amount, Travel Medical Basic Insurance pays 80% of the first $5K then 100% up to maximum limit.

      If the traveler seeks treatment with a doctor or visits a hospital outside the provider network, Travel Medical Basic insurance would pay 70% of the first $5K then 100% up to maximum limit. For coverage outside US, the plan pays 100% of the eligible expenses. For detailed working example of how it works, you can review Travel Medical Basic Insurance working example.

    • Travel Medical Choice Insurance - FAQ's

      img logo
      What is the coverage area of Travel Medical Choice travel insurance?

      Travel Medical Basic insurance is short term travel health insurance offers coverage for U.S Citizens while traveling outside of Home Country. Individuals and families including unmarried dependent child(ren) traveling outside of their Home Country.


      Does Travel Medical Choice Insurance covers pre-existing conditions?

      Yes, Travel Medical Choice offers coverage for Acute onset of pre-existing conditions are covered up to $50K up to the age of 64 years and a coverage of $10K is available for people up to the age of 79 years for the people traveling outside of Home Country.


      What is acute onset of pre-existing condition?

      Acute onset of pre-existing conditions means sudden, unexpected emergency due to a pre-existing condition that can be dangerous to life and the traveler cannot wait to get treatment in the home country but to receive treatment immediately. It should be noted that for acute onset coverage, treatment must be sought within the defined time period for the plan and chronic and congenital conditions may not be covered.


      How much does Travel Medical Choice insurance cost?

      The cost of the Travel Medical Choice insurance will vary depending on the age of the traveler, the type of coverage, the travel destination and the duration of travel. Typically, visitors travel insurance policies cost can start even as low as $1 per day, but will be much higher for older travelers.


      How do I purchase Travel Medical Choice Insurance?

      You can purchase Travel Medical USA Insurance on American Visitor Insurance at buy Travel Medical Choice. You can also call them at (877)-340-7910 to get more information on how to apply for Travel Medical Choice insurance from licensed insurance agents.


      What are the requirements for applying Travel Medical Choice Insurance?

      The main requirements for applying for Travel Medical Choice insurance is the travelers passport details and the travel dates. You can apply for Travel Medical Choice insurance online on American Visitor Insurance or call (877)-340-7910 to get help while applying.


      Do Seven Corners travel insurance cover Covid?

      Yes, Sevencorners covid insurance has Covid19 coverage as any other illness with their Travel Medical Insurance. The Travel Medical insurance product covers covid19 for international travelers and this coverage benefit is provided regardless of the variant of SARS-CoV-2.


      How to use Travel Medical Choice while receiving treatment?

      When you visit a medical provider, explain to them that you have Travel Medical Choice insurance. Show them your ID card and ask them to call Seven Corners Assist if they wish to verify benefits and eligibility. Some providers may agree to bill Seven Corners directly, but they are not required to do so.


      How can I cancel Travel Medical Choice insurance?
      If your travel plan is changed and want to cancel Travel Medical Choice insurance, you have to submit a written request to cancel@sevencorners.com for cancellation and refund of your premium. The subject of the email must contain the first name and last name of the policy holder. While the body of the email must contain the name of the policy holder, birth date, certificate number and date of cancellation. If you have filed claims for reimbursement, your premium is non refundable.
      Following are the cancellation policy terms and conditions:
      Cancellation before effective date:

      • Full refund of premium.

      Cancellation after effective date:

      • A cancellation fee will be charged will be charged by the insurance company.
      • Unused portion of the plan cost will be refunded.

      How does Patriot America Lite insurance provider offer coverage for medical expenses?

      Patriot America Lite insurance works for US visitors by offering comprehensive coverage for medical expenses only inside the US. If the US visitor or traveler seeks treatment with the provider network namely “UnitedHealthcare PPO or First Health PPO”, after the deductible amount, Patriot America Lite insurance pays 100% of the eligible expenses. If the traveler seeks treatment with a doctor or visits a hospital outside the provider network, Patriot America Lite insurance would pay 80% of eligible expenses up to $5k, then 100% up to the maximum limit.
      For detailed working example of how it works, you can review Patriot America Lite insurance working example


      What is the meaning of acute onset of pre-existing conditions?

      Sudden and unexpected outbreak or recurrence of a Pre-Existing Condition(s) that occurs spontaneously and without advanced warning either in the form of Physician recommendations or symptoms and requires urgent care. The Acute Onset of a Pre-Existing Condition(s) must occur after the Effective Date of Coverage and prior to the age shown in the Schedule of Benefits. Treatment must be obtained within twenty-four (24) hours of the sudden and unexpected outbreak or recurrence. A Pre-Existing Condition that is Congenital or that gradually becomes worse over time is not an Acute Onset of a Pre-Existing Condition.

      A Pre-Existing Condition will not be considered an Acute Onset of a Pre-Existing Condition(s) if, during the thirty (30) days prior to the acute event, You had a change in prescription or Treatment for a diagnosis related to the acute event. This benefit does not include coverage for known, scheduled, required, or expected medical care, drugs, or Treatments existent or necessary prior to arrival in the United States and prior to the Effective Date of Coverage.


      Does Travel Medical Choice insurance covers pre-existing conditions?

      Travel Medical Choice offers coverage for acute onset of pre-existing conditions for Non US Visitors to USA. Travelers aged up to 69 years can avail coverage up to $30K. $5K coverage for visitors above 70 years for acute onset of pre-existing conditions. Waiver of Pre-existing Condition for United States Residents outside the United States: The plan pays up to the specified limit for a sudden, unexpected recurrence of a pre-existing condition.


      This benefit does not cover known, required, or expected treatment of any kind existent or necessary for 12 months prior to your coverage. US Travelers aged up to 69 years can avail coverage up to $50K. $10K coverage for travelers above 70 years for acute onset of pre-existing conditions.

    Seven Corners Best Comprehensive US Visitors Travel InsuranceClick Here »

    Seven Corners travel medical insurance coverage for Covid19

    • If you become ill with Covid19 and see a doctor and/or go to the hospital during a trip, your medical expenses can be covered.
    • If you require an emergency medical evacuation and repatriation* due to Covid19, this can be covered.
    • If you reside in New York, Colorado, Maryland, or South Dakota, benefits on your plan may include coverage for a Missed Connection related to COVID-19.
    • To trigger this coverage, you must miss a cruise or tour departure due to a delay for the required time length (stated in the plan document) if the delay is caused by a covered reason.
    • Covered reasons that could apply for COVID-19 include:
    • Any delay of a common carrier (the delay must be certified by the common carrier)
    • Quarantine

    *Note: The ability for Seven Corners to execute an emergency medical evacuation and/or repatriation may be limited due to travel and other restrictions. Some emergency evacuation providers and airlines have restricted and eliminated their services in specific areas.

    Group Insurance Quote

    Travelling in groups?
    You can buy the travel medical group insurance!
    Requirements
    • All travellers must be traveling outside their home country.
    • The travel group must have a minimum of 5 travelers.
    • You should fill a separate application form for each trip if your group is making multiple trips.
    • US citizens cannot travel within the US on these group plans.
    group travel insurance

    Provider network and how to find hospital or doctor?

    Seven Corners maintains a wide network of health care providers. In US there are 2 options: United health care and PHCS Out of Area Network.
    You need to check your insurance card to find any one of the below 2 logos:
    united-healthcare phcs
    Outside US: Wellabroad.com to use Seven Corners’ International Network
    For the United healthcare PPO network
    While calling your provider network, you need to say "my coverage uses United healthcare or Multiplan PPO network and found your name on the registry".
    Do not say "I have Travel Medical plans or I use Seven Corners plan". The provider will not identify your coverage and may say that you are not covered.
    Find Provider Network

    Compare Travel health insurance USA

    Travel Medical Choice Insurance

    Travel Medical Insurance offers international comprehensive health coverage within USA and outside America. Coverage for covid 19, medical evacuation.

    Compare Travel Medical insurance online

    Compare quotes online for best travel insurance online, Comparison of Travel Medical insurance and buy the best US travel insurance.

    Travel Medical Visitors Insurance

    Travel medical US insurance plans are comprehensive benefit visitor insurance plans for international travel which offer coverage for acute onset of pre-existing conditions.

    usa flag

    Compare travel medical insurance

    Comparison of Travel Medical insurance and buy the best US travel insurance...

    Covid19 Travel insurance

    International travel insurance resources for outside your home country.

    Read more »

    Types of the travel insurance

    Different US travel insurance options, fixed vs comprehensive coverage..

    Read more »

    Factors for travel insurance

    Important factors to consider while deciding on the best travel insurance.

    Read more »

    Senior citizens travel insurance

    A fall or illness could become the more serious for the older traveler.

    Read more »

    Compare Visitor health insurance

    forum

    Travel Insurance USA Forum

    Visitor insurance final expense insurance forum...Read More »

    faq

    Travel Insurance FAQ

    Visitor Health Insurance - Frequently Asked Questions..Read more »

    blog

    Travel Insurance Blog

    Foreign visitor medical insurance blogs..Read more »

    claims

    Travel Insurance Claims

    Visitors medical insurance claims information..Read more »

    US visitors insurance providers

    You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Global Underwriters, Travel Insure, GeoBlue, HTH Worldwide and INF insurance.

    US visitors insurance providers


    Expertise in offering travel insurance
    20+ years!

    Customers from
    All U.S. states!

    Customers from over
    180 countries!