Travel Medical USA Visitor Basic Insurance, Seven Corners Travel Medical USA Visitor Basic cheap visitor Insurance with pre-existing condition coverage

Plan details of Travel Medical USA Visitor Basic Insurance

Travel Medical USA Visitor Basic Insurance Claims

Please visit: Seven Corners Claims Forms
Toll Free Number: 1-800-335-0611 (Seven Corners claims phone number)
Claims Department:
Email: claims@sevencorners.com
Fax: (+1) 317-575-2256
Seven Corners, Inc
Attn: Claims
PO Box 211760
Eagan, MN 5512
Travel Medical USA Visitor Basic Insurance Exclusions
1. Pre-Existing Condition(s) except as waived under Acute Onset of Pre-Existing Condition(s); Return of Mortal Remains and Local Burial or Cremation in the plan document.
2. Claims not received by the Company or Administrator within ninety (90) days of the date of service;
3. Treatment that is Investigational, Experimental, or for research purposes;
4. Treatment, services, or supplies that are not administered by or under the supervision of a Physician or Surgeon and products that can be purchased without a Physician’s or Surgeon’s prescription;
5. Routine physicals, inoculations, or other examinations or tests conducted when there is no objective indications or impairments in normal health;
6. Chiropractic care or acupuncture;
7. Services, supplies, medications, testing, or Treatment prescribed, performed, or provided by a Relative or Immediate Family Member;
8. False teeth, dentures, dental appliances, dental expenses, normal ear or hearing tests, hearing aids, hearing implants, eye refractions, eye examinations for prescribing corrective lenses or eye-glasses unless caused by Accidental Injury, eyeglasses, contact lenses, or eye surgery when the primary purpose is to correct nearsightedness, farsightedness, or astigmatism;
9. Replacement of artificial limbs, eyes, larynx, and orthotic appliances;
10. Custodial Care, Educational or Rehabilitative Care, or any Treatment in any establishment for the care of the aged;
11. Vocational, occupational, sleep, speech, recreational, art, or music therapy;
12. Pregnancy, Illness or complications from Pregnancy, childbirth, abortion, miscarriage including that resulting from an Accident, postnatal care, preventing conception or childbirth, artificial insemination, infertility, impotency, sexual dysfunction, or sterilization or reversal thereof;
13. Sleep apnea or other sleep disorders;
14. Mental and Nervous Disorders unless specifically covered herein, Rest Cures, learning disabilities, attitudinal disorders, or disciplinary problems;
15. Congenital abnormalities and conditions arising out of or resulting therefrom.
16. Temporomandibular joint;
17. Occupational Diseases;
18. Exposure to non-medical nuclear radiation or radioactive materials;
19. Sexually transmitted diseases, venereal diseases, and conditions and any consequences thereof;
20. Acquired Immune Deficiency Syndrome (AIDS), AIDS-Related Complex (ARC), or the Human Immunodeficiency Virus (HIV);
21. Human organ or tissue transplants
22. Exercise programs whether prescribed or recommended by a Physician or therapist;
23. Weight reduction programs or the surgical Treatment of obesity including, but not limited to, wiring of the teeth and all forms of intestinal bypass Surgery;
24. Cosmetic or plastic Surgery including deviated nasal septum; modifications of Your physical body intended to improve Your psychological, mental, or emotional well-being including, but not limited to, sex-change Surgery;
25. Acne, moles, skin tags, disease of sebaceous glands, seborrhea, sebaceous cyst, unspecified disease of the sebaceous glands, hypertrophic and atrophic conditions of skin, nevus;
26. Hazardous Activities;
27. Injuries sustained while participating in professional Athletics, amateur Athletics, or interscholastic Athletics including, but not limited to, events, games, matches, practice, training camps, sport camps, conditioning, and any other activity related thereto and excluding non-competitive, recreational, or intramural activities;
28. Abuse, misuse, illegal use, overuse, or being under the influence of alcohol, drugs, chemicals, or narcotic agents unless administered under the advice of a Physician and taken in accordance with the proper dosing as directed by the Physician;
29. Terrorist Activity except as provided in the plan document; War, Hostilities, or War-Like Operations;
30. Commission of a criminal offense or any other criminal or illegal activity as defined by the local governing body;
31. You unreasonably fail or refuse to depart a country or location following the date a warning to leave that country or location is issued by the United States government or similar warnings issued by other appropriate authorities of either Your Host Country or Your Home Country;
32. Service in the military, naval, coast guard, or air service of any country or while on duty as a member of a police force or unit;
33. Treatment paid for or furnished under any other individual, government, or group policy or Expenses incurred at no cost to You;
34. You while in Your Home Country unless covered under Incidental Trips to Home Country in the plan document;
35. Conditions for which travel was undertaken to seek Treatment after Your Physician has limited or restricted travel;
36. Travel accommodations;
37. Injury sustained while You are riding as a pilot, student pilot, operator, or crew member, in or on, boarding or alighting, from any type of aircraft;
38. Injury sustained while You are riding as a passenger in any aircraft (i) not having a current and valid Airworthy Certificate and (ii) not piloted by a person who holds a valid and current certificate of competency for piloting such aircraft;
39. Flying in any aircraft being used for acrobatic or stunt flying, racing, endurance tests, rocket-propelled aircraft, crop dusting or seeding or spraying, firefighting, exploration, pipe or power line inspection, any form of hunting or herding, aerial photography, banner towing, or any experimental purpose;
40. Participating in contests of speed or riding or driving in any type of competition; and
41. Charges incurred for treatment or surgeries which are Experimental/Investigational, or for research purposes; expenses which are non-medical in nature, expenses for Custodial Care, vocational, speech, recreational or music therapy.
Travel Medical USA Visitor Basic Insurance Restrictions
- State Restrictions: The plan will not accept a mailing address in Maryland, Washington, New York, South Dakota, and Colorado.
- Country Restrictions: The plan will not accept an address in Cuba, Islamic Republic of Iran, Syrian Arab Republic, United States Virgin Islands, Gambia, Ghana, Nigeria, Sierra Leone, and Democratic People’s Republic of (North Korea).
- Destination Restrictions: The plan will not cover trips to Antarctica, Islamic Republic of Iran, Syrian Arab Republic Cuba, and Democratic People’s Republic of Korea (North Korea).
What is pre-certification requirements for Travel Medical USA Visitor Basic insurance?
Travel Medical USA Visitor Basic Insurance Pre-Certification
The following expenses must always be pre-certified in the U.S. only:
1. Outpatient surgeries or procedures;
2. Inpatient surgeries, procedures, or stays including those for rehabilitation;
3. Diagnostic procedures including MRI, MRA, CT, and PET Scans;
4. Chemotherapy;
5. Radiation therapy;
6. Physiotherapy (must include physician’s recommendation and treatment plan); and
7. Extended Care Facility.
To comply with the pre-certification requirements, you must:
1. Contact Seven Corners Assist before the expense is incurred;
2. Comply with Seven Corners Assist’s instructions;
3. Notify all medical providers of the pre-certification requirements and ask them to cooperate with Seven Corners Assist.
Once we pre-certify your expenses, we will review them to determine if they are covered by the plan. If you do not comply with the pre-certification requirements:
1. Covered expenses will be reduced by $500; and
2. The deductible will be subtracted from the remaining benefit amount.
Pre-certification does not guarantee coverage, payment, or reimbursement. Eligibility, coverage, and payment or reimbursement is subject to the terms, conditions, provisions, and exclusions in the plan document.

Travel Medical USA Visitor Basic visitor insurance - Frequently asked questions

Seven Corners Inc. has been offering travel insurance products since 1997. Seven Corners travel insurance is based out of Carmel, Indiana has over 200 employees and offers both domestic and international travel insurance plans . With their Travel Medical insurance and Travel Medical USA insurance products Seven Corners insurance provides travelers with health coverage ,safety and security for travelers away from home country and with the US.

It caters to different types of travelers coming to the United States such as on B1 visa, students on F1 visa and professionals on the H1B visa. They also offer travel insurance coverage for US travelers who want trip cancellation insurance for travel insurance.

Travel Medical USA insurance is short term travel health insurance designed for anyone visiting the United States. Travel Medical USA Insurance provides coverage for those who are traveling on vacation. It offers core travel insurance benefits, with coverage from as little as Five days. The benefits offered on the Travel Medical USA Insurance plan provide a range of high quality travel insurance benefits to cover you in the event of an unexpected accident or injury when you are abroad. This includes coverage for medical expenses, evacuation, repatriation, emergency reunion and other related benefits.

Travel Medical USA Visitor Basic insurance is short term travel health insurance offers coverage for non-U.S. Residents and non-U.S. Citizens while traveling outside of Your Home Country. Individuals and families including unmarried dependent child(ren) traveling outside of their Home Country.

Yes, Travel Medical USA Visitor Basic offers coverage for Acute onset of pre-existing conditions are covered up to $25,000 for age under 69 years and a coverage of $2,500 for age of 70-79 for Including USA. For Excluding USA it offers Acute onset of pre-existing conditions are covered up to $25,000 for age under 64 years and a coverage of $5,000 for age of 65-79.

The cost of the Travel Medical USA Visitor Basic travel insurance will vary depending on the age of the traveler, the type of coverage, the travel destination and the duration of travel. Typically, visitors travel insurance policies cost can start even as low as $1 per day, but will be much higher for older travelers.

You can purchase Travel Medical USA Insurance on American Visitor Insurance at buy Travel Medical USA Visitor Basic . You can also call them at (877)-340-7910 to get more information on how to apply for Travel Medical USA Visitor Basic travel health insurance from licensed insurance agents.

The main requirements for applying for Travel Medical USA Visitor Basic insurance is the travelers passport details and the travel dates. You can apply for Travel Medical USA Visitor Basic insurance online on American Visitor Insurance or call (877)-340-7910 to get help while applying.

Refer the ID cards provided by SevenCorners Insurance at the time of Travel Medical USA enrolment which will have all the necessary information for reimbursement.

When you visit a medical provider, explain to them that you have Travel Medical USA Visitor Basic insurance. Show them your ID card and ask them to call Seven Corners Assist if they wish to verify benefits and eligibility. Some providers may agree to bill Seven Corners directly, but they are not required to do so.

Yes, Travel Medical USA Visitor Basic insurance is available up to a total of 364 days. Travelers who had initially bought for less than 364 days and wish to extend their coverage can renew Travel Medical USA Visitor Basic insurance online to extend their coverage..

If your travel plan is changed and want to cancel Travel Medical USA Visitor Basic insurance, you have to submit a written request to cancel@sevencorners.com for cancellation and refund of your premium. The subject of the email must contain the first name and last name of the policy holder. While the body of the email must contain the name of the policy holder, birth date, certificate number and date of cancellation. If you have filed claims for reimbursement, your premium is non refundable.
Following are the cancellation policy terms and conditions:
Cancellation before effective date:

Full refund of premium.

Cancellation after effective date:

A cancellation fee will be charged will be charged by the insurance company.
Unused portion of the plan cost will be refunded.

Sudden and unexpected outbreak or recurrence of a Pre-Existing Condition(s) that occurs spontaneously and without advanced warning either in the form of Physician recommendations or symptoms and requires urgent care. The Acute Onset of a Pre-Existing Condition(s) must occur after the Effective Date of Coverage and prior to the age shown in the Schedule of Benefits. Treatment must be obtained within twenty-four (24) hours of the sudden and unexpected outbreak or recurrence. A Pre-Existing Condition that is Congenital or that gradually becomes worse over time is not an Acute Onset of a Pre-Existing Condition.

A Pre-Existing Condition will not be considered an Acute Onset of a Pre-Existing Condition(s) if, during the thirty (30) days prior to the acute event, You had a change in prescription or Treatment for a diagnosis related to the acute event. This benefit does not include coverage for known, scheduled, required, or expected medical care, drugs, or Treatments existent or necessary prior to arrival in the United States and prior to the Effective Date of Coverage.

Travel Medical USA Visitor Basic offers coverage for acute onset of pre-existing conditions. Visitors to USA aged less than 70 years can avail coverage up to $50,000 and visitors aged between 70 and 79 years are covered for $25,000. No coverage for visitors above 80 years for pre-existing conditions.

Visitors to USA can review this article on how to use Travel Medical USA Visitor Basic visitor medical insurance in case of emergency in the United States.

Travel Medical USA Visitor Basic insurance is an affordable US visitor insurance having specific benefit limits for different covered medical expenses. These benefit limits are not the same as the plan medical maximum. You can visit any hospital or doctor, since there will be no discounted rates, the plan will only pay up to the clearly defined limits for different expenses.

Travel Medical USA Visitor Basic insurance offers fixed benefit coverage. After the deductible amount, Travel Medical USA Visitor Basic pays fixed amounts based on the schedule of benefits and you have to pay the remaining balance. For detailed working example of how it works, you can review Travel Medical USA Visitor Basic insurance working example

The best US visitor insurance will vary from traveler to traveler depending on their unique needs. While some international visitors will look for the cheapest travel insurance plan (sometimes for Visa purposes), others will look for the most comprehensive visitor travel insurance coverage. The cost will be higher if you need health insurance for international travelers with pre-existing conditions.

We provide resources such as a compare visitor insurance tool, answers to frequently asked questions, resourceful blogs and answers to specific customer queries. We can get you a tourist medical insurance in USA ideal for you. We offer Travel Medical USA Visitor Basic insurance by Seven Corners which is one of the most popular fixed benefit visitor insurance plans for USA that can cover you in the United States.

Yes, Sevencorners covid insurance has Covid19 coverage as any other illness with their Travel Medical Plus plan. The Travel Medical Plus insurance product covers covid19 for international travelers and this coverage benefit is provided regardless of the variant of SARS-CoV-2.

Yes, Seven Corners insurance offers Cancel for any reason cover as an add-on cover that can be included in their Round trip insurance plans.

Travel Medical Basic Insurance Benefits

Medical Maximum Options (Worldwide Excluding the United States)	Ages 14 days to 69 years: $50,000; $100,000; $150,000 Ages 70 to 99 years: $50,000; $100,000
Deductible Options (Worldwide Excluding the United States)	Ages 14 days to 69 years: $0; $50; $100 Ages 70 to 99 years: $100; $200

Hospital Room & Board, including Laboratory Tests, X-Rays, Prescription Medication, Extended Care Facility and other	Up to $1,100/day, 30 day maximum
Hospital Intensive Care Unit	Additional $500/day, 8 day maximum
Surgery(Inpatient & Outpatient)	Up to $3,000
Anesthetist(Inpatient & Outpatient)	Up to $500
Assistant Surgeon(Inpatient & Outpatient)	Up to $500
Physician Visits, including Urgent Care(Inpatient & Outpatient)	$75 per visit, 1 per day 30 visits maximum
Consulting Physician when requested by attending Physician	Up to $250
Private Duty Nursing	Up to $500
Pre-Admission Tests within 7 days of Hospital admission	Up to $750
Diagnostic Basic(X-ray & Laboratory Tests)	Up to $500
Diagnostic Comprehensive (PET, CAT, MRI)	Up to $750
Prescription Drugs and Medications	Up to $200 per Period of Coverage
Outpatient Surgical Facility	Up to $750
Initial Orthopedic Prosthesis or Brace	$1,000
Mental Illness including Substance Abuse	Same as any Illness
Medical Equipment Rental	$1,200
Physiotherapy	$40 per visit, 1 per day 12 visits maximum
Pre-certification	25% penalty

Local Ambulance $300

Hospital emergency room Up to $350

Benefit period	180 days
Emergency medical evacuation**	$100,000
Return of mortal remains**	$20,000
Local Cremation or Burial	$20,000
Terrorist Activity	$25,000
International Travel Coverage	Up to medical maximum
Incidental trips to Home Country*	$25,000
24/7 Travel Assistance Services	Included
*This benefit is only available if you purchase a minimum 30 days of coverage
**These benefits must be arranged by Seven Corners Assist. Failure to utilize Seven Corners Assist may result in a denial of benefits.

Dental Emergency — Accident Coverage Up to $500

Dental Emergency - Sudden Relief of Pain Up to $500
Common Carrier Accidental Death and Dismemberment $25,000 per Insured Person(aggregate limit of $125,000 per any oneaccident)
Common carrier accidental death Members under age 18: Up to $5,000 principal sum
Members age 19-80: $20,000 principal sum
$250,000 aggregate limit per total insureds on plan

Excess Insurance : All coverages except Accidental Death & Dismemberment are in excess of other insurance or similar benefit programs and apply only when such benefits are exhausted. This plan is secondary coverage to other insurance. Such other insurance or similar benefit programs may include, but are not limited to, membership benefits; workers’ compensation benefits or programs; government programs; group or blanket coverage; prepayment coverage; union, labor, or employee plans; socialized insurance programs or program otherwise required by law or statute; automobile insurance; or third-party liability insurance.