Annual travel Insurance by Seven Corners

Age
Start Date
Coverage Period
1 Year
Coverage
Citizenship




Medical Maximum: $1,000,000
Annual travel insurance for Covid19: $100,000

Travel Medical Annual Multi-Trip Insurance Reviews

Insurance provider
Seven Corners
Travel Medical Annual Multi-Trip Rating
AM Best Rating: "A" (Excellent)
Deductible options
$0 $250 per covered trip
Plan life
364 days
Travel Medical Annual Multi-Trip Underwriter
Policy maximum
  • Up to 64 years:$1M
  • 65 to 74 years:$100k

Travel Medical Annual Multi-Trip Links

  • Brochure
  • Benefits
  • Advantages
  • Disadvantages
  • Comprehensive
  • Claims
  • Renewal
  • Provider network
  • Cancellation

Annual Travel Multi-Trip Insurance

Annual Travel Multi-Trip Insurance offers medical insurance protecting you when traveling outside of your home country. Annual travel insurance ideal for business and corporate travelers taking multiple trips worldwide.

It is recommended to buy Annual Travel Medical Multi-Trip for frequent flyers as it is cheaper and easier than buying regular travel insurance.

Annual Travel Medical insurance with Covid Coverage

Seven Corners Annual travel insurance offers medical coverage for business travelers, corporate travelers, employees, employers or anyone taking multiple trips frequently. Seven Corners yearly travel insurance for covers international medical expenses arising from Covid.

Key Highlights

Travel Medical Annual Multi-Trip plan - Key Highlights

  • This plan is available for those traveling outside their home country which is their country of residence.
  • Coverage length is 364 days and can be purchased by 14 days old to 75 years of age.
  • Benefit period is 90 days.
  • Medical Maximum options are $1M for 14 days to 64 years old and $50k for 65 to 74 years of age.
  • Deductible options are $0, $250, and $500 per covered trip.
  • Coinsurance percentage for inside the US, the plan pays 90% of the first $5k and 100% up to the medical maximum and for outside the US, the plan pays 100%.
  • Covid-19 treatment is available for $100k for ages 14 days to 64 years and $50k for ages 65 to 74 years.
  • Acute onset of pre-existing condition is available for $20k for ages 14 days to 64 years and $2500 for 65 to 74 years. This is available for US residents traveling outside the US.
  • Myocardial Infarction and Stroke is available as $200 per day for $3k maximum and this is available for US residents traveling outside the US.
  • Emergency Medical Evacuation and Repatriation is available for $1M(separate from medical maximum).
  • Trip Interruption coverage is available for $5k.
  • Border Entry Protection is available for US residents traveling outside of the US for $550.

Seven Corners Travel Medical Annual Multi-Trip Insurance Summary


What is the eligibility to buy Travel Medical Annual Multi-Trip Yearly travel insurance?
  • The applicant must be aged between 14 years and 75 years at the time of applying.

Travel Medical Annual Multi-Trip Insurance Coinsurance
  • Inside the United States The plan pays 90% of the first $5k, then 100% to the medical maximum.
  • Outside the United States: The plan pays 100%
Need Help
NEED HELP?
Contact our customer service team
We are here to help you!

Travel Medical Annual Multi-Trip Insurance Benefits

  • Hospital room and board URC to medical maximum
    COVID-19 Treatment Age 14 days to 64 years: $100k
    Age 65 to 74 years: $50k
    Urgent Care Visits $15 copay
    Physiotherapy $50 per visit, 10 visits maximum
    Chiropractic Care $50 per visit, 10 visits maximum
    Local Ambulance Benefit $10k
    Hospital indemnity $100 per day, 10-day limit
    Extension of Benefits to Home Country $5k
    Pre-certification — 25% penalty Required inside the United States for specific types of treatment. Penalty does not apply to emergencies
    Acute Onset of Pre-existing Conditions
    Worldwide Including the United States
    Ages 14 days to 64 years: $20k
    Ages 65 to 74 years:$2,500
    Myocardial Infarction and Stroke $200 per day , $3k maximum
  • Dental — Sudden Relief of Pain $250
    Dental — Accident $500 per occurrence
  • Emergency Eye Exam $100 per occurrence $50 copay
  • Emergency medical evacuation $1M
    separate from medical maximum
    Benefit period 90 days
    Emergency Medical Reunion $200 per day, 10-day limit $50k maximum
    Return of Children $50k
    Local Cremation or Burial $5k
    Natural disaster evacuation $5k
    Natural Disaster Daily Benefit $100 per day, 5-day limit
    Political evacuation and repatriation $10k
    Terrorist Activity $50k
  • Accidental death & dismemberment primary Insured or Travel Companion $50k Principal Sum
    Eligible Dependent Children $5k Principal Sum
    Aggregate limit of $250,000 for total number of insureds on the plan
    Common carrier accidental death 19 to 75 years old $50k Principal Sum
    14 days to 18 years old $25k Principal Sum
    Aggregate limit of $250k for total number of insureds on the plan
  • Medical Maximum Options
    (Worldwide Including the United States)
    Ages 14 days to 64 years: $1M
    Ages 65 to 74 years: $50k
  • Loss of Checked Baggage $50 per article, $500 per occurrence
    Trip Interruption $5k
    Travel Delay $100 per day, 2-day limit per occurrence
    Lost or Stolen Travel Documents $200
    Border Entry Protection $550
    Personal Liability $25k
    Adventure Activities (Optional) Up to medical maximum
Excess Insurance : All coverages except Accidental Death & Dismemberment are in excess of other insurance or similar benefit programs and apply only when such benefits are exhausted. This plan is secondary coverage to other insurance. Such other insurance or similar benefit programs may include, but are not limited to, membership benefits; workers’ compensation benefits or programs; government programs; group or blanket coverage; prepayment coverage; union, labor, or employee plans; socialized insurance programs or program otherwise required by law or statute; automobile insurance; or third-party liability insurance.

Steps to buy travel insurance


Complete the quote form by entering your travel information

Review the best insurance plans of reliable US providers

Compare travel insurance plans based on price and benefits

Select the best travel insurance for your needs and buy it online

Travel Medical Annual Multi-Trip Insurance - Frequently asked questions

01. Does Travel Medical Annual Multi-Trip plan cover COVID-19?

Yes. Annual Travel Medical Multi-Trip insurance offers Covid19 Cover. See the schedule of benefits and benefit highlights in this brochure for details. Please be aware this coverage is not a general health insurance plan, but an interim, limited benefit period, travel medical program intended for use while away from your home country

02. What are the benefits of Travel Medical Annual Multi-Trip travel insurance?

Travel Medical Annual Multi-Trip Insurance offers annual medical insurance protecting you when traveling outside of your home country. Annual multi trip travel insurance ideal for business and corporate travelers taking multiple trips worldwide. It is recommended to buy Travel Medical Annual Multi-Trip for frequent flyers as it is cheaper and easier than buying regular travel insurance.This includes coverage for medical expenses, evacuation, repatriation, emergency reunion and other related benefits

03. What is the coverage area of Travel Medical Annual Multi-Trip Insurance?

This plan is available for those traveling outside their home country which is their country of residence. The applicant must be aged between 14 years and 75 years at the time of applying.

04. Does Travel Medical Annual Multi-Trip Insurance covers pre-existing conditions?

Yes, Travel Medical Annual Multi-Trip Insurance offers coverage for Acute onset of pre-existing conditions are covered up to $25,000 for age under 69 years and a coverage of $2,500 for age of 70-79 for Including USA. For Excluding USA it offers Acute onset of pre-existing conditions are covered up to $25,000 for age under 64 years and a coverage of $5,000 for age of 65-79.

05. How much does Travel Medical Annual Multi-Trip insurance cost?

The cost of Travel Medical Annual Multi-Trip insurance will vary depending on the age of the traveler, the type of coverage, the travel destination and the duration of travel. Typically, visitors travel insurance policies cost can start even as low as $1 per day, but will be much higher for older travelers.

06. How do I purchase Travel Medical Annual Multi-Trip Insurance?

You can purchase Travel Medical USA Insurance on American Visitor Insurance at buy Travel Medical Annual Multi-Trip. You can also call them at (877)-340-7910 to get more information on how to apply for Travel Medical Annual Multi-Trip health insurance from licensed insurance agents.

07. What are the requirements for applying Travel Medical Annual Multi-Trip Insurance?

The main requirements for applying for Travel Medical Annual Multi-Trip insurance is the travelers passport details and the travel dates. You can apply for Travel Medical Annual Multi-Trip insurance online on American Visitor Insurance or call (877)-340-7910 to get help while applying.

Plan details of Travel Medical Annual Multi-Trip Insurance

  • claims-icon Claims

    Please visit: Seven Corners Claims Forms
    Toll Free Number: 1-800-335-0611 (Seven Corners claims phone number)
    Claims Department:
    Email: claims@sevencorners.com
    Fax: (+1) 317-575-2256
    Seven Corners, Inc
    Attn: Claims
    PO Box 211760
    Eagan, MN 5512

  • exclusion-icon Travel Medical Annual Multi-Trip Insurance Exclusions
    1. Pre-Existing Condition(s) except as waived for Waiver of Pre-existing Conditions, Acute Onset of Pre-existing Conditions, Emergency Medical Evacuation and Repatriation, Emergency Medical Reunion, Return of Mortal Remains, and Local Burial or Cremation;
    2. Claims not received by the Company or Administrator within ninety (90) days of the date of service:
    3. Treatment that (i) exceeds Usual, Reasonable, and Customary Expenses; (ii) is Investigational, Experimental, or for research purposes; or (iii) received in a Hospital emergency room visit that is not a Medical Emergency;
    4. Treatment, services, or supplies that are not administered by or under the supervision of a Physician or Surgeon and products that can be purchased without a Physician’s or Surgeon’s prescription;
    5. Routine physicals, inoculations, or other examinations or tests conducted when there is no objective indications or impairments in normal health;
    6. Chiropractic care unless specifically provided for in the Plan or acupuncture;
    7. Services, supplies, medications, testing, or Treatment prescribed, performed, or provided by a Relative or Immediate Family Member;
    8. Durable medical equipment;
    9. False teeth, dentures, dental appliances, dental expenses, normal ear or hearing tests, hearing aids, hearing implants, eye refractions, eye examinations for prescribing corrective lenses or eye-glasses unless caused by Accidental Injury, eyeglasses, contact lenses, or eye surgery when the primary purpose is to correct nearsightedness, farsightedness, or astigmatism;
    10. Replacement of artificial limbs, eyes, larynx, and orthotic appliances;
    11. Custodial Care, Educational or Rehabilitative Care, or any Treatment in any establishment for the care of the aged;
    12. Vocational, occupational, sleep, speech, recreational, or music therapy;
    13. Pregnancy, unless a Covered Pregnancy, and Illness or complications from Pregnancy, childbirth, abortion, miscarriage including that resulting from an Accident, postnatal care, preventing conception or childbirth, artificial insemination, infertility, impotency, sexual dysfunction, or sterilization or reversal thereof;
    14. Sleep apnea or other sleep disorders;
    15. Mental and Nervous Disorder unless specifically provided for in the Plan, Rest Cures, learning disabilities, attitudinal disorders, or disciplinary problems;
    16. Congenital abnormalities and conditions arising out of or resulting there- from.
    17. Temporomandibular joint; 18. Occupational Diseases;
    18. Exposure to non-medical nuclear radiation or radioactive materials;
    19. Sexually-transmitted diseases, venereal diseases, and conditions and any consequences thereof;
    20. Human organ or tissue transplants.
    21. Exercise programs whether prescribed or recommended by a Physician or therapist;
    22. Weight reduction programs or the surgical Treatment of obesity including, but not limited to, wiring of the teeth and all forms of intestinal bypass Surgery;
    23. Cosmetic or plastic Surgery including deviated nasal septum; modifications of Your physical body intended to improve Your psychological, mental, or emotional well-being including, but not limited to, sex-change Surgery;
    24. Acne, moles, skin tags, disease of sebaceous glands, seborrhea, sebaceous cyst, unspecified disease of the sebaceous glands, hypertrophic and atrophic conditions of skin, nevus;
    25. Hazardous Activities unless You purchase optional hazardous activities coverage and then only for the activities covered under that option under Optional Coverage – Hazardous Activities;
    26. Injuries sustained while participating in professional Athletics, amateur Athletics, intercollegiate Athletic or interscholastic Athletics unless specifically provided for in the Plan including, but not limited to, events, games, matches, practice, training camps, sport camps, conditioning, and any other activity related thereto but excluding non-competitive, recreational, or intramural activities;
    27. Any Illness or Injury sustained while participating in an athletic activity that is sponsored or sanctioned by the National Collegiate Athletic Association (and/ or any other collegiate sanctioning or governing body), or the International Olympic Committee;
    28. Injuries sustain while participating in professional Athletics, amateur Athletics, or interscholastic Athletics including, but not limited to, events, games, matches, practice, training camps, sport camps, conditioning, and any other activity related thereto but excluding non-competitive, recreational, or intramural activities;
    29. Abuse, misuse, illegal use, overuse, dependency upon, or being under the influence of alcohol, drugs, chemicals, or narcotic agents unless administered under the advice of a Physician and taken in accordance with the proper dosing as directed by the Physician;
    30. Suicide or any attempt thereof; self-destruction or any attempt thereof; or any intentionally self-inflicted Injury or Illness;
    31. Terrorist Activity except as provided under Section Terrorist Activity, War, Hostilities, or War-Like Operations;
    32. Commission of a criminal offense or any other criminal or illegal activity as defined by the local governing body;
    33. You unreasonably fail or refuse to depart a country or location following the date a warning to leave that country or location is issued by the United States government or similar warnings issued by other appropriate authorities of either Your Host Country or Your Home Country;
    34. Service in the military, naval, coast guard, or air service of any country or while on duty as a member of a police force or unit;
    35. Treatment paid for or furnished under any other individual, government, or group policy or Expenses incurred at no cost to You;
    36. You while in Your Home Country unless covered under Extension of Benefits in Home country and Incidental Trips to Home Country;
    37. Conditions for which travel was undertaken to seek Treatment after Your Physician has limited or restricted travel;
    38. Travel accommodations;
    39. Injury sustained while You are riding as a pilot, student pilot, operator, or crew member, in or on, boarding or alighting, from any type of aircraft;
    40. Injury sustained while You are riding as a passenger in any aircraft (i) not having a current and valid Airworthy Certificate and (i) not piloted by a person who holds a valid and current certificate of competency for piloting such aircraft;
    41. Flying in any aircraft being used for acrobatic or stunt flying, racing, endurance tests, rocket-propelled aircraft, crop dusting or seeding or spraying, firefighting, exploration, pipe or power line inspection, any form of hunting or herding, aerial photography, banner towing, or any experimental purpose; and
    42. Participating in contests of speed or riding or driving in any type of competition.
    43. Loss of life;
    44. Long-term disability; or
    45. Financial guarantee, financial default, bankruptcy, or insolvency risks.
    46. Charges for pre-natal care, delivery, post-natal care, and care of Newborns, unless they are for a Covered Pregnancy;
    47. Injury sustained or Disablement due wholly or partly to the effects of intoxicating liquor or drugs other than drugs taken in accordance with the proper dosing as directed by a Physician;
    48. Injury sustained as the result of You operating a Motor Vehicle while not properly licensed to do so in the jurisdiction in which the Motor Vehicle Accident takes place.
  • special-coverage Restrictions
    • State Restrictions: The plan will not accept a mailing address in Maryland, Washington, New York, South Dakota, and Colorado.
    • Country Restrictions: The plan will not accept an address in Cuba, Islamic Republic of Iran, Syrian Arab Republic, United States Virgin Islands, Gambia, Ghana, Nigeria, Sierra Leone, and Democratic People’s Republic of (North Korea).
    • Destination Restrictions: The plan will not cover trips to Antarctica, Islamic Republic of Iran, Syrian Arab Republic Cuba, and Democratic People’s Republic of Korea (North Korea).
  • special-coverage Travel Medical Annual Multi-Trip Policy Pre-Certification
    The following expenses must always be pre-certified in the U.S. only:
    1. Outpatient surgeries or procedures;
    2. Inpatient surgeries, procedures, or stays including those for rehabilitation;
    3. Diagnostic procedures including MRI, MRA, CT, and PET Scans;
    4. Chemotherapy;
    5. Radiation therapy;
    6. Physical and occupational therapies;
    7. Home infusion therapy.
    To comply with the pre-certification requirements, you must:
    1. Contact Seven Corners Assist before the expense is incurred;
    2. Comply with Seven Corners Assist’s instructions;
    3. Notify all medical providers of the pre-certification requirements and ask them to cooperate with Seven Corners Assist.
    Once we pre-certify your expenses, we will review them to determine if they are covered by the plan. Failure to comply with pre-certification requirements

    If you do not comply with the pre-certification requirements or if the expenses are not pre-certified, we will review the expenses to determine if they are covered by the plan. If covered:
    1. Eligible medical expenses will be reduced by 25%; and
    2. The deductible will be subtracted from the remaining amount; and
    3. Coinsurance will be applied.
    Pre-certification does not guarantee benefits – Pre-certification does not guarantee coverage for, or payment of expenses.

Seven Corners Visitors insurance related links

Resourceful links of Seven Corners insurance

Seven Corners insurance FAQ

Frequently asked questions and answer about travel insurance plans.

Read more »

Travel Medical USA Visitor insurance blog

Blog to compare different fixed benefit visitor insurance plans.

Read more »

Travel Medical insurance forum

Customer queries about Travel Medical insurance plan.

Read more »

Travel Medical Choice blog

Blog about Travel Medical Choice visitor medical insurance.

Read more »

Seven Corners international travel insurance - Resourceful links