Quotes for WorldMed travel insurance

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WorldMed insurance

  • Offers coverage period from 5 days to 364 days.
  • Ideal for travelers coming to and from the US.
  • Optional coverage for Accidental Death and Dismemberment; Intercollegiate/Interscholastic Sports; Hazardous Activity.
  • WorldMed Insurance Carrier: HCC.

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Review and compare the best WorldMed visitor medical insurance quotes.

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A working example of using WorldMed travel insurance (Offered by Travel insure) for Outbound U.S *

Let us take an example: The medical bill is $25,000; Deductible is $250 and choosen Policy Maximum is $1,000,000.
  • Insurance coverage is $1,000,000
  • Deductible is $250 per certificate period
  • Coinsurance : The plan pays 100% Claims Incurred Outside the U.S
  • Total medical expenses is $25,250
  • Subtract the deductible from claims amount - $25,250 minus $250 equals $25,000. Insured bears $250
The WorldMed travel insurance plan covers set amount up to a maximum of $1,000,000. The insured must pay the deductible ($250). After that, the insurance company pays fixed amount as defined in the policy for specific treatment. In hypothetical case, the insured has to pay the difference between the amount insurance pays and the actual billed amount.

Worldmed travel health Insurance

WorldMed insurance

Expense Amount billed Amount Insurance Pays Amount Insured Owes
Deductible $250 $0 $250
Hospital Room Rent $9,000 $9,000 $0
Surgery $15,000 $15,000 $0
X Ray $1,000 $1,000 $0
Total $25,250 $25,000 $250
* Disclaimer: We have done everything to the best of our ability to make the insurance information up-to-date and accurate. However this information does change periodically and we cannot guarantee 100% accuracy.

WorldMed travel insurance for Covid19

Covid19 travel insurance for coverage outside USA and inside USA (for travelers outside their home country)

WorldMed Insurance : Covid-19 is covered as any other illness under the Medical Expense maximum. Testing for Covid-19 will only be covered if deemed medically necessary by a physician. The antibody test and prescreening test are not covered, as they are not medically necessary. Maximum age for plan eligibility is 64.
  • Advantages
  • Disadvantages

WorldMed Insurance Advantages

  • Comprehensive coverage plan.
  • Pre-existing Hospitalization expenses up to $5000 for Heart attack and stroke only.
  • Online renewal.
  • Optional add-on covers for AD & D and hazardous activity.
  • This Plan also covers emergency reunion, trip interruption, baggage loss, Felonious Assault.
  • $50,000 coverage for the age group of 70-79 years.
  • Good PPO Network.
  • Plan is available for US citizens traveling outside of US and non US citizens traveling to US.
  • Co-insurance: Plan pays 90% for the first $20,000 and then 100% for the covered medical expenses

WorldMed Insurance Disadvantages

  • Refund of premium after deducting processing charges if intimated before the effective date of the policy.
  • Only $15,000 coverage for 80 plus travelers.
  • Limited coverage for pre-existing.
  • Costly when compared with similar plans.

What are some insurance terms important in WorldMed Insurance reviews?

  • Plan Maximum coverage of WorldMed travel insurance:
    This the maximum coverage that the plan would offer for the medical expenses. WorldMed insurance offers maximum coverage up to $2,000,000.
  • What is a deductible in WorldMed visitors insurance?
    This is the initial amount the traveler needs to pay before the insurance actually start paying. Remember higher deductible have less premium than a plan with lower deductible.WorldMed insurance has deductible options are to $0, $250, $500, $1,000 and $2,500 per certificate period.
  • What is a provider network of WorldMed Medical Insurance?
    It is a network of health care providers. Insurance companies form these in order to control the costs of health care. An insurance plan would pay 100% of the eligible expenses if the insured is admitted to hospital or health care center within the provider network.
  • What is coinsurance in WorldMed visitor insurance?
    This is a percentage of the bill that the travel has to pay. WorldMed plan pays 100% after deductible, up to the overall maximum limit outside USA.
    For coverage inside USA:
    WorldMed insurance pays
    IN PPO NETWORK
    Plan pays 100% after deductible, up to the overall maximum limit.
    OUT OF PPO NETWORK
    Usual, reasonable, and customary. You may be responsible for charges exceeding payable amount.
  • Renewability of WorldMed Travel health insurance
    WorldMed Insurance can be renewed from 5 days to 364 days.
  • Eligibility to buy WorldMed Insurance Online
    Coverage for travelers coming to and from the United States.
  • WorldMed Insurance underwritten by Lloyd's of London and rating "A" (Excellent) by AM Best Rating.

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