Voyager Essential insurance cost

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GeoBlue Voyager Essential Reviews

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    Policy maximum
    $50,000, $1,00,000, $5,00,000 and $10,00,000

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    Deductible
    $0, $100, $250 and $500

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    Comprehensive benefit plan
    Covered medical expenses go all the way up to the plan maximum

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    Pre-existing condition
    covers with 180 days exclusion

  • ambulance

    Emergency Medical Transportation
    Up to $500,000

  • luggage

    Trip Interruption
    Covers Up to $1,000

GeoBlue Voyager Essential medical insurance reviews

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Ratings
AM Best Rating: "A-" (Excellent)
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Underwriter
4 Ever Life

Ideal for Most popular comprehensive plan Pre-existing conditions

What is Voyager Essential Travel Health insurance?

The GeoBlue Voyager Essential Insurance plan offers comprehensive and Emergency medical coverage while you are traveling abroad. Covers trips up to 6 months with 100% coinsurance, without requiring primary health insurance. This plan is suitable for various travelers, 24/7 telemedicine consultations, covers pre-existing conditions for medical services and medical evacuation with 180 days waiting period.

At American visitor insurance, US Travelers can contact the Voyager Essential insurance customer service to get help on the plan details, quotes and other queries. Our licensed agents will be glad to help you!

Why Choose GeoBlue Voyager Essential travel insurance?

  • Medical Coverage: Medical limits covered up to $1 million
  • Emergency Evacuation: Provides up to $500,000 for emergency medical transportation if required.
  • Pre-existing Conditions: Coverage available after a 180-day waiting period for pre-existing conditions, specifically for medical services and evacuation.
  • Telemedicine Access: Includes access to telemedicine services for virtual consultations while traveling.
  • No medical underwriting.
  • Essential coverage that most domestic plans don’t cover outside the U.S., including medical evacuation and repatriation.
  • Accidental Death and Dismemberment: Covers Sum up to $25,000 maximum limit
  • Emergency Medical Transportation :Medical limits up to $500,000

Who is eligible for Voyager Essential Insurance?

  • Eligible for US residents traveling outside USA
  • Dependent children can be covered up to age 26 years
  • Applicant's home country must be the US
  • Does not require a primary health plan.
  • Applicant's age must be under 95 years old
  • The Voyager Essential plan provides members with 24/7 access to telemedicine visits at no additional cost.
  • Children under six years old must be enrolled with a parent, aunt, uncle, or grandparent
  • Coverage is available for trips ranging from 1 day to 182 days

GeoBlue Voyager Essential insurance reviews

Reviews, Ratings and Experiences

The compassionate care you gave me in the handling of my need, in my hour of need, was exemplary! We never felt like we were merely a case number — we felt the sincerity of your heartfelt response, as I shared my heart with you, both by phone and by e-mail correspondence.
  |   Steve E
Thanks for all the help and continued support you have provided. Although one hopes never to use travel insurance, you were a god-send throughout our ordeal. We couldn’t have done it without your continued assistance. Thanks again for everything.
  |   Joan
I was unlucky enough to fall ill while abroad, and filed two claims with GeoBlue; I was quite pleased at how easy and straight-forward this process was. My claims were processed quickly and without loads of red-tape. The representatives I spoke with were polite and helpful, as well.
  |   Kelli M

Are you traveling in Groups?

Get quotes for groups of five or more people traveling outside their home country!

Find the best Voyager Essential Group insurance quotes »

What are the Advantages and Disadvantages of Essential travel insurance?

  • Voyager Essential Insurance Advantages
    • Ideal for international leisure, missionary or business travel.
    • Available for Students or teachers going abroad for a semester.
    • Does not require a primary health plan.
  • Voyager Essential Insurance Disadvantages
    • This plan is only available for U.S citizens.
    • Pre-existing conditions are covered with a 180-day exclusion.

Review of Voyager Essential travel insurance

PPO Network

  • Many doctors are certified by the American or Royal Board of Medical Specialties and speak English, and we factor in recommendations from 158 Physician Advisors from all over the world.
  • While GeoBlue has hand-selected providers in 190 countries, our members have the freedom to choose any international doctor or facility for services.

Refund

  • Should your plans change prior to your travel dates, you can adjust your GeoBlue coverage dates once your trip is rescheduled.
  • Should your trip cancel completely, you can receive a full refund of your premium. Cancellation of coverage must be in writing from the Eligible Participant. Simply send an email to enrollment@geo-blue.com.

A working example of using Voyager Essential travel medical insurance**

Consider an example where your

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    Insurance coverage $50,000

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    Deductible $100 per certificate period

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    Medical expenses Claims$18,100

Below is a simple calculation showing how much the plan/insurance company pays you:
  1. Subtract the deductible from claims amount - $18,100 minus $100 equals $18,000. Insured bears $100
Expense Amount billed Amount Insurance Pays Amount Insured Owes
Deductible $100 $0 $100
Surgery $16,500 $16,500 $0
X Ray $1500 $1500 $0
Total $18,100 $18,000 $100
* Disclaimer:- We have done everything to the best of our ability to make the insurance information up-to-date and accurate. However this information does change periodically and we cannot guarantee 100% accuracy.

Voyager Essential Travel Medical Insurance - FAQ's

1. Does the Voyager Essential plan cover pre-existing conditions?

GeoBlue is the trade name for the international health insurance programs of Worldwide Insurance Services, an independent licensee of the Blue Cross Blue Shield Association. GeoBluetravel insurance for more than 20 years have assisted globally in the complications of international healthcare and provide confidence for its members to travel safe and peacefully.

The travel insurance solutions provided by GeoBlueprovide excellent coverage for US citizens traveling overseas, travelers on work, study, Expats who live and travel internationally often.

2. Can I get a Schengen visa letter from GeoBlue Essential travel medical insurance?

Yes, GeoBlue Essential Travel Insurance typically meets the requirements for a Schengen visa, as it provides coverage for medical emergencies and repatriation, which are mandatory for the visa.

3. What is the maximum duration of coverage for a single trip?

The maximum duration of coverage for a single trip under the GeoBlue Voyager Essential plan is 182 days. This makes it suitable for extended travel outside the U.S.

4. Who can buy Voyager Essential plan?

  • Leisure traveler
  • Missionary traveler
  • Senior traveler
  • Study abroad
  • Teach abroad
  • Employers, church and missionary organizations
  • Universities/colleges
  • Embassies, expatriate websites, Chambers of Commerce
  • Exchange programs, study abroad programs, associations

5. What are the key highlights of Voyager Essential insurance?

Following are some of the key benefits of buying Voyager Essential short term travel health insurance

  • $1 Million limit
  • Covers expenses from Illness and accident
  • Emergency medical transportation
  • Lost luggage and post departure trip interruption coverage
  • Supplemental coverage
6. How GeoBlue Voyager Essential insurance plan works?

  • Customer applies online or via a paper application. Applicant is tracked to you when the customer uses your unique web link or brochure.
  • Plan is medically underwritten and coverage may be: 1) Issued with standard rates or 2) Rated up or 3) Declined for coverage based on health history. Welcome materials are sent electronically and via mail.
  • Members are invited to register on the website, mobile site or app.
  • Coverage can be renewed at the consent of the member and the insurer.

7. Can I customize my Voyager Essential medical insurance coverage?

Yes, the GeoBlue Voyager Essential Insurance policy offers customization options to suit your needs. You can choose from various medical limits and deductibles, ranging from $50,000 to $1,000,000 for coverage

8. Can I purchase Voyager Essential for group travel?

Yes, you can purchase Voyager Essential Insurance for group travel. GeoBlue offers a group travel option for Voyager Essential, which provides a 10% discount for groups of five or more. This plan includes the same comprehensive benefits as the individual plan, such as medical evacuation, repatriation.

9. Is Voyager Essential Insurance worth the cost?

Voyager Essential Insurance is often considered worth the cost for travelers seeking comprehensive medical coverage abroad. It provides benefits like emergency medical evacuation, repatriation, and coverage for pre-existing conditions. Its flexibility in medical limits and deductibles also makes it appealing for a wide range of travelers.