Travel Insure logoVisit USA healthcare insurance reviews

Best travel medical insurance for visitors to USA. Visit USA-HealthCare plans are available as low as $0.74 per day.

Visit USA healthcare insurance cost

Age
Spouse
Start Date
End Date
Destination
Citizenship
Visit USA Budget 
Plan Maximum
Deductible
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Visit USA Standard 
Plan Maximum
Deductible
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Visit USA Superior
Plan Maximum
Deductible
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Budget Plan Standard Plan Superior Plan
Fixed benefit plan open_in_new Comprehensive benefit plan open_in_new Comprehensive benefit plan open_in_new
Policy maximum of Plan A: Up to age 79 years: $50,000; For 80 years and above: $20K
Plan B: Up to age 69 years: $150K
Policy maximum of Plan A: Up to age 79 years: $75,000; For 80 years and above: $20K
Plan B: Up to age 69 years: $200k
Policy maximum up to age 79 years: $250,000; For 80 years and above: $20K
Deductible options range from $0 to $2,500 Deductible options range from $0 to $2,500 Deductible options range from $0 to $2,500
Emergency medical evacuation: $100K Emergency medical evacuation: $250K Emergency medical evacuation: $500K
Acute onset of pre-existing conditions is not covered Acute onset of pre-existing conditions is covered up to age 69 Acute onset of pre-existing conditions is covered up to age 79
Urgent care ceneter co-payment: Not covered Urgent care ceneter co-payment: $50 co-payment Urgent care ceneter co-payment: $50 co-payment
Best for healthy travelers on a budget Best for visitors needing moderate protection, including some pre-existing condition coverage Best for seniors or travelers seeking maximum coverage and benefits
Budget Plan Details » Standard Plan Details » Superior Plan Details »

Visit USA healthcare insurance review

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Ratings
AM Best Rating: "A" (Excellent)
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Underwriter
Lloyd's of London - Syndicate 4141

Ideal for Plan for visitors to the USA Acute Onset of Pre-Existing Condition

Visit USA health insurance review

Visit USA travel insurance is an excellent medical insurance for tourists and holiday travelers, parents of students studying in the United States, new immigrants and visiting scholars in the USA. The insured can get coverage for eventualities like Accident and Sickness Medical, Emergency Medical Evacuation and Assistance coverage in the United States. Visit USA offers 3 plans to satify your requirements and budget.

After buying the plan, At American Visitor Insurance, US Travelers can contact the Visit USA health Customer service to get help on the plan details, quotes and other queries. Our licensed agents will be glad to help you!

Travel Insure Customer reviews

Reviews, Ratings and Experiences

I will most definitely take out insurance for all my future travel with this company as a result of my experience... We are getting older as are our parents so this gives us peace of mind in case the unforseeable happens. If it doesn't, it is money well spent for that peace of mind.
  |   Diana
I was so happy with Travel insurance Select because when my Egypt trip was cancelled, I was expecting a pro-rata refund, but to my delight received a full refund of premium. I've had multiple coverages with you and will continue to always use you.
  |   Virginia
I was really surprised at how affordable the policy was. I was able to get more than basic coverage and even that was not too expensive.
  |   Pam

Advantages & Disadvantages of Visit USA insurance

  • Visit USA Insurance Advantages
    • Multi Plan PPO Network.
    • Excellent medical coverage plan for foreign nationals in the USA.
    • Deductible per policy period.
    • Optional Hazardous activity and AD & D rider coverage.
    • Incidental travel to Canada, Mexico and US territories up to 14 days is included in this plan.
  • Visit USA Insurance Disadvantages
    • Only $20K coverage offered for 80 plus travelers.
    • Not renewable.
    • Does not cover pre-existing conditions.
    • Plan is available only for international travelers traveling to US.

Why choose Visit USA health insurance?

Visit USA Health insurance is designed specifically for people visiting the United States. It helps you handle the high cost of healthcare in the U.S. without stress. Many travelers pick it because it’s easy to buy and gives you the protection you need while you’re in the country. Whether you’re here for vacation, work, or study, Visit USA is a smart choice to stay safe and covered.

Top reasons to buy Visit USA insurance:

  • Visit USA insurance is designed for tourists, business travelers, and parents visiting the U.S. on short-term visas (B1/B2).
  • Travelers can choose from three variants which offer flexible deductibles to tailor coverage to your needs and budget. Visit USA Budget offers basic, low-cost coverage, Visit USA Standard includes acute onset of pre-existing conditions, and Visit USA Superior provides comprehensive protection with higher limits, best for senior travelers.
  • Standard and Superior plans offers coverage for acute onset of pre-existing conditions an important benefit for seniors and parents visiting from India
  • Offers coverage for hospitalization, doctor visits, prescription drugs, emergency medical evacuation and repatriations remains
  • Access to the large PPO networks of doctors and hospitals, which itself reduces the bill
  • Coverage is available from 15 days to 364 days
  • Complete a quick and easy application on American Visitor Insurance and receive instant coverage confirmation.

What does Visit USA health insurance cover?

Visit USA Health insurance stands out for its simplicity, flexibility, and traveler-friendly benefits tailored for short-term U.S. visits. Unlike many other plans, it offers generous coverage for acute onset of pre-existing conditions as a standard benefit. With multiple tiers (Budget, Standard, Superior), you can choose a plan that fits your needs and budget. Its strong PPO network, fast claims process, and 24/7 support make it a smart choice for hassle-free travel protection.

Is Visit USA Health insurance good for tourists visiting the U.S.?

Yes, Visit USA Health insurance is an excellent choice for tourists visiting the U.S. It offers essential medical coverage, including COVID-19 treatment, sudden illness, and emergency services, all at affordable rates. It also works well for older travelers, as it offers among the highest coverage available for travelers over 70 years. Unlike many plans, it includes coverage for acute onset of pre-existing conditions, making it ideal for senior travelers and those with known health concerns. It is easy to buy Visit USA online at American Visitor insurance and is widely accepted across a wide PPO network in the U.S.

Why is travel insurance essential for US visitors?

Many travelers are unaware of how expensive healthcare can be in the U.S. Visit USA-HealthCare provides essential protection, covering medical expenses for unexpected illnesses and injuries and ensure you receive the necessary medical care for covered treatments during your stay in the U.S.

Who is eligible to buy the Visit USA travel insurance?

Visit USA-HealthCare is designed for individuals traveling to the United States who are not U.S. citizens or permanent residents. It’s available for:

  • Tourists and holiday travelers
  • Business and leisure travelers
  • Parents of students studying in the U.S.
  • Church or missionary travelers to the U.S

Coverage options are available for individuals, as well as for families, including spouses and children, or for children traveling alone

Key benefits of Visit USA medical insurance

ecg_heart Acute onset of a pre-existing condition

description Accident and Sickness Medical Coverage

phone_in_talk Emergency Travelers Assistance

ambulance Emergency Medical Evacuation

minor_crash Accidental Death & Dismemberment

luggage Travel Assistance Benefits

How much does Visit USA healthcare visitors insurance cost?

The Visit USA travel insurance cost per month start at just $28. The monthly cost depends on factors such as the travelers age, plan maximum, and deductible. Visit USA-HealthCare plans is available as low as $0.74 per day.

For example, the Visit USA travel insurance cost per month with a $250 deductible is as follows.

Budget Standard Superior
Traveler’s Age $50,000 $75,000 $150K $200K $250K
18 - 29 years $28 $41 $48 $51 $77
30 - 39 years $31 $54 $51 $76 $116
40 - 49 years $32 $78 $56 $96 $152
50 - 59 years $43 $113 $76 $155 $240
60 - 69 years $49 $131 $86 $201 $311
70 - 79 years $84 $210

For senior travelers aged 80 to 99 years, the cost is $260 to $703, with medical maximum of $20K and a deductible $250.

Are sports activities covered under the Visit USA travel insurance?

This plan offers optional coverage through the hazardous activities rider and the intercollegiate / interscholastic sports rider

By purchasing the hazardous activities rider, the following activities will be covered:

  • American Football
  • Big Game Hunting or Safari
  • Bungee Jumping, Hang-Gliding
  • Kite-Surfing
  • Mountaineering
  • Parachuting, Paragliding, Powerlifting
  • Running with the Bulls, Sky Surfing
  • Snow Skiing, Snowboarding
  • Spelunking, Sub Aqua Pursuits (with underwater breathing apparatus)
  • Surfing, Waterskiing, Whitewater Rafting

The Visit USA Healthcare plan includes coverage for recreational sports only. For those planning to participate in intercollegiate, interscholastic, or organized amateur sports. Additional coverage rider is available at $1.25 per day

Visit USA Visitor benefits - Key Highlights

  • This is a comprehensive plan.
  • The deductible options in Plan A and Plan B are $0, $250, $500 or $1k per Certificate.
  • The policy maximum ranges from $50k to $500k depending on the plan you choose.
  • Emergency Medical Evacuation coverage in both Plan A and Plan B are available for $250k.
  • The Repatriation of Remains coverage in both Plan A and Plan B are available for $50k.
  • AD&D benefit is available for up to $50k in both plans A and B for the age range of 18 to 69.
  • Trip Interruption benefit of $2500 is available with this plan in both A and B.

Does Visit USA health insurance cover pre-existing conditions?

No, Visit USA insurance does not provide full coverage for Pre-existing conditions. However, Visit USA Standard and Visit USA Superior plans offers coverage for acute onset of a pre-existing condition.

  • For travelers under 65 years old, plan covers up to $10,000 for the acute onset of pre-existing condition.
  • For travelers above 65 years and older, plan covers up to $2,500 for the acute onset of pre-existing condition.

A working example of using Visit USA insurance*

Let us take an example: The medical bill is $25,000; Deductible is $250 and choosen Policy Maximum is $50,000.

  • full_coverage

    Insurance coverage $50,000

  • attach_money

    Deductible $250 per certificate period

  • draft

    Medical expenses Claims$25,250

  • draft

    CoinsuranceAfter the deductible, 90% of first $10,000 and then 100% to the policy limit

The Visit USA travel insurance plan covers clearly defined amounts for different medical situations up to a medical maximum coverage $50,000. The insured must pay the deductible ($250). After that, the insurance plan pays fixed amount as defined in the policy for specific treatment. In this hypothetical example described in the table, the insured has to pay $1,250. This is the difference between the fixed amount the insurance pays and the actual billed amount.

Expense Amount billed Amount Insurance Pays Amount Insured Owes
Deductible $250 $0 $250
Hospital Room Rent $9,000 $9,000 $0
Surgery $15,000 $5,000 + $9,000 (90% 0f first $10,000)= $14,000 $1,000 (10% of first $10,000)
X Ray $1,000 $1,000 $0
Total $25,250 $24,000 $1,250
* Disclaimer:- We have done everything to the best of our ability to make the insurance information up-to-date and accurate. However this information does change periodically and we cannot guarantee 100% accuracy.

Visit USA travel medical insurance - FAQ's

1. What are the benefits of Visit USA insurance?

  • Accident & Sickness Medical Coverage: Covers eligible medical expenses through reimbursement or direct provider payments.
  • Emergency Travelers Assistance: Provides medical referrals, translation services, evacuation coordination, and family contact support.
  • Emergency Medical Evacuation: Covers evacuation costs and return airfare home or to the original location (arranged by the insurer).
  • Accidental Death & Dismemberment (AD&D): Includes up to $50,000 in AD&D coverage (not available in Budget plans). Standard and Superior plans offer an option to add up to $50,000 more.
  • Travel Assistance Benefits: Reimburses eligible expenses for trip interruptions, travel delays, lost/stolen baggage or passports, and political evacuations.

2. What is the coverage area of Visit USA insurance?

Visit USA insurance is short term travel health insurance designed for anyone visiting the United States as long as they are outside their home country.

3. How much does Visit USA healthcare insurance cost?

The cost of the Visit USA insurance will vary depending on the age of the traveler, the type of coverage, the travel destination and the duration of travel. Typically, visitors travel insurance policies cost can start even as low as $1 per day, but will be much higher for older travelers.

4. How do I purchase Visit USA Travel Medical Insurance?

You can purchase Visit USA Healthcare insurance on American Visitor Insurance. For assistance with the application process call us at (877)-340-7910 and our licensed insurance agents will be happy to help!

5. What are the requirements for applying for Visit USA insurance?

The main requirements for applying for Visit USA insurance is the travelers passport details and the travel dates. You can apply for Visit USA insurance online on American Visitor Insurance or call (877)-340-7910 to get help while applying.

6. Do I need travel insurance to go to USA?

The cost of US healthcare is very expensive and it is very important for US visitors to buy proper US travel health insurance. The Trump administration has recently made it mandatory for prospective US immigrants to buy health insurance while coming to the US. We hear from visitors, that the consular services are insisting on US visit insurance even for non-immigrant visas for coming to the United States.

7. Can US visitors get health insurance?

Yes, US visitors can get short term health insurance for the length of their stay in the US. Given the cost of US healthcare, it is very important to buy adequate US travel health insurance. At American Visitor Insurance, we work with reputed US insurance providers who offer US visitors health insurance. Visitors can compare different US visitor health insurance plans and buy the plan that suits their needs.

8. Which is the best health insurance for visitors to USA? Which is the best medical insurance for visitors to usa from india?

We work with several popular US insurance providers who offer health insurance for visitors to USA. There is no single visitor health insurance plan which is best for all visitors. The best health insurance for visitors to USA will vary depending on the needs of the visitor. Visitors can compare different US visitor health insurance plans on American Visitor Insurance to find the best health insurance for visitors to USA plan for their needs.

9. Can foreigners buy health insurance in USA?

Yes, foreigners can buy health insurance in the US. There are different foreign travel insurance in usa plan options which visitors can compare on American Visitor Insurance. Travelers can understand how to buy travel insurance in usa using the different resources on American visitor Insurance, read the different visitor health insurance usa reviews and make an informed decision regarding foreign travel insurance in USA.

10. Can I extend or renew my policy?

No, the Visit USA HealthCare plan is not renewable or extendable. If you need coverage beyond the initial period, you must purchase a new policy.

11. Does Visit USA health insurance plan include coverage for pre-existing conditions?

The Visit USA travel health Insurance does not cover all pre-existing conditions. However, the Standard and Superior plans provide coverage for the acute onset of pre-existing conditions during your trip.

  • Covers up to $10,000 for visitors under 65 years old
  • Covers up to $2,500 for visitors above 65 years and older

12. Does the Visit USA travel insurance cover covid-19 testing or quarantine?

If you are contract covid-19 during your trip in the US, Visit USA HealthCare insurance covers covid-19 testing and treatment as any other eligible medical condition after your policy's effective date. However, it does not cover quarantine-related expenses like accommodation for mandatory quarantine without a positive test result.

Travel Insure - PPO network

Provider network and how to find hospital or doctor?

Travel Insure maintains a wide network of health care providers. You may use any doctor or hospital when you need medical care. You may call the Emergency Assistance Company to help you locate a doctor or hospital.
Visit USA Budget Plan: No Network is required. You may use any doctor you choose.

Visit USA Standard and Superior Plans:
There are 2 options: First Health care network and United health care.
You may go to your choice of provider in the U.S. However, the coinsurance will be waived for visitors to the U.S. if expenses are incurred within the PPO network.
You need to check your insurance card to find any one of the below 2 logos:
United Healthcare Provider NetworkUnited Healthcare Provider Network