Ideal for Plan for visitors to the USA Acute Onset of Pre-Existing Condition
Visit USA travel insurance is an excellent medical insurance for tourists and holiday travelers, parents of students studying in the United States, new immigrants and visiting scholars in the USA. The insured can get coverage for eventualities like Accident and Sickness Medical, Emergency Medical Evacuation and Assistance coverage in the United States. Visit USA offers 3 plans to satify your requirements and budget.
After buying the plan, At American Visitor Insurance, US Travelers can contact the Visit USA health Customer service to get help on the plan details, quotes and other queries. Our licensed agents will be glad to help you!
Reviews, Ratings and Experiences
Visit USA Health insurance is designed specifically for people visiting the United States. It helps you handle the high cost of healthcare in the U.S. without stress. Many travelers pick it because it’s easy to buy and gives you the protection you need while you’re in the country. Whether you’re here for vacation, work, or study, Visit USA is a smart choice to stay safe and covered.
Visit USA Health insurance stands out for its simplicity, flexibility, and traveler-friendly benefits tailored for short-term U.S. visits. Unlike many other plans, it offers generous coverage for acute onset of pre-existing conditions as a standard benefit. With multiple tiers (Budget, Standard, Superior), you can choose a plan that fits your needs and budget. Its strong PPO network, fast claims process, and 24/7 support make it a smart choice for hassle-free travel protection.
Yes, Visit USA Health insurance is an excellent choice for tourists visiting the U.S. It offers essential medical coverage, including COVID-19 treatment, sudden illness, and emergency services, all at affordable rates. It also works well for older travelers, as it offers among the highest coverage available for travelers over 70 years. Unlike many plans, it includes coverage for acute onset of pre-existing conditions, making it ideal for senior travelers and those with known health concerns. It is easy to buy Visit USA online at American Visitor insurance and is widely accepted across a wide PPO network in the U.S.
Many travelers are unaware of how expensive healthcare can be in the U.S. Visit USA-HealthCare provides essential protection, covering medical expenses for unexpected illnesses and injuries and ensure you receive the necessary medical care for covered treatments during your stay in the U.S.
Visit USA-HealthCare is designed for individuals traveling to the United States who are not U.S. citizens or permanent residents. It’s available for:
Coverage options are available for individuals, as well as for families, including spouses and children, or for children traveling alone
ecg_heart Acute onset of a pre-existing condition
description Accident and Sickness Medical Coverage
phone_in_talk Emergency Travelers Assistance
ambulance Emergency Medical Evacuation
minor_crash Accidental Death & Dismemberment
luggage Travel Assistance Benefits
The Visit USA travel insurance cost per month start at just $28. The monthly cost depends on factors such as the travelers age, plan maximum, and deductible. Visit USA-HealthCare plans is available as low as $0.74 per day.
For example, the Visit USA travel insurance cost per month with a $250 deductible is as follows.
Budget | Standard | Superior | |||
---|---|---|---|---|---|
Traveler’s Age | $50,000 | $75,000 | $150K | $200K | $250K |
18 - 29 years | $28 | $41 | $48 | $51 | $77 |
30 - 39 years | $31 | $54 | $51 | $76 | $116 |
40 - 49 years | $32 | $78 | $56 | $96 | $152 |
50 - 59 years | $43 | $113 | $76 | $155 | $240 |
60 - 69 years | $49 | $131 | $86 | $201 | $311 |
70 - 79 years | $84 | $210 |
For senior travelers aged 80 to 99 years, the cost is $260 to $703, with medical maximum of $20K and a deductible $250.
This plan offers optional coverage through the hazardous activities rider and the intercollegiate / interscholastic sports rider
By purchasing the hazardous activities rider, the following activities will be covered:
The Visit USA Healthcare plan includes coverage for recreational sports only. For those planning to participate in intercollegiate, interscholastic, or organized amateur sports. Additional coverage rider is available at $1.25 per day
No, Visit USA insurance does not provide full coverage for Pre-existing conditions. However, Visit USA Standard and Visit USA Superior plans offers coverage for acute onset of a pre-existing condition.
Let us take an example: The medical bill is $25,000; Deductible is $250 and choosen Policy Maximum is $50,000.
Insurance coverage $50,000
Deductible $250 per certificate period
Medical expenses Claims$25,250
CoinsuranceAfter the deductible, 90% of first $10,000 and then 100% to the policy limit
The Visit USA travel insurance plan covers clearly defined amounts for different medical situations up to a medical maximum coverage $50,000. The insured must pay the deductible ($250). After that, the insurance plan pays fixed amount as defined in the policy for specific treatment. In this hypothetical example described in the table, the insured has to pay $1,250. This is the difference between the fixed amount the insurance pays and the actual billed amount.
Expense | Amount billed | Amount Insurance Pays | Amount Insured Owes |
---|---|---|---|
Deductible | $250 | $0 | $250 |
Hospital Room Rent | $9,000 | $9,000 | $0 |
Surgery | $15,000 | $5,000 + $9,000 (90% 0f first $10,000)= $14,000 | $1,000 (10% of first $10,000) |
X Ray | $1,000 | $1,000 | $0 |
Total | $25,250 | $24,000 | $1,250 |
Visit USA insurance is short term travel health insurance designed for anyone visiting the United States as long as they are outside their home country.
The cost of the Visit USA insurance will vary depending on the age of the traveler, the type of coverage, the travel destination and the duration of travel. Typically, visitors travel insurance policies cost can start even as low as $1 per day, but will be much higher for older travelers.
You can purchase Visit USA Healthcare insurance on American Visitor Insurance. For assistance with the application process call us at (877)-340-7910 and our licensed insurance agents will be happy to help!
The main requirements for applying for Visit USA insurance is the travelers passport details and the travel dates. You can apply for Visit USA insurance online on American Visitor Insurance or call (877)-340-7910 to get help while applying.
The cost of US healthcare is very expensive and it is very important for US visitors to buy proper US travel health insurance. The Trump administration has recently made it mandatory for prospective US immigrants to buy health insurance while coming to the US. We hear from visitors, that the consular services are insisting on US visit insurance even for non-immigrant visas for coming to the United States.
Yes, US visitors can get short term health insurance for the length of their stay in the US. Given the cost of US healthcare, it is very important to buy adequate US travel health insurance. At American Visitor Insurance, we work with reputed US insurance providers who offer US visitors health insurance. Visitors can compare different US visitor health insurance plans and buy the plan that suits their needs.
We work with several popular US insurance providers who offer health insurance for visitors to USA. There is no single visitor health insurance plan which is best for all visitors. The best health insurance for visitors to USA will vary depending on the needs of the visitor. Visitors can compare different US visitor health insurance plans on American Visitor Insurance to find the best health insurance for visitors to USA plan for their needs.
Yes, foreigners can buy health insurance in the US. There are different foreign travel insurance in usa plan options which visitors can compare on American Visitor Insurance. Travelers can understand how to buy travel insurance in usa using the different resources on American visitor Insurance, read the different visitor health insurance usa reviews and make an informed decision regarding foreign travel insurance in USA.
No, the Visit USA HealthCare plan is not renewable or extendable. If you need coverage beyond the initial period, you must purchase a new policy.
The Visit USA travel health Insurance does not cover all pre-existing conditions. However, the Standard and Superior plans provide coverage for the acute onset of pre-existing conditions during your trip.
If you are contract covid-19 during your trip in the US, Visit USA HealthCare insurance covers covid-19 testing and treatment as any other eligible medical condition after your policy's effective date. However, it does not cover quarantine-related expenses like accommodation for mandatory quarantine without a positive test result.
Travel Insure maintains a wide network of health care providers. You may use any doctor or hospital when you need medical care. You may call the Emergency Assistance Company to help you locate a doctor or hospital.
Visit USA Budget Plan: No Network is required. You may use any doctor you choose.