INF Premier X Travel Insurance
Affordable travel insurance for seniors visiting the USA with pre-existing condition coverage.
What is INF Premier X insurance?
INF Premier X International Visitor Accident & Sickness Insurance (IVAS) insurance is a fixed-benefit travel medical insurance plan designed for non-U.S. residents traveling internationally, including to the United States, Canada, Europe, the UK, and Australia. This plan provides coverage for pre-existing conditions up to 99 years of age, as well as other benefits such as emergency medical evacuation, repatriation of remains, accidental death and dismemberment, and telemedicine.
This plan offers coverage for minimum of 90 days up to 364 days. Direct billing through United health care ppo network, allowing insured individuals to receive care within the network without the need for upfront payment.Additionally, INF Premier X includes INF-Robin Assist, offering 24/7 claims support and emergency assistance worldwide.
After buying the plan, Traveler can get all the INF Premier X login. At American Visitor Insurance, US Travelers can contact the INF Premier X customer service to get help on the plan details, quotes and other queries. Our licensed agents will be glad to help you!
INF Premier X Insurance Reviews
Why should I buy INF Premier X insurance?
- Available for non US residents from 0 to 99 years.
- Stable pre-existing conditions are covered.
- Provides coverage for pre-existing conditions up to 99 years.
- $25 in-network urgent care copay.
- Great savings with United Healthcare PPO network.
- Specialist visits direct billing via INF-Robin assist.
- Unlimited ($0 Copay) telehealth worldwide via doctor please.
- Ensures easy access to care and cashless claims with INF-Robin Assist.
Who is eligible for INF PremierX insurance plan?
- Available for non-U.S. residents traveling internationally, including to the United States, Canada, Europe, the UK, and Australia.
- For ages 14 days to 99 years.
- Coverage available from 90 to 364 days.
- Coverage must be purchased before your departure from home.
- Eligible for Green Card holders as long as they reside outside the US.
- if a Green Card holder is already in the US, they need to obtain prior health insurance information, if applicable.
What is a Coinsurance in INF PremierX insurance?
How much does INF Premier X insurance cost?
INF Premier insurance cost is ranges between $215 to $1,606 for 3 months (minimum purchase required for this plan is 90 days), this is dependent on the age of the traveler, the plan maximum and the deductible.
The INF Premier insurance cost is higher for seniors as they are more likely to need healthcare while traveling. Also, the higher the plan limit, the higher will be the premium, while the higher the deductible the lower will be the premium.
- Travelers up to age 69 years: $100,000, $250,000, $500,000 and $1,000,000
- Travelers aged 70 to 99 years: $100,000
Here we are showing INF Premier X insurance cost per 3 months with a deductible of $250. Minimum enrolment for this plan is 90 days.
What are the benefits of INF Premier insurance plans?
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Total Maximum Benefit $100,000 $150,000 $300,000 $500,000 $1,000,000 Hospital room and board help Charges up to $1,750 a day, to 30 days Charges up to $1,900 a day, to 30 days Charges up to $3,000 a day, to 30 days Charges up to $4,500 per day to a maximum of 30 days Charges up to $6,000 per day to a maximum of 30 days ICU Room & Board Charges help Up to an additional $750 per day to a maximum of 8 days Up to an additional $850 per day to a maximum of 8 days Up to an additional $1150 per day to a maximum of 8 days Up to an additional $1300 per day to a maximum of 8 days Up to an additional $2000 per day to a maximum of 8 days Doctor Surgical Expenses Up to $5,000 Up to $6,000 Up to $8,000 Up to $10,000 Up to $15,000 Urgent Care Visits Covered with $25 copay Anesthetics Up to $1,250 Up to $1,500 Up to $2,500 Up to $3,000 Up to $5,000 Assistant Surgeon Expenses Up to $1,250 Up to $1,500 Up to $2,500 Up to $3,000 Up to $5,000 Doctor Non-Surgical Treatment/Examination Expenses Up to $100 per visit 1 visit per day, up to a maximum of 30 visits Up to $125 per visit 1 visit per day, up to a maximum of 30 visits Up to $175 per visit 1 visit per day, up to a maximum of 30 visits Up to $225 per visit 1 visit per day, up to a maximum of 30 visits Up to $275 per visit 1 visit per day, up to a maximum of 30 visits Consultation visits when requested by doctor Up to $450 Up to $500 Up to $800 Up to $1,000 Up to $3,000 Pre-admission tests within 14 days before Hospital Admission Up to $1,100 Up to $1,200 Up to $1,600 Up to $2,000 Up to $3,000 Admission Up to $1,100 Up to $1,200 Up to $1,600 Up to $2,000 Up to $3,000 Surgical Room and Supply Expenses Up to $1,100 Up to $1,200 Up to $1,800 Up to $2,500 Up to $3,500 X-rays, laboratory procedures Up to $650 Up to $750 Up to $1,150 Up to $1,500 Up to $2,500 CAT Scan, PET Scan or MRI Up to an additional $650 Up to an additional $1,000 Up to an additional $1,400 Up to an additional $1,500 Up to an additional $2,500 Prescription Drug Expenses Up to $150 Up to $200 Up to $300 Up to $500 Up to $750 Private Duty Nurse Up to $500 Up to $550 Up to $550 Physical and Occupational Therapy Up to $45 per visit, 1 visit per day up to 12 visits maximum Up to $50 per visit, 1 visit per day up to 12 visits maximum Up to $100 per visit, 1 visit per day up to 12 visits maximum Up to $125 per visit, 1 visit per day up to 12 visits maximum Up to $150 per visit, 1 visit per day up to 12 visits maximum Emergency local ambulance help Up to $450 Up to $500 Up to $1,000 Up to $1,500 Up to $2,500 Hospital emergency room help Up to $500 Up to $750 Up to $2,500 Up to $3,500 Up to $5,000 Rehabilitative braces or appliances Up to $1,100 Up to $1,200 Up to $1,500 Up to $1,500 Up to $1,500 Emergency dental treatment help Covered up to $550 -
Pre-Existing Condition help Covered up to 99 years. -
Accidental Death and Dismemberment help $25,000 Trip Interruption Benefit $1,000 24/7 Travel Assistance Services Included
What are the inclusions and exclusions of INF Premier X insurance?
What is covered by INF Premier X insurance?
1. Worsening Pre-Existing ConditionsA worsening pre-existing condition is one that is otherwise stable but has become worse in a new manifestation.
2. Acute Onset of Pre-Existing Conditions
Sudden, Rapid, Unpredictable emergency related to pre-existing issue.
3. New Sickness & Accidents
- New illnesses include UTI or Kidney Issues, Fever, Headache, etc - Accidents are random in nature
- COVID-19 is covered like a new sickness under INF.
What is not covered by INF Premier X plan?
1. Maintenance Treatment, Devices, or Prescription DrugsIncludes treatment for on-going illnesses, derivatives/ complications of that illness, medical devices to monitor chronic conditions, or maintenance drugs for pre-existing conditions like Lipitor or Amlodipine.
2. Preventative Treatment, Devices, or Prescription Drugs
INF will not cover preventive treatment like physicals, regular doctor checkups, or drugs that are used for prevention of other diseases.
3. Pregnancy & Childbirth
No coverage for pregnancy before the policy effective date.
4. Cancer Treatment
No coverage for cancer treatment, or cancer related illnesses in the policy.
5. Dialysis Treatment
No coverage for dialysis treatment.
6. Planned, expected, or anticipated medical care
There is no coverage for expected, planned, or anticipated medical care. If your clients are planning to take their visitor to any clinic, treatment, or anything of the like it will be rejected by the insurance company.
7. Medical Tourism
INF does not cover medical tourism for issues like elective or medically necessary surgery, cancer treatments, specialist treatment for on-going medical issues.
INF Visitor Medical Insurance plans are designed only to cover truly unexpected sickness and accidents- all other claims are at risk of being denied if they are deemed to meet any (but not limited to) of the above restrictions.
INF Visitor Medical Insurance plans will cover any unexpected sickness or accident, but any planned medical treatments, treatment for on-going issues, or maintainance treatment will not be covered by INF.
What is the INF Premier X insurance PPO network?
A Preferred Provider Organization (PPO) is a network of highly qualified doctors, well-recognized hospitals, medical providers/facilities who are contracted by INF to offer services to insureds. This will help reduce the insured’s out-of-pocket costs.
INF maintains when inside the U.S., the UnitedHealthCare options network which is a longstanding reputable tier one network that gives you more access to more doctors and services.
To find a network doctor, hospital, lab, or healthcare provider in your area, start by searching for those who are part of our network. These healthcare providers have agreed to charge lower prices, which can help reduce your overall healthcare costs. By selecting a provider within our network, you ensure that you’re taking advantage of the cost savings associated with your health plan. Be sure to confirm that the provider is covered under your specific plan to maximize your benefits and minimize out-of-pocket expenses.
local_hospital INF Premier X plan PPO network »NEED HELP?
Contact our customer service team, we are here to help you!
INF Premier X visitor insurance – FAQ’s
INF Premier X is a comprehensive visitor medical insurance plan designed for non-U.S. citizens and residents of other countries visiting the United States, particularly those with pre-existing medical conditions. It is best suited for senior travelers, such as parents traveling to the USA, who require strong medical coverage while abroad.
Yes, INF Premier X includes both the acute onset and worsening of pre-existing conditions from day one, whereas most other travel insurance policies do not. It offers comprehensive benefits like diagnostics, prescriptions, and follow-up treatment associated with covered pre-existing conditions.
No. One of the biggest advantages of INF Premier X is that it has no waiting period for pre-existing condition coverage. The benefits begin immediately from the policy’s effective date.
Yes, COVID-19 is included as a new disease under the INF Premier X policy, provided under the terms and conditions of the policy and the limits. Travellers who are infected with COVID-19 while abroad will be covered under medical benefits in the same way as any other new disease.
Claims can be made through INF-Robin Assist, which offers 24/7 assistance to policyholders. They also assist with coordinating direct billing with network hospitals and clinics, simplifying the process for the traveler.
Yes, the plan is renewable up to 364 days. You can renew coverage if your travel dates get delayed, provided you make the request prior to the expiration of the current policy.
Pre-existing conditions travel insurance from Barbados to USA
Hello we are looking for cover for my parents, can you help. I think the INF Premier X would work well, but please let me know offering $100,000 plus the $25k pre-exisiting.Two people, aged 80. They are in Barbados at the moment, but UK citizens.They would like to travel to the USA and be there for about 6months, so say until 1 August to cover.
We would like to add the pre-existing conditions cover, at the $25,000 amount. Can you confirm if there are restrictions or rules on this that we need to look at?
We might want to travel back to Barbados, so I assume it should be the world including USA.
Can you help?
Regards,
Liberty
The INF Premier X is a fixed or limited plan. Please look over the brochure for details. The pre-existing condition coverage is covered like anything else but with a higher deductible and lower maximum as you note. To get $25,000 coverage for pre-existing conditions, you must choose the higher deductible of $5,000.
The INF plan covers only Mexico, USA, and Canada, not exactly worldwide coverage. (not Barbados).For all information about the plan, go here:
INF Premier X Plan:
We wish you and yours safe and happy travels!
Thanks,
Customer support,
Customer care
www.americanvisitorinsurance.com
(877) 340 7910
How do I file a claim with INF Premier X Insurance?
To file a claim with INF Premier X Insurance, follow these steps:
- Download the Claims Form: Access the INF Premier X insurance claims form online.
- Contact Customer Support: For guidance or assistance, call the toll-free number 888-207-1694 or contact us via WhatsApp at 380-234-2040 (available 24/7 worldwide).
- Complete and Submit Documents: Fill out the claims form and send it, along with any required supporting documents, to the Claims Department:
- Mailing Address: Robin Assist, P.O. Box 211879, Dallas, TX 75211.
- Email Assistance: For additional help or inquiries, email claims@robinassist.com.