HTH Worldwide

HTH Worldwide Group Choice Insurance

What is HTH Worldwide Group Choice travel insurance?

Group Choice Insurance is a comprehensive international travel insurance plan designed to protect your group for overseas travel and to explore the world. Our flexible plans offer coverage for a wide range of medical emergencies and unforeseen circumstances, including evacuation, repatriation, and trip interruption. Whether you're a student group, a corporate team, or a family traveling together, Group Choice has a plan to meet your specific needs.

The group option is ideal for students, missionaries or leisure travelers going abroad for trips of 6 months in length. There are 2 options for groups of travelers—one for travelers with a primary health plan and one for those without a primary health plan. Each plan has a range of medical limits and deductible choices. Click on "Get Quote" to see more benefit details.

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HTH Worldwide Group Choice Insurance Reviews

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Rating
AM Rating: A Excellent.
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Underwriter
4 Ever Life
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Coverage Type
Primary
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Maximum limits
Maximum limits from $50,000; $100,000; $500,000; $1,000,000
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Deductible options
Deductible options from
$0, $100, $250, $500

How much coverage does GeoBlue Group Choiceinsurance offers?

The policy maximum amount of coverage is the cumulative total amount of Dollar amount benefit that is available by GeoBlue Group Choiceinsurance. Once reached, no other benefits will be available. GeoBlue Group Choiceinsurance has policy maximum options of $0, $100, $250, $500

What is a deductible in GeoBlue Group Choiceinsurance?

The deductible is the Dollar amount that insured travelers need to pay for coverage before the GeoBlue Group Choicetravel insurance actually starts to pay. GeoBlue Group Choiceinsurance has deductible options of $0, $100, $250, $500

What are the key highlights of Group Choice insurance?

  • Single Trip Option for Travelers with Primary Health Insurance
  • If you are traveling with 5 or more people, you qualify for a group rate 10% lower than standard rates.
  • Choice of varying medical limits and deductibles
  • For trips outside the U.S. up to 6 months for ages 95 or younger
  • Covers pre-existing conditions for medical services and medical evacuation

Who is eligible for Group Choice insurance plan?

  • Applicant's home country must be the US.
  • Applicant's age must be under 95 years.
  • Travelers enrolled in a primary plan are eligible.
  • The initial payment must be made in the home country before departing from one of these states.
  • For children under age 6, must be enrolled with a parent, aunt, uncle or grandparent.

What are the benefits of Group Choice insurance?

  • Professional Services:
    Surgery, anesthesia, in-hospital doctor visits, diagnostic X-ray and lab 100%
    Office Visits: including X-rays and lab work billed by the attending physician 100%
    Inpatient Hospital Services:
    Surgery, X-rays, In-hospital doctor visits 100%
    Inpatient medical emergency 100%
    Ambulatory Surgical Center 100%
    Ambulance Service (non-Medical Evacuation) 100% up to $1000
  • Outside the U.S. Outpatient prescription drugs 100% of Reasonable charges up to $5,000
    Dental Care required due to an Injury 100% of Reasonable Charges with a maximum benefit of $500 per Trip Period
    Dental Care for Relief of Pain 100% of Reasonable Charges with a maximum benefit of $250 per Trip Period
    Physical and Occupational Therapy 6 visits per Period of Insurance, $100 Maximum payment per visit
  • Accidental Death and Dismemberment Maximum Benefit Principal Sum up to $50,000
    Repatriation of Remains Maximum Benefit up to $25,000
    Dental Care for Relief of Pain 100% of Reasonable Charges with a maximum benefit of $250 per Trip Period
    Emergency Medical Transportation Maximum Benefit per Trip Period for all Evacuations up to $500,000
    Emergency Family Travel Arrangements Covered up to $2,500
    Lost Baggage & Personal Effects Coverage* Maximum benefit of $500 per Trip Period and limited to $100 maximum benefit per bag or Personal Effect
    Post Departure Trip Interruption Transportation* Maximum benefit of $1,000 per Trip Period
    Post Departure Trip Interruption Quarantine Coverage* Lodging & Incidentals Maximum benefit of $50 per day, up to 10 days

Group Choice Insurance - FAQ's

1. Who is eligible for Group Choice Insurance?

Typically, groups of 5 or more travelers who meet specific eligibility criteria can enroll in a GeoBlue Voyager group plan.

2. Does Group Choice insurance meets Schengen visa requirements?

Yes, Group Choice insurance does meet the Schengen visa requirements. It provides the necessary minimum coverage of €30,000 (around $50,000) for emergency medical expenses and covers all member states of the Schengen Area.

3. Is there coverage for COVID-19?

Yes, COVID-19 is treated like any other eligible medical condition occurring after the policy's effective date.

4. Are group rates lower than individual rates?

Yes, group enrollees qualify for a rate 10% lower than standard rates.

5. Are acts of terrorism covered under this plan? or Does the insurance plan cover terrorism-related incidents?

Yes, illnesses or injuries related to terrorism or a terrorist act are covered, except in countries with open hostilities where the member must not be engaged in hostile activities.

6. How do I get a quote for Group Choice Insurance?

You can get a quote for Group Choice Insurance by contacting American Visitor Insurance or calling us at 877-340-7910.