Diplomat International Insurance Reviews

Diplomat International Covid19 Insurance Cost

Age & Citizenship
Destinations
Start Date
End date

Diplomat International insurance reviews

Policy maximum
  • $50k $100k $250k $500k $1M
  • Age 80+: $20k
Deductible options
$0 $50 $100 $250 $500 $1,000 $2,500 $5,000
Insurance provider
Global Underwriters
Diplomat International rating
AM Best Rating: "A" (Excellent)
Diplomat International insurance underwriter
Underwritten by HDI Global Specialty SE.
Plan life
15 days to 365 days.
Coinsurance of Diplomat International

The plan pays 100%

100%

Diplomat International Links

  • Brochure
  • Details
  • Claims
  • Provider network
  • Comprehensive

A working example of using Diplomat International insurance *

Let us take an example for Plan A: The medical bill is $25,000; Deductible is $100 and choosen Policy Maximum is $50,000
  • Insurance coverage is $50,000
  • Deductible is $100 per certificate period
  • Coinsurance for claims : After the deductible, underwriters will pay 100% up to the policy limit
  • Total medical expenses is $25,100
The Diplomat International Insurance plan covers set amount up to a maximum of $50,000. The insured must pay the deductible ($100). After that, the insurance company pays fixed amount as defined in the policy for specific treatment. In hypothetical case, the insured has to pay the difference between the amount insurance pays and the actual billed amount.
Expense Amount billed Amount Insurance Pays Amount Insured Owes
Deductible $100 $0 $100
Hospital Room Rent $9,000 $9,000 $0
Surgery $15,000 $15,000 $0
X Ray $1,000 $1,000 $0
Total: $25,100 $25,000 $100
*Disclaimer:- We have done everything to the best of our ability to make the insurance information up-to-date and accurate. However this information does change periodically and we cannot guarantee 100% accuracy.

Diplomat International Quarantine travel insurance

  • Covid-19 insurance by Diplomat International insurance The Diplomat International covers Covid-19 as any other illness. The claim will be subject to all terms and conditions outlined in the policy plan provision.
  • The test for Covid19 will be covered ordered by a medical physician who deems it medically necessary, the insured fits the criteria for the test and the insured’s policy is active during the time of the testing.
  • The medical expenses would be covered as well during the time of the policy, if the signs and symptoms started during the effective date of the policy and will be paid per the parameters of the policy.
  • There is no trip cancellation coverage and Trip Interruption does not cover any conditions related to Covid-19.
  • No coverage for Vaccinations.
quarantine coverage

Diplomat International Insurance Information

  • Diplomat International Insurance Advantages

    • It is a comprehensive coverage plan.
    • Travelers 71-79 years can get coverage of $50,000 and $100,000 while 80+ travelers can get coverage of $20,000.
    • Refund of premium before the policy start date after deducting the cancellation charges.
    • Optional Riders coverage for hazardous activity, athletic sports and home country coverage.
    • Co-insurance: Plan pays 100% of covered expenses outside USA and Canada up to the policy maximum.
    • This plan covers for trip interruption, emergency reunion and in hospital benefit.
    • Deductible per policy period.
    • Provides an excellent sports rider for adventurous sports such as snowboarding, mountain climbing, and motor scooter.
  • Diplomat International Insurance Disadvantages

    • Plan covers only individuals traveling outside their home country but not US.
    • There is no refund after the policy starts date, though the policy holder is not traveled.
    • Does not cover pre-existing conditions for non-US citizens.
    • Cannot be renewed.
Compare Diplomat travel insurance plans

Global Underwriters Travel insurance - FAQ's

Global Underwriter insurance - FAQ's

01. Is Global Underwriters a reliable insurance company?

Global Underwriters insurance is a leader in underwriting and administration of international health care systems for travelers. With over 50 years of involvement and expertise in the travel insurance industry Global Underwriters offer travel medical insurance for individuals traveling on business, vacationing or migrating to a foreign country.

Global Underwriters insurance has specially curated travel insurance plans to offer world-class service for International Accident & Sickness Medical coverage.

02. What is the cost of Global Underwriters travel insurance?

The Global Underwriters travel insurance cost will depend on the age of the traveler, the type of coverage and the length of the journey. Typically, travel health insurance policies can start even as low as $1 per day but is much higher for older travelers.

03. What are the different types of Global Underwriters travel insurance?

Some of the different types of travel insurance plans offered by Global Underwriters are:

04. What is the difference between the Global Underwriters insurance plans?

The different types of travel insurance plans offered by Global Underwriters have different coverage options and benefits. For example, the Diplomat America plan provides coverage for non-U.S. citizens traveling to the United States, while the Diplomat International plan provides coverage for U.S. citizens traveling outside of the United States. The Diplomat Long term is useful for longer stays beyond 90 days.

05. How do I purchase Global Underwriters Insurance?

You can purchase Global Underwriters Insurance on American Visitor Insurance at buy Diplomat insurance. You can also call them at (877)-340-7910 to get more information on how to apply for Global underwriters travel health insurance from licensed insurance agents.

06. What are the requirements for applying for Global Underwriters insurance?

The main requirements for applying for Global Underwriters insurance is the travelers passport details and the travel dates. You can apply for Global Underwriters insurance online on American Visitor Insurance or call (877)-340-7910 to get help in applying for Global Underwriters insurance.

07. For which countries can I buy Global Underwriters travel insurance?

Global Underwriters insurance is available for international visitors outside their home country.

08. What is the eligibilty to buy Global Underwriters insurance?

To be eligible for Global Underwriters insurance coverage, you must not be a citizen of the host country you are traveling to.

09. Is there coverage for covid illness in Global Underwriters travel insurance?

GlobalUnderwriters insurance covers covid as a new sickness in their Diplomat America Insurance and Diplomat Long Term travel insurance plans for Non US citizens and Non US residents visiting the US.

10. Is Global Underwriters insurance a legit company?

Global underwriters insurance reviews indicate that it has left its presence in the travel insurance industry for several years. The international medical insurances are designed to cater to the medical risks for US and non US Citizens who travel overseas for various reasons.

Global Underwriters reviews indicate that along with their comprehensive international accident & sickness medical insurance plans, they also offer special risk insurance products like Defense Base Act, Kidnap & Ransom and business travel accident coverage.

11. Why should I buy travel insurance from Global Underwriters?

Global Underwriters insurance has many years of expertise and offers exceptional service to its customers worldwide. Global Underwriters has a plan for all international travelers. The Claims processing, underwriting division are committed to provide good insurance solutions for travellers.

12. Does Diplomat Insurance cover covid illness?

Diplomat travel insurance will cover eligible medical expenses resulting from COVID. Eligible medical expenses are medically necessary expenses that are not subject to another plan exclusion.

13. What is Travel health insurance coverage

Planning to travel overseas needs detailed and well balanced planning of the trip. It is very important for travelers to buy travel health insurance while travelling away from their home country and if you plan for a long trip then long term holiday planner coverage is needed. A travel insurance cover will provide protection towards all sudden accidents and illness. While traveling to the US, international travelers should include a visitors insurance cover for a safe and stress free travel.

The domestic health insurance of the home country invariably provides little or no coverage in a new country. A visitors medical diplomat insurance plan will protect the insured from huge medical bills in case of hospitalization in a foreign country. An insured traveler can get cashless medical facilities up to the insured amount within the US.

14. What is travel health insurance plan?

A travel health insurance (also known as visitors insurance) plan provides coverage for travelers outside their home country for both long and short trips as opposed to domestic health insurance which cover offers protection for the insured within their home country.The visitors medical insurance offers protection both for medical and travel accidents and illness while on an international trip.

The insured receive medical care and assistance for unexpected medical and travel events while travelling overseas.
Visitor health insurance is available for all categories of the travelers like for vacationers, business men, Students, short visits and annual multi-trips depending on the duration of the stay and the visa type of the traveler.

15. What does visitors medical insurance cover?

A visitors health insurance plan covers:

  1. Any new sickness or injury that occurs during the trip after the start of the policy.
  2. Accidents or illness occurred during the trip
  3. Medical emergencies and medical evacuation
  4. Cover for hospital treatment, doctor expenses and prescribed drugs
  5. Some plans cover acute onset of pre-existing conditions
  6. Dental emergencies (again offered by some insurance plans)

16. What does the visitor health insurance not cover?

  1. Preventive care like routine health checks, physical examinations, inoculation, vaccination
  2. Regular treatment for pre-existing conditions
  3. Medical emergencies and medical evacuation
  4. Maternity coverage if conception occurs before purchase of visitor health insurance

17. What are the different types of visitor insurance plans?

There are broadly two types of visitors health insurance that a traveler can choose based on their travel requirements.
Fixed benefit travel insurance coverage: A fixed benefit insurance plan is a basic plan with lower benefits and lower premiums. These covers offer basic standard medical coverage and stay in case unforeseen medical or travel events occur while traveling away from home country. There are few plans that cover acute onset of pre-existing conditions up to a certain limit.

Comprehensive travel insurance coverage: Comprehensive travel insurance offers exhaustive coverage but are more expensive when compared to the fixed benefit plans. Most of the comprehensive plans offer coverage for acute onset of pre-existing conditions. The insured can visit doctors within their PPO network to get cashless services. There are many US insurance providers who offer good comprehensive visitors health insurance plans like Patriot America Plus, Safe Travel USA Comprehensive, Atlas Travel and Liaison Travel Plus.

18. How can the insured use US visitor health insurance?

Hospitals and Urgent care – the Insured can produce their visitor medical insurance card at the urgent care in an event of falling sick or injured while in the US. If the insured requires medical assistance then he can visit a hospital where cashless medical services can be availed.

Prescriptions – The insured can buy prescribed medicines for a medical ailment that occurs during travel and file a claim for reimbursement along with the proof of the receipt.
Travelers to the US or anywhere outside their home country should have adequate visitor insurance coverage for a safe journey.

19. Is Covid covered for Diplomat International?

For Diplomat International plan: Covid is excluded on the Diplomat International plan. This plan does not cover any claim in any way caused by or resulting from:

  1. Severe acute respiratory syndrome covid (SARS-CoV-2).
  2. any mutation or variation of SARS-CoV-2.
  3. any fear or threat of a), b) or c) above.
  4. For travel insurance, please buy Diplomat longterm insurance with Global Underwriters travel medical coverage.

What are some insurance terms important in Diplomat International Insurance reviews

Diplomat International health insurance reviews

  • Plan Maximum coverage of Diplomat International travel insurance:
    This the maximum coverage that the plan would offer for the medical expenses. Diplomat International insurance offers plan maximum options of $50,000, $100,000, $250,000, $500,000, $1,000,000 are available.
  • What is a deductible in Diplomat International visitors insurance?
    This is the initial amount the traveler needs to pay before the insurance actually start paying. Remember higher deductible have less premium than a plan with lower deductible.Diplomat International insurance has deductible options from $0 to $5000.
  • What is a provider network of Diplomat International Medical Insurance?
    It is a network of health care providers. Insurance companies form these in order to control the costs of health care. An insurance plan would pay 100% of the eligible expenses if the insured is admitted to hospital or health care center within the provider network.
  • What is coinsurance in Diplomat International visitor insurance?
    The plan pays 100% to the medical maximum outside USA and Canada.
  • Renewability of Diplomat International Travel health insurance
    Diplomat International Insurance can be renewed from 15 days to 365 days.
  • Eligibility to buy Diplomat International Insurance Online
    It is ideal for individuals travelling outside their home country excluding USA.
  • Diplomat International Insurance underwritten by Underwritten by HDI Global Specialty SE and rating "A (Excellent)" by AM Best Rating.
  • This plan is not available for travel to Afghanistan.

Global Underwriters travel insurance links