Quotes for Diplomat International insurance

Diplomat International travel insurance

  • The minimum period of coverage is 5 days and the maximum is 12 months. Coverage can be purchased in 15 day and/or monthly increments.
  • Covers for Medical and Travel Assistance to individuals while traveling outside their Home Country, but not to the United States.
Diplomat International links

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Comprehensive

Compare Diplomat travel insurance plans and choose the best plan among them.

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A working example of using Diplomat International travel insurance (Offered by Global Underwriters)

Let us take an example for Plan A: The medical bill is $25,000; Deductible is $100 and choosen Policy Maximum is $50,000
  • Insurance coverage is $50,000
  • Deductible is $100 per certificate period
  • Coinsurance for claims : After the deductible, underwriters will pay 100% up to the policy limit
  • Total medical expenses is $25,000
The Diplomat International Insurance plan covers set amount up to a maximum of $50,000. The insured must pay the deductible ($100). After that, the insurance company pays fixed amount as defined in the policy for specific treatment. In hypothetical case, the insured has to pay the difference between the amount insurance pays and the actual billed amount.

Diplomat international

Diplomat International

Expense Amount billed Amount Insurance Pays Amount Insured Owes
Hospital Room Rent $9,000 $9,000 $0
Surgery $15,000 $15,000 $0
X Ray $1,000 $1,000 $0
Total: $25,000 $25,000 $0
*Disclaimer:- We have done everything to the best of our ability to make the insurance information up-to-date and accurate. However this information does change periodically and we cannot guarantee 100% accuracy.

  • Advantages
  • Disadvantages

Diplomat International Insurance advantages

  • It is a comprehensive coverage plan.
  • Travelers 71-79 years can get coverage of $50,000 and $100,000 while 80+ travelers can get coverage of $20,000.
  • Refund of premium before the policy start date after deducting the cancellation charges.
  • Optional Riders coverage for hazardous activity, athletic sports and home country coverage.
  • Co-insurance: Plan pays 100% of covered expenses outside USA and Canada up to the policy maximum.
  • This plan covers for trip interruption, emergency reunion and in hospital benefit.
  • Deductible per policy period.
  • Provides an excellent sports rider for adventurous sports such as snowboarding, mountain climbing, and motor scooter.

Diplomat International Insurance Disadvantages

  • Plan covers only individuals traveling outside their home country but not US.
  • There is no refund after the policy starts date, though the policy holder is not traveled.
  • Does not cover pre-existing conditions for non-US citizens.
  • Cannot be renewed.

What are some insurance terms important in Diplomat International Insurance reviews?

  • Plan Maximum coverage of Diplomat International travel insurance:
    This the maximum coverage that the plan would offer for the medical expenses. Diplomat International insurance offers plan maximum options of $50,000, $100,000, $250,000, $500,000, $1,000,000 are available.
  • What is a deductible in Diplomat International visitors insurance?
    This is the initial amount the traveler needs to pay before the insurance actually start paying. Remember higher deductible have less premium than a plan with lower deductible.Diplomat International insurance has deductible options from $0 to $5000.
  • What is a provider network of Diplomat International Medical Insurance?
    It is a network of health care providers. Insurance companies form these in order to control the costs of health care. An insurance plan would pay 100% of the eligible expenses if the insured is admitted to hospital or health care center within the provider network.
  • What is coinsurance in Diplomat International visitor insurance?
    The plan pays 100% to the medical maximum outside USA and Canada.
  • Renewability of Diplomat International Travel health insurance
    Diplomat International Insurance can be renewed from 15 days to 365 days.
  • Eligibility to buy Diplomat International Insurance Online
    It is ideal for individuals travelling outside their home country excluding USA.
  • Diplomat International Insurance underwritten by Brit Syndicates Limited on behalf of Syndicate 2987 at Lloyd's. and rating "A (Excellent)" by AM Best Rating.

Global Underwriters Diplomat travel insurance links

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