Diplomat Long Term travel Insurance

Ideal for Long term holiday planner coverageSudden recurrence of a Pre-existing Conditions

Diplomat Long Term Insurance Cost

Age & Citizenship
Destination
Start date
End date
Xplorer Essential Insurance

Diplomat Long term travel medical insurance

Diplomat Long Term Insurance offers long term medical insurance coverage to travelers who need long term holiday planner coverage for any age travelling outside or inside the US. The plan is renewable up to 3 years. Senior Travelers 80 years and over are covered up to $20,000. Offers optional coverage for treatment of injuries resulting from adventure sports. Ideal for US citizens visiting USA.

Key benefits of Diplomat Long Term Insurance

International Accident & Sickness Insurance

Pre-existing condition

Comprehensive plan

Sports coverage

Renewability

Coverage for Students

Diplomat Long Term Visitor insurance reviews

Insurance provider
Global Underwriters
Deductible options
$0 $50 $100 $250 $500 $1k $2,500 $5k
Diplomat Long Term Insurance Rating
AM Best Rating: "A" (Excellent)
Diplomat Long Term Underwriter
Underwritten by C&F Cayman SPC for and on behalf of ITI SP.
Coinsurance of Diplomat Long Term
In Network - After you pay the selected deductible, the plan pays 80% up to $5k of eligible costs.
100%
Out of Network
80%

Then 100% to the Medical Maximum. There will be an additional $250 deductible for each emergency room visit as a result of an Illness.

Plan life
Minimum of 3 months to 365 days per policy period. Diplomat LongTerm insurance can be renewed online up to maximum up to 3 years.

Diplomat Long Term Links

  • Brochure
  • Benefits
  • Advantages
  • Disadvantages
  • Reviews
  • Claims
  • Provider network
  • Comprehensive
Need Help
NEED HELP?
Contact our customer service team
We are here to help you!

Diplomat Long Term travel insurance summary, Best travel insurance USA


What is the Eligibility to buy Diplomat Long Term visitors Insurance?
  • Non US Residents while visiting the US.
  • Individuals travelling outside their home country.

Diplomat Long Term Insurance Renewability

This plan can renewable up to 3 years.


Diplomat Long Term insurance Coinsurance?
  • For treatment received outside the U.S : No coinsurance.
  • For treatment received within the U.S :
  • Inside of the United States: The plan pays 80% up to $5,000 of eligible costs, then 100% to the medical maximum. Additional $250 deductible for each emergency room visit as a result of an Illness is available. The emergency room deductible will be waived if hospital admittance is within 12 hours of the incident.
  • Outside of the United States: The plan pays 100% to the medical maximum outside USA and Canada.

Diplomat Long term Travel insurance optional riders

The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.

  • Home Country Coverage Rider
  • Enhanced Political and Natural Disaster Evacuation Rider
  • War Risk Coverage
  • Additional AD&D
  • Athletic and Hazardous Activity Rider

Diplomat Long Term Insurance Refund

Global Underwriters will provide a refund of your plan cost, less a $25 processing fee, will be considered only if written request is received by Global Underwriters prior to the effective date of coverage. After that date, the premium is considered fully earned and non-refundable. Partial refunds are not available.


Diplomat Long Term Insurance Policy Maximum
  • Ages 14 days through 69 years:
    Diplomat Long Term Plan A - $500k; Diplomat Long Term Plan B - $1M;
  • Ages 70 years through 79 years: $100k;
  • Age 80 years and over: $20k

Plan benefits of Diplomat Long Term insurance

  • Emergency Medical Evacuation & Repatriation $500k
    Return of Mortal Remains $50k
    Return of Minor Child $50k
    Emergency Medical Reunion $50k
    Interruption of Trip $5k
    Loss of Baggage $50 per article; up to a maximum of $250
    Political & Natural Disaster Evacuation $50k; ($100k if enhanced political and natural disaster evacuation rider is purchased)
    In Hospital Indemnity (for US citizens only) $100 per day to a maximum of 10 days
    Seat Belt and Airbag Benefit Up to $25k.
    Felonious Assault Benefit Covered
    Home Alteration and Vehicle Modification Up to a maximum of $2,500 (within one year after the date of the accident)
    Coma Benefit Covered ($250 per month).
  • Emergency Dental Treatment Accident: Usual & Customary Expense; Palliative: $100
    Emergency Dental Treatment (Accident) Usual and Customary Expense for emergency Dental Treatment to natural teeth
  • Accidental Death and Dismemberment $25k with paralysis, coma
  • Sudded Recurrence of a Pre-existing Conditions Up to $20k; ($2,500 for age 65 and older)
  • Excess Benefits All Coverage, except Accidental Death & Dismemberment, shall be in excess of all other valid and collectible insurance.
Get quotes for Diplomat Long Term Travel Insurance!

Review and compare the best Diplomat International Travel insurance quotes.

Buy Diplomat Long Term Travel Insurance quotes »

Diplomat Long Term Travel insurance - Common Questions

Diplomat Long Term insurance - FAQ's

01. Does Diplomat Long Term Insurance cover covid illness?

Global Underwriters Covid19 travel insurance by Diplomat Long Term travel insurance for covid coverage will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2. Eligible medical expenses are medically necessary expenses that are not subject to another plan exclusion.

02. Which diplomat will give you $5000 coverage?

The Diplomat Long Term travel Insurance offers $5000 for interruption of Trip coverage.

Diplomat Long Term insurance, Global Underwriters travel insurance for Covid

Diplomat Long Term Insurance by Global Underwriters offers coverage for covid. It is available for Non-US citizens or residents travelling to the US. Pre-existing ailments are however excluded, which means that travelers infected before the plan effective date, will be considered as an pre-existing medical condition and will not provide coverage for that ailment.

Global underwriters travel insurance offers coverage for covid. If it is pre-existing, then it's excluded. That is of the travelers is infected before the plan effective date, the travel insurance will treat it as pre-existing and will not offer coverage for it.

Steps to buy travel insurance


Complete the quote form by entering your travel information

Review the best insurance plans of reliable US providers

Compare travel insurance plans based on price and benefits

Select the best travel insurance for your needs and buy it online
Compare Global Underwriters Diplomat Insurance Plans

Global Underwriters Travel insurance - FAQ's

Global Underwriter insurance - FAQ's

01. Is Global Underwriters a reliable insurance company?

Global Underwriters insurance is a leader in underwriting and administration of international health care systems for travelers. With over 50 years of involvement and expertise in the travel insurance industry Global Underwriters offer travel medical insurance for individuals traveling on business, vacationing or migrating to a foreign country.

Global Underwriters insurance has specially curated travel insurance plans to offer world-class service for International Accident & Sickness Medical coverage.

02. What is the cost of Global Underwriters travel insurance?

The Global Underwriters travel insurance cost will depend on the age of the traveler, the type of coverage and the length of the journey. Typically, travel health insurance policies can start even as low as $1 per day but is much higher for older travelers.

03. What are the different types of Global Underwriters travel insurance?

Some of the different types of travel insurance plans offered by Global Underwriters are:

04. What is the difference between the Global Underwriters insurance plans?

The different types of travel insurance plans offered by Global Underwriters have different coverage options and benefits. For example, the Diplomat America plan provides coverage for non-U.S. citizens traveling to the United States, while the Diplomat International plan provides coverage for U.S. citizens traveling outside of the United States. The Diplomat Long term is useful for longer stays beyond 90 days.

05. How do I purchase Global Underwriters Insurance?

You can purchase Global Underwriters Insurance on American Visitor Insurance at buy Diplomat insurance. You can also call them at (877)-340-7910 to get more information on how to apply for Global underwriters travel health insurance from licensed insurance agents.

06. What are the requirements for applying for Global Underwriters insurance?

The main requirements for applying for Global Underwriters insurance is the travelers passport details and the travel dates. You can apply for Global Underwriters insurance online on American Visitor Insurance or call (877)-340-7910 to get help in applying for Global Underwriters insurance.

07. For which countries can I buy Global Underwriters travel insurance?

Global Underwriters insurance is available for international visitors outside their home country.

08. What is the eligibilty to buy Global Underwriters insurance?

To be eligible for Global Underwriters insurance coverage, you must not be a citizen of the host country you are traveling to.

09. Is there coverage for covid illness in Global Underwriters travel insurance?

GlobalUnderwriters insurance covers covid as a new sickness in their Diplomat America Insurance and Diplomat Long Term travel insurance plans for Non US citizens and Non US residents visiting the US.

10. Is Global Underwriters insurance a legit company?

Global underwriters insurance reviews indicate that it has left its presence in the travel insurance industry for several years. The international medical insurances are designed to cater to the medical risks for US and non US Citizens who travel overseas for various reasons.

Global Underwriters reviews indicate that along with their comprehensive international accident & sickness medical insurance plans, they also offer special risk insurance products like Defense Base Act, Kidnap & Ransom and business travel accident coverage.

11. Why should I buy travel insurance from Global Underwriters?

Global Underwriters insurance has many years of expertise and offers exceptional service to its customers worldwide. Global Underwriters has a plan for all international travelers. The Claims processing, underwriting division are committed to provide good insurance solutions for travellers.

12. Does Diplomat Insurance cover covid illness?

Diplomat travel insurance will cover eligible medical expenses resulting from COVID. Eligible medical expenses are medically necessary expenses that are not subject to another plan exclusion.

13. What is Travel health insurance coverage

Planning to travel overseas needs detailed and well balanced planning of the trip. It is very important for travelers to buy travel health insurance while travelling away from their home country and if you plan for a long trip then long term holiday planner coverage is needed. A travel insurance cover will provide protection towards all sudden accidents and illness. While traveling to the US, international travelers should include a visitors insurance cover for a safe and stress free travel.

The domestic health insurance of the home country invariably provides little or no coverage in a new country. A visitors medical diplomat insurance plan will protect the insured from huge medical bills in case of hospitalization in a foreign country. An insured traveler can get cashless medical facilities up to the insured amount within the US.

14. What is travel health insurance plan?

A travel health insurance (also known as visitors insurance) plan provides coverage for travelers outside their home country for both long and short trips as opposed to domestic health insurance which cover offers protection for the insured within their home country.The visitors medical insurance offers protection both for medical and travel accidents and illness while on an international trip.

The insured receive medical care and assistance for unexpected medical and travel events while travelling overseas.
Visitor health insurance is available for all categories of the travelers like for vacationers, business men, Students, short visits and annual multi-trips depending on the duration of the stay and the visa type of the traveler.

15. What does visitors medical insurance cover?

A visitors health insurance plan covers:

  1. Any new sickness or injury that occurs during the trip after the start of the policy.
  2. Accidents or illness occurred during the trip
  3. Medical emergencies and medical evacuation
  4. Cover for hospital treatment, doctor expenses and prescribed drugs
  5. Some plans cover acute onset of pre-existing conditions
  6. Dental emergencies (again offered by some insurance plans)

16. What does the visitor health insurance not cover?

  1. Preventive care like routine health checks, physical examinations, inoculation, vaccination
  2. Regular treatment for pre-existing conditions
  3. Medical emergencies and medical evacuation
  4. Maternity coverage if conception occurs before purchase of visitor health insurance

17. What are the different types of visitor insurance plans?

There are broadly two types of visitors health insurance that a traveler can choose based on their travel requirements.
Fixed benefit travel insurance coverage: A fixed benefit insurance plan is a basic plan with lower benefits and lower premiums. These covers offer basic standard medical coverage and stay in case unforeseen medical or travel events occur while traveling away from home country. There are few plans that cover acute onset of pre-existing conditions up to a certain limit.

Comprehensive travel insurance coverage: Comprehensive travel insurance offers exhaustive coverage but are more expensive when compared to the fixed benefit plans. Most of the comprehensive plans offer coverage for acute onset of pre-existing conditions. The insured can visit doctors within their PPO network to get cashless services. There are many US insurance providers who offer good comprehensive visitors health insurance plans like Patriot America Plus, Safe Travel USA Comprehensive, Atlas Travel and Liaison Travel Plus.

18. How can the insured use US visitor health insurance?

Hospitals and Urgent care – the Insured can produce their visitor medical insurance card at the urgent care in an event of falling sick or injured while in the US. If the insured requires medical assistance then he can visit a hospital where cashless medical services can be availed.

Prescriptions – The insured can buy prescribed medicines for a medical ailment that occurs during travel and file a claim for reimbursement along with the proof of the receipt.
Travelers to the US or anywhere outside their home country should have adequate visitor insurance coverage for a safe journey.

19. Is Covid covered for Diplomat International?

For Diplomat International plan: Covid is excluded on the Diplomat International plan. This plan does not cover any claim in any way caused by or resulting from:

  1. Severe acute respiratory syndrome covid (SARS-CoV-2).
  2. any mutation or variation of SARS-CoV-2.
  3. any fear or threat of a), b) or c) above.
  4. For travel insurance, please buy Diplomat longterm insurance with Global Underwriters travel medical coverage.

Global Underwriters travel insurance related links

Diplomat Long Term Travel Insurance Restrictions

  • Coverage is NOT available for travel in Afghanistan, Cuba, or Iran.
  • Coverage is NOT available for residents of Australia and Iran, or residents of New York, Maryland and South Dakota.

Global Underwriters travel insurance links