Best Hazardous Sports Travel Insurance

Hazardous sports travel insurance provides coverage for eligible high-risk activities that standard travel insurance often excludes. Select plans with an optional Hazardous Activities Rider offer emergency medical coverage up to $2,000,000, medical evacuation, and other travel medical benefits, with premiums starting from $1 per day.

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What Counts as a "Hazardous Activity"?

Insurers classify certain sports and activities as higher-risk because of the increased chance of injury. These are typically excluded from standard coverage unless you add the Hazardous Activities Rider. Commonly covered activities under the rider include:

  • Skiing/snowboarding off marked trails
  • Scuba diving (certified, depth limits apply)
  • Bungee jumping
  • Whitewater rafting
  • Rock climbing / mountaineering (altitude limits apply)
  • Skydiving / parachuting
  • Motorcycle/moped riding
  • Water skiing, jet skiing, and other water sports
  • Zip-lining and canyoning

Tip: If your activity isn't listed, call our licensed agents at call (877)-340-7910 - we can confirm eligibility before you buy.

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What Is the Best Hazardous Sports Travel Insurance for the USA?

Visit USA Standard


A budget-friendly travel medical plan for international visitors that can be enhanced with the optional Hazardous Activities Rider. It provides emergency medical coverage, hospitalization, medical evacuation, and protection for eligible hazardous sports and adventure activities during your trip.

Visit USA Superior


Comprehensive travel medical insurance with the optional Hazardous Activities Rider for eligible adventure sports. A great choice for travelers seeking higher benefit limits and broader protection during adventure trips.

WorldMed Inbound


A flexible travel medical plan that can be enhanced with the optional Hazardous Activities Rider. Provides emergency medical coverage, hospitalization, medical evacuation, and protection for eligible hazardous sports at a budget-friendly price.

flight_takeoff OUTSIDE USA COVERAGE

Which Hazardous Sports Travel Insurance Is Best for International Travel?

Intermedical


A cost-effective travel medical plan for international travel that can be enhanced with the optional Hazardous Activities Rider, providing reliable protection for eligible adventure sports.

WorldMed Outbound


A premium travel medical plan offering higher benefit options and optional hazardous sports coverage, making it well suited for travelers taking longer or more adventurous international trips.

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