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Seven Corners Inbound USA Elite Insurance Reviews

Quotes for Inbound USA Elite Visitor Insurance

Inbound USA Elite Insurance Review

Inbound USA Elite
Insurance provider
Seven Corners
Plan life
5 days to 364 days(extend up to 1,092 days)
Inbound USA Elite Insurance can be renewed online up to 1,092 days.
Deductible options?
Ages 14 Days to 69 years:$0; $50; $100
Ages 70 to 99 years:Not Available
Policy maximum?
Ages 14 Days to 69 years:$50,000; $75,000; $100,000; $125,000; $150,000
Ages 70 to 99 years:Not Available

Inbound USA Elite Insurance - Key Highlights

  • This is a fixed benefit insurance plan that provides a policy maximum of up to $150,000 for people of age 70 years and below and does not cover people above age 70 years.
  • Non US citizens coming to the US can buy this plan.
  • Acute onset of pre-existing conditions is available up to the age of 70 years only for up to $100,000
  • Mental and nervous disorder and substance abuse is covered like any other illness.

Inbound USA Elite Visitor insurance

  • Most suitable for non US citizens visiting USA.
  • It covers the spouse, traveling companion and children.
  • Different plan maximum options available from $50,000 up to $150,000.
  • Acute onset of pre-existing conditions for travelers upto 70 yrs.
  • Ratings: "A" (Excellent) by A.M. Best.
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Compare US Inbound Visitor Medical Insurance Plans by Seven Corners

Compare & review Inbound insurance offered by seven corners; Inbound USA Basic, Inbound USA Choice & Inbound USA Elite plans.
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Seven Corners Inbound USA Elite Insurance Summary

Inbound USA Elite Underwriter
Inbound USA Elite Rating
AM Best Rating: "A" (Excellent)

What is the eligibility to buy Inbound USA Elite Insurance?
Inbound USA Elite Eligibility
  • It provides coverage for Non US citizen traveling to the U.S.
  • This plan also provides coverage for their Spouse, Traveling Companions, and Child(ren).

Refund Inbound USA Elite Insurance Refund
  • Seven Corners will provide a refund of your plan cost if they receive a written request from you prior to your coverage start date. If they receive your written request after your coverage start date, the unused portion of your plan cost may be refunded minus a cancellation fee if you have not submitted any claims.
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A working example of using Inbound USA Elite travel insurance (Offered by Seven Corners)
Consider an Inbound USA Plan A example where your:
  • Insurance coverage is $50,000
  • Deductible is $100 per certificate period
  • Your claims for medical expenses is $22,500
Below is a simple calculation showing how much the plan/insurance company pays you:
  1. Subtract the deductible from claims amount - $22,500 minus $100 equals $22,400. Insured bears $100.
  2. The insurance provider pays fixed amounts based on the schedule of benefits (as shown in the table) and you have to pay the remaining balance.
Inbound USA Elite

Inbound USA Elite

Expense Amount billed Amount Insurance Pays Amount Insured Owes
Deductible $100 $0 $100
Hospital Room & Board including Laboratory Tests,
X-rays, Prescription Medical and other miscellaneous
$4,000/day for 3 days Up to $3,000/day, 3 day maximum $3,000
Surgical Treatment $8,000 $7,500 $500
Prescription Drugs $600 $250 $350
Diagnostic X-rays & Lab Services $1,800 $1,000 $800
Total: $22,500 $17,750 $4,750

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Inbound USA Elite visitor insurance – frequently asked questions

If your travel plan is changed and want to cancel Inbound USA Elite insurance, you have to submit a written request to cancel@sevencorners.com for cancellation and refund of your premium. The subject of the email must contain the first name and last name of the policy holder. While the body of the email must contain the name of the policy holder, birth date, certificate number and date of cancellation. If you have filed claims for reimbursement, your premium is non refundable.
Following are the cancellation policy terms and conditions:
Cancellation before effective date:

  • Full refund of premium.
Cancellation after effective date:
  • A cancellation fee will be charged will be charged by the insurance company.
  • Unused portion of the plan cost will be refunded.

Inbound USA Elite offers coverage for acute onset of pre-existing conditions. Visitors to USA aged less than 70 years can avail coverage up to $100,000. No coverage for visitors above 70 years for pre-existing conditions.

Inbound USA Elite insurance is an affordable US visitor insurance having specific benefit limits for different covered medical expenses. These benefit limits are not the same as the plan medical maximum. You can visit any hospital or doctor, since there will be no discounted rates, the plan will only pay up to the clearly defined limits for different expenses.

Inbound USA Elite insurance offers fixed benefit coverage. After the deductible amount, Inbound USA Elite pays fixed amounts based on the schedule of benefits and you have to pay the remaining balance. For detailed working example of how it works, you can review Inbound USA Elite insurance working example

  • Restrictions
  • Exclusions
  • Claims
special-coverage Inbound USA Elite Insurance Restrictions
  • State Restrictions: The plan will not accept a mailing address in Maryland, Washington, New York, South Dakota, and Colorado.
  • Country Restrictions: The plan will not accept an address iin Cuba, Islamic Republic of Iran, Syrian Arab Republic, United States Virgin Islands, Gambia, Ghana, Nigeria, and Sierra Leone.
  • Destination Restrictions: The plan will not cover trips to to Antarctica, Islamic Republic of Iran, Syrian Arab Republic, and Cuba.
exclusion-icon Inbound USA Elite Insurance Exclusions
  1. Pre-Existing Condition(s) except as waived under Acute Onset of Pre-Existing Condition(s); Return of Mortal Remains and Local Burial or Cremation in the plan document.
  2. Claims not received by the Company or Administrator within ninety (90) days of the date of service;
  3. Treatment that is Investigational, Experimental, or for research purposes;
  4. Treatment, services, or supplies that are not administered by or under the supervision of a Physician or Surgeon and products that can be purchased without a Physician’s or Surgeon’s prescription;
  5. Routine physicals, inoculations, or other examinations or tests conducted when there is no objective indications or impairments in normal health;
  6. Chiropractic care or acupuncture;
  7. Services, supplies, medications, testing, or Treatment prescribed, performed, or provided by a Relative or Immediate Family Member;
  8. False teeth, dentures, dental appliances, dental expenses, normal ear or hearing tests, hearing aids, hearing implants, eye refractions, eye examinations for prescribing corrective lenses or eye-glasses unless caused by Accidental Injury, eyeglasses, contact lenses, or eye surgery when the primary purpose is to correct nearsightedness, farsightedness, or astigmatism;
  9. Replacement of artificial limbs, eyes, larynx, and orthotic appliances;
  10. Custodial Care, Educational or Rehabilitative Care, or any Treatment in any establishment for the care of the aged;
  11. Vocational, occupational, sleep, speech, recreational, art, or music therapy;
  12. Pregnancy, Illness or complications from Pregnancy, childbirth, abortion, miscarriage including that resulting from an Accident, postnatal care, preventing conception or childbirth, artificial insemination, infertility, impotency, sexual dysfunction, or sterilization or reversal thereof;
  13. Sleep apnea or other sleep disorders;
  14. Mental and Nervous Disorders unless specifically covered herein, Rest Cures, learning disabilities, attitudinal disorders, or disciplinary problems;
  15. Congenital abnormalities and conditions arising out of or resulting therefrom.
  16. Temporomandibular joint;
  17. Occupational Diseases;
  18. Exposure to non-medical nuclear radiation or radioactive materials;
  19. Sexually transmitted diseases, venereal diseases, and conditions and any consequences thereof;
  20. Acquired Immune Deficiency Syndrome (AIDS), AIDS-Related Complex (ARC), or the Human Immunodeficiency Virus (HIV);
  21. Human organ or tissue transplants
  22. Exercise programs whether prescribed or recommended by a Physician or therapist;
  23. Weight reduction programs or the surgical Treatment of obesity including, but not limited to, wiring of the teeth and all forms of intestinal bypass Surgery;
  24. Cosmetic or plastic Surgery including deviated nasal septum; modifications of Your physical body intended to improve Your psychological, mental, or emotional well-being including, but not limited to, sex-change Surgery;
  25. Acne, moles, skin tags, disease of sebaceous glands, seborrhea, sebaceous cyst, unspecified disease of the sebaceous glands, hypertrophic and atrophic conditions of skin, nevus;
  26. Hazardous Activities;
  27. Injuries sustained while participating in professional Athletics, amateur Athletics, or interscholastic Athletics including, but not limited to, events, games, matches, practice, training camps, sport camps, conditioning, and any other activity related thereto and excluding non-competitive, recreational, or intramural activities;
  28. Abuse, misuse, illegal use, overuse, or being under the influence of alcohol, drugs, chemicals, or narcotic agents unless administered under the advice of a Physician and taken in accordance with the proper dosing as directed by the Physician;
  29. Terrorist Activity except as provided in the plan document; War, Hostilities, or War-Like Operations;
  30. Commission of a criminal offense or any other criminal or illegal activity as defined by the local governing body;
  31. You unreasonably fail or refuse to depart a country or location following the date a warning to leave that country or location is issued by the United States government or similar warnings issued by other appropriate authorities of either Your Host Country or Your Home Country;
  32. Service in the military, naval, coast guard, or air service of any country or while on duty as a member of a police force or unit;
  33. Treatment paid for or furnished under any other individual, government, or group policy or Expenses incurred at no cost to You;
  34. You while in Your Home Country unless covered under Incidental Trips to Home Country in the plan document;
  35. Conditions for which travel was undertaken to seek Treatment after Your Physician has limited or restricted travel;
  36. Travel accommodations;
  37. Injury sustained while You are riding as a pilot, student pilot, operator, or crew member, in or on, boarding or alighting, from any type of aircraft;
  38. Injury sustained while You are riding as a passenger in any aircraft (i) not having a current and valid Airworthy Certificate and (ii) not piloted by a person who holds a valid and current certificate of competency for piloting such aircraft;
  39. Flying in any aircraft being used for acrobatic or stunt flying, racing, endurance tests, rocket-propelled aircraft, crop dusting or seeding or spraying, firefighting, exploration, pipe or power line inspection, any form of hunting or herding, aerial photography, banner towing, or any experimental purpose;
  40. Participating in contests of speed or riding or driving in any type of competition; and
  41. Charges incurred for treatment or surgeries which are Experimental/Investigational, or for research purposes; expenses which are non-medical in nature, expenses for Custodial Care, vocational, speech, recreational or music therapy.
claims-icon Inbound USA visitor insurance claims
Please visit: : Seven Corners Claims Forms
Toll Free Number: 1.800.335.0477
Claims Department:
Email: claims@sevencorners.com
Fax: (+1) 317-575-2256
Seven Corners, Inc
. Attn: Claims
303 Congressional Boulevard
Carmel, IN 46032 USA

What are some insurance terms important in Inbound USA Elite Insurance reviews?

Review Inbound USA Elite Insurance to know these important aspects of international visitor insurance for USA:
  • Plan Maximum coverage of Inbound USA Elite travel insurance:
    This the maximum coverage that the plan would offer for the medical expenses. Inbound USA Elite insurance offers maximum coverage up to $150,000 .The coverage may vary for older travelers with reduced plan maximum.
  • What is a deductible in Inbound USA Elite visitors insurance?
    This is the initial amount the traveler needs to pay before the insurance actually start paying. Remember higher deductible have less premium than a plan with lower deductible. Inbound USA Elite insurance offer a set of deductible options for the travelers to choose from. Inbound USA Elite insurance has a range of deductible option from options of $0, $50 and 100.
  • What is a provider network of Inbound USA Elite Medical Insurance?
    It is a network of health care providers. Insurance companies form these in order to control the costs of health care. An insurance plan would pay 100% of the eligible expenses if the insured is admitted to hospital or health care center within the provider network.
  • Renewability of Inbound USA Elite Travel health insurance
    Sometime the travel plans may change and a US visitor may be required to extend their period of stay.Inbound USA Elite Insurance can be renewed up to 364 days(extend up to 1,092 days).
  • Eligibility to buy Inbound USA Insurance Online
    It provides coverage for Non US citizen traveling to the U.S. and this plan also provides coverage for their Spouse, Traveling Companions, and Child(ren).
  • Inbound USA Elite Pre-existing conditions Visitors Insurance for international travelers
    It offer coverage for acute onset of pre-existing conditions for travelers under 70 years of age.
  • This plan Underwritten by Certain Underwriters at Lloyd's of London

Note: For new policies starting after May 1, 2020, Seven Corners plans (Liaison travel insurance, Liaison Student Insurance and other plans) will NOT offer coverage for COVID-19 disease.

IMG travel insurance coverage for Coronavirus (Covid 19)

For new policies starting after March 11, 2020, there is no coverage for COVID-19 disease. The World Health Organization (WHO) in announcing coronavirus as a pandemic has designated the entire world a “level 3” travel zone. Since the coronavirus and COVID-19 is now a known threat (not an unknown possibility), it will no longer be covered by IMG policies. However, if your IMG policy had already started prior to the March 11th announcement and it was NOT to travel into a level 3 travel area (at the time of travel), you will be covered for COVID-19 and that coverage will continue on renewals to that policy.

Most of our travel medical plans provide coverage* for COVID-19 related care if you have purchased and entered the destination country prior to either: 1) the CDC issuing a Warning Level 3 (avoid nonessential travel) for your Destination Country; or 2) a government agency of your Home Country publishing or issuing a Travel Warning or Emergency Travel Advisory regarding your Destination Country.. Eligible Medical Expenses that may be considered for coverage include, but are not limited to, charges for illness, injury or medical evacuation.

There is no coverage* if you have not departed your Home Country/Country of Residence and not entered the destination country prior to either: 1) the CDC issuing a Warning Level 3 (avoid nonessential travel) for your Destination Country; or 2) a government agency of your Home Country publishing or issuing a Travel Warning or Emergency Travel Advisory regarding your Destination Country.

There is coverage* as long as you depart your Home Country/Country of Residence and enter the destination country prior to either: 1) the CDC issuing a Warning Level 3 (avoid nonessential travel) for your Destination Country; or 2) a government agency of your Home Country publishing or issuing a Travel Warning or Emergency Travel Advisory regarding your Destination Country.

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