Policy maximum
$50,000, $100,000, $500,000, $1,000,000
Deductible
$0, $100, $250 and $500
Accidental Death & Dismemberment
Sum up to $50,000
Pre-existing condition
Medical Services and Medical Evacuation
Trip Delay
$50 per day, up to 10 days
Repatriation of Remains
Up to $25,000
Ideal for Solo travelersFamilies abroadBusiness or vacation travelers
HTH TravelGap Excursion is a short-term international travel medical insurance plan designed for U.S. residents who already have a primary U.S. health insurance policy and are traveling outside the United States. It provides robust medical coverage for emergencies abroad, making it an excellent choice for vacationers, students, and business travelers. This plan is particularly valuable when visiting countries where domestic U.S. health insurance offers little or no protection.
With coverage up to $1 million, no deductible for most services, and access to the Blue Cross Blue Shield Global network, it ensures high-quality care overseas. Optional coverage for pre-existing conditions and benefits like medical evacuation and trip interruption make TravelGap Excursion a smart and reliable option for international travelers seeking peace of mind.
HTH TravelGap Excursion offers a strong set of features that make it an excellent choice for U.S. travelers going abroad. Some of the most notable benefits include:
Reviews, Ratings and Experiences
HTH TravelGap Excursion is a comprehensive short-term travel medical insurance plan designed for U.S. residents traveling outside the United States. It is underwritten by HM Life Insurance Company with an A.M. Best rating of A- (Excellent), HTH offers strong financial backing and dependable claims support.
This plan is best for vacationers, study abroad participants, international business travelers, and seniors looking for high-quality medical protection during overseas trips.
Positive features:GeoBlue TravelGap Excursion insurance cost per month ranges from $40 to $825, this is dependent on the age of the traveler, the plan maximum and the deductible.
The cost of TravelGap Excursion is higher for older travelers as they are more likely to need medical care while traveling. Also, the higher the plan limit, the higher will be the premium, while the higher the deductible the lower will be the premium. Travelers up to age of 95 years can choose maximum limits of $50,000, $100,000, $500,000, $1,000,000.
For example here we are showing HTH Worldwide TravelGap Excursion cost per month with deductible $250.
| Age of traveler | Medical Maximum | |||
|---|---|---|---|---|
| $50,000 | $100,000 | $500,000 | $1,000,000 | |
| 19 - 29 years | $40 | $44 | $51 | $52 |
| 30 – 39 years | $51 | $57 | $65 | $67 |
| 40 – 49 years | $74 | $82 | $96 | $98 |
| 50 - 59 years | $103 | $114 | $133 | $136 |
| 60 - 69 years | $150 | $166 | $231 | $236 |
| 70 - 74 years | $286 | $316 | $370 | $377 |
| 75 - 84 years | $501 | $554 | $647 | $660 |
| 85 - 95 years | $626 | $692 | $809 | $825 |
HTH TravelGap Excursion is available to U.S. citizens and U.S. permanent residents who are traveling outside the United States. It is not available to non-U.S. citizens or for domestic trips.
The plan covers a wide range of medical services during international travel, including:
Yes. HTH TravelGap Excursion includes coverage for COVID-19-related medical care, including testing, treatment, and hospitalization, subject to plan terms and limits.
Most medical services under the TravelGap Excursion plan do not have a deductible, making it easier to use and more cost-effective for travelers.
With the HTH TravelGap Excursion plan, you can easily locate English-speaking, Blue Cross-affiliated doctors and hospitals in over 190 countries using the HTH mobile app or member portal. This ensures convenient access to quality healthcare no matter where you're traveling.
You can compare and purchase the TravelGap Excursion plan easily through American Visitor Insurance, which offers expert assistance and plan comparisons.
Yes. Through the Blue Cross Blue Shield Global network, you get access to a large selection of trusted international providers with direct billing options in many countries.
Yes. To be eligible for the HTH TravelGap Excursion plan, you must have a primary health insurance plan based in the United States. This could be an employer-sponsored plan, Medicare, or an ACA-compliant individual plan. The TravelGap Excursion plan is designed to supplement your domestic coverage during short-term international travel, and it does not function as standalone health insurance.
Contact our customer service team, we are here to help you!
To file a claim with TravelGap Excursion health insurance, follow these steps:
