IMG Europe WorldStudy Insurance

WorldStudy student insurance offers full time or part time students, scholars or language learner enrolling in an Educational Institution for the purposes of study. WorldStudy Insurance offers comprehensive health insurance for international student, dependents and groups of students. It is a short term plan and can be renewed annually. The plans are quote popular as they offer coverage in $USD, £GBP, and €Euro options.

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IMG WorldStudy Insurance Reviews

Insurance provider
IMG Europe
WorldStudy Insurance rating
A- (excellent) by A.M. Best
A- (strong) by Standard & Poor’s
Plan life - 30 days up to 12 months
Renewable up to a maximum of 5 years
WorldStudy Insurance underwriter
Sirius International Insurance Corporation

WorldStudy Travel Insurance Links

  • Brochure
  • Benefits
  • Comprehensive plan
  • Provider network
  • Claims
Key Highlights of Visitors Care

WorldStudy Travel Insurance Plan - Key Highlights

  • Flexible medical cover for students, dependents and student groups.
  • Cover for treatment resulting from COVID-19
  • Available in £GBP, €EUR, $USD
  • Two plan maximum limit options
  • Nil excess
  • Choose your area of coverage (Europe, worldwide excluding the USA or worldwide)
  • Freedom to choose your provider
  • Emergency Medical Evacuation and Organised Sports cover
  • Adventure Sports option for additional cover
  • Medical professionals on staff to coordinate member care
  • 24-hour access to information via MyIMG

Plan details of WorldStudy Student Insurance

  • WorldStudy Insurance Eligibility
    • WorldStudy plans are available for cover to individuals and dependents, families, and groups of various nationalities whose Country of Habitual Residence is the United Kingdom or a member state of the European Union.
    • All participants of the plan must be 15 days of age and under 60 years of age at the Effective Date of coverage.
    • For USA citizens who meet the Eligibility requirements to purchase this product:
      • USA citizens requiring Worldwide coverage will have an annual limit of 180 total days of coverage inside of the USA
      • Only brief returns to the USA are covered under the Incidental Return Trip Coverage, as applicable
    • Eligibility to purchase, extend or renew this product, or its terms and conditions, may be modified or amended based upon changes to applicable law.
  • Conditions of Cover
    • Coverage and benefits are subject to the excess and co-insurance, and all terms of the plan and Policy Wording.
    • Coverage under a GlobeHopper plan is secondary to any other coverage.
    • Coverage and benefits are for medically necessary, usual, reasonable and customary charges only.
    • Charges must be administered or ordered by a medical practitioner.
    • Charges must be incurred during the period of insurance or the coverage extension period (if applicable).
    • Claims must be presented to IMG for payment within ninety (90) days from the date the claim was incurred.
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Plan benefits of WorldStudy Student insurance

  • Hospitalisation Full cover*
    Intensive care unit Full cover*
    Medical Expenses Full cover*
    Out-Patient Medical Expenses Full cover*
    Laboratory Full cover*
    Radiology/X-ray Full cover*
    Chemotherapy/Radiation Therapy Full cover*
    Chiropractic Care Full cover*
    Pre-Existing Conditions No cover
    Pre-Admission Testing Full cover*
    Inpatient Mental/Nervous No cover
    Outpatient Mental/Nervous No cover
    Surgery Full cover*
    Maternity and Newborn Care FNo cover
    Extended Care Facility Full cover*
    Home Nursing Care Full cover*
    Emergency Local Ambulance Transport Full cover*
    Prescription Drugs Full cover*
    Emergency Room - Accident Full cover*
    Emergency Room - Illness
    (Subject to an additional excess of £150/€200/$250 if not admitted as an inpatient or day patient)
    Full cover*
    Dental – Injury due to Accident Full cover*
    Dental - Sudden Dental Pain Up to £75/€100/$125
    State Hospital Cash Benefit £60/€75/$100 Per night up to a maximum of 14 nights
  • Emergency medical evacuation Up to £300,000/€400,000/$500,000 Policy Limit (independent of Maximum Limit)
    Emergency reunion Up to $50,000 / £30,000 / €40,000
    Cremation/Burial or Repatriation of Remains Up to $50,000 / £30,000 / €40,000
    24 Hour Emergency Medical Help Line Included
    Natural Disaster Evacuation & Accommodation $100 / £60 / €75 per day for up to five days
    Repatriation for Medical Treatment Up to £30,000/€40,000/$50,000
  • Incidental Return Trip You are covered for trips to your Country of Habitual Residence up to a cumulative period of 30 days during the period of insurance
    Organised Sports Up to £3,000/€4,000/$5,000 per illness or injury
    Terrorism Full Cover
    Personal Liability Up to £750,000/€1,000,000/$1,250,000 combined Maximum Limit for Injury to third person and damage to third person's property £75/€100/$125 per Injury
    Excess for Injury to third person or damage to third person's property: £75/€100/$125 per occurence per damage.
  • Adventure Sports Option Up to £30,000/€40,000/$50,000
  • Area of Cover Options
    (As shown on your Certificate of Insurance. Refer to Area of Cover definition for further details)
    Worldwide excluding USA & Canada
    Worldwide including USA & Canada
    Age Limits Under 60 years for Participant
    Under 60 years for Spouse
    15 days to 18 years for Dependent Child
    Coverage Extension Period Up to three months past policy expiry date for continued treatment of an eligible illness
    World-class Medical Benefits Coverage available for inpatient and outpatient medical expenses Freedom to choose any hospital, clinic, or doctor in your area of cover Medical Benefits