GlobeHopper is a short-term travel medical insurance. GlobeHopper plans are available worldwide to individuals and families of any nationality, for trips outside your home country from five days up to two years. It is avaliable in $USD, £GBP, and €Euro. This insurance is designed to meet the general demands and needs of individuals and families who require international medical insurance and who are temporarily traveling outside their resident country.
GlobeHopper, does provide Covid19 coverage as long as members are not travelling against any travel advisories. GlobeHopper plan meets Schengen visa requirements. IMG Europe can issue a 'visa letter' which mentions that the GlobeHoppers meets these Schengen consulate requirements if the travellers request it.
The National Health System (NHS) in the United Kingdom is only available to residents of the UK or certain types of Visa’s – most short term visitors to the United Kingdom will need insurance and IMG Europe Globehopper works well in this situation.
GlobeHopper travel insurance has a minimum of 30 days travel. It is popular for backpackers, long stay visits (family members) as well as for business travel. It also works well with members looking to get a residency visa where they must provide coverage on the visa application form, they may only need coverage for 3-6 months, so the IMG Europe GlobeHopper plan tends to be more suited compared to annual plan. The IMG Europe GlobeHopper insurance can work alongside any NHS systems, the travelers will be able to travel to any hospital of their choice and ‘go private’.
For example, If the traveller has a private insurance that works alongside the NHS system, this allows the traveller to have quicker access to medical treatment and better facilities – the traveler can receive treatment at st James Street – which is one of the best well known Private hospitals here in the UK.
Regarding billing, all travelers will have the option to go to any facility of their choice, if the company does not have an agreement with them at the GOP stage we will get in touch with the provider to see if they will accept out GOP. For any OP claim this will be on a pay and claim basis
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Yes, specifically the GlobeHopper plan meets these requirements, it can also issue a ‘visa letter’ which mentioned it meets these certain requirements.
|Plan Maximum (per insured person)||$100,000; $250,000; $500,000; $1,000,00 OR
£60,000; £150,000; £300,000; $£600,000 OR
€75,000; €200,000; €400,000; €800,000
|Deductible (per insured person)||$0; $100; $250; $500 OR
£0; £60; £150; £300 OR
€0; €75; €200; €400
|Area of Cover Options
(*All zones exclude coverage within your Home Country i.e. country of primary residence (as identified on your application)
|Available After Departure||Yes|
|Coverage Extension Period||Up to Six Months past policy expiry date for continued treatment|
|World-class Medical Benefits||Coverage available for In-Patient and Out-Patient medical expenses. Freedom to choose any Hospital, Clinic or Doctor in your area of cover.|
|Hospital Room and Board||Up to the Maximum Limit|
|Intensive Care||Up to the Maximum Limit|
|Medical Expenses||Up to the Maximum Limit|
|Out-Patient Medical Expenses||Up to the Maximum Limit|
|Emergency Local Ambulance||Up to the Maximum Limit|
|Prescription Drugs||Up to the Maximum Limit|
|Emergency Room Accident||Up to the Maximum Limit|
|Dental – Injury due to Accident||Up to Maximum Limit|
|Dental - Sudden Dental Pain||Up to $150 / £90 / €115|
|State Hospital Cash Benefit||$100 / £60 / €75 per night up to a maximum of 14 nights|
|International Emergency Care & Assistance|
|24 Hour Emergency Medical Help Line||Included|
|Emergency Medical Evacuation||Up to $500,000 / £300,000 / €400,000 Lifetime Maximum (independent of Maximum Limit)|
|Emergency Reunion||Up to $50,000 / £30,000 / €40,000|
|Cremation/Burial, or Repatriation of Remains||Up to $50,000 / £30,000 / €40,000|
|Return of Minor Children||Up to $50,000 / £30,000 / €40,000|
|Identity Theft Assistance||Up to $500 / £300 / €400 per period of coverage|
|Security and Political Evacuation||Up to $10,000 / £6,000 / €7,500|
|Natural Disaster Evacuation & Accommodation||$100 / £60 / €75 per day for up to five days|
|Terrorism Coverage||Up to Maximum Limit|
|Death as a result of Accident only||15 days to 16 years of age: £3,000 / €3,750 / $5,000
17 to 65 years of age: £16,000 / €20,000 / $25,000
66 to 70 years of age: £6,000 / €7,500 / $10,000
|Citizenship Return Coverage||You are covered for trips to your Country of Citizenship provided it is within your Area of Cover.
For USA Citizens: Cover is provided for up to 60 days for brief returns to the USA per Period of Insurance.
|Adventure Sports||Up to £30,000 / €40,000 / $50,000|
|Incidental Home Trip Coverage||Up to a cumulative two weeks during the period of insurance|