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BCBS Multi Trip Platinum Travel Insurance

Short-Term medical insurance for international travel.

🧭 What Is BCBS Global Solutions Multi Trip Platinum Insurance Plan?

The BCBS Global Solutions Multi-Trip Platinum Plan is a year-long travel medical insurance made for people who travel frequently outside their home country. Instead of buying a new policy every time you travel, you buy this once a year and you’re covered for unlimited trips during that year.

Key Features:
  • Annual Travel Coverage — One plan protects you for a full year of international trips.
  • High Medical Coverage — Up to $1,000,000 in emergency medical protection.
  • Global Doctor Network — Access trusted hospitals and doctors worldwide with BCBS’s large network
  • 24/7 customer service and support available.
  • Covers pre-existing conditions under age 70.

⭐ Multi Trip Platinum Insurance Reviews

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Rating
AM Rating: A
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Period of Coverage
Upto 365 days.
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Maximum limits
Age Under 70 : $1,000,000
Age 70 to 95 : $200,000
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Deductible options
$100
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Best for
  • U.S. residents traveling abroad
  • Older travelers
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Underwriter
4 Ever Life International Limited

👤 Who Is Eligible for BCBS Global Solutions Multi Trip Platinum Insurance Plan?

  • Available to U.S. residents traveling internationally.
  • For ages 14 days to 95 years, with each trip covered for up to 70 days.
  • Must be enrolled in a Primary health insurance.
  • Children under age 6 must be enrolled with a parent.
  • The initial purchase must be made in your home country before departure.

💡 Why Should I Buy BCBS Global Solutions Multi Trip Platinum Insurance?

The BCBS Global Solutions Multi Trip Platinum Insurance is ideal for frequent travelers who want dependable, year-round medical protection abroad. It offers the strength and global network of Blue Cross Blue Shield, covering multiple international trips within a 364-day period, each lasting up to 70 days. With generous medical coverage, emergency evacuation benefits, and support for pre-existing conditions, it provides travelers with complete peace of mind wherever they go.

🌍 Year-Round Multi-Trip Coverage
Enjoy protection for unlimited international trips within a 364-day period, with each trip lasting up to 70 days.
🏥 Comprehensive Medical Benefits
Includes coverage for medical emergencies, hospital care, surgeries, and doctor visits during any covered trip abroad.
🌐 Worldwide Network Access
Blue Cross Blue Shield Global network of doctors and hospitals in over 190 countries for cashless care.
🚑 Emergency Medical Evacuation
Up to $500,000 in coverage ensures fast, safe transport to the nearest qualified medical facility when needed.
❤️Pre-Existing Condition Coverage
The Platinum plan includes protection for stable pre-existing conditions, offering peace of mind for regular travelers.
👵👴 Extended Age Eligibility
Available to travelers up to age 95, making it an excellent option for senior travelers and retirees.
☎️ 24/7 Global Support
Access multilingual customer service and assistance for emergencies, claims, or medical coordination—anytime, anywhere.

✅ What Are the Benefits of Multi Trip Platinum Insurance?

  • Physical Health
    Surgery, anesthesia, in-hospital doctor visits, diagnostic X-ray and lab 100%
    Office visits: including X-rays and lab work billed by the attending physician 100%
    Surgery, X-rays, in-hospital doctor visits 100%
    Inpatient medical emergency 100%
    Ambulatory surgical center 100%
    Ambulance services (non-Medical evacuation) 100% up to $1,000
    Outside the U.S. outpatient prescription drugs 100% of reasonable charges up to $5,000
    Physical and occupational therapy 6 visits per Period of Insurance, $100 Maximum payment per visit
    Dental Care Required Due to an injury 100% of Reasonable Charges with a maximum benefit of $300 per Trip Period
    Dental Care for Relief of Pain 100% of Reasonable Charges with a maximum benefit of $300 per Trip Period
  • Additional Benefits
    Emergency medical evacuations Up to $500,000
    Accidental Death and Dismemberment AD&D Maximum benefit principal sum up to $25,000
    Emergency family travel arrangements GeoBlue plans provide a maximum benefit per trip period up to $2,500
    Hazardous activities Maximum benefit up to $25,000 for claims resulting from downhill (alpine) skiing and scuba diving at a depth of 20 meters or less.
    Lost baggage and personal effects coverage Maximum benefit of $500 per trip period and limited to $100 maximum benefit per bag or personal effect
    Repatriation of remains Maximum benefit up to $25,000
  • Pre-existing Condition
    Pre-existing Condition Coverage for pre-existing conditions is available only if the policyholder has a primary health plan.

🧾 What Are the Features of BlueCross BlueShield Travel Insurance?

BlueCross BlueShield plans come with key features designed to provide peace of mind while traveling:

  • Emergency coverage: Includes coverage for hospitalization, doctor visits, and emergency medical evacuation.
  • Global network: Provides access to an elite network of English-speaking, Western-trained doctors in over 190 countries.
  • Cashless service: In many cases, network doctors can bill BlueCross BlueShield directly, so you may not have to file claims or pay upfront.
  • 24/7 support: Provides access to 24/7/365 concierge service and online support.
  • Mobile tools: The BlueCross BlueShield app helps members find care, schedule appointments, and access telemedicine services.
  • Pre-existing conditions: Some plans, such as the Multi-Trip Gold plan, do not exclude pre-existing conditions, though a primary health insurance plan is required.

❓Have questions?

Our support team is ready to assist you.

❓ Blue Cross Blue Shield Multi-Trip Platinum Travel Insurance - FAQ's

1. Does Blue Cross Blue Shield (BCBS) offer a multi-trip travel insurance plan?

Yes. BCBS offers a Global Solutions Multi-Trip Platinum Plan, designed for travelers who take several international trips a year. It provides year-round coverage under one policy

2. Are pre-existing conditions covered?

Yes, for those with a stable condition and who maintain a primary health plan.

3. What are some notable exclusions?

Routine checkups, preventive care, cosmetic procedures, maternity (except life-threatening complications), treatments in the U.S., elective surgeries, vision/hearing aids, fertility, high-risk sports, and more.

4. What is the deductible and maximum limits?

Deductible options begin at $100. Maximum medical coverage can go up to $1,000,000 depending on selected plan limits.

5. Who is eligible for the Multi-Trip Platinum plan?

The plan is available to U.S. residents who have a primary health insurance plan in their home country. It’s open to travelers from age 14 days up to 95 years.

6. What medical services are covered?

Emergency hospitalization, surgery, doctor visits, lab tests, X-rays, outpatient prescriptions (outside the U.S.), physical/occupational therapy (up to 6 visits), dental for injury or pain relief (within limits)

🧾 What Are the Exclusions of Multi Trip Platinum Insurance?

  • Routine medical checkups, preventive care, or elective procedures.
  • Maternity (except for life-threatening complications).
  • Treatment within the United States.
  • Any fraudulent or misrepresented claims.
  • Vision, hearing aids, fertility, or cosmetic procedures.
  • Professional or extreme sports injuries (e.g., skydiving, mountaineering).

📝 How Do I File a Claim With BCBS Global Solutions Multi Trip Platinum Insurance?

To file a claim with BCBS Global Solutions Multi Trip Platinum Insurance, follow these steps:

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Download Form
Get claim form online

📠

Fax
+1 610 482 9623

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Submit Documents
Mail to Blue Cross Blue Shield Global Solutions, P.O. Box 1748, Southeastern, PA 19399-1748, USA

Why Choose American Visitor Insurance for Multi Trip Platinum Insurance?

  • Trusted U.S. provider with years of experience.
  • Comprehensive coverage including emergency evacuation.
  • Coverage for eligible pre-existing conditions.
  • Instant online quotes and easy purchase.
  • Flexible deductibles and coverage limits.
  • Peace of mind while traveling abroad.
  • 24/7 multilingual support and fast claims.