The Multi-Trip Gold plan is an annual travel medical insurance plan from Blue Cross Blue Shield Global Solutions, meant for people who travel outside their home country multiple times over a 12-month period. Each trip under this plan can last up to 70 days.
It's the more basic version compared to the Gold plan you get core medical and travel emergency benefits, though some high-end features (like the lowest deductibles or full pre-existing condition coverage) are better under Gold.
Key Features:The BCBS Global Solutions Single Trip Gold Insurance is ideal for U.S. residents who want comprehensive, reliable international medical coverage when traveling abroad. It combines the global reach and trust of Blue Cross Blue Shield with the flexibility and benefits travelers need for short- or medium-term trips (up to 182 days).
| Surgery, anesthesia, in-hospital doctor visits, diagnostic X-ray and lab | 100% |
| Office visits: including X-rays and lab work billed by the attending physician | 100% |
| Surgery, X-rays, in-hospital doctor visits | 100% |
| Inpatient medical emergency | 100% |
| Ambulatory surgical center | 100% |
| Ambulance services (non-Medical evacuation) | 100% up to $1,000 |
| Outside the U.S. outpatient prescription drugs | 100% of reasonable charges up to $2,500 |
| Physical and occupational therapy | 6 visits per Period of Insurance, $50 Maximum payment per visit |
| Dental Care Required Due to an injury | 100% of Reasonable Charges with a maximum benefit of $200 per Trip Period |
| Dental Care for Relief of Pain | 100% of Reasonable Charges with a maximum benefit of $100 per Trip Period |
| Emergency medical evacuations | Up to $500,000 |
| Pre-existing Condition | Covered both medical services and medical evacuation |
Yes, if you have a primary health plan, pre-existing conditions are covered for medical treatment and emergency evacuation.
Each trip is covered up to 70 days, with unlimited trips within a 12-month period.
Yes, children under 26 are covered, and disabled children over 26 may also qualify with physician proof. Children under 6 must enroll with a parent or guardian.
Yes, coverage is up to $15,000-$25,000 depending on age.
You can enroll through American Visitor Insurance, submit a completed application, pay the premium, and receive approval from the insurer. Coverage begins once the application is approved and the premium is paid.
No. The initial purchase must be made in your home country (U.S.) before departing on your trip.
No. Eligible family members must be traveling outside the U.S. and scheduled to spend at least 24 hours away from home.
BlueCross BlueShield plans come with key features designed to provide peace of mind while traveling:
Our support team is ready to assist you.
To file a claim with BCBS Global Solutions Multi Trip Gold Insurance, follow these steps:
Download Form
Get claim form online
Fax
+1 610 482 9623
Submit Documents
Mail to Blue Cross Blue Shield Global Solutions, P.O. Box 1748, Southeastern, PA 19399-1748, USA
Email Help
claims@bcbsglobalsolutions.com