BCBS Multi Trip Gold Travel Insurance
Affordable annual plan. Unlimited trips. Worldwide coverage up to $500,000 starting at $145/year
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What Is BCBS Global Solutions Multi-Trip Gold Insurance?
BCBS Multi Trip Gold is an affordable annual travel insurance plan designed for US residents who travel internationally multiple times a year. It offers strong core medical coverage with pre-existing condition benefits, making it an excellent choice for budget-conscious frequent travelers and seniors who want reliable protection without a high annual premium. The BCBS annual multi-trip travel insurance plan is designed for frequent travelers. To be eligible for coverage, each covered trip must be at least 100 miles away from the traveler’s home.
Key Features:- Annual Travel Coverage - for an unlimited number of trips in a 364-day period.
- High Medical Coverage - $500,000 (For individuals aged 70-95, the Maximum benefit is $200,000)
- Includes any pre-existing conditions present before your trip. Many travel medical plans exclude coverage for pre-existing conditions.
- Global Doctor Network - Access trusted hospitals and doctors worldwide with BCBS’s large network
- 24/7 customer service and support available.
How Much Does BCBS Multi Trip Gold Insurance Cost Per Year in 2026?
The BCBS Multi Trip Gold insurance cost starts at just $145 per year, but the final premium varies based on factors such as age, trip duration, coverage limits, and selected benefits.
The prices shown in the table below are based on 365 days of coverage, with a $200 deductible and a maximum benefit of $500,000 for travelers up to age 69. For travelers aged 70 to 99, the maximum coverage is limited to $200,000.
Who Is Eligible for BCBS Global Solutions Multi-Trip Gold Insurance?
- Available to U.S. residents (Not available to residents of New York state and Washington state) Under Age 95
- Must be enrolled in a Primary health insurance.
- Children under age 6 must be enrolled with a parent.
- Travel Requirement: Must be traveling outside the U.S. for at least 24 hours
- Initial purchase must be made in home country prior to departing on trip
Why Should I Buy BCBS Multi-Trip Gold Insurance?
The BCBS Global Solutions Single Trip Gold Insurance is ideal for U.S. residents who want comprehensive, reliable international medical coverage when traveling abroad. It combines the global reach and trust of Blue Cross Blue Shield with the flexibility and benefits travelers need for short- or medium-term trips ( up to 182 days ).
What Are the Benefits of Multi Trip Gold Insurance?
| Surgery, anesthesia, in-hospital doctor visits, diagnostic X-ray and lab | 100% |
| Office visits: including X-rays and lab work billed by the attending physician | 100% |
| Surgery, X-rays, in-hospital doctor visits | 100% |
| Inpatient medical emergency | 100% |
| Ambulatory surgical center | 100% |
| Ambulance services (non-Medical evacuation) | 100% up to $1,000 |
| Outside the U.S. outpatient prescription drugs | 100% of reasonable charges up to $2,500 |
| Physical and occupational therapy | 6 visits per Period of Insurance, $50 Maximum payment per visit |
| Dental Care Required Due to an injury | 100% of Reasonable Charges with a maximum benefit of $200 per Trip Period |
| Dental Care for Relief of Pain | 100% of Reasonable Charges with a maximum benefit of $100 per Trip Period |
| Emergency medical evacuations | Up to $500,000 |
| Pre-existing Condition | Covered both medical services and medical evacuation |
Blue Cross Blue Shield Multi-Trip Gold Travel Insurance - FAQ's
What Are the Features of BlueCross BlueShield Travel Insurance?
BlueCross BlueShield plans come with key features designed to provide peace of mind while traveling:
Includes coverage for hospitalization, doctor visits, and emergency medical evacuation.
Provides access to an elite network of English-speaking, Western-trained doctors in over 190 countries.
In many cases, network doctors can bill BlueCross BlueShield directly, so you may not have to file claims or pay upfront.
Provides access to 24/7/365 concierge service and online support.
The BlueCross BlueShield app helps members find care, schedule appointments, and access telemedicine services.
Some plans, such as the Multi-Trip Gold plan, do not exclude pre-existing conditions, though a primary health insurance plan is required.
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What Are the Exclusions of Multi Trip Gold Insurance?
- Trip Cancellation & Interruption: The plan does not cover trip cancellation or interruption.
- High-Risk Activities: Certain hazardous activities may have limited coverage.
- Availability Restrictions: The plan is not available to residents of New York, Maryland, or Washington.
Multi Trip Gold Insurance Reviews
- Frequent International travelers
- Older travelers
How Do I File a Claim With BCBS Global Solutions Multi Trip Gold Insurance?
To file a claim with BCBS Global Solutions Multi Trip Gold Insurance, follow these steps:
Why Should I Buy Multi Trip Gold Insurance on American Visitor Insurance?
American Visitor Insurance has developed user friendly quote comparison tools to help travelers compare prices and benefits of different Multi Trip Gold travel insurance plans. American Visitor Insurance also has resourceful FAQ's, Forums and Blogs based on customer needs, all of which are designed easily and make an informed decision of buying the best Multi Trip Gold travel insurance plan for your specific requirements. American Visitor Insurance's licensed customer support staff with over two decades of travel insurance experience, help customers by providing answers to any queries or concerns while buying Multi Trip Gold travel insurance. The customer support staff located in different time zones both in the East Coast and West Coast of the US are available at all times to help you with the online application process as well as to help customers while filing for Multi Trip Gold insurance claims should you need to use the insurance coverage while on your vacation.