Venbrook Logo Venbrook International insurance for Indian parents visiting USA

Why choose Venbrook travel insurance for Indian parents visiting the USA?

When Indian parents travel to the USA, especially for extended stays (1–6 months), comprehensive travel medical insurance is essential. The U.S. healthcare system is expensive, and even a single emergency room visit or hospitalization can cost thousands of dollars.

This is where Venbrook travel insurance stands out as a practical, affordable option especially tailored for non-U.S. residents and senior travelers.

  • Specialized coverage for Non-U.S. citizens: Venbrook offers plans that are specifically designed for foreign nationals, including Indian citizens visiting the U.S. Whether your parents are visiting for a family event, vacation, or to support you during childbirth or other personal reasons, Venbrook ensures they're covered during unexpected medical situations.
  • Coverage for Acute onset of pre-existing conditions: Venbrook covers the acute onset of pre-existing conditions like diabetes, BP, or heart issues meaning sudden, unexpected flare-ups (not ongoing treatment). Coverage applies if medical help is sought within 24 hours and the traveler is under 70 years. This provides crucial protection for elderly parents during emergencies.
Best Venbrook travel insurance for Parents visiting USA
  • Affordable premiums for longer durations: Venbrook offers budget-friendly plans for extended stays. Venbrook Essential is a fixed-benefit plan with fixed limits, ideal for cost-conscious travelers. For more coverage, Venbrook Basic and Premier are comprehensive plans with flexible benefits and higher protection, making them suitable for those seeking broader medical coverage.
  • Cardiovascular event coverage: A key highlight of Venbrook Travel insurance is its coverage for cardiovascular events like heart attacks or strokes crucial for Indian seniors who are more prone to heart conditions. It includes hospitalization, ER visits, surgery, and diagnostics. This benefit is often excluded in fixed benefit plans but is included in Venbrook Essential (up to age 70) and Venbrook Premier (up to age 99), either as a separate benefit or under the acute-onset clause, depending on the plan.
  • Flexible coverage options to fit your needs: Venbrook offers a range of plans Basic, Essential, and Premier allowing travelers to choose based on their coverage needs and budget. With coverage limits from $25,000 to $1,000,000, deductibles ranging from $0 to $5,000, and durations from 5 to 364 days, these plans offer the flexibility to balance cost and protection ideal for longer stays of 3 to 6 months.
  • Easy claims support and assistance: Venbrook provides dedicated claims support, helping travelers and families navigate the U.S. healthcare system with confidence. Claims can be filed online or via email, and 24/7 customer service is available for guidance on medical emergencies, documentation, and claim status.

How to choose the best Venbrook insurance for parents visiting the USA?

  • Determine the purpose and duration of their visit: Whether your parents are visiting the U.S. for a few weeks or several months, Venbrook offers flexible plans tailored to their stay. Choose from:
  • Consider their age and medical history:
    • For parents under 70: Venbrook Essential is an affordable fixed-benefit plan with coverage for acute onset of pre-existing conditions, including cardiovascular events, making it ideal for younger senior travelers.
    • For parents between 70 and 89: Venbrook Premier offers comprehensive benefits, higher coverage limits (up to $1 million), and includes dedicated support for heart-related emergencies such as heart attacks or strokes.
    • For travelers aged 80–99: Venbrook still provides strong coverage at higher age brackets where most plans restrict benefits. Venbrook Premier is a solid option for older parents needing broader protection.
Best Venbrook insurance for parents visiting the USA
  • Understand coverage type – fixed vs. comprehensive:
    • Fixed-benefit plans (e.g., Venbrook Essential): Budget-friendly with scheduled limits for each service. Includes essential medical benefits and cardiac emergency coverage, suitable for short trips or healthy travelers.
    • Comprehensive plans (e.g., Venbrook Basic and Venbrook Premier): Offer broader protection, including hospitalization, urgent care, diagnostics, and enhanced acute-onset and cardiovascular event coverage. Best for elderly travelers or those with known health concerns.
    • Choose based on budget and preferences: : Venbrook plans offer flexible coverage with policy limits from $25,000 to $1,000,000, deductibles from $0 to $5,000, and durations from 5 to 364 days. Venbrook Premier also covers travelers up to 99 years, ideal for older parents or longer visits.

What are top Venbrook International insurance plans for Parents visiting USA?

Venbrook Essential insurance

star Rating: A (Excellent) edit_square Underwriter: Crum & Forster SPC

Venbrook Essential is an affordable fixed benefit plan ideal for short U.S. visits. It covers acute onset of pre-existing conditions, including cardiovascular events, and offers customizable deductibles and scheduled benefits making it a smart, budget-friendly option for Indian parents.

  • Coinsurance: Plan Pays fixed limit
  • Direct billing: Through PHCS network
  • Urgent care clinic: Up to $150/visit, max 10 visits.
  • Acute on set of pre-existing condition: Up to policy maximum for ages up to 70 years
  • Cardiovascular event sub limit: Up to $25,000 for ages up to 70 years
  • Well doctor visit: $250 per visit, within 14 days of start date. Minimum 30-day purchase required.
  • Emergency medical evacuation: Up to $100,000
  • Urgent Care: Up to $150 per visit, 1 per day, 30 visits maximum
  • Repatriation of remains: Up to $25,000
  • The cost of Venbrook Essential insurance for a 50-year-old traveler typically ranges from $37 to $108 per month, depending on the selected policy maximum and the chosen deductible amount.
  • Policy maximum?
    $25,000, $50,0000, $100,000 and $150,000

  • Deductible options?
    Age 0 -69 years: $0
    Age 70 – 99 years: $100, $200

  • Period of coverage?
    5 days to 364 days

  • Maximum age limit
    Up to 99 years

Venbrook Basic insurance

star Rating: A Excellent edit_square Underwriter: Crum & Forster SPC

Venbrook Basic is a comprehensive plan ideal for healthy Indian parents visiting the U.S. It offers solid coverage for new medical conditions, emergency care, hospitalization, and COVID-19, with flexible policy maximums and deductibles. While it does not cover pre-existing conditions, it’s a cost-effective option for parents without major health issues.

  • Coinsurance: After deductible, plan pays 80% up to $10,000, then 100% to the selected medical maximum
  • Direct billing: Through PHCS network
  • Acute onset of pre-existing condition: Not covered
  • Urgent care clinic: Up to $50 copay
  • Emergency medical evacuation: Up to $500,000 per policy period
  • Repatriation of remains: Up to $25,000 per policy period
  • Trip Interruption: $2,500 per policy period
  • The cost of Venbrook Basic insurance for a 50-year-old traveler typically ranges from $143 to $261 per month, depending on the selected policy maximum and the chosen deductible amount.
  • Policy maximum?
    $50,000, $100,000, $250,000, $500,000, $1,000,000

  • Deductible options?
    $0, $50, $100, $250, $500, $1,000,$2,500, $5,000

  • Period of coverage?
    5 days to 364 days

  • Maximum age limit
    Up to 79 years

Venbrook Premier insurance

star Rating: A (Excellent) edit_square Underwriter: Crum & Forster SPC

Venbrook Premier is the most comprehensive travel insurance option for Indian parents visiting the USA. It offers high policy maximums (up to $1 million), customizable deductibles, and coverage up to age 99—making it especially suitable for elderly travelers. It’s an excellent choice for families seeking reliable protection for parents with age-related or health concerns.

  • Coinsurance: After deductible, plan pays 100% up to the policy maximum
  • Direct billing: Through PHCS network
  • Acute on set of pre-existing condition: Up to policy maximum for ages up to 70 years
  • Cardiovascular event sub limit: Up to policy max (up to age 64), $25,000 ( age 65–69), $15,000 ( age 70+), per policy period.
  • Emergency medical evacuation: Up to $1,000,000 per policy period
  • Urgent care clinic: Up to $30 copay.
  • Repatriation of remains: Up to selected maximum
  • Trip Interruption: $10,000 per policy period
  • The cost of Venbrook Premier insurance for a 50-year-old traveler typically ranges from $160 to $294 per month, depending on the selected policy maximum and the chosen deductible amount.
  • Policy maximum?
    $50,000, $100,000, $250,000,$500,000, $1,000,000

  • Deductible options?
    $0, $50, $100, $250, $500, $1,000,$2,500, $5,000

  • Period of coverage?
    5 days to 364 days

  • Maximum age limit
    Up to 99 years

How much does Venbrook travel insurance cost for parents visiting USA?

Looking for affordable travel medical insurance for your parents visiting the U.S. from India? Venbrook offers flexible plans starting as low as $37 for a 30-day duration, with options tailored by age, coverage needs, and budget. Whether you’re insuring healthy parents under 60 or seeking high coverage for seniors up to 99 years old, there’s a suitable plan available.

For example here we are showing cost for one month with $0 deductible.

Plan Name Policy Max Coverage Age 50 Age 60 Age 70
Venbrook Essential $25,000 - $150,000 $37 - $108 $49 - $124 $68 - $147
Venbrook Basic $50,000 - $1,000,000 $143 - $261 $170 - $334 $291 - $360
Venbrook Premier $50,000 - $1,000,000 $160 - $294 $217 - $430 $438 - $534

Venbrook insurance FAQs for elderly Indian parents traveling to the US

1.  Which Venbrook plan is best for elderly Indian parents?

Venbrook Premier is the best choice for senior Indian parents, especially those above 70 or even in their 80s and 90s. It provides comprehensive coverage with policy maximums ranging from $50,000 to $1 million, allowing families to choose the level of protection based on medical history and travel duration.

2.  Do Venbrook plans cover pre-existing conditions?

Venbrook Essential and Premier plans offer coverage for the acute onset of pre-existing conditions up to policy maximum for ages up to 70 years , while Venbrook Basic does not.

3.  Is coverage available for heart-related issues?

Yes, Venbrook Essential and Premier plans include benefits for cardiovascular events under acute onset coverage. This is a unique offering from Venbrook Insurance, especially valuable for Indian parents who may be at higher risk for heart-related conditions during their U.S. visit.

4.  Can Indian parents get coverage for COVID-19 treatment?

Yes, all Venbrook plans include COVID-19 treatment as part of their emergency medical coverage.

5.  Are doctor visits and urgent care covered?

Yes, all plans cover doctor visits, urgent care, and hospitalization for eligible medical conditions.

6.  Can I renew or extend a Venbrook plan?

Yes, most Venbrook plans are extendable up to 12 months, depending on the plan selected.

7.  Do Venbrook plans include return of minor children or travel companion benefits?

Yes, eligible plans include up to $25,000 for returning minor children or a travel companion if the insured is hospitalized.