Study USA insurance vs Geo Blue Navigator Student Insurance

Compare Student insurance benefits offered by Study USA and Navigator for Student plans with various maximum coverage limits & deductibles. These two Student insurance plans are comprehensive benefit student insurance plans for international travel which offer pre-existing conditions. Compare price and benefits to find the best Student medical insurance plan for your needs.

How much does student health insurance USA cost?

Compare International students health insurance plans

Email results
Age
Spouse
Start Date
End Date
Coverage
Citizenship
Compare Student Plans
   Study USA   
versus
   Navigator    
Study USA 
Plan Maximum
Deductible
Plan covers Covid19 illness
  Buy Now
Navigator for Student
Plan Maximum
Deductible
Plan covers Covid19
  Buy Now
Insurance Providers
Coinsurance
Outside the U.S: Plan pays 100%
Inside the U.S: Plan pays 100%
Outside the U.S: Up to 100%
In Network: Up to 80%
Outside Network: Up to 60%
Length of Coverage Up to 12 months Unlimited annual and lifetime medical maximum
Renewability Yes : Up to 4 years Yes : Up to 9 months
 Medical Benefits
Hospital room and board Average semi-private room rate, including nursing services Not Available
Intensive care unit Up to the overall maximum limit Not Available
Urgent Care Clinic Not Available
Outside the U.S: Up to 100%
In Network: All except a $75 copay per visit
Outside Network: 60% Coinsurance to Maximum then 100%
 Maternity Care
Maternity Care for a Covered Pregnancy Standard, Preferred and Platinum plan:
IN PPO NETWORK: 80% of eligible expenses; OUT OF PPO NETWORK: Up to the overall maximum. Outside US: 100% coinsurance up to overall maximum.
Covered
Nursery Care of Newborn Standard, Preferred and Platinum plan:
Up to $500 - not subject to coinsurance
Not Available
Therapeutic Termination of Pregnancy Standard, Preferred and Platinum plan:
Up to $500 - not subject to coinsurance
Not Available
 Emergency Services
Emergency local ambulance Basic plan: $300 per injury or illness
Standard, Preferred and Platinum plans: $350 per injury or illness.
Outside the U.S: Up to 100%
In Network: 80% to Coinsurance Maximum then 100%
Outside Network: 60% to Coinsurance Maximum then 100%
 Dental
Emergency dental treatment Basic and Standard plans: Not Available.
Preferred and platinum plan: Up to $100 to alleviate pain.
Covered
Dental Treatment - Due to Accident Basic and Standard plans: Not Available.
Preferred and platinum plan: Up to $1K maximum per certificate period.
Covered
 Pre-Existing Condition
Pre-Existing Conditions Basic: No benefit
Standard: 12 months, $500 maximum per certificate period.
Preferred: 12 months waiting period
Platinum: 6 months waiting period
Covered
 Life
AD&D Basic plan:Not Available
Standard plan:Up to $5K lifetime maximum
Preferres and Platinum plans:Up to $25K lifetime maximum.
Maximum Benefit: Principal Sum up to $10K
 Evacuation
Emergency medical evacuation Basic plan:$50K lifetime maximum
Standard plan:$250K lifetime maximum
Preferred and Platinum plans:$500K lifetime maximum.
Unlimited lifetime maximum benefit up to $250K
Emergency reunion Basic plan:Up to $1.5K, maximum of 15 days
Standard and Preferred plan:Up to $2.5K, maximum of 15 days
Platinum plans:Up to $5k, maximum of 15 days
Not Available
Return of mortal remains or cremation/burial Basic, Preferred and Standard plan:$25K lifetime maximum
Platinum Plan:Up to $50K lifetime maximum.
Not Covered
Intercollegiate, interscholastic, intramural or club sports Basic, Preferred and Standard plan: Not Available.
Platinum plan: Optional Buy-Up: $10K.
Not Covered
Terrorism $50K maximum lifetime limit Covered
Unique Advantages
  • Offers coverage to F2 visa holders only if the F1 visa holders are covered under this plan.
  • Comprehensive coverage plan with benefits per incident.
  • Option for family coverage.
  • Only student plan that covers 100% 1 wellness exam per year
  • It is a comprehensive plan.
  • It provides UNLIMITED annual and lifetime medical maximum with no waiting period
  • Pre-existing conditions covered with creditable coverage.
 Student Insurance
Underwriter HCC Lloyd’s Syndicate 4141. 4 Ever Life
Rating "A" (Excellent) "A-" (Excellent) carrier.
Brochure and Details
An overview

Comparision of Geoblue Navigator for Student vs Study USA insurance

There are popular insurance providers offering competitive international student health insurance plans. Before buying It is advisable to compare student medical insurance for international studies satisfying yours and university requirements.

The best international student insurance for studying abroad are Study USA Insurance from Travel Insurance Services with AM Best Rating of "A" (Excellent), and Navigator for Student Insurance from GeoBlue.

Factors for comparing Study USA insurance vs Navigator for Student insurance

Following are some of the student insurance aspects that students need to focus on while comparing among Study USA Navigator for Student Insurance:

Compare medical maximum coverage:

Usually student plans have an university requirement for a per injury sickness plans. All of the student plans satisfy this requirement. Study USA insurance offer coverage up to $500K while Navigator for Student insurance offers coverage up to $8 Million.

Compare deductible options:

Study USA insurance has a range of deductible option from $0 up to $500 while Navigator for Student insurance has $0 to $5K deductible option

Compare provider network:

It is a network of health care providers. Insurance companies form these in order to control the costs of health care. An insurance plan would pay 100% of the eligible expenses if the insured is admitted to hospital or health care center within the provider network.

Compare coinsurance options:

Study USA Insurance
  • In PPO Network: Up to 80% after deductible
  • Out PPO Network: Plan pays 100%
Navigator for Student Insurance
  • In PPO Network: Up to 80% up to overall maximum limit
  • Out PPO Network: Plan pays 60%

Contrast the renewability options:

Study USA insurance can be renewed up to 4 years and Navigator for Student can be renewed up to maximum of 12 months.

Pre-existing conditions coverage:

Study USA Standard and Preferred plans have 12 months waiting period while Platinum plan have 6 months waiting period while Navigator for Student insurance the Pre-existing conditions covered with creditable coverage.

What is international student health insurance?

International student health insurance is health insurance coverage for individuals who are studying abroad either short or long term while away from their home countries. Many of the US domestic health insurance plans may not cover a person fully while abroad. Also, some international programs may require certain levels of health insurance while participating in their programs. Luckily, we at American Visitor Insurance have made it easy to compare and find a cheapest health insurance for international students in USA just right for you and your situation.

What is the best health insurance for international students?

The best student medical insurance will vary for each student. There is no single student insurance which will work as the best international student health insurance plan for all students. The factors to consider while identifying the best student insurance will be the coverage benefits, the provider network and the cost of the health insurance for international students.

  • FEATURES
  • Eligible for J-1 visa
  • Pre-existing Cover
  • Maternity
  • Renewable and Cancellable
  • Deductible Choice
  • A.M. Best Rating
  • Covid coverage
  • Underwriter
  • Provider
  • Buy now
  • Study USA
  • Yes
  • Yes, 12 months of waiting period
  • Covered
  • Yes
  • $0 to $500
  • "A" (Excellent)
  • Yes
  • HCC Lloyd’s Syndicate 414
  • Travel Insurance Services
  • Buy Now
j1 visa

Not on a F1 visa? Please review these other visa categories

J1 visa holders

Insurance for Exchange scholars satisfying visa requirements

Know more »

F2 dependents

Insurance plans for dependents of an F1 visa holders.

Know more »

US Student Abroad

Insurance plans for US students studying outside their home country.

Know more »

J2 dependents

Insurance for J2 visa dependants satisfying visa requirements.

Know more »

OPT Status within F1 visa

Insurance plans for students on OPT status, OPT student health insurance.

Know more »

M1 visa holders

Medical insurance for students on vocational training.

Know more »
NEED HELP?

Contact our customer service team, we are here to help you!

Study USA vs Navigator for Student Insurance - FAQ's

  • Study USA Insurance - FAQ's

    What are the benefits of Study USA insurance?

    Study USA Insurance is an international travel health insurance for people traveling outside their home country and is available to both US and Non US citizens.

    Green Card holders in the USA and new immigrants are not eligible to purchase Study USA insurance. This includes coverage for medical expenses, evacuation, repatriation, emergency reunion, pre-existing conditions and other related benefits.


    What is the coverage area of Study USA insurance?

    Study USA is international health insurance for people traveling outside their home country and is available to both US and Non US citizens.


    How much does Study USA insurance cost?

    The cost of the Study USA insurance will vary depending on the age of the traveler, the type of coverage, the travel destination and the duration of travel. Typically, visitors travel insurance policies cost can start even as low as $1 per day, but will be much higher for older travelers.


    How do I purchase Study USA insurance?

    You can purchase Travel Insure services on American Visitor Insurance at buy You can purchase Travel Insure services on American Visitor Insurance at buy Study USA insurance. You can also call them at (877)-340-7910 to get more information on how to apply for Study USA insurance from licensed insurance agents..


    How do I get the college waiver form for Study USA?

    After purchasing Study USA insurance, please fill in your portion of the information in the college waiver form and sign it. The form has to be sent to Travel insurance Services either though fax at (610) 537-9851 or through email it to susaforms@travelinsure.com. Travel Insurance Services will complete the form and fax it back to the school within one business day.


    Can I buy Study USA if I am already outside my home country and studying?

    Yes, you can buy Study USA insurance as long as you satisfy the eligibility requirements.


    Can the Study USA insurance plan be renewed?

    Yes, the Study USA plan can be renewed up to a period of 4 years as long as the eligibility requirements are satisfied.


    Does Study USA Insurance cover Covid?

    Travel Insure student insurance with the Study USA Insurance plan covers medical expenses resulting from COVID.

  • Navigator for Student Insurance - FAQ's

    What is Navigator for Student Insurance?

    Navigator for Student Insurance offers worldwide coverage for students in United States. It provides UNLIMITED annual and lifetime medical maximum with no waiting period for preventive services.The plan covers pre-existing conditions with creditable coverage.


    Does Navigator for Student will pre-existing conditions?

    Yes. Navigator for Student insurance covers pre-existing conditions with creditable coverage.


    What are the coverage limits of Navigator for Student Insurance?

    Navigator for Student insurance provides UNLIMITED annual and lifetime medical maximum with no waiting period for preventive services.


    Does Navigator for Student will Preventative Care?

    Yes.This plan covers preventive care services with no waiting period or sublimit. No precertification penalty for inpatient or outpatient care.


    Are Geo Blue Travel insurers a reliable insurance company?

    GeoBlue is the trade name for the international health insurance programs of Worldwide Insurance Services, an independent licensee of the Blue Cross Blue Shield Association.Geo Blue travel insurance for more than 20 years have assisted globally in the complications of international healthcare and provide confidence for its members to travel safe and peacefully. The travel insurance solutions provided by Geo Blue provide excellent coverage for US citizens traveling overseas, travelers on work, study, Expats who live and travel internationally often.


    Is there coverage for Covid-19 illness in Geo Blue travel insurance?

    GeoBlue Voyager plan covers COVID-19 as a covered illness up to age 95.The essential treatment is covered however there may be policy deductible applicable.


    Is Geo Blue Travel insurers a good company?

    GeoBlue is the trade name for the international health insurance programs of Worldwide Insurance Services, an independent licensee of the Blue Cross Blue Shield Association. GeoBlue provides easy access and peace of mind to travelers and expats living around the globe. Their elite network of providers, innovative online tools, telemedicine tools and exceptional customer service set completely different standards for a full, reliable, suitable protection of your health and safety in the global community.


    Why should I buy travel insurance from Geo Blue Travel insurers?

    GeoBlue is a self-governing licensee of the Blue Cross Blue Shield Association who offer borderless access with a premium quality healthcare system with high-tech service for all travelers to feel secure while traveling around the world. Travelers can be rest assured that their travel requirements will be covered for a safe trip.


    Do these Navigator for Student meet the J-1 program Visa requirements?

    Yes, the plan benefits and three deductible options meet the requirements. The deductible options that meet the requirements are the 0, 250 and 500 plans.


    How GeoBlue Navigator for Student insurance plan works?
    • Customer applies online or via a paper application. Applicant is tracked to you when the customer uses your unique web link or brochure.
    • Plan is medically underwritten and coverage may be: 1) Issued with standard rates or 2) Rated up or 3) Declined for coverage based on health history.
    • Coverage is renewable at the consent of the member and insurer. Note: Members can keep the plan for a maximum of 9 months after returning home.
    • Welcome materials are sent electronically and via mail.
    • Members are invited to register on the website, mobile site or app.

Compare best student insurance online quotes

Compare quotes online for student insurance online, Comparison of student insurance from top rated insurance providers.

Click here to read more »

Going to the US to Study?

Comparing student insurance to find the plan for your needs.

Click here to read more »

International Student health insurance in USA

Comparing international student insurance to find the plan for your requirements.

Click here to read more »
international travel insurance

Resourceful international medical insurance information for students

International student insurance FAQs

Commonly asked questions about the cheapest student health insurance.

Student health insurance resources

Resources for cheapest insurance for international students in USA.

Factors to consider student insurance

Factors while buying best international student health insurance USA.
Know more »

Student health insurance information

Student insurance forum

Customer queries and answers about medical insurance.
Read more »

Student Insurance blog

Blogs about buying student health Insurance.
Read more »

Student Insurance Claims

Claims about the student medical insurance.
Read more »

Review student health insurance plans - Blogs and articles

Study USA plan

Study USA Health Insurance provides affordable student medical insurance to foreign students studying in the US and to US registered students studying abroad. This flexible, comprehensive plan is tailored to the specific needs of students and their dependents.

Navigator for Student Plan

GeoBlue Navigator offers comprehensive benefits and a range of deductible options that allow members to select the right amount of insurance coverage for their budget and lifestyle. Navigator for Student Insurance offers worldwide coverage for students in United States.


Expertise in offering travel insurance
20+ years!

Customers from
All U.S. states!

Customers from over
180 countries!