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Student travel insurance USA, International student travel insurance

Find the best international student health insurance plan for your needs.
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Does the traveler need Schengen Visa Insurance or Long term Europe Visa insurance?

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Sports coverage required?

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Maternity coverage required?

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Travel insurance with vacation cost coverage included?

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International Student Health Insurance Coverage highlights

International student insurance benefits for students

Travel insurance for students studying in usa

Student Travel Insurance USA

Student travel insurance is a type insurance that covers the specific needs and risks of travel insurance for exchange students who are studying abroad either in the United States, or US students abroad. It can provide coverage for medical expenses, trip cancellation, loss of baggage, personal liability, and more. When US students who are traveling abroad, either as a group or as individuals, be it for a short visit of a few days, or for longer stays of a semester abroad or even longer, it is important to have very good student insurance from the US since healthcare in different countries might not be good and this insurance can help them better access the best healthcare available. Having good student travel insurance will also help US students with trip cancellation or any trip interruption expenses given the possible disruptions in international travel while outside the United States. US students may also want to look for optional features such as cancel for any reason (CFAR), which allows you to cancel your trip for any reason and get a partial refund of your trip cost. For international students coming to the United States, typically on the F1 visa, they should be aware that the US has higher medical costs than other countries and hence having good student travel insurance is imperative.

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Best international student health insurance in USA

  • Which is the best student insurance in USA?

    Health insurance for F1 students in USA, Medical insurance for international students

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    Patriot Exchange Insurance

    • IMG's Patriot Exchange insurance is designed for International students or Cultural Exchange scholars.
    • It is a very affordable plan and meets J visa requirements and F Visa for international students.
    • Covers pre-existing condition after 12 months of continuous coverage $500 per period of coverage; $1,500 lifetime maximum.
    • The student can buy this plan with a sports rider to cover activities such as downhill skiing.
    • Patriot Exchange Insurance can be renewed online up to 48 months.
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    Student Health Advantage

    • Provides coverage for international student medical insurance to students and scholars pursuing their education outside their home country.
    • Student Health Advantage Platinum covers Maternity Newborn Care.
    • Standard plan covers pre-existing condition after 12 months of a waiting period.
    • Platinum plan covers pre-existing condition after 6 months of a waiting period.
    • This plan can be renewed for up to five years.
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    Student Secure Insurance

    • Student Secure provides excellent insurance cover to international students and scholars outside their home country.
    • Covers acute onset of pre-existing conditions up to $25k lifetime maximum for eligible expenses.
    • This plan is ideal for J1 and F1 and OPT students.
    • Sports activities, leisure, recreational,entertainment or fitness is covered upto overall maximum limit.
    • This plan can be renewed for up to four years.
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    Study USA

    • Study USA Health Insurance provides affordable student travel insurance for students studying in USA and to US registered students studying abroad.
    • Covers Sports & Activities - Leisure, Recreational, Entertainment, or Fitness.
    • Study USA standard, preferred and platinum covers maternity care for a covered pregnancy.
    • Study USA Standard and Preferred plans have 12 months waiting period for pre-existing conditions and platinum covered after 6 months waiting period.
    • This plan can be renewed for up to four years.
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    Geoblue Navigator For Student

    • Offers worldwide coverage for international students and faculty outside their home country.
    • Offers Unlimited annual and lifetime medical maximum.
    • Pre-existing conditions exclusion can be waived with proof of prior creditable coverage.
    • Coinsurance is waived for care outside the U.S.
    • Sports, terrorist and alcohol-related injuries are covered.
    • Exceeds J-1 visa requirements.
    • No waiting period associated with any preventive services.
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    Atlas America

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    • Available for International students and exchange program participants.
    • Excellent plan for international students who are on the OPT status.
    • Covers acute onset of pre-existing conditions up to the age of 79 years.
    • Available for Non-US Citizens traveling outside their home country.
    • Covers treatment of complications of pregnancy during the first 26 weeks of pregnancy.
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    Voyager Choice Insurance

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    • Offers coverage for Students or teachers going abroad for a semester.
    • Covers pre-existing conditions for medical services and medical evacuation, for individuals with a current U.S. health plan.
    • Access to doctors and hospitals in 190 countries.
    • Applicant's home country must be the US.
    • Requires a primary health plan.
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    Diplomat America

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    • This plan is ideal for students, study abroad and international exchange students.
    • Covers pre-existing conditions after 24 months waiting period.
    • Available for Non Us citizens and Non US residents visiting the US.
    • Covers athletic & hazardous sports activities.
    • This plan can be available from 15 days to 365 days.
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    Voyager Essential

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    • Offers coverage for Students or teachers going abroad for a semester.
    • Pre-existing conditions are covered with a 180-day exclusion.
    • Access to doctors and hospitals in 190 countries.
    • Applicant's home country must be the US.
    • Does not require a primary health plan.
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    Worldmed

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    • Offers coverage for students.
    • Worldmed is international health insurance for people traveling outside their home country and is available to both US and Non US citizens.
    • Acute onset of pre-existing conditions is covered up to $200k up to age 60 and for age 60-64 it is $20k.
    • Intercollegiate sports activities, recreational activities and hazardous activities are optional add on benefits on the plan.
    • Available from 5 days to 364 days.
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    Diplomat Long Term

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    • This plan is ideal for study abroad, work study programs and international exchange students.
    • Available for Non US Residents while visiting the US.
    • Covers Unexpected Recurrence of a Pre-existing Condition(US Citizens only)
    • Offers optional Athletic and Hazardous Activity Rider.
    • Covers optional war risk coverage.
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    Diplomat International

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    • This plan is ideal for students, study abroad and international exchange students.
    • Available for people traveling outside their home Country excluding USA.
    • Covers Unexpected Recurrence of a Pre-existing Condition(US Citizens only)
    • Offers optional Athletic and Hazardous Activity Rider.
    • Covers optional war risk coverage.
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    Atlas MedEvac Insurance

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    • Designed for Study abroad student seeking supplemental Emergency Medical Evacuation coverage to meet school or visa requirements.
    • Offers coverage to international students and visitors traveling to the U.S.
    • Available for people age above 14 days and below 50 years.
    • Emergency Medical Evacuation coverage is available for up to $50k.
    • This plan can be available from 5 days to 365 days.
    • Repatriation of remains coverage is available for up to $25k.
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    Medical Evacuation and Repatriation Insurance

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    • Offers coverage for International students or scholars.
    • Medical Evacuation and Repatriation provides annual coverage that meets J Visa and other visa requirements.
    • Any non US citizen and non US resident who is travelling to the United States and Participating in full-time educational activities can buy this plan. You are not required to have a visa.
    • Available from 5 days to 364 days.
    • Available for people age above 14 days and below 65 years.
student group travel insurance

Student group travel insurance

If more than two students are traveling overseas, you can buy the student group insurance plan. Buying a group insurance plan makes it easier to administer the plan as well as works out to be cheaper than buying individual student travel plans.

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Steps to buy
Best International student insurance

 1: Finding the available best health insurance for international plans

Complete the student insurance quotes request form by providing details of the student and insurance requirements.

 2: Compare the different medical insurance options from the student insurance quotes for USA student visa requirements.

Compare the price and the benefits of the different travel insurance options to identify what fits your needs best.

 3: Buy the student health insurance that you like best.

Purchase the plan that fits your requirements and budget best by using a credit card and completing the online application.

 4: Review the students medical insurance plan documents received by email

Review the travel insurance policy documents received by email closely for coverage details and relevant contact numbers.

Step by step travel insurance

Steps to buy medical insurance for F1 students

international student insurance USA
The steps for buying the best student health insurance for international students in the US are:
  • Find out from your University/School/College if they offer the best health insurance for international students in usa.
  • If they offer health insurance for F1 students, is it mandatory to buy that University plan, or do they allow other F1 student health insurance plans.
  • If you are allowed to buy an alternative best health insurance for F1 students in USA, then compare cheapest insurance for international students on American Visitor Insurance.
  • Compare the cheap insurance for international students here with the University plan based on price as well as coverage benefits.
  • You can also buy health insurance for F2 visa holders and medical insurance for J2 visa holders if required.
  • Select the international student health insurance plan that best fits your budget and needs.
  • On buying the best health insurance for f1 students in usa, you will receive all the relevant documents by email.

Advantages of our US Student insurance compared to University insurance

  • The student medical insurance on American Visitor Insurance are designed specifically for international students.
  • Our US Student insurance options offer comparable coverage to University insurance plans but are significantly cheaper.
  • These US student health insurance provide coverage throughout the country and are not limited to the proximity of any college.
  • Some of our student medical insurance for OPT status can be bought even if the student is not taking courses on campus.
  • We offer health insurance for international students as well as for the spouse and dependents of the student visa holder even if the primary visa holder has a different insurance.
  • The medical insurance for international students on American Visitor Insurance travels with the student and is not limited to any University. Unlike any University insurance, if the student switches a college, the health insurance for the is valid in the new University as well.
  • These US students insurance plans are valid till the end of the policy period even after the student has graduated. This is very useful for students who are on the OPT status in an F1 visa
  • We offer exchange student insurance plans that satisfy J visa requirements as mandated by US consulates.
j1 visa

Not on a F1 visa? Please review these other visa categories

J1 visa holders

Insurance for Exchange scholars satisfying visa requirements

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F2 dependents

Insurance plans for dependents of an F1 visa holders.

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US Student Abroad

Insurance plans for US students studying outside their home country.

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J2 dependents

Insurance for J2 visa dependants satisfying visa requirements.

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OPT Status within F1 visa

Insurance plans for students on OPT status, OPT student health insurance.

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M1 visa holders

Medical insurance for students on vocational training.

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International student insurance, Cheap student travel insurance FAQ’s

01. Do I need travel insurance for student travel?

All students should have travel insurance student for international travel. Health care costs outside your home country are very high and a minor injury or accident could set you back tens of thousands of dollars. Being healthy and taking care of yourself is of course, highly recommended, but accidents happen to us all and when we least expect. Students should have the best student travel health insurance plans before any emergency situation arises so that you do not find yourself in serious debt.

02. Can international students get health insurance? How do students get student travel insurance to USA?

Yes international students can get student travel health insurance. International students can buy the best study abroad travel insurance quite easily online. Students can compare different international study abroad travel insurance plans online and then buy the best student travel health insurance for students studying abroad to get coverage as early as the following day.

03. What is student travel insurance?

Student travel insurance is a specialized insurance designed to provide coverage for students international outside their home country for academic purposes, such as studying abroad, participating in exchange programs, or pursuing higher education.

04. Why do I need student travel insurance for the USA?

Student travel insurance is important since it offers financial protection against various unforeseen events, such as medical emergencies, trip cancellations, baggage loss, and other travel-related issues. Healthcare and travel related costs in the USA can be extremely high, so having the best travel insurance for international students is crucial.

05. What does student travel insurance typically cover?

The student travel insurance coverage offered in American Visitor Insurance varies based on the insurance provider and plan, but typical inclusions are medical expenses, emergency medical evacuation, trip cancellations, trip interruptions, baggage loss, and personal liability.

06. Does student travel insurance cover pre-existing medical conditions?

Not all plans cover pre-existing medical conditions, but some US student travel policies offered in American Visitor Insurance offer limited coverage or require an additional premium for such conditions. It's essential to check the policy details and discuss this with the insurance provider.

07. Are there any age restrictions for student travel insurance?

Most student travel insurance plans are available for individuals between the ages of 16 and 35. However, age restrictions can vary among insurance providers offered in American Visitor Insurance.

08. How long can I purchase student travel insurance for?

Student travel insurance policies available in American Visitor Insurance have flexible availability, ranging from a weeks to a few years, depending on the length of your academic program.

09. Can I extend my student travel insurance if needed?

Most insurance providers offered in American Visitor Insurance allow policy extensions, but it's essential to inquire about the extension options and any limitations beforehand.

10. Do I need to buy insurance from a specific provider recommended by my educational institution?

While some educational institutions may recommend or have tie-ups with certain insurance providers, you are generally free to choose any reputable insurance company available in American Visitor Insurance that offers suitable coverage for your needs.

11. How do I file a claim if something goes wrong during my travel?

To file a claim, you will need to contact your insurance provider's claims department as soon as possible. They will guide you through the process and provide the necessary forms and information.

12. Can I use student travel insurance for personal travel during my stay in the USA?

Yes, in most cases, you can use your student travel insurance for personal travel within the USA. However, it's essential to compare the different plans using the student travel insurance comparison tool in American Visitor Insurance to review the details to ensure that it covers your needs well.

13. Can I buy Travel insurance policy if I am already studying abroad?

Yes, you can buy student travel insurance policy even if you are already studying abroad. However, not all student travel insurance plans give you this option and you can find a policy on American Visitor Insurance that covers student travelers who are already abroad.

14. Who is eligible for student travel insurance?

Student travel insurance covers the specific needs and risks of students who are studying abroad and outside their home country. It can provide coverage for medical expenses, trip cancellation, loss of baggage, personal liability, and more. These are some common eligibility criteria for student travel insurance. Different insurers may have different terms and conditions, so it is advisable to check the policy document carefully before buying one. You can also compare different plans and features on American Visitor Insurance online to find the best one for your needs and budget.

Obamacare for international students in US

Do international students in the US have to comply by the Affordable care act (ACA) rules? The Affordable Care Act (ACA) does not require international students in the United States to comply with its rules. The ACA primarily focuses on health insurance coverage for U.S. citizens and eligible residents. However if the student has been in the US for more than Five years, the ACA rule will come into effect.

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Obama care student insurance mt-3

Best travel insurance for international students in USA

Millions of students annually aspire to study abroad outside their home country simply for the global exposure, but also for better opportunities. Canada, the UK, Australia, France, China, Germany and the United States are some of the popular destinations for International students. The US has by far been the most popular student destination for many years now, and has seen thousands of students flocking from China, India, Korea, Taiwan, Japan, Saudi Arabia, Brazil, the UK, France, Pakistan, Bangladesh...

Studying outside one’s home country permits students to learn about new culture giving them opportunities and go beyond the visitor’s status and live as a local for months and few years together. Most of the international travelers who visit abroad on leisure after their return to their home country would say “I wish I would have studied abroad.” And even some students who had studied abroad wish that their course had not yet come to an end so soon

A big step in life is going to collage outside the home country! Looking forward to experience the new life, the life far from the comfort zone, recognizing to live on them for the first time and a new sense of freedom away from home is thrilling, while the student enjoys the various experiences often forget that becoming ill outside the home is not easy. It’s very difficult to go through illness and feel sick, vulnerable away from family without proper care. Hence getting proper international student medical insurance is very essential.

Research have shown that students often fall sick with common illness like cold, stomach flu, allergies, stress, and common flu. These sicknesses that are mentioned are contagious very easily as international students live in close quarters dorms, short of sleep due to studies, adjusting to new type of food and few who want to explore the nightlife. These instances can also lead to weaker immune system if the students don’t follow a correct balance in health and lifestyle. Even though these illnesses are not a severe illness, if ignored often develops into more severe conditions and additional ailments.

Many US universities offer student insurance and health insurance specialists are present on campus to advise students. These health insurance specialists explain how in the US the health care system works for international students. Additionally, the student should also check for required formalities need to obtain a student medical insurance. Buying student medical insurance is like purchasing an assurance to the student for safeguarding from all unforeseen medical emergencies that may occur while studying abroad.

There are many platforms for you to buy student insurance however America visitor insurance provides international students the most affordable international student insurance comparable to University insurance coverage by offering the important factors to consider while buying student health insurance. This online insurance provider makes it easier for the students to purchase the student medical insurance by comparing different US insurance companies and buy the one that best meets your needs.

International student medical insurance – Blogs and Articles

Compare best student insurance online

Compare different US students medical insurance plans online.

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Best medical insurance for international students in USA

Compare US international student insurance to find the plan for your budget and needs.

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Going to the US to Study?

Compare US students medical insurance for the plan that fits your needs best.

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Student health insurance for US Colleges and Universities

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Factors for health insurance cost in USA for international students

Student’s age

The student’s age determines the cost of US student medical insurance. The prices for f1 visa US student insurance increases with the age of the student.

The length of coverage

The price of student health insurance in the US can be either monthly or on a daily basis. The price increases with the duration of coverage required.

Maximum medical coverage

Student health insurance USA cost is directly dependent on the medical maximum coverage required. The cost of F1 student medical insurance is less for lower medical maximum and increases with higher medical maximum coverage.

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Resourceful travel insurance student information

Travel insurance student FAQs

Commonly asked questions about international student travel insurance.
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Student insurance resources

Here are some useful resources to help you understand insurance.
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Best travel insurance for students studying abroad

International travel insurance for students

  • American students studying outside the US can buy these student travel medical insurance plans.
  • International student insurance plans are cheaper than you might expect!
  • Groups of 2 or more students enrolled in a university can view the "Group insurance quotes".
  • Travel tips for "US students studying abroad".

GeoBlue Voyager Insurance for US Students

Geoblue Voyager plans offers coverage for Students or teachers going abroad for a semester.

Voyager Choice Insurance

  • Applicant's home country must be the US,
  • Covers pre-existing conditions for medical services and medical evacuation, for individuals with a current U.S. health plan,
  • US primary health plan required.
  • Access to doctors and hospitals in 190 countries.
Plan Details Brochure Buy Now

Voyager Essential Insurance

  • Applicant's home country must be the US.
  • Pre-existing conditions are covered with a 180-day exclusion.
  • Does not require a primary health plan.
  • Access to doctors and hospitals in 190 countries.
  • This plan is available from 1 day to 182 days.
Plan Details Brochure Buy Now
Factors to consider While buying travel insurance for students studying abroad

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international students in USA

Best travel insurance for students traveling outside USA

US travel health insurance providers have student plans suitable for US students studying abroad. It is very important for US students traveling outside of the United States to have a suitable health insurance plan to cover them for any sickness or unexpected injury. The following are Four popular international student plans. Students can also use our compare facility to view more plans if needed.

Each of the plans vary slightly in terms of benefits and price. If the University has any specific requirements, please feel free to contact us on the phone or by email. Students can buy best student travel insurance plans online without any additional paperwork. After completing the transaction, the customer will receive a confirmation email from insurance provider instantly which will have the ID Card and policy details attached to it.
Click here for popular countries for US Students study abroad»

Cheap student travel insurance, Student travel health insurance links

International student insurance Blogs

Blogs and articles for international student travel insurance.
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Travel insurance student Forum

Queries and answers about international student travel insurance.
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Buying student Insurance options

Blog about buying international student health Insurance.
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Best insurance for international students

Cheapest medical insurance for F1 students

Students when they travel outside their home country to study along with the university academic experience also get an opportunity to experience a new culture and to see different parts of the world and meet new people with varied backgrounds.

We work with several US insurance providers that offer excellent student F1 health insurance. We have developed an excellent compare F1 visa student travel insurance tool and have article and FAQ's with information for the best travel insurance for F1 students studying abroad.

Our international student insurance plan comparison facilities lists the travel insurance for students that satisfies the F1 visa health insurance requirements.

Students can find the affordable health insurance for international students in USA as well as outside the USA. Other than the cost, we also display relevant coverage details of health insurance for international students on F1 visa studying in the USA.

Student health insurance

Popular countries among international Students

More international student insurance categories

 

International Student insurance

J1 visa holders insurance

F1 visa holders insurance

F2 visa health insurance

USA Student abroad insurance
 
 

School sports team coverage

OPT student health insurance

Obamacare requirements

Student group travel Insurance

Student colleges requirements
 

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