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Why we have to buy insurance if the main treatments are not covered under pre-existing medical condtions? |
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These visitor insurance plans will cover unanticipated medical expenses such as sudden illness, falling down and hurting oneself, having an accident... Visitor insurance while in the US and Canada is for unanticipated, unplanned medical expenses. In the US and Canada healthcare expenses very high. Even minor health treatments costs can lead to huge medical bills. Visitor medical insurance will insure against such unforeseen emergencies.
Visitor insurance will not cover medical expenses for treatments that patients are scheduled to have regularly. However the visitor insurance plans that do cover pre-existing conditions so do so for acute onset of existing conditions and have very specific limitations for their coverage. Please review the policy brochure for more details. The policy brochures can be accessed through our pre-existing coverage visitor insurance comparison tool.
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My father-in-law is in the US and suffers from diabetes and he needs a treatment. Will the insurance company pay costs for sending back to native country in order to undergo pre-existing conditions treatment? |
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No, the visitor insurance plan will not pay for evacuating a customer back to his/her native country if it is for a pre-existing ailment that is not covered by the plan itself. Even if the plan covers pre-existing condition, it will be very specific coverage, and will not cover evacuation to another country.
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Which are the plans that cover Pre - Existing conditions? |
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The short term visitor insurance plans usually do not cover pre-existing medical conditions , however some plans do provided limited coverage for pre-existing conditions. You can compare the insurance plans that offer pre-existing condition coverage at pre-existing coverage visitor insurance plan options
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My mother suffers from a heart treatment and I would like to bring my mother to the USA to get her medical treatment done. Will these medical costs be covered under visitor medical insurance? |
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No , none of the planned medical expenses for pre-existing conditions will be covered by any visitor insurance plans. If your mother has a heart pre-existing condition , it will be excluded by the visitor insurance plan coverage. The plans that provide pre-existing coverage do so for acute onset of existing conditions and have very specific limitations for their coverage. Please review the policy brochure for more details. The policy brochures can be accessed through our pre-existing coverage visitor insurance comparison tool.
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Is pregnancy covered under pre-existing conditions? |
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There is very limited coverage for pre-existing conditions and very little coverage for maternity offered for visitors to the US. However there are some insurance plans designed by select insurance providers in the USA that provide limited cover for visitors to the US for pregnancy and maternity related treatments. Pregnant women can consider these plans for financial requirements that arise during pregnancy in a foreign land. Maternity and Pregnancy visitor insurance plans can be purchased prior to the start of one’s journey to avail effective coverage while abroad. |
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Can I invite my parents to the US if they have pre-existing conditions. What are my options in this situation ? |
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Given the high cost of healthcare in the US, there is no solution that provides full coverage for pre-existing conditions. However the visitor insurance plans that do cover pre-existing conditions so do so for acute onset of existing conditions and have very specific limitations for their coverage. Please review the policy brochure for more details. The policy brochures can be accessed through our pre-existing coverage visitor insurance comparison tool. |
