Pre-existing conditions are medical ailments that a customer suffered from before purchasing health insurance. Pre-existing conditions refer s to any injury, disease or illness occurring prior to and
including the effective date of your insurance.
What are the Pre - Existing Coverage options available for visitors?
Given the dilemma regarding pre-existing condition coverage, and its importance, American visitor insurancepresent resourceful information about Pre-existing conditions. We try to explain with objectivity and transparency the options available for pre-existing condition coverage. All the policies that cover pre-existing conditions and all the terms and conditions that go with it are displayed in an user friendly manner. You can get quotes and compare the coverage benefits for Pre-existing Conditions at Visitor insurance pre-existing condition coverage
Is there any look back period for pre-existing condition coverage? If so what is the look back period for pre-existing conditions by the different insurers who offer visitor insurance ?
The Look back period for pre-existing conditions by the different insurance providers are -
IMG products (Patriot America, Patriot GO ...) 3 years pre-existing conditions are not covered prior to start of visitor insurance coverage
HCCMIS (Atlas America ...) 2 years pre-existing conditions are not covered prior to start of visitor insurance coverage
Seven Corners insurance (Laison International ..) - 3 years pre-existing conditions are not covered prior to start of visitor insurance coverage .
Global Underwriters (Diplomat America... ) 3 years pre-existing conditions are not covered prior to start of visitor insurance coverage
Travel Insurance Services (Visit USA , WorldMed .. ), 3 years pre-existing conditions are not covered prior to start of visitor insurance coverage
Are there any medical tests required to buy pre exisiting visitor insurance?
No , there are no medical tests required for purchasing visitor insurance
Can you suggest any insurance that will cover pre-existing conditions irrespective of the costs concerned for this coverage?
Take a look at the best coverage of Pre-existing Conditions in pre-existing coverage plans . These plans offer limited pre-existing coverage under specific circumstances.
My father suffers from blood pressure and needs to take medications daily. Will the cost of these medicines be covered under visitor medical insurance ?
No the cost of these regular medications will not be covered. It is recommended that you carry adequate medications required for regular use when travelling outside your familiar home country conditions.
AmericanVisitorInsurance and/or its associates have tried to answer these frequently asked questions to the best of our knowledge. However we make no guarantee regarding the accuracy of our answers. The exact answers for some of the questions can change periodically as insurance companies change their plans/policies. AmericanVisitorInsurance is not liable for any problem resulting from the content on this FAQ. If you do not agree with the terms of this disclaimer, please do not use any information in this FAQ.
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