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Visitor medical insurance, Global health insurance, Student medical insurance, Immigrant health insurance, J visa insurance, Cruise vacation insurance, Europe travel insurance and Nanny insurance.


Visitor Medical Insurance (Tourists and family members visiting USA)


Visitor Insurance plans provide cover for medical expenses as a result of illness or injuries that happen while traveling outside your home country. Visitor Medical Insurance plans can be purchased anytime even during the trip and offer many levels of medical coverage ranging from $25,000 to $1,000,000.

Visitor Insurance plans cover medical costs (limited cover for pre-existing conditions), prescription drugs, emergency medical evacuation and accidental death & dismemberment. Other benefits include, trip interruption, baggage loss, baggage delay etc.


Global Health Insurance (Expatriates and regular international travelers)


Global Health Insurance plans offer comprehensive major medical coverage in all countries including USA and are designed to the special needs of Expatriates and regular overseas travelers. Global Health Insurance plans offer comprehensive medical benefits including maternity, mental health, wellness (preventive check ups) and medical evacuation.

International Student Health Insurance Plans (Studying in a foreign country)


International Students in America (US F1 visa), their spouses and children (F2 dependents) are required by American Universities to have good medical insurance coverage.

International Student Health Insurance plans cover medical expenses (pre-existing conditions & pregnancy may be covered), prescription drugs expenses, emergency medical evacuation and repatriation.


US Immigrant Health Insurance Plans (H4, F2 Visa holders and new immigrants)


US Immigrant Health Insurance are long term plans designed for the health needs of new immigrants (Green Card holders sponsored by family members) to the US and potential immigrants (H4 & F2 visa holders).

Immigrant Health Insurance plans cover healthcare costs resulting from illness or injuries during the period of coverage. These plans offer coverage ranging from 2 to 5 years.

J1, J2 Visa Health Insurance (Exchange program visitors and scholars)


US Government regulations stipulate that J-1 exchange scholars in the US and J-2 dependents must have health insurance, and if one fails to carry health insurance, the J-1 sponsor must terminate the exchange visitor program and inform the US Department of State.

Benefits include coverage for medical expenses (pre-existing conditions may be covered), prescription drugs expenses, emergency medical evacuation and accidental death & dismemberment.


Package Trip Insurance Plans (Vacationers and cruise travel)


Trip Insurance plans are packaged solutions designed for short term travel, vacations and tours. These plans offer good coverage at affordable prices.

Benefits include coverage for medical expenses (pre-existing conditions may be covered), dental expenses, prescription drugs expenses, emergency medical evacuation. These plans can also cover your losses (non refundable ticket costs) due to a trip cancellation, trip interruption, lost baggage etc.


Europe Travel Insurance (Business travel, vacation and Scehengen visa)


The common Schengen visa allows travelers to go to all schengen countries. However Schengen visa countries require visitors to have health insurance coverage.

Schengen Visa insurance have specific requirements defined by the consulates. These plans satisfy Schengen visa consulate requirements.


Nanny (BabySitter) Health Insurance (Nannies during their stay outside their home country)


Babysitter (Nanny) Health Insurance protects nannies and au pairs from hospital and doctor bills. Au Pairs and nannies who are non US citizens will often require health insurance to cover for medical expenses during their engagement. New immigrants to the country (green card holders) and au pairs while in the US are eligible for special classes of medical insurance.




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