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Visitor medical insurance, Global health insurance, Student medical insurance, Immigrant health insurance, J visa insurance, Cruise vacation insurance, Europe travel insurance and Nanny insurance.


Visitor Travel Medical Insurance (for family members visiting USA)


Visitor Medical Insurance plans provide coverage for medical expenses resulting from sudden illness or injuries incurred during the stay in USA. Visitor Medical Insurance plans can be purchased anytime even during the trip and offer many levels of medical coverage ranging from $25,000 to $1,000,000.

Visitor Medical Insurance plans cover medical expenses (no coverage for pre-existing conditions), emergency medical evacuation, prescription drugs expenses, and accidental death & dismemberment. Other secondary benefits include trip interruption, baggage loss, baggage delay etc.


Global Health Insurance (Ideal for H1B visa holders)


Global Health Insurance plans offer comprehensive major medical coverage in all countries including USA and are designed to the special needs of H1, H4 and Green Card holders, sailors and cruisers. Global Health Insurance plans offer comprehensive medical benefits including maternity, mental health, wellness (preventive check ups) and medical evacuation.

Short Term Insurance (Ideal for American Students)


Short Term medical Insurance plans are ideal for those currently living in the US and in-between jobs or waiting on another plan. Temporary medical insurance is also applicable for students who have recently graduated from college or anybody else without short term insurance.

International Student Health Insurance Plans (for studying in a foreign country)


International Students (F1 visa), their spouses and children (F2 dependents) are required by US Universities to have good medical insurance coverage.

International Student Medical Insurance plans cover medical expenses (pre-existing conditions & pregnancy may be covered), prescription drugs expenses, emergency medical evacuation and repatriation.


US Immigrant Health Insurance Plans (for H4, F2 Visa holders and new immigrants)


US Immigrant Health Insurance plans are long term plans designed to meet the special health needs of new immigrants (Green Card holders sponsored by family members) to the US and potential immigrants (H4 & F2 visa holders).

US Immigrant Health Insurance plans cover medical expenses resulting from sudden illness or injuries during their period of coverage. These plans typically offer coverage ranging from 2 to 5 years.

J1, J2 Visa Health Insurance (for exchange program visitors and scholars)


J-1 exchange visitors in the US and J-2 dependents must carry health insurance. Government regulations stipulate that if one willfully fails to carry health insurance, then the J-1 sponsor must terminate the exchange visitor program and inform the termination to US Department of State.

Benefits include coverage for medical expenses (pre-existing conditions may be covered), prescription drugs expenses, emergency medical evacuation and accidental death & dismemberment.


Package Trip Insurance Plans (for vacationers and cruise travel)


Package Trip Insurance plans are a simple packaged solution designed for short term travel, vacations and tours. These plans offer good coverage (no deductible) at affordable prices.

Benefits include coverage for medical expenses (pre-existing conditions may be covered), dental expenses, prescription drugs expenses, emergency medical evacuation. These plans can also cover your losses (non refundable ticket costs) due to a trip cancellation, trip interruption, lost baggage etc.


Europe Travel Insurance (for business travel, vacation and Scehengen visa)


Traveling to Europe has been made convenient with the Schengen Visa. This common visa allows you to travel to 15 schengen countries. However Schengen visa countries require visitors to have health insurance coverage.

Schengen Visa insurance requirements are specified by the consulates.


Nanny (BabySitter) Health Insurance (Nannies during their stay outside their home country)


Babysitter (Nanny) Health Insurance protects nannies and au pairs from hospital and doctor bills. Au Pairs and nannies who are non US citizens will often require medical insurance to cover for unforseen medical expenses during their engagement. New immigrants to the country (green card holders) and au pairs while in the US are eligible for special classes of health insurance.