Schengen Visa Insurance

Schengen visa requirements
  • Medical coverage of at least €30,000 (about $50,000 USD)
  • A repatriation benefit.
  • An emergency medical evacuation benefit.
  • The insurance provider must have an office in Europe.
1. Traveler's age
Spouse
2. Dates for coverage
Start Date:
End Date:  
months days
 

Popular Schengen Insurance plans for Age:

Atlas International by HCCMIS
  • Maximum coverage#1
  • Deductible#2
  • Not Available in#3
    Florida, Maryland, New York, Washington
  • Visa Letter
    In 30 minutes, available from client zone
    More...
  • $5 for 14 days of coverage BUY
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Liaison Continent by Seven corners
  • Maximum coverage#1
  • Deductible#2
  • Not Available in#3
    Maryland
  • Visa Letter
    Sent immediately after purchase
    More...
  • $4 for 14 days of coverage BUY
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Patriot America by IMG
  • Maximum coverage#1
  • Deductible#2
  • Not Available in#3
    Maryland
  • Visa Letter
    Sent immediately after purchase
    More...
  • $8 for 14 days of coverage BUY
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#1: Maximum Coverage is the maximum eligible medical expenses that the plan will cover.

#2: Deductible is the amount of expenses that must be paid out of pocket before an insurer will pay any expenses.

#3: Click here for schengen visa insurance plans available for residents of Maryland, Florida, Newyork and Washington states.


Buying travel insurance for Schengen countries from a website called Americanvisitorinsurance.com is ironic, however the plans offered here by US insurers are designed specifically to meet Schengen State Visa requirements. Insurance for foreign travelers is very important given the high cost of healthcare in Europe. For this reason Schengen consulates have mandated that all travelers seeking the visa to have adequate insurance. Travelers covered with insurance and the single visa can travel to 26 Schengen countries. The plans offered on our website satisfy the requirements specified the consulates. The following nationalities need the Schengen visa even for short visits. However for longer visits most non Europeans need the Schengen visa including US citizens. Our plans work for travelers of all nationalities.

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  • US citizens who want to stay in the 26 Schengen Countries for more than 90 days in a 180 day period should apply for a Long stay visa.
  • One of the requirements for this long stay visa is proof of medical insurance with medical expenses coverage up to 40,000$(or the equivalent in euros) which is valid during the whole stay in the Schengen Countries.
  • The insurance company should provide a Visa Letter which should state that under the policy the visitor is covered for medical expenses, emergencies and hospitalization for a long stay in Europe with the limit amount of coverage if there is a limit (or "unlimited" if there is no limit of coverage).

Procedure to get the Visa letter for the Schengen Visa consulates

edit icon 1) Enter Details & GET QUOTE
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compare icon 2) Compare plans & BUY NOW
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Download icon 3) Download VISA LETTER
  • Medical insurance for getting the Europe visa can be purchased online both quickly and with ease.
  • We have developed an insurance comparison facility so that an Europe Visa or Schengen Visa holder may compare quotes from several different insurance providers.
  • All that the customer has to do is provide the relevant information (age, travel dates, total amount of coverage desired) in simple online form and then click on the 'get quote' button, and they will have instant access to a list of eligible plans along with the premium (cost), the medical coverage details, and the name of the underwriter.
  • The Schengen Visa holder may then buy the medical insurance plan that they select by clicking on the corresponding 'BUY' button.
  • To do so they must complete a simple online application and pay using a credit card.
  • On purchasing the insurance, a traveler will be provided with the insurance details that include a toll free number, a virtual ID card, and a visa letter that may be presented to the consulate as proof of coverage.
SEGURO DE SALUD

Factors that determine insurance price

The monthly premium or cost of the Schengen Visa insurance plan depends on the following variables:
  1. The age of the traveler: The older the Schengen visa holder, the more expensive the monthly plan cost
  2. The maximum medical coverage selected: The options range from $50,000, up to $1,000,000, the higher the coverage amount, the higher the premium.
  3. The selected deductible: A 'deductible' is the amount of the medical costs the customer pays before the insurance plan provides any coverage. Most plans provide several options ranging form $0 to $2500 (travelers over age 60 years may not have the $0 deductible option). The lower the deductible, the higher the premium.
  4. The co-insurance on the plan: 'Co-insurance' is the percentage on medical expenses borne by the customer AFTER the deductible is paid off. Most plans do not have a coinsurance outside the USA.
  5. The insurance underwriter: There are different underwriters such as AIG, Lloyds, Nationwide, etc. Premium will correspondingly vary for different underwriter.

List of Schengen countries

Austria  |   Belgium  |   Czech Republic  |   Denmark  |   Estonia  |   Finland  |   France  |   Germany  |   Greece  |   Hungary  |   Iceland  |   Italy  |   Latvia  |   Liechtenstein  |   Lithuania  |   Luxembourg  |   Malta  |   Netherlands  |   Norway  |   Poland  |   Portugal  |   Slovakia  |   Slovenia  |   Spain  |   Sweden  |   Switzerland