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Visitor Medical & Travel Health Insurance
Visitor insurance is necessary in todays global village where people often travel across borders. In countries like the US and Canada, where medical care is very expensive, even small ailments can result in huge medical expenses, more serious medical problems can have catastrophic financial implications without visitor insurance. Visitor Insurance is ideal when you have parents, relatives and family / friends visiting the United States as well as when you are traveling on a vacation.
Visitor insurance are short term insurance plans for the duration of your travel. These plans will provide coverage for accident and illness expenses during travel as well as the travelers stay overseas. Visitor Travel Insurance plans, also known as Visitor Medical Insurance or Visitor Health insurance plans can be purchased prior to start of journey or even during your travel. Visitor insurance plans can be purchased for durations from seven days to 3 years, and provide coverage ranging from $25,000 to $1,000,000. Visitor insurance plans have different types of coverage such as comprehensive plans or fixed benefits plans. The cost or premiums for these plans will vary depending on the type of insurance plan purchased.
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Global Health Insurance
Global Medical Health Insurance plans are designed for expatriates, regular overseas travelers, sailors and cruisers. They offer worldwide coverage and are usually long term plans with no limit on extensions. Pre existing conditions can be covered after an initial period of coverage. Plans can be purchased on a monthly, quarterly, semi annual or annual basis. The maximum coverage is upwards of $1million.
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Student Medical Insurance
International Students (F1 visa holders), their spouses and children (F2 dependents) need good medical insurance while in the United States. This is often a requirement of the University. Student insurance plans cover emergency medical evacuation and repatriation, accident and sickness medical expenses (pre-existing conditions & pregnancy may be covered) and prescription drugs expenses.
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US Immigrant Insurance
Immigrant Insurance plans are designed for new immigrants to the US and potential immigrants (H4 & F2 visa holders). These plans are designed for longer periods and cover medical expenses resulting from accidents, sudden illness or injuries during their period of coverage.
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