Safe Travels USA Insurance
Ideal for Travel insurance for NON US Citizens traveling to the USA or traveling to USA and abroad
Safe Travels USA insurance review
Safe Travels USA visitor medical insurance is an EXCESS temporary accident and sickness medical coverage. This plan is available for Non-US citizens while traveling to the USA and then going to other countries. Covers Unexpected Recurrence of a Pre-existing condition up to $1k.This plan also available for Green Card holdersKey benefits of Safe Travels USA visitor medical insurance
Comprehensive plan
Pre-existing conditions
First Health PPO network
Renewability
Medical coverage
Optional Sports Coverage
Safe Travel USA Insurance - Key Highlights
- Safe Travels USA plan is available for non U.S. residents and non U.S. citizens, traveling to the USA or USA and then other countries
- This plan is available for green card holders.
- Safe Travels USA is a comprehensive insurance plan wide range of policy maximum options starting from $50K and goes up as high as $1M.
- The deductible options start from $0 and goes on as $50, $100, $250, $5K, $1K, $2.5K and $5K
- Acute onset of pre existing condition or unexpected recurrence of the condition is covered for $1,000.
- Coverage available up to 89 years of age.
- Co-Insurance 90% of the first $2,500 then 100% up to the policy maximum
- Emergency Medical Evacuation is available for 100% up to 2,000,000.
Customer Reviews
Reviews, Ratings and Experiences
Advantages and Disadvantages of Safe Travels USA Insurance
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Safe Travels USA Insurance Advantages
- It is a comprehensive benefit plan.
- Safe Travels USA plan is available for green card holders
- Good provider network.
- Covers Unexpected Recurrence of a Pre-existing condition up to $1k
- Optional rider cover for Sports activity coverage, AD&D, Return to home country Coverage and hazardous activities.
- Coinsurance is 90% of the first $2,500 of covered expenses then 100% up to the policy maximum
- It is ideal for foreign residents visiting USA and then other countries worldwide.
- Travelers on transit visa in US can also purchase this plan.
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Safe Travels USA Insurance Disadvantages
- It is eligible for travelers up to the age of 89 years
- This plan is not available to any individual who has been residing within the United States for more than 365 days prior to their Effective Date
An Overview of Safe Travels USA
Eligibility
- For non U.S. residents and non U.S. citizens, traveling to the USA or USA and then other countries.
- Travelers up to the age of 89 years.
Renewability
- Coverage is available from 5 days to 12 months.
- Safe Travels USA Insurance can be renewed online
Pre-existing condition
- Offers Acute onset of pre-existing coverage up to the age of 70 years.
- $25,000 maximum limit for emergency medical evacuation.
Cancellation
- Before effective date: Full refund of premium is available.
- After effective date $50 cancellation fee will be charged by the insurance company.
Coinsurance
The plan pays 90% of the first $2,500 then 100% up to the policy maximum.
Restrictions
This plan is not available for Antarctica and Nigerians.
Working example of Safe Travels USA Insurance for US Visitors*
- Insurance coverage is $50,000
- Deductible is $100 per certificate period
- Coinsurance for claims incurred Out of Network: After the deductible, 90% of the first $2,500 then 100% up to the policy maximum
- Total medical expenses is $25,100
The insured must pay the deductible ($100) before the insurance plan pays anything. Since the policy maximum coverage is $50,000. and the total amount billed is $25,000, the policy will pay 90% of the first $2,500 then 100% up to the policy maximum ($50,000). In this case the insured expense after the deductible is 20% of first $5,000, which is $1,000. Thus your final expense is $1,100 while the insurance company will cover the remaining $24,000.
| Expense | Amount billed | Amount Insurance Pays | Amount Insured Owes |
|---|---|---|---|
| Deductible | $100 | $0 | $100 |
| Days in hospital | $9,000 | $8,000($4,000 + $4,000(80% of first $5,000)) | $1,000 (20% of first $5,000) |
| Surgery | $15,000 | $15,000 | $0 |
| X Ray | $1000 | $1000 | $0 |
| Total: | $25,100 | $24,000 | $1,100 |
Safe Travels USA - FAQ's
Yes. Safe Travels USA Visitor Medical Insurance covers Unexpected Recurrence of a Pre-existing condition up to $1k.
The cost of Safe Travels USA plan is dependent on the following factors: The age of the traveler, the length of insurance coverage, The Plan Limit and the deductible.
The higher the plan limit, the higher will be the premium, while the higher the deductible the lower will be the premium. Travelers can choose maximum limits of $50k, $100k, $500k, $1M depending on the age of traveler.
Yes.Safe Travels USA plan offers Sports activity coverage as (Optional) up to $50,000 - provides coverage while performing, practicing, or participating in Class 1 or Class 2 Sports only. Extreme Sports are excluded. Hockey League play is excluded.
Class 1: Archery, tennis, swimming, cross country, track, volleyball, and golf.
Class 2: Ballet, baseball, basketball, cheerleading, equestrian, fencing, field hockey, football except division 1, gymnastics, hockey no league play, karate, lacrosse, polo, rowing, rugby, soccer, & softball.
Extreme Sports: Sports means any high-risk non-team sport or recreation activity that is dangerous and if performed optimally, even by the highly skilled, risks loss of life or limb.
For Trawick International Travel insurance Policy Cancellation: If your travel insurance USA plan is cancelled you have to submit a written request to info@trawickinternational.com for cancellation and refund of your travel medical insurance premium cost.
Cancellation before effective date:
- A full refund would be considered
Cancellation of the travel health insurance after effective date the following conditions apply if the Insured Person wishes to cancel the insurance and a written partial refund request has been made:
- If any claims have been filed with the Company, the Premium is fully earned and is non-refundable.
- If no claims have been filed with the Company, then
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- a cancellation fee of US $25 will be charged;
- only full month premiums will be considered as refundable;
- If after a refund is made, it is determined that a claim was presented to the company on an Insured Person’s behalf, the Insured Person will be fully responsible for that claim in its entirety.
Safe Travels USA Insurance for US visitors is an affordable accident and sickness medical insurance. Best visitor medical insurance plan for parents visiting USA. Available for non U.S. residents and non U.S. citizens, traveling to the USA or USA and then other countries. Covers Unexpected Recurrence of a Pre-existing condition up to $1k.
The Safe Travels USA travel insurance plan by Trawick international is available for Non US Citizens and US residents who are traveling to the United States or anywhere outside their home country. Safe Travels USA is also available for US citizens and US permanent residents (Green card holders).
Yes, the Safe Travels USA plan can be renewed if initially purchased for more than Five days. There is an $5 fee for renewing the Trawick International Safe Travels USA plan
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If you have this logo on your ID Card:
You can find a provider in the USA by using the following link www.firsthealthinternational.com
Please note: there are no Pharmacies or Dental Providers listed as In-Network for First Heath PPO. All Dental Providers and Pharmacies are Out of Network and any Out of Network Deductible will apply to eligible claims.
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